Norway

The Kingdom of Norway, is a Scandinavian unitary constitutional monarchy whose territory comprises the western portion of the Scandinavian Peninsula, Jan Mayen, the Arctic archipelago of Svalbard and the subantarctic Bouvet Island.


Link to external site : Website for Norway
Norway
Wallets
Development Developed
Send or Receive
GDP ($m)
388,412.93
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HDI classification Very High
Mobile Connections (m)
Currency NOK
Class
CountryISO NO
Sovereignity Country
Territory of - NA -
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{"type":"PieChart","data":[["Operator","Connections"],["Telenor",3080438],["NetCom (TeliaSonera)",1696800],["Network Norway",522340],["Ice.net (Access Industries)",90000]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",3300000],["Q4 2001",3600000],["Q4 2002",3900000],["Q4 2003",4163381],["Q4 2004",4716090],["Q4 2005",4633986],["Q4 2006",4644171],["Q4 2007",4775186],["Q4 2008",5023630],["Q4 2009",5173471],["Q4 2010",5358577],["Q4 2011",5516947],["Q4 2012",5638749],["Q4 2013",5735902],["Q4 2014",5810648]],"options":{"title":"Connections"}}
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Channel Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["Mobile",4],["Web",2]],"options":{"title":"Initiatives ( 4 of 4 )"}}
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COT Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["Bank",1],["PSP",2],["Scheme",1],["Vendor",1]],"options":{"title":"Initiatives ( 4 of 4 )"}}
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Persona Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["Hub",1],["MP",1],["NFC",1],["OP",1]],"options":{"title":"Initiatives ( 4 of 4 )"}}
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Products
{"type":"ColumnChart","data":[["Category","Initiatives"],["BP",1],["Card",1],["DMT",1],["MP",3],["NFC",1],["OP",2]],"options":{"title":"Initiatives ( 4 of 4 )"}}
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PI Analysis
{"type":"ColumnChart","data":[["Category","Initiatives"],["Card",3],["NFC",1],["Wallet",1]],"options":{"title":"Initiatives ( 4 of 4 )"}}
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Central Bank
Key Regulations
Type of law
Legal System
Mixed legal system of civil, common, and customary law; Supreme Court can advise on legislative acts
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Law is based on
Scandinavian-German civil law. Norwegian Code of 1687.
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Approach
Sectors active in Digital Money
Exclusivity
Certainty
Openness
Proportionate?
Allowed Models
DominantModel
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",110.32],["Banked",84],["Internet",81],["Urban",77],["Adult",81],["Literate",100]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
Population m 4.71
Adult % 81.00
Migrants %
Stock Immigrants ('000)
Emigration Rate %
Internal Migrants ('000)
Internal Migration Rate %
Intl Movement Rate %
Urban % 77.00
Female % 51.10
Literate % 100.00
Annual Growth %
Mobile Penetration % 110.32
Banked % 84.00
Access to FS % 0.00
Internet % 81.00
Branches per 100k adults 34.97
ATMs per 100k adults 59.73
POS per 100k adults 2,827.43
Prepaid % 29.60
Prepaid SIM Registration
MobileUnbanked (m) 0.75
Monthly ARPU
Cards 2010 ('000)
Propensity %
Overall
Population
On Remittance Sent
On Remittance Received
Mobile Unbanked
Migrant %
MP %
Banked %
Development
Can Provide Payments?
Can Market under Brand?
Can issue E-Money?
Can Open Customer Account?
Can Own Customer?
Can do Cash In/Cash Out?
Can offer Domestic Money Transfer?
Can offer International Money Transfer?
Importance for Digital Money
Digital Money Adoption
Mobile Payment
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Registered Wallet Users
Top Wallets
Informal Market
Cost To Remit
Key Players

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