Wallets | |
Development | Developed |
Send or Receive |
Send Register/Log In |
GDP ($m) |
13,751,400.01 Register/Log In |
HDI classification | Very High |
Mobile Connections (m) |
337.899 Upgrade to Bronze |
Currency | USD |
Class | |
CountryISO | US |
Sovereignity | Country |
Territory of | - NA - |
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["US",301.621,3]],"options":{"title":"Countries","region":"US","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["Verizon Wireless",108000000],["AT&T Mobility",103000000],["Sprint (Sprint Nextel)",53700762],["T-Mobile (Deutsche Telekom)",33569886],["MetroPCS",10003980],["Rest ( 10 )",29624668]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",120359219],["Q4 2001",123895118],["Q4 2002",138827245],["Q4 2003",158619041],["Q4 2004",182290079],["Q4 2005",207513701],["Q4 2006",234641296],["Q4 2007",254218879],["Q4 2008",269447728],["Q4 2009",282648258],["Q4 2010",300493107],["Q4 2011",316095321],["Q4 2012",327674427],["Q4 2013",335636051],["Q4 2014",340713504]],"options":{"title":"Connections"}}
Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["ATM",3],["Affiliates",3],["Branch",1],["Kiosk",1],["Location",9],["Mobile",102],["Online",1],["PC",1],["POS",2],["Web",45]],"options":{"title":"Initiatives ( 119 of 119 )"}} |
COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",19],["Bank",29],["Card",5],["MFI",1],["MNO",4],["MTO",1],["Network",1],["PSP",29],["Payment",1],["PostOffice",1],["Retail",5],["Scheme",1],["TechWeb",9],["Vendor",21]],"options":{"title":"Initiatives ( 119 of 119 )"}} |
Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["DB",4],["DN",2],["DT",3],["DW",9],["Hub",4],["LP",2],["MB",12],["MM",1],["MMT",1],["MP",18],["MPOS",8],["MT",8],["MW",11],["NFC",2],["OP",9],["PC",6],["PSP",2],["Tech",6],["VC",11]],"options":{"title":"Initiatives ( 119 of 119 )"}} |
Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",2],["ATM",1],["Alerts",2],["Anon",1],["B2C",1],["BP",7],["CICO",2],["Card",4],["D2B",1],["DC",5],["DMT",27],["DW",21],["G2P",1],["Hub",2],["IAT",1],["IMT",18],["LP",7],["MB",14],["MFI",1],["MM",4],["MP",65],["MPOS",9],["MT",1],["MW",5],["NFC",7],["OB",1],["OG",1],["OP",26],["Offers",2],["P2PL",1],["PC",6],["POS",1],["Paybymobile",4],["RDC",3],["Sell",1],["Social",2],["Trade",1],["VC",12],["WhiteLabel",7]],"options":{"title":"Initiatives ( 119 of 119 )"}} |
PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",2],["Account",29],["Card",73],["Cash",19],["Cheque",1],["Mobile",1],["MobileBilling",1],["NFC",8],["PC",7],["Wallet",44]],"options":{"title":"Initiatives ( 119 of 119 )"}} |
Central Bank | |
Key Regulations | |
Type of law |
Common Upgrade to Bronze |
Legal System |
Common law system based on English common law at the federal level; state legal systems based on common law except Louisiana, which is based on Napoleonic civil code; judicial review of legislative acts Upgrade to Bronze |
Law is based on |
Federal courts and 49 states use legal system originally based on English common law but which diverged greatly in 19th century . State law in the U.S. state of Louisiana is based upon French and Spanish civil law Upgrade to Bronze |
Approach |
Ex Ante Upgrade to Bronze |
Sectors active in Digital Money |
NonBank Upgrade to Bronze |
Exclusivity | |
Certainty | |
Openness | |
Proportionate? |
Yes, as stores can do Money Transfer Upgrade to Bronze |
Allowed Models |
NB Led Upgrade to Bronze |
DominantModel |
Bank Led Upgrade to Bronze |
E-Money |
E-money allowed for non-banks as per cpss Upgrade to Bronze |
Payment |
Prepaid cards allowed. Regulations changing Upgrade to Bronze |
Agent | |
Money Transfer |
Money transfer license required. Federal and State rules apply. Retail can be agents of holders of license, like Western Union Upgrade to Bronze |
Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",97.46],["Banked",91],["Internet",73],["Urban",81],["Adult",80],["Literate",99]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
Population m | 301.62 |
Adult % | 80.00 |
Migrants % |
13.00 Register/Log In |
Stock Immigrants ('000) |
42,813.30 Upgrade to Bronze |
Emigration Rate % | |
Internal Migrants ('000) |
44,400.00 Upgrade to Bronze |
Internal Migration Rate % |
17.80 Upgrade to Bronze |
Intl Movement Rate % |
12.40 Upgrade to Bronze |
Urban % | 81.00 |
Female % | 50.10 |
Literate % | 99.00 |
Annual Growth % |
Mobile Penetration % | 97.46 |
Banked % | 91.00 |
Access to FS % | 0.00 |
Internet % | 73.00 |
Branches per 100k adults | 35.43 |
ATMs per 100k adults | 169.23 |
POS per 100k adults | 2,156.46 |
Prepaid % | 13.10 |
Prepaid SIM Registration | |
MobileUnbanked (m) | 26.46 |
Monthly ARPU |
51.29 Upgrade to Bronze |
Cards 2010 ('000) | |
Propensity % |
Overall | |
Population | |
On Remittance Sent | |
On Remittance Received | |
Mobile Unbanked | |
Migrant % | |
MP % | |
Banked % | |
Development |
Can Provide Payments? | |
Can Market under Brand? | |
Can issue E-Money? | |
Can Open Customer Account? |
Yes with Proportionate KYC rules Upgrade to Bronze |
Can Own Customer? | |
Can do Cash In/Cash Out? | |
Can offer Domestic Money Transfer? | |
Can offer International Money Transfer? |
Importance for Digital Money | |
Digital Money Adoption |
Mobile Payment Upgrade to Bronze |
Registered Wallet Users |
84,000,000 Upgrade to Bronze |
Top Wallets |
Obopay Upgrade to Bronze |
Informal Market | |
Cost To Remit | |
Key Players |