Charmaine brings a unique perspective, having contributed to the global development of digital money through the leading money transfer company Western Union, a leading bank (Royal Bank of Scotland), a global mobile operator (Orange France Telecom), LogicaCMG (the pioneer in SMS), SmartStream Reconciliations and Wipro a leading IT provider .
Charmaine has over 25 years of experience of creating and delivering solutions to market. Her skills and experience are at the intersection of mobile, banking and payments and across functions including market development, business development, marketing, sales, product development, and technical architecture and modelling.
Charmaine’s area of expertise is in mapping opportunities in digital money and providing consulting services based on Shift Thought’s Digital Money SAGE technology. Charmaine leads the Digital Money practice of Shift Thought, which specialises in knowledge integration for successfully launching products within complex global ecosystems.
Charmaine is an entrepreneur at heart, having founded and run Visionix in 1986.