The Republic of Iraq is a country in Western Asia spanning most of the northwestern end of the Zagros mountain range, the eastern part of the Syrian Desert and the northern part of the Arabian Desert. Link to external site : Website for Iraq |  |
| Wallets | |
| Development | Developing |
| Send or Receive |
Receive Register/Log In |
| GDP ($m) |
90,910.00 Register/Log In |
| HDI classification | Other |
| Mobile Connections (m) |
26.388 Upgrade to Bronze |
| Currency | IQD |
| Class | |
| CountryISO | IQ |
| Sovereignity | Country |
| Territory of | - NA - |
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["IQ",28.946,39]],"options":{"title":"Countries","region":"IQ","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["Zain",13000000],["Asiacell",9000000],["Korek Telecom",3655999],["Sanatel",695103],["Wego (7Netlayers)",37000]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",0],["Q4 2001",22982],["Q4 2002",110545],["Q4 2003",266409],["Q4 2004",1653628],["Q4 2005",5138853],["Q4 2006",9558907],["Q4 2007",12452683],["Q4 2008",16786293],["Q4 2009",18752942],["Q4 2010",21776650],["Q4 2011",24010655],["Q4 2012",26202016],["Q4 2013",28089004],["Q4 2014",30035578]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["ATM",1],["Agent",1],["Mobile",2]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Bank",2],["MNO",1]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["MB",2]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",1],["D2B",1],["DMT",1],["MB",2],["MM",1],["MP",1]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Account",2],["Cash",1],["Wallet",1]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| Central Bank | |
| Key Regulations | |
| Type of law |
Civil and Religious Upgrade to Bronze |
| Legal System |
Mixed legal system of civil and Islamic law Upgrade to Bronze |
| Law is based on | |
| Approach | |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
Jointly Led Upgrade to Bronze |
| DominantModel |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",67.38],["Banked",17],["Internet",0],["Urban",67],["Adult",61],["Literate",74.1]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 28.95 |
| Adult % | 61.00 |
| Migrants % |
0.26 Register/Log In |
| Stock Immigrants ('000) |
83.40 Upgrade to Bronze |
| Emigration Rate % | |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % | |
| Urban % | 67.00 |
| Female % | 31.10 |
| Literate % | 74.10 |
| Annual Growth % |
| Mobile Penetration % | 67.38 |
| Banked % | 17.00 |
| Access to FS % | 17.00 |
| Internet % | 0.00 |
| Branches per 100k adults | 0.00 |
| ATMs per 100k adults | 0.00 |
| POS per 100k adults | 0.00 |
| Prepaid % | 98.70 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 16.19 |
| Monthly ARPU |
12.78 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Long Term Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |