Montenegro is a country in Southeastern Europe. Link to external site : Website for Montenegro |  |
| Wallets | |
| Development | Developing |
| Send or Receive |
Receive Register/Log In |
| GDP ($m) |
3,476.59 Register/Log In |
| HDI classification | High |
| Mobile Connections (m) |
1.207 Upgrade to Bronze |
| Currency | EUR |
| Class | |
| CountryISO | ME |
| Sovereignity | Country |
| Territory of | - NA - |
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{"type":"PieChart","data":[["Operator","Connections"],["Promonte (Telenor)",455950],["T-Mobile (Deutsche Telekom)",451004],["m:tel (Telekom Srbija)",300147]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",155149],["Q4 2001",309575],["Q4 2002",407483],["Q4 2003",406206],["Q4 2004",458000],["Q4 2005",518000],["Q4 2006",697000],["Q4 2007",1091403],["Q4 2008",1233191],["Q4 2009",1335170],["Q4 2010",1419192],["Q4 2011",1479750],["Q4 2012",1522206],["Q4 2013",1553935],["Q4 2014",1579249]],"options":{"title":"Connections"}}
| Channel Analysis |
No data to report Upgrade to Bronze |
| COT Analysis |
No data to report Upgrade to Bronze |
| Persona Analysis |
No data to report Upgrade to Bronze |
| Products |
No data to report Upgrade to Bronze |
| PI Analysis |
No data to report Upgrade to Bronze |
| Central Bank |
Central Bank Website for Montenegro Register/Log In |
| Key Regulations | |
| Type of law |
Civil Upgrade to Bronze |
| Legal System |
Civil law Upgrade to Bronze |
| Law is based on |
First: the General Property Code for the Principality of Montenegro of 1888, written by Valtazar Bogišić. Present: the Law on Obligations of 2008. Upgrade to Bronze |
| Approach | |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
Unknown Upgrade to Bronze |
| DominantModel |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",181.04],["Banked",29],["Internet",47],["Urban",61],["Adult",81],["Literate",0]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 0.60 |
| Adult % | 81.00 |
| Migrants % |
0.00 Register/Log In |
| Stock Immigrants ('000) |
42.50 Upgrade to Bronze |
| Emigration Rate % | |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % | |
| Urban % | 61.00 |
| Female % | 60.90 |
| Literate % | 0.00 |
| Annual Growth % |
| Mobile Penetration % | 181.04 |
| Banked % | 29.00 |
| Access to FS % | 39.38 |
| Internet % | 47.00 |
| Branches per 100k adults | 0.00 |
| ATMs per 100k adults | 0.00 |
| POS per 100k adults | 0.00 |
| Prepaid % | 76.30 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 0.43 |
| Monthly ARPU |
18.31 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Medium Term Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |