The Dutch telecom market has one of the most developed infrastructures in Europe, providing a solid foundation for emerging bundled services offerings. Link to external site : Website for Netherlands |  |
| Wallets | |
| Development | Developed |
| Send or Receive |
Send Register/Log In |
| GDP ($m) |
765,817.65 Register/Log In |
| HDI classification | Very High |
| Mobile Connections (m) |
19.852 Upgrade to Bronze |
| Currency | EUR |
| Class | |
| CountryISO | NL |
| Sovereignity | Country |
| Territory of | - NA - |
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["NL",16.381,58]],"options":{"title":"Countries","region":"NL","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["KPN",9500000],["Vodafone",5301927],["T-Mobile (Deutsche Telekom)",5050000]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",10624478],["Q4 2001",12135428],["Q4 2002",12262892],["Q4 2003",13521403],["Q4 2004",15544703],["Q4 2005",16282980],["Q4 2006",17058000],["Q4 2007",18218000],["Q4 2008",19626000],["Q4 2009",19697000],["Q4 2010",19773805],["Q4 2011",20370439],["Q4 2012",20877037],["Q4 2013",21274246],["Q4 2014",21561216]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["ATM",1],["Email",1],["Location",3],["Mobile",7],["POS",1],["Web",5]],"options":{"title":"Initiatives ( 11 of 11 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",2],["Bank",2],["Card",2],["PSP",3],["Vendor",2]],"options":{"title":"Initiatives ( 11 of 11 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["DN",1],["DW",2],["LP",1],["NFC",2],["OP",3],["PC",1],["PSP",1]],"options":{"title":"Initiatives ( 11 of 11 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",1],["BP",2],["Card",2],["DAT",1],["DMT",1],["DW",2],["HVP",1],["IMT",1],["LP",2],["LVP",3],["MP",7],["MW",1],["NFC",3],["OP",6],["PC",1],["PaySys",3],["WhiteLabel",1]],"options":{"title":"Initiatives ( 11 of 11 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Account",3],["Card",8],["Cash",3],["NFC",2],["PC",1],["Wallet",5]],"options":{"title":"Initiatives ( 11 of 11 )"}} |
| Central Bank | |
| Key Regulations | |
| Type of law |
Civil Upgrade to Bronze |
| Legal System |
Civil law system based on the French system; constitution does not permit judicial review of acts of the States General Upgrade to Bronze |
| Law is based on |
Influenced by the Napoleonic Code Upgrade to Bronze |
| Approach |
Ex Ante Upgrade to Bronze |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
NB Led Upgrade to Bronze |
| DominantModel |
| E-Money |
E-money allowed for non-banks as per cpss Upgrade to Bronze |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",114.69],["Banked",100],["Internet",92],["Urban",81],["Adult",82],["Literate",99]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 16.38 |
| Adult % | 82.00 |
| Migrants % |
10.00 Register/Log In |
| Stock Immigrants ('000) |
1,752.90 Upgrade to Bronze |
| Emigration Rate % | |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % |
14.20 Upgrade to Bronze |
| Urban % | 81.00 |
| Female % | 51.60 |
| Literate % | 99.00 |
| Annual Growth % |
| Mobile Penetration % | 114.69 |
| Banked % | 100.00 |
| Access to FS % | 0.00 |
| Internet % | 92.00 |
| Branches per 100k adults | 26.15 |
| ATMs per 100k adults | 63.78 |
| POS per 100k adults | 2,285.55 |
| Prepaid % | 49.70 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 0.00 |
| Monthly ARPU |
38.23 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Mobile Payment Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |