New Zealand is an island country in the southwestern Pacific Ocean, East of Australia. The country geographically comprises two main landmasses ‒ that of the North and South Islands ‒ and numerous smaller islands. Link to external site : Website for New Zealand |  |
| Wallets | |
| Development | Developed |
| Send or Receive |
Send Register/Log In |
| GDP ($m) |
135,667.45 Register/Log In |
| HDI classification | Very High |
| Mobile Connections (m) |
5.622 Upgrade to Bronze |
| Currency | NZD |
| Class | |
| CountryISO | NZ |
| Sovereignity | Country |
| Territory of | - NA - |
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{"type":"PieChart","data":[["Operator","Connections"],["Vodafone",2550000],["Spark New Zealand (Telecom Group)",2222222],["2degrees (Trilogy)",850065]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",1914500],["Q4 2001",2423000],["Q4 2002",2449000],["Q4 2003",2829000],["Q4 2004",3294000],["Q4 2005",3832000],["Q4 2006",4071000],["Q4 2007",4424000],["Q4 2008",4727000],["Q4 2009",4933000],["Q4 2010",5409269],["Q4 2011",5675375],["Q4 2012",5845925],["Q4 2013",5982656],["Q4 2014",6101196]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Mobile",2]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["MTO",1],["TechWeb",2]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["MP",1],["OT",1]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["IMT",1],["LP",1],["MP",2]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Card",2],["Wallet",2]],"options":{"title":"Initiatives ( 2 of 2 )"}} |
| Central Bank | |
| Key Regulations | |
| Type of law |
Common Upgrade to Bronze |
| Legal System |
Common law system, based on English model, with special legislation and land courts for the Maori Upgrade to Bronze |
| Law is based on |
Based on English common law Upgrade to Bronze |
| Approach |
Allowed Upgrade to Bronze |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
NB Led Upgrade to Bronze |
| DominantModel |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",118.03],["Banked",90],["Internet",79],["Urban",86],["Adult",79],["Literate",99]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 4.23 |
| Adult % | 79.00 |
| Migrants % |
15.00 Register/Log In |
| Stock Immigrants ('000) |
962.10 Upgrade to Bronze |
| Emigration Rate % |
11.80 Upgrade to Bronze |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % |
27.30 Upgrade to Bronze |
| Urban % | 86.00 |
| Female % | 51.90 |
| Literate % | 99.00 |
| Annual Growth % |
| Mobile Penetration % | 118.03 |
| Banked % | 90.00 |
| Access to FS % | 0.00 |
| Internet % | 79.00 |
| Branches per 100k adults | 31.73 |
| ATMs per 100k adults | 72.34 |
| POS per 100k adults | 3,915.87 |
| Prepaid % | 67.30 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 0.42 |
| Monthly ARPU |
15.23 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Mobile Payment Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |