Romania is a country located at the intersection of Central and Southeastern Europe, bordering on the Black Sea. Romania shares a border with Hungary and Serbia to the west, Ukraine and Moldova to the northeast and east, and Bulgaria to the south. Link to external site : Website for Romania |  |
| Wallets | |
| Development | Developing |
| Send or Receive |
Receive Register/Log In |
| GDP ($m) |
165,976.29 Register/Log In |
| HDI classification | High |
| Mobile Connections (m) |
28.801 Upgrade to Bronze |
| Currency | RON |
| Class | |
| CountryISO | RO |
| Sovereignity | Country |
| Territory of | - NA - |
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["RO",21.547,48]],"options":{"title":"Countries","region":"RO","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["Orange",10400000],["Vodafone",9200000],["Cosmote (OTE)",6600000],["DigiMobil (RCS&RDS)",2600623]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",2450971],["Q4 2001",3761489],["Q4 2002",5042347],["Q4 2003",7038672],["Q4 2004",10183212],["Q4 2005",13328334],["Q4 2006",17315296],["Q4 2007",22805925],["Q4 2008",27915794],["Q4 2009",30088000],["Q4 2010",31649273],["Q4 2011",32732499],["Q4 2012",33465242],["Q4 2013",33999178],["Q4 2014",34418319]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["ATM",1],["Agent",1],["Location",2],["Mobile",3],["POS",1],["Web",2]],"options":{"title":"Initiatives ( 3 of 3 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",1],["Bank",1],["MNO",1]],"options":{"title":"Initiatives ( 3 of 3 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["DB",1],["DW",1],["MM",1]],"options":{"title":"Initiatives ( 3 of 3 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",1],["BP",1],["DMT",1],["DW",1],["LP",1],["MB",1],["MM",1],["MP",2],["NFC",1],["OB",1],["OP",1],["PC",1]],"options":{"title":"Initiatives ( 3 of 3 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Account",2],["Card",2],["PC",1],["Wallet",2]],"options":{"title":"Initiatives ( 3 of 3 )"}} |
| Central Bank | |
| Key Regulations | |
| Type of law |
Civil Upgrade to Bronze |
| Legal System |
Civil law system Upgrade to Bronze |
| Law is based on |
Based on the Napoleonic Code Upgrade to Bronze |
| Approach |
Ex Ante Upgrade to Bronze |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
NB Led Upgrade to Bronze |
| DominantModel |
Jointly Led Upgrade to Bronze |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",136.82],["Banked",23],["Internet",56],["Urban",54],["Adult",85],["Literate",97.6018]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 21.55 |
| Adult % | 85.00 |
| Migrants % |
1.00 Register/Log In |
| Stock Immigrants ('000) |
132.80 Upgrade to Bronze |
| Emigration Rate % | |
| Internal Migrants ('000) |
2,300.00 Upgrade to Bronze |
| Internal Migration Rate % |
15.10 Upgrade to Bronze |
| Intl Movement Rate % | |
| Urban % | 54.00 |
| Female % | 52.10 |
| Literate % | 97.60 |
| Annual Growth % |
-2.00 Upgrade to Bronze |
| Mobile Penetration % | 136.82 |
| Banked % | 23.00 |
| Access to FS % | 23.00 |
| Internet % | 56.00 |
| Branches per 100k adults | 36.14 |
| ATMs per 100k adults | 50.63 |
| POS per 100k adults | 460.31 |
| Prepaid % | 69.70 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 16.59 |
| Monthly ARPU |
11.59 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Prime Candidate Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |