The Democratic Republic of São Tomé and Príncipe, is a Portuguese-speaking island nation in the Gulf of Guinea, off the western equatorial coast of Central Africa. Link to external site : Website for Sao Tome and Principe |  |
| Wallets | |
| Development | Developing |
| Send or Receive |
Receive Register/Log In |
| GDP ($m) |
144.72 Register/Log In |
| HDI classification | Medium |
| Mobile Connections (m) |
0.115 Upgrade to Bronze |
| Currency | STD |
| Class | |
| CountryISO | ST |
| Sovereignity | Country |
| Territory of | - NA - |
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| Channel Analysis |
No data to report Upgrade to Bronze |
| COT Analysis |
No data to report Upgrade to Bronze |
| Persona Analysis |
No data to report Upgrade to Bronze |
| Products |
No data to report Upgrade to Bronze |
| PI Analysis |
No data to report Upgrade to Bronze |
| Central Bank |
Central Bank Website for Sao Tome and Principe Register/Log In |
| Key Regulations | |
| Type of law |
Civil Upgrade to Bronze |
| Legal System |
Mixed legal system of civil law base on the Portuguese model and customary law Upgrade to Bronze |
| Law is based on |
Based on Portuguese civil law Upgrade to Bronze |
| Approach | |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
Bank Led Upgrade to Bronze |
| DominantModel |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",45.64],["Banked",15],["Internet",15],["Urban",60],["Adult",59],["Literate",87.9256]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 0.16 |
| Adult % | 59.00 |
| Migrants % |
5.00 Register/Log In |
| Stock Immigrants ('000) | |
| Emigration Rate % |
13.50 Upgrade to Bronze |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % |
17.90 Upgrade to Bronze |
| Urban % | 60.00 |
| Female % | 47.90 |
| Literate % | 87.93 |
| Annual Growth % |
-0.70 Upgrade to Bronze |
| Mobile Penetration % | 45.64 |
| Banked % | 15.00 |
| Access to FS % | 20.11 |
| Internet % | 15.00 |
| Branches per 100k adults | 0.00 |
| ATMs per 100k adults | 0.00 |
| POS per 100k adults | 0.00 |
| Prepaid % | 99.00 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 0.06 |
| Monthly ARPU |
18.48 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Other Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |