The Kingdom of Sweden is a Scandinavian country in Northern Europe. Sweden borders Norway and Finland. Link to external site : Website for Sweden |  |
| Wallets | |
| Development | Developed |
| Send or Receive |
Send Register/Log In |
| GDP ($m) |
454,309.94 Register/Log In |
| HDI classification | Very High |
| Mobile Connections (m) |
13.509 Upgrade to Bronze |
| Currency | SEK |
| Class | |
| CountryISO | SE |
| Sovereignity | Country |
| Territory of | - NA - |
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{"type":"PieChart","data":[["Operator","Connections"],["Telia (TeliaSonera)",6104629],["Tele2",3800702],["Telenor",2140097],["3 Hutchison Whampoa Ltd",1431620],["Net 1 (Access Industries)",31864]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",6357419],["Q4 2001",7176298],["Q4 2002",8029956],["Q4 2003",8805816],["Q4 2004",9751000],["Q4 2005",10051794],["Q4 2006",10408576],["Q4 2007",10368526],["Q4 2008",11431524],["Q4 2009",12074000],["Q4 2010",12606258],["Q4 2011",13042701],["Q4 2012",13385339],["Q4 2013",13642814],["Q4 2014",13830091]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Mobile",4],["Web",2]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",1],["Bank",1],["PSP",3],["Scheme",1]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["DW",1],["MPOS",1],["MW",1],["OP",2]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["DMT",1],["DW",1],["MP",3],["MPOS",1],["OP",3]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Card",4],["PC",1],["Wallet",1]],"options":{"title":"Initiatives ( 5 of 5 )"}} |
| Central Bank |
Central Bank Website for Sweden Register/Log In |
| Key Regulations | |
| Type of law |
Civil Upgrade to Bronze |
| Legal System |
Civil law system influenced by Roman-Germanic law and customary law Upgrade to Bronze |
| Law is based on |
Scandinavian-German civil law. Upgrade to Bronze |
| Approach |
Ex Ante Upgrade to Bronze |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty | |
| Openness | |
| Proportionate? | |
| Allowed Models |
NB Led Upgrade to Bronze |
| DominantModel |
| E-Money |
E-money allowed for non-banks as per cpss Upgrade to Bronze |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",133.64],["Banked",99],["Internet",77],["Urban",84],["Adult",83],["Literate",99]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 9.15 |
| Adult % | 83.00 |
| Migrants % |
12.00 Register/Log In |
| Stock Immigrants ('000) |
1,306.00 Upgrade to Bronze |
| Emigration Rate % | |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % |
15.00 Upgrade to Bronze |
| Urban % | 84.00 |
| Female % | 52.20 |
| Literate % | 99.00 |
| Annual Growth % |
| Mobile Penetration % | 133.64 |
| Banked % | 99.00 |
| Access to FS % | 0.00 |
| Internet % | 77.00 |
| Branches per 100k adults | 22.79 |
| ATMs per 100k adults | 36.94 |
| POS per 100k adults | 0.00 |
| Prepaid % | 41.10 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 0.09 |
| Monthly ARPU |
26.20 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Mobile Payment Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets | |
| Informal Market | |
| Cost To Remit | |
| Key Players |