United Arab Emirates is an Arab country in the southeast of the Arabian Peninsula on the Persian Gulf, bordering Oman to the east and Saudi Arabia to the south, as well as sharing sea borders with Qatar and Iran. Link to external site : Website for United Arab Emirates |  |
| Wallets | |
| Development | Developed |
| Send or Receive |
Send Register/Log In |
| GDP ($m) |
163,296.12 Register/Log In |
| HDI classification | Very High |
| Mobile Connections (m) |
12.652 Upgrade to Bronze |
| Currency | AED |
| Class | |
| CountryISO | AE |
| Sovereignity | Country |
| Territory of | - NA - |
{"type":"GeoChart","data":[["Country","Population(m)","Rank"],["AE",4.365,117]],"options":{"title":"Countries","region":"AE","displayMode":"regions","colorAxis":{"minValue":0,"maxValue":1500,"colors":["yellow","green","red"]}}}
{"type":"PieChart","data":[["Operator","Connections"],["Emirates Telcommunications Corporation (Etisalat)",7333200],["du",5318512]],"options":{"title":"Connections","is3D":true}}
{"type":"ColumnChart","data":[["Year","Connections"],["Q4 2000",1428000],["Q4 2001",1909000],["Q4 2002",2428000],["Q4 2003",2972000],["Q4 2004",3683000],["Q4 2005",4534000],["Q4 2006",5520000],["Q4 2007",7872000],["Q4 2008",9783000],["Q4 2009",11218000],["Q4 2010",11214312],["Q4 2011",11509472],["Q4 2012",11710986],["Q4 2013",11856428],["Q4 2014",11964088]],"options":{"title":"Connections"}}
| Channel Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Agent",1],["Location",4],["Mobile",12],["Web",3]],"options":{"title":"Initiatives ( 13 of 13 )"}} |
| COT Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["",2],["Bank",2],["MNO",4],["MTO",3],["PO",1],["PSP",3],["Vendor",1]],"options":{"title":"Initiatives ( 13 of 13 )"}} |
| Persona Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["BB",1],["DN",2],["DW",1],["MMT",1],["MP",2],["MT",2],["NFC",2],["OP",2]],"options":{"title":"Initiatives ( 13 of 13 )"}} |
| Products |
{"type":"ColumnChart","data":[["Category","Initiatives"],["AT",2],["BB",1],["BP",3],["CICO",2],["Card",2],["DC",1],["DMT",5],["EARN",1],["IMT",6],["LP",1],["MM",1],["MP",5],["MW",1],["NFC",2],["OP",2],["PC",3],["Paybymobile",1],["Transport",1]],"options":{"title":"Initiatives ( 13 of 13 )"}} |
| PI Analysis |
{"type":"ColumnChart","data":[["Category","Initiatives"],["Account",3],["Card",8],["Cash",7],["NFC",2],["PC",3],["Wallet",2]],"options":{"title":"Initiatives ( 13 of 13 )"}} |
| Central Bank | |
| Key Regulations | |
| Type of law |
Civil and Religious Upgrade to Bronze |
| Legal System |
Mixed legal system of Islamic law and civil law Upgrade to Bronze |
| Law is based on | |
| Approach |
Allowed Upgrade to Bronze |
| Sectors active in Digital Money | |
| Exclusivity | |
| Certainty |
Medium Upgrade to Bronze |
| Openness |
Medium Upgrade to Bronze |
| Proportionate? | |
| Allowed Models |
NB Led Upgrade to Bronze |
| DominantModel |
MNO Led Upgrade to Bronze |
| E-Money | |
| Payment | |
| Agent | |
| Money Transfer | |
| Taxation |
{"type":"Gauge","data":[["Label","Value"],["Mobile Penetration",213.22],["Banked",62],["Internet",53],["Urban",84],["Adult",80],["Literate",77.9]],"options":{"scaleHeight":0.5,"min":0,"max":100,"redFrom":76,"redTo":100,"yellowFrom":26,"yellowTo":74}}
| Population m | 4.37 |
| Adult % | 80.00 |
| Migrants % |
74.00 Register/Log In |
| Stock Immigrants ('000) |
3,293.30 Upgrade to Bronze |
| Emigration Rate % | |
| Internal Migrants ('000) | |
| Internal Migration Rate % | |
| Intl Movement Rate % |
55.10 Upgrade to Bronze |
| Urban % | 84.00 |
| Female % | 27.70 |
| Literate % | 77.90 |
| Annual Growth % |
15.90 Upgrade to Bronze |
| Mobile Penetration % | 213.22 |
| Banked % | 62.00 |
| Access to FS % | 0.00 |
| Internet % | 53.00 |
| Branches per 100k adults | 0.00 |
| ATMs per 100k adults | 0.00 |
| POS per 100k adults | 0.00 |
| Prepaid % | 81.30 |
| Prepaid SIM Registration | |
| MobileUnbanked (m) | 1.66 |
| Monthly ARPU |
15.95 Upgrade to Bronze |
| Cards 2010 ('000) | |
| Propensity % |
| Overall | |
| Population | |
| On Remittance Sent | |
| On Remittance Received | |
| Mobile Unbanked | |
| Migrant % | |
| MP % | |
| Banked % | |
| Development |
| Can Provide Payments? | |
| Can Market under Brand? | |
| Can issue E-Money? | |
| Can Open Customer Account? | |
| Can Own Customer? | |
| Can do Cash In/Cash Out? | |
| Can offer Domestic Money Transfer? | |
| Can offer International Money Transfer? |
| Importance for Digital Money | |
| Digital Money Adoption |
Prime Candidate Upgrade to Bronze |
| Registered Wallet Users | |
| Top Wallets |
Etisalat remittance to India Upgrade to Bronze |
| Informal Market | |
| Cost To Remit | |
| Key Players |