HBL Express is a branchless banking initiative from HBL to allow money transfer, bill payment and other services within Pakistan. Link to external site : Website for HBL Express |  |
| Brand | |
| Launched in | |
| Status |
Active Register/Log In |
| Launch |
2013 Apr Register/Log In |
| Importance |
High Register/Log In |
| Traction |
Low but Growing Upgrade to Bronze |
| Evaluation |
201607: Based on BB data Register/Log In |
| Account Type |
Branchless Banking Account Register/Log In |
| Business Model | |
| Class |
| Send | Services | Receive | ||||
|---|---|---|---|---|---|---|
 Location  Mobile |
 Account  Cash |
 |
 BB  BP  CICO  DMT |
|
Account Cash |
Location Mobile |
| Model |
bank based Upgrade to Bronze |
| Who Leads? |
bank led Upgrade to Bronze |
| Reach |
National Upgrade to Bronze |
| Active Users |
-- NA -- Upgrade to Bronze |
| Registered Users |
-- NA -- Upgrade to Bronze |
| Potential Mobile Market (m) |
117.748 Upgrade to Bronze |
| Regulations |
| Persona | |
| Purpose | |
| Active Services | |
| Card Type |
None Register/Log In |
| ServicesDescription | |
| Channels | |
| Payment Instruments | |
| Cash I/O Description | |
| Cash I/O No Of Locations |
12073 Upgrade to Silver |
| Handsets | |
| Technologies | |
| Interoperability |
Telco agnostic, one-to-many model Register/Log In |
| RegistrationProcess |
| Main Segment | Unbanked |
| Segment Description |