Details aboout initiatives in each part of the world |  |
| Title | Abstract | Icon |
|---|---|---|
| PayPal Wallet from PayPal Pte. Ltd Malaysia | Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late. |  |
| Title | Abstract | Icon |
|---|---|---|
| 123 Network/ Fe'lucy Prepaid Card | Egyptian Banks Company (EBC) has introduced the national debit card brand 123 in Egypt and continues to launch and support innovative services. |  |
| 12pay Mobile Billing, Austria | Austrian mobile payment services provider Dimoco has launched a new m-payment service called 12Pay, which is aimed at business customers. Using 12Pay, businesses can enable clients to pay for products and services via their mobile phone bills. |  |
| 12pay Mobile Billing, Germany | Austrian mobile payment services provider Dimoco has launched a new m-payment service called 12Pay, which is aimed at business customers. Using 12Pay, businesses can enable clients to pay for products and services via their mobile phone bills. | |
| 1Euro.com - Europe | This service is a white-labelled service that allows their customers to take online payments through different payment instruments and channels and for small value payments. |  |
| 1LINK Utility Bill Payment Service (UBPS) - Pakistan | Utility Bill Payment Service (UBPS) is an Electronic Bills Presentment and Payment (EBPP) system. |  |
| Title | Abstract | Icon |
|---|---|---|
| 2C2P Payment Services | 2C2P is a Singapore-based startup that offers a range of services for accepting payments, making payment and enterprise solutions. |  |
| 2C2P Payment Solutions | 2C2P offers payment processing, alternative payment solutions, one-time card and enterprise solutions. | |
| 2can (MPOS from Smartfin) | 2can is a Sqare like MPOS solution available from Smartfin in Russia. |  |
| Title | Abstract | Icon |
|---|---|---|
| 3 Citi Wallet |  | |
| 3 Hong Kong Mobile Banking | Mobile Banking Services on the 3 mobile network |  |
| 3V Netherlands m-commerce Netherlands | The 3V Visa Prepay offering in the Netherlands allows consumers to link a debit card to their mobiles and use the funds to carry out purchases. Reloadable prepaid chip and pin Visa card. It has the security and support of the Visa brand and works in |  |
| 3V O2 Money Ireland | The O2 Money card is available to purchase in O2 Stores nationwide by customers of any Irish mobile operator who are over 18 years of age. Customers can load from €20 to €350 per day onto their card. Being a Visa card, it can be used almost anywhere | |
| Title | Abstract | Icon |
|---|---|---|
| 42 Coin | Unlike any other Altcoin, 42 will only have 42 Coins to exist, ever- and this is super rare even when mining |  |
| Title | Abstract | Icon |
|---|---|---|
| 99Bill Fast money accounts | 99Bill Corporation is a leading independent third-party payment service provider in China, offering a range of electronic payment solutions to all kinds of enterprises. |  |
| 99Bill Mobile Payments | 99Bill Corporation is a leading independent third-party payment service provider in China, offering a range of electronic payment solutions to all kinds of enterprises. | |
| Title | Abstract | Icon |
|---|---|---|
| AasaanPay | AasaanPay is a mobile-as-point-of-sale solution. It enables retailers to take payments from their customers in a safe and easy manner. | |
| Abagoos Wallet - Europe | Abaqoos is a non-bank card based payment tool or "virtual wallet" intended for use on the Internet, on mobile phones and with other digital channels. |  |
| ABC Kins Farmer's Benefit Card | The Agricultural Bank of China (ABC) offers a range of e-banking services across China. |  |
| ABC Palm Wallet | ABC launched the Palm Wallet and e-Palm contactless payments service in collaboration with CUP, China Mobile and China Telecommunications |  |
| Absa Online Internet Banking | Account to ATM service. CashSend allows Absa customers to send money to anyone in South Africa with a cellphone number, regardless of which mobile network they use or which bank they bank with. Send customer must have an ABSA bank account. Offers web |  |
| Accenture Mobile Wallet platform | The Accenture Mobile Wallet platform includes the Accenture Recommendation Engine, an integrated big data solution delivered via the cloud or on-premise through Accenture Analytics, which offers personalized recommendations to customers in real time. |  |
| AcceptEmail Bill Payment service | Electronic billing and payment solution utilizing the power of e-mail. Real-time generated images convey the current bill status, resulting in a comprehensive EBPP experience in the customer inbox. |  |
| Access Mobile (Access Bank Plc) | Access Mobile is the Mobile Banking service of Access Bank Plc. With it, a Customer can do basic banking transactions from the convenience of the mobile phone anywhere anytime. |  |
| ACCORD Card Scheme | ACCORD is a national card scheme operating in France. |  |
| Acculynk PaySecure | Acculynk PaySecure is an authentication and gateway platform that secures online transactions with a suite of software-only services backed by a patented authentication and encryption framework |  |
| Acculynk Payzur | Payzur is a white label real time P2P solution offered to financial institutions. | |
| Accumulate Borica-Bankservice mobile payment service | Accumulate and Borica - Bankservice (BO-BS) have signed a strategic agreement to set the technology standard for secure and innovative mobile payment services in the Bulgarian market. |  |
| Acleda Unity service - Cambodia | Acleda Unity offers access to financial services to the whole community across all mobile phone networks. |  |
| Activa Slovenia | Activa is a card processor in Slovenia, managing Activa cards co-branded with Maestro, Mastercard, Visa and others. |  |
| Adaptu mobile wallet -USA - CLOSED February 2013 | Adaptu offered a way for consumers to manage financial finances. With an interactive community, it is designed to help control finances. |  |
| ADCB Mobi service with Mobibucks UAE | The Abu Dhabi Commercial Bank (ADCB) partnered with Mobibucks (US mobile payments provider) in June 2011, to launch a mobile payment service branded as Mobi. |  |
| Adyen Shuttle |  | |
| Adyen Wallet and Payment Services - Global | One of the most innovative and experienced PSPs currently on the market. |  |
| AFCU Mobile Banking USA | After downloading the mobile banking application to their phones, customers are able to see current balance information. They have also access to their transaction history, they can pay bills electronically and transfer funds from one account to anot |  |
| Affirm Two Tap Purchases - USA | Affirm offers two tap purchases and will provide merchants with digital charge card and allow a check on multiple data to ascertain credit worthiness before confirming a transaction. |  |
| Afric Xpress Txtnpay - Ghana | Vodafone Ghana in partnership with New York -Based Afric Xpress is to roll out a service that allows subscribers to buy air time and top up their credit, with a simple click on the phone. The service also affords Vodafone subscribers to use their air |  |
| Afrikpay | Afrikpay is a platform for remote payment by mobile and web with value added, optimized for Africa. |  |
| Afrimarket | Afrimarket is a conditional cash transfer, mobile money and international remittance service startup that launched in March 2013. |  |
| AgBank Transfer Telephone (ABC) | The Agricultural Bank of China (ABC) offers a range of e-banking services across China. | |
| Agricultural Bank of China (ABC) Mobile Banking | The Agricultural Bank of China (ABC) offers a range of e-banking services across China. | |
| Agricultural Bank of China (ABC) Online Banking | The Agricultural Bank of China (ABC) offers a range of e-banking services across China. | |
| Ahalia Payments | Al AhaliaMoney Exchange Bureau offers remittances as well as domestic wage payments services. |  |
| Ahorro a la Mano | Ahorro a la Mano is a mobile money service launched in Colombia by BanColombia in 2013. |  |
| Aircash - Malaysia | AirCash allows Celcom customers both 2G and 3G - to use their mobile phones to transfer money to other AirCash users, remit money to foreign countries (initially to Indonesia), and top-up mobile airtime for themselves and others. |  |
| Aircel ICICI Mobile Money | Aircel partnered with ICICI to launch Mobile Money, a prepaid account for Aircel subscribers through which they can transfer funds, pay bills and enjoy other services from their mobile phones. |  |
| Airport Shuttle NFC Trial - Moscow ticketing | A trial was held by the Airport Shuttle between November 2010 January 2011, where 40 participants used Nokia 6212 NFC phones and posters to buy tickets. |  |
| Airtel Africa NFC Services | Airtel Africa announced in February 2011 that it will launch NFC services in Kenya, Tanzania, Gabon and a further nine African countries in early 2011. Oberthur will be its NFC Technology partner. |  |
| Airtel Mobile Payments India | Enables Airtel customers to pay via Airtel's mobile wallet service. |  |
| Airtel Money Chad | Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a |  |
| Airtel Money Congo | Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a | |
| Airtel Money DRC | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban | |
| Airtel Money Gabon | Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a | |
| Airtel Money Ghana | 201112: Relaunch as Airtel Money. Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. | |
| Airtel Money India | Airtel money service is a stored value card wallet offered by AMSL as authorised by RBI. It is a pre-paid payment instrument issued by AMSL for express and power accounts. |  |
| Airtel Money Kenya | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban |  |
| Airtel Money m-ligdi Burkina Faso | Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a | |
| Airtel Money Madagascar | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban | |
| Airtel Money Market - Ghana | Launched by Airtel Ghana in May 2012, this is a platform that allows airtel money wallet holders to shop for various products. It can be accessed from any internet enabled device including mobile devices . | |
| Airtel Money Niger | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban | |
| Airtel Money Partnerships Nigeria | In Nigeria as mobile operators are not allowed to lead in the provision of mobile money, Airtel works through bank partnerships including special MOUs with Ecobank and FirstBank. | |
| Airtel Money RWANDA | Airtel has just launched mobile services in Rwanda and intend to follow this by a launch of Airtel Money. | |
| Airtel Money Seychelles | Airtel Money earlier called Zap is a mobile payments service that has been deployed by Airtel group (formerly called Zain in Africa) across a number of their African operating companies, including Kenya, Uganda, Tanzania, Zambia, Malawi, Niger, Ghana |  |
| Airtel Money Sierra Leone | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban | |
| Airtel Money Super Account Powered by Axis | Strategic alliance between Airtel and Axis Bank for banking and payment services on Airtel's mobile platform aimed at financial inclusion. | |
| Airtel Money Tanzania | 201112: Relaunch as Airtel Money. Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. | |
| Airtel Money Transfer Malawi | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban | |
| Airtel Money Uganda | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. "Mobile wallet rather than just MT. Can move money between Zap and ba | |
| Airtel Money Zambia | Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Airtel Mone | |
| Airtel Pay Online using Virtual Card Kenya | Airtel Money earlier called Zap is offered across a number of countries across Africa. 201109: Bharti Airtel's African unit has launched an online payment system - PayOnline enabling users to use their mobile handsets to make purchases. As per repor |  |
| Airtime Transfer and MoviCash card money transfer - El Salvador | Airtime Transfer and MoviCash card money transfer |  |
| Aktia Services Finland | The development of Aktia's web services is based on Tieto's eBanking Suite solution which offers tools, for example, for implementing internet and mobile services alongside the current basic banking services. |  |
| Al Ghurair Services | Al Ghurair Exchange offes remittances, payroll/ salary payment, utility payments and other services. It is approved by the ministry of labor to offer payroll services to companies operating in the UAE. |  |
| Al Mubasher Retail | Al Mubasher Retail is the internet banking service from Al Rajhi Bank that allows consumers to do most banking transactions anytime, anywhere with convenience and in a secure environment. |  |
| Alcatel-Lucent Mobile Wallet Global | Provides mobile payment and marketing services such as loyalty and coupons to operators and enterprises in a white labeled SaaS model. |  |
| alinma FS | Alinma has a broad array of electronic services which include Alinma Phone, Alinma Internet, and Alinma Mobile. Thus Alinma is able to interact with all segments of society providing partners with the full range of Alinma products and services. |  |
| Alipay Wallet (Part of Ant Financial Services) | Chinese online payments service that accepts most payment instruments but not e-wallets. |  |
| Alliance Bank Malaysia Berhad E-Money | Alliance Bank Malaysia Berhad, part of the Alliance Financial Group, is licensed as an E-Money issuer in Malaysia and offers a range of alternative financial products. |  |
| Allied Bank Branchless Banking - Pakistan | Allied Bank, the second largest bank in Pakistan is to shortly launch branchless banking. |  |
| Allied Wallet - USA | Allied Wallet enables customers to store, send, and receive payments. With over 52 million registered eWallet users worldwide, merchants can set up a free eWallet account and accept payments from this large and increasing global consumer base. |  |
| Allopass micropayment | Allopass is a leading micro-payments service in Europe since 2001. Allopass offers a range of payment solutions for merchant websites. |  |
| allpago | allpago international is a payment provider for Latin America supporting a range of Brazilian, Mexican and Latin American payment methods and payment processing. |  |
| Amar Xacbank Nomadic Banking Mongolia | XacBank, the Ulaanbaatar-based community development bank and microfinance institution, extends financial services to poor and underserved people, including nomadic groups, in remote and urban areas in Mongolia through cell phones and cash-handling a |  |
| Amazon Coins | Amazon Coin is a virtual currency from Amazon.com. It can be used to buy software for the Kindle and Android at the Amazon Appstore. |  |
| Amazon Early Digital Money Services USA | Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you |  |
| Amazon Flexible Payments Service | Amazon Flexible Payments ServiceTM (Amazon FPS) is the first payments service designed from the ground up for developers. | |
| Amazon Mobile App Distribution and In-App Payments Service | Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you | |
| Amazon Payments | Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you | |
| Amazon Payments Germany | Amazon Payments offers a means to pay money online. | |
| Amazon Payments Personal Account | Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you | |
| Amazon WebPay | Amazon WebPay allows users to send, receive, and request money from other users from the Amazon Payments website. |  |
| AmBank Genie Mobile Banking | The AmBank Group is the fifth largest banking group in Malaysia. It offers a range of digital banking and digital money services, thanks to its e-money license. |  |
| AMC Albania Airtime Transfer | AMC subscribers can transfer a certain amount of money as airtime between subscribers in Albania. |  |
| Amex Serve America | Amex Serve is a peer-to-peer (P2P) mobile payment app that incorporates features and benefits found in many of American Express’ credit cards. With the Amex Serve app on your phone, you can pay friends, family and merchants. |  |
| Amex Serve Wallet Global | A digital payment and commerce platform that gives consumers a new way to spend, send and receive money with services that go beyond the existing global payment networks. Open - funded by any source: bank, or any card, not just Amex, or another Serve |  |
| Anam Ireland | Anam Service |  |
| Android Market Account Global - (Merged into Google Play March 2012) | Android Market is an online software store developed by Google for devices running the Android operating system. Its gateway is an application program ("app") called "Market", preinstalled on most Android devices, which allows users to browse and dow |  |
| Android Pay - UK | Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches. |  |
| Android Pay Australia | Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches. | |
| Android Pay Hong Kong | Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches. | |
| Android Pay Singapore | Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches. | |
| Android Pay USA | Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches. | |
| Anelik Uzbekistan | This is a traditional money transfer system operated by a subsidiary of Anelink Bank, Armenia. It operates similar to Western Union and has bank agents in most regions of the world. |  |
| anoncoin | Anoncoin is mainly targeting to be used through the invisible internet i2p and tor. |  |
| ANZ Gomoney | iPhone application that allows customers to send money to anyone with an Australian bank account using only their mobile phone number as an identifier. First application from major Australian bank to offer "pay by mobile" function. |  |
| ANZ Gomoney Papua New Guinea | iPhone application that allows customers to send money to anyone with an Australian bank account using only their mobile phone number as an identifier. First application from major Australian bank to offer "pay by mobile" function. | |
| ANZ Mobile Wallet Commercial Launch | The ANZ mobile wallet utilises NFC, enabling customers to make purchases using their Android mobile phone wherever contactless cards are accepted. |  |
| ANZ Pacific Money Transfer card | Prepaid twin cards targeted at migrant money transfer. | |
| Apple EasyPay wallet | Apple EasyPay In-Store payment using iPhone to scan a barcode and in-store terminal to enter PIN code/Apple ID to finalize transaction. |  |
| Apple iCloud Keychain | Recently received patent and provided a peek at a likely e-wallet icon for the i-Phone. Currently iTunes Sales $4.1b - plan to launch NFC |  |
| Apple Passbook Wallet | Apple recently received a patent for a digital wallet and virtual currency. This would build further on their current use of mobile phones to make purchases at stores and related to iTunes Sales. |  |
| Apple Pay - Australia | Apple Pay is a mobile payment and digital wallet service by Apple Inc. |  |
| Apple Pay - Canada | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - China | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - France | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - Hong Kong | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - Japan | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - New Zealand | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - Russia | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - Singapore | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - Switzerland | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - UK | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | |
| Apple Pay - USA | Recently received patent and provided a peek at a likely e-wallet icon for the i-Phone. Currently iTunes Sales $4.1b - plan to launch NFC | |
| Arab Link | Arab Link provides a range of currency exchange and money transfer services for individuals and businesses. It claims to be the first exchange house in UAE to offer real-time account-to-account money transfer services via mobile. |  |
| ArCa card unified payment system | The ArCa card unified payment system (hereinafter ArCa) was introduced by the Armenian commercial banks and the Central Bank in 2001. |  |
| Arias Remittance USA | ARIAS Financial Solutions, a division of Micro f inance International Corporation (MFIC) , and Denarii Systems LLC announced a partnership wherein Denarii will utilize the ARIAS remittance platform as the back-end remittance processing and complianc |  |
| ARIE Money Transfer Services | Al Rostamani International Exchange (ARIE) offers a variety of services for cash to cash money transfer as well as online transfer. |  |
| Arvest Mobile Banking USA | After downloading the mobile banking application to their phones, customers are able to see current balance information. They have also access to their transaction history, they can pay bills electronically and transfer funds from one account to anot |  |
| Asda UK Contactless Payments (Streamline/Visa Europe) | Asda, the UK's second largest supermarket retailer, has launched a number of payments and financial services including contactless payments and foreign exchange. |  |
| ASEC NFC | On Track Innovations Ltd expanded the capabilities of the 84 transit ticket vending machines operated by its electronic ticket systems subsidiary, ASEC S.A., for the Mazovia Railway System in Poland in April 2014, to support NFC. |  |
| Asenso Kard | The Asenso Debit Kard is a prepaid Visa debit card offered to Filipino diaspora in the UK. |  |
| Asiacell Iraq Service Iraq | Asiacell services |  |
| Askari Bank Zong Timepey Branchless Banking | Askari Bank has an array of Alternate Delivery Channels that lets the customer bank 24/7 and is trialling branchless banking. |  |
| Astrocoin | Astrocoin is a new generation coin reared out of Litecoin. Like Litecoin, Astrocoin is open-source, uses peer-to-peer technology to function with no central authority, and relies on scrypt algorithm for proof of work. |  |
| AT&T USA | A wide variety of mobile banking options exist for AT&T users. August 2010: AT&T, Verizon Wireless, and T-Mobile plan to create a new mobile payment system that may replace credit cards and debit cards soon in America and later across the world. Thi |  |
| AT&T Mobile Banking USA | A wide variety of mobile banking options exist for AT&T users. August 2010: AT&T, Verizon Wireless, and T-Mobile plan to create a new mobile payment system that may replace credit cards and debit cards soon in America and later across the world. Thi | |
| ATM Bersama Remittances and Mobile Banking | Mobile banking platform managed by Artajasa as lead bank and subscribed to by other banks |  |
| ATMCASH Network International Money Transfer | With ATMCASH consumers can easily send money online 24 hours a day, 7 days a week and the money can be withdrawn at more than 1.6 million ATMs in over 150 countries and in all 50 United States. |  |
| Atom App | Atom is an app based bank without any branches. It uses biometric security such as face and voice recognition (with fingerprint ID expected) to log-in to the App. |  |
| Atom Prepaid Payment | Atom Technologies offers mobile based payments, voice based payments and net banking services. |  |
| Atos Worldline Mobile Wallet | Atos Worldline brings together Atos Origin expertise in high-tech transactional services and is active in Payment processing in Europe. |  |
| Auchan Flash N Pay | Auchan Flash N Pay is a solution for mobile retail shopping that allows customers to use smartphones to store loyalty cards, coupons and shopping lists and make payments. |  |
| Auroracoin | Auroracoin is a cryptocurrency for Iceland. It is based on litecoin and is 50% premined. The premined coins are to be distributed to the entire population of Iceland, commencing on midnight 25th of March 2014. |  |
| Australia Low Value Clearing Service (LVCS) Australia | A switching facility provided by the Reserve Bank of Australia to facilitate the exchange of clearing files for the retail payment streams between participant institutions, including those operating on different networks. |  |
| Authorize.Net | The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably. Connecting a Web site to the payment processing networks is exceptionally difficult and typically beyond the expertise and technic |  |
| Avantgard Payments Ambit | Ambit Online Banking. Also offers payments suite. Corporate tansaction banking solution with focus on security, compliance (SEPA) |  |
| Avea and Garanti Bank Commercial NFC Payments | Avea and Garanti Bank became the first to launch a commercial NFC service in Turkey using a prepaid MasterCard PayPass service. | |
| Avea Turkey and Garanti - Garanti Payment Systems | Avea Turkey Wallet Services |  |
| Axiata gloRequest Malaysia | Axiata Group Berhad, one of the largest Asian telecommunication companies, launched a hub that can connect its operator groups, enabling them to complete transactions as a group to provide consumers with international remittance and more. |  |
| Ayudhya Cardless ATM (Krungsri Bank) Thailand | Cardless ATM, provided by Bank of Ayudhya, is money transfer service without any ATM card or other cards. Recipient can withdraw money from 2,600 ATMs (Bank of Ayudhya) everywhere in Thailand. |  |
| Azimo Online Money Transfer | New online money transfer service based in UK. |  |
| Title | Abstract | Icon |
|---|---|---|
| B-Pesa card | The B-Pesa card was launched in Tanzania in January 2014 by Smart Banking Solutions Ltd. The service allows a customer to transact at any B-PESA branded merchants, member banks or ATMs. |  |
| Baidu Wallet | Baidu Wallet is offered by the Chinese search giant and includes a cloud based purse, API, mobile payments, online payments and other services. |  |
| Banamex BancaNet 2.0 | BancaNet, Banamex Internet Banking. Aims to be easy, fast and safe to make your banking transactions from the convenience of your home or office. Deposit your money into third party's account, either Banamex or from other banks Pay your credit cards |  |
| Banamex Móvil | To use the mobile banking service, Telcel users are required to change their SIM card with a special card with security settings available at Banamex branches. | |
| Banamex NFC Services | Banamex launched the initial phase of the first major commercial contactless payments rollout in August 2012. This involved the issue of 100,000 MasterCard PayPass contactless cards and deployment of terminals in Mexico City. | |
| Banca De Las Oportunidades Comcel Colombia Pilot | Banca de las Oportunidades is a government agency that lobbies for financial inclusion, about their new G2P pilot for "Familias en accion". FEA is a conditional cash transfer program started in 2002 by the Colombian government as a result of a seri |  |
| Banca Móvil Inbursa | Inbursa offers mobile banking services under the Banca Movil brand that include SMS and WAP based service. |  |
| Bancamigo Banrural Virtual Banking | Banrural Virtual Banking. Source of Micro-loans In Rural Guatemala |  |
| BancNet Financial Services | BancNet is the largest ATM Consortium in the Philippines and offers services that allow consumers to send money, pay bills, do cashless shopping, online shopping, mobile banking and earn rewards and promos. |  |
| Banco do Brasil FS | Banco do Brasil has successfully launched branchless banking and other innovative financial services. anco do Brasil is the largest public bank in Brazil. It had 15,300 agents as of 2011. |  |
| Banco Estado Mobile Banking Chile | BancoEstado is Chile's only state bank and the country's third largest lender. Most of BancoEstado's clients are low-income individuals that tend to have basic mobile phones and limited experience in using them for other than calls, the m-banking ser |  |
| Banco Popular Espanol Spain | Spanish bank Banco Popular Espanol and Telefonica launched a web-enabled mobile banking service for 3G iPhone and iPod Touch users. The service enables Telefonica subscribers to check their Banco Popular Espanol bank accounts, send money, make purcha |  |
| Banco Postal Conta Mais Branchless Banking | Banco Postal Conta Mais Branchless Banking is a deposit account offered by the Postal Bank that can be managed through agents. |  |
| Banco Sabadell Carta mobile wallet | Banco Sabadell is piloting the Carta mobile wallet using Host Card Emulation (HCE) technology from Carta Worldwide. |  |
| Banco Santander Banca Móvil / SuperMovil Mexico | Banco Santander Mexico launched their mobile banking service Supermovil in July 2012. |  |
| Banco Santander Online Banking - Mexico | Santander Mobile Banking Service |  |
| Bancomat card network and PagoBancomat domestic debit card scheme | BANCOMAT/PagoBANCOMAT cards claim to be the most widespread cards in Italy and are issued by banks and by other specialised parties which adhere to the circuits in question. |  |
| Bancomer Cellularizate cashless payments | These are small payments initiated from the mobile and paid from the new Bancomer Express Accounts. |  |
| Bancomer Movil | Bancomer Movil service allows users to check their account balances, transfer money between accounts, and pay for goods purchased at retailers affiliated with the Nipper mobile payment system. | |
| Bancomer Transfer Services (BTS) and VMT | Bancomer Movil service allows users to check their account balances, transfer money between accounts, and pay for goods purchased at retailers affiliated with the Nipper mobile payment system. | |
| Bancontact/MisterCash | Bancontact/Mister Cash is the leader in the Belgian electronic card payments market and offers an online, real-time product, which is suitable for all forms of card payments. |  |
| BancoPosta PostePay & Go Prepaid Card | Bancoposta is part of Posteitaliane and offers a set of financial services including bank accounts and prepaid cards. |  |
| Bangladesh Post Remittance in minutes Bangladesh | ITCL and the Bangladesh Post Office are rolling out this initiative to enable people to remit money to any part of the country within minutes leveraging the mobile and a postal cash card instead of the existing Money Order Service which take almost a week |  |
| Banglalink Bangladesh | Banglalink in collaboration with Dhaka Bank Ltd (DBL) jointly launched mobile remittance through Western Union, claimed as the first ever for Bangladesh as well as for South Asia. |  |
| Bango - Brazil | The Bango technology determines how and when to collect payment based on how cost-effective it is to process using that method. Micro-transactions work particularly well processed through the phone bill, but the tickets will be billed to a user's pay |  |
| Bango Payment and Mobile Billing | The Bango technology determines how and when to collect payment based on how cost-effective it is to process using that method. Micro-transactions work particularly well processed through the phone bill, but the tickets will be billed to a user's pay | |
| Bango provides Digital Content Carrier Billing for Facebook | The Bango technology determines how and when to collect payment based on how cost-effective it is to process using that method. Micro-transactions work particularly well processed through the phone bill, but the tickets will be billed to a user's pay | |
| Bank Asia - Hello | The bank has permission for Mobile Financial Services but these are yet to be commercially launched. |  |
| Bank Asia FS | The Bank offers online banking with added delivery channels like ATM, Tele-banking, SMS and Net Banking. It has received permission to launch full Mobile Financial Services. | |
| Bank Islam - DB | Bank Islam, established in 1983, is the first Shariah-based institution in Malaysia. It offers a range of innovative banking services and is an e-money issuer. |  |
| Bank Mandiri 24-Hour Services - Internet and Mobile | 24-Hour Service is an electronic distribution channel of Bank Mandiri which consists of Mandiri ATM, Mandiri SMS, Mandiri Internet and Mandiri Call. |  |
| Bank Millennium Digital Banking | Bank Millennium has seen a strong growth in digital channels usage in retail over 2013. |  |
| Bank of America M-Payment trial | Bank of America launched a mobile payment trial with microSD Cards for customers who paid with BlackBerry phones in three cities. The payment applications were MasterCard PayPass or Visa payWave. | |
| Bank of America Mobile Banking | Bank of America grew mobile users by 4% in the first quarter of 2014, and shed 1% of its branches. Mobile users stand at 15 million, having grown by 20% within one year. |  |
| Bank of Asia Nepal iTouch Financial Services | Bank of Asia provides online services that include eAlert (email based service), malert (SMS based service), iTouch (Web based service), iTouch Mobile Banking and eSewa Services. |  |
| Bank of China (Hong Kong) E-wallet | Bank of China (Hong Kong) has launched mobile banking and other innovative financial services for customers in Hong Kong (China). |  |
| Bank of China Malaysia Great Wall Prepaid Card | Bank of China (Malaysia) Berhad (BOCM) recommenced business in Malaysia on 23rd February 2001. It offers an innovative e-money service. |  |
| Bank of Commerce Mobile Banking Libya | Domestic account to account transfer launched and very popular |  |
| Bank of Ireland 365 Online Banking and Mobile Banking | Bank of Ireland offers online banking and mobile banking to supplement the 250 bank branches across the country. |  |
| Bank of Kigali BK YACU BB Service | Bank of Kigali launched and agency banking platform in June 2013. |  |
| Bank Rakyat Indonesia (BRI) E-Banking | Bank Rakyat Indonesia(BRI) results published in April 2013 show a strong focus on new digital channels and micro banking services. |  |
| Bank Zachodni WBK and Polkomtel NFC Payment Trial Poland | Bank Zachodni and mobile operator Polkomtel coducted an NFC trial were 500 customers made low-value purchases in three cities using Samsung NFC phones with a Visa payWave debit application stored in SIM cards. | |
| BankAxept national payment scheme Norway | BankAxept is the national payment scheme in Norway. It was established in 1990 to replace costly cash and check payments with an electronic service. |  |
| Bankgirot Auto Giro Online | One of the two major retail payment systems in Sweden |  |
| Banki Mmanja Mobile Banking Malawi | Opportunity International Bank of Malawi (OIBM), the leading provider of microfinance services in Malawi, has launched a mobile phone banking system named 'banki m'manja' to enable its customers to check their account balance, transfer funds, conduct |  |
| Bankinter Madrid Spain NFC trial | Bankinter enabled NFC payments using Samsung S5230 phones at about 10 restaurants and stores in Madrid. | |
| Banknet | Banknet is MasterCard’s global telecommunications network. It is the foundation of their payments processing platform and is built as a virtual private network (VPN). |  |
| BanKO Mobile Microfinance Services Philippines | BPI Globe BanKO (BanKO), the country's first fully mobile savings bank advocating financial inclusion for the country's unbanked, rolled out microfinance services targeting the lower income segments. |  |
| Bankomatowy (Przekaz Bankomatowy) Ria-Euronet | Bankomatowy is a money transfer service that since 2010 allows people from UK, Ireland, Italy and Sweden to sent money to Poland, for direct withdrawal at a Euronet ATM. |  |
| Bankplus Mshift Mobile Banking USA | BankPlus Bank has launched Mshift mobile banking from Digital Insight |  |
| Banorte & IXE Net Online Banking | Banorte has positioned itself as a major player in the correspondent banking segment, with Telecomm-Telégrafos and 7-Eleven as two of it's major agent networks. |  |
| Banorte Fondo Personal MiFon | Banorte MiFon is a simplified account where the user links their cell phone of any company and rate plan to a bank account and transacts through SMS messages, ATMs and at select shops. |  |
| Banorte Movil Argentina | Banorte Movil is a mobile banking solution that allows you to use your mobile phone to access your balance and transaction information, pay your bills and credit cards, transfer funds, top-up your mobile phone, and more. Application for iPhone, iPod |  |
| Banorte Móvil Mexico | Banorte Movil is a mobile banking solution that allows you to use your mobile phone to access your balance and transaction information, pay your bills and credit cards, transfer funds, top-up your mobile phone, and more. Application for iPhone, iPod | |
| Bansefi Cuenta con Tu Gente and BAR website | Cuenta con Tu Gente (Account with your People) is an account that can be created by a sender in the USA and then activated by the beneficiary in Mexico. |  |
| BANSEFI MÁS MasterCard-branded card | Banco del Ahorro Nacional y Servicios Financieros (BANSEFI) Developing bank is the state bank that promotes transformation of the semi-formal sector and offers services for the unbanked, lower income population in Mexico. | |
| Bansefi Prepaid Cards and Debicuenta | Oportunidades is a government social assistance program in Mexico founded in 2002. It is a conditional cash transfer (CCT) program that is being moved to electronic transfer as per Ministry of Finance ruling. |  |
| Baoshang Bank BB | Since 2002 Baoshang Bank has focussed on micro and small enterprises as their core clients and has developed branchless banking services. |  |
| BarclayCard Contactless initiatives - 2010 UK | BarclayCard Contactless mobile payment initiatives |  |
| Barclays International Payments - UK | Barclays International Payments allows online payments to 90 countries and in 60 different currencies (as of June 2012). | |
| Barclays Payband - UK | Barclaycard launched PayBand in the summer of 2013 in UK. This is a wrist band that allows people to pay for food with contactless payments of £20 or under. It has been launched for the British Summer Time festival. |  |
| Barclays PayTag contactless sticker | Person-to-person payments service that enables customers in UK to send and receive money using mobile phone numbers. |  |
| Barclays Pingit Mobile P2P - UK | Barclays has launched a person-to-person payments service that enables Brits to send and receive money using mobile phone numbers. To send money through Barclays Pingit, users download a free, password-protected app for their iPhone, BlackBerry or An |  |
| Bart mobile payment service - CLOSED Feb 2014 | Bart is a mobile payment service that was launched by Swedbank. It allowed consumers to pay with their mobile phones at the Hemköp, Willys, Willys hemma, Tempo and Prisxtra. |  |
| BASE M-banxafe Belgium | Links bank card and SIM card to execute transactions like top up, payment through mobile. Supports banking transactions: payments, check the account balance and check bank transactions. User signs up and can then initiate payment requests using mobi |  |
| BASE Wallet | The BASE Wallet is a digital Maestro card and mobile app provided by E-Plus Wirecard has been supporting the mobile phone brand BASE as it launches the mobile BASE Wallet with a prepaid payment card on the market. |  |
| BBM Money | BBM Money offers BlackBerry customers the ability to create and access a mobile money account from their BlackBerry smartphone and make real-time payments to BBM contacts who are also signed up to the service. |  |
| BBVA Compass Bank services | With Mobile Banking you can bank right from your mobile phone. It's a fast, easy and convenient way to manage your BBVA Compass accounts. Mobile Banking is available to all Online Banking customers, either through simple text messaging or a mobile de | |
| BBVA Dinero Express Spain | Dinero Express is a group subsidiary in the immigrant segment that operates a chain of one-stop shops exclusively for these customers. | |
| BBVA Wallet Chile | The BBVA wallet is a free app from BBVA, based on the Visa V.Me wallet. It allows consumers to perform operations using their mobile phones, shop online and pay with a mobile. |  |
| BBVA Wallet Spain (Extended to HCE) | The BBVA wallet is a free app from BBVA, based on the Visa V.Me wallet. It allows consumers to perform operations using their mobile phones, shop online and pay with a mobile. | |
| BCA Flazz Prepaid Card | BCA offers m-BCA for mobile banking as well as a range of mobile and online payment services. |  |
| BCR Romania Financial Services | BCR Romania offers a range of digital banking services including mobile banking and Internet banking. |  |
| BDO Remit | BDO offers both domestic and international remittances. It offers Peso or dollar payout at BDO and SM. |  |
| Beam Initiative in India | Suvidha Payment service in India is a simple money service that provides airtime recharge, money transfer, bill payment, ticket booking and online payment. |  |
| Beijing Municipal Administration and Communications Card (Yikatong) | The Beijing Municipal Administration and Communications Card (Yikatong) is a stored value contactless card used for public transportation and other services in Beijing. |  |
| Belfius Direct Net | Belfius (formerly Dexia) has launched several mobile and web based banking initiatives. |  |
| BelfiusWeb Mobile/ Belfius Direct Mobile | Belfius Direct Mobile is a smartphone based mobile banking application launched in February 2014 by Belfius (formerly Dexia). |  |
| Belgacom PingPing | PingPing, a brand of the Mobile-For company, is an mobile micro-payment platform which allows users to purchase products and services using their mobile phones (max. 25€/transaction). The PingPing platform is open to all mobile phone users in Belgi |  |
| Bespoke Offers from Barclays | Bespoke Offers gives consumers a wide range of offers which are advertised and made availabel by the service from Barclaycard, on behald of third party merchants. |  |
| Bill Me Later US Canada | Bill Me Later, a PayPal service, is a convenient and secure payment method designed for purchasing on the web or over the phone. As an open-end credit account, Bill Me Later provides you with the flexibility to purchase without using your credit card |  |
| Billetera Personal Paraguay | Electronic wallet which allows users to make money transfers, merchant payments and bill payments. Billetera Personal operates over a linked no frills bank account, provided by partners Banco Atlas and Banco Continental. |  |
| Billtomobile Direct Carrier Billing | Direct Carrier Billing service -buy on web or mobile; BlltoMobile is the premier provider of mobile payments for web purchases in the U.S., and the only company who has directly connected its mobile payments platform to all Top 3 US carriers. In 2010 |  |
| Bim - asbanc, Ericsson | ASBANC, Peru's National Bank Association, and Ericsson have launched mobile financial services that aim to include 2.1 million unbanked Peruvians by 2019. |  |
| Bit$ Wallet | Antel Uruguay and Banco de la Republica Oriental del Uruguay(BROU) have launched this service for mobile payments. |  |
| BitBar | BitBar claims to be a unique alternative to bitcoin. It is a compilation of two projects by the RareCoin project and FairNova project,attempting to join all features in one coin. |  |
| Bitcoin | Bitcoin is an experimental new digital currency that enables instant payments to anyone, anywhere in the world. Bitcoin uses peer-to-peer technology to operate with no central authority. |  |
| Bitcoin-Central | Bitcoin-Central claims to be working through LEMON WAY, payment institution responsible for keeping PAYMENT ACCOUNTS in Euro under the provision of the PAYMIUM payment SERVICE. |  |
| BitGo | BitGo claims to be the world's most secure wallet. It claims to offer bank-grade security for Bitcoin. It provides three keys to secure each wallet, with BitGo holding one and users holding two. |  |
| BitPesa | BitPesa claims to offer remittance services by allowing senders to send bitcoin, which is converted by BitPesa into Kenya Shillings. They claim this is cheaper than competitors. |  |
| bKash Mobile Wallet Bangladesh | bKash payment facilities are available at Rahimafrooz Superstores (RSL) Agora outlets. Agora now comes together with bKash payment platform that allows transactions via mobile phones, such that customers do not need to pay in cash. |  |
| BKM Express Digital Wallet for e-commerce | Turkey gets digital wallet for e-commerce BKM (Interbank Card Center of Turkey) has launched "express" digital wallet platform for all cardholders to make e-commerce purchases easier and faster. |  |
| Bling Nation Service US Canada | Bling Nation technology was used in one of the first commercial NFC payments system launched in the USA. |  |
| Blockchain My Wallet | Blockchain offers My Wallet as a free online bitcoin wallet which consumers can use to make worldwide payments for free. |  |
| Bluebird | Bluebird is a financial account designed in partnership by American Express and Walmart. Bluebird is not a bank account and is not issued by a bank. |  |
| BMO Wallet | Bank of Montreal launched their BMO wallet based on the MasterCard MasterPass wallet in April 2013. |  |
| Bmobile Trinidad Tobago Airtime Topup | The company allows consumers who are overseas looking for an authorized bmobile store in their area to select their location and obtain a list of stores in their area. | |
| BNY Mellon SWIFT Global | Have positioned themselves as white-label utilities, enabling others to compete in money transfers with their own brands. Added Mobile Access to its Remit Worldwide(SM) Service. | |
| BOFA Mobile Banking USA | Bank of America has launched the 'Bank the Way you Live' online banking micro site. The micro site features information on tools that allow its customers to control and manage their personal finances online, via mobile handset or smart phone. Persona | |
| Boku Accounts Mobile Wallet through Carriers - USA | BOKU has added Prepaid Accounts with a mobile app provided through mobile operators, to its earlier payment method for online purchases using mobile phone number and mobile billing. | |
| Boku Payments for physical goods and services - UK | Boku partnerships with MNOs in the UK allow merchants selling magazines and bus tickets to allow consumers to pay using their mobile phones with purchase charged to phone bills. |  |
| Boleto Bancario Brazil | One of the fastest growing online payment options in Brazil. It has gained more than 20% of the ePayments marketshare in less than 2 years. Boleto Bancário is an end-consumer push payment method which processes around 20 percent of the ePayments in B |  |
| Boleto Bancario EBANX | Boleto Bancario EBANX is a Brazilian payment method tailored for international e-merchants who need to receive payments from Brazilian customers. | |
| Bolsa Familia Citizen Cards Brazil | Bolsa Familia is a social welfare program of the Brazilian government and as of October 2012 it is the largest conditional cash transfer program in the world. |  |
| Boom (Formerly M-Via) | M-Via is a mobile payment service that lets you send or receive money internationally on any type of phone — even if you and your recipients don't have bank accounts. m-Via's tagline is "Sending cash, now as easy as making a call," or, alternatively |  |
| Boom (Formerly M-Via) | Boom is a mobile payment service that lets you send or receive money internationally on any type of phone — even if you and your recipients don't have bank accounts. M-Via's tagline is "Sending cash, now as easy as making a call," or, alternatively | |
| Boom money transfer | Boom (formerly M-Via) is a mobile payment service that claims to let you send or receive money internationally on any type of phone even if you and your recipients don't have bank accounts. | |
| BORICA Cash M | Cash M is a service that allows sending money from a bank account, bank card or in cash at a bank office, notifying the recipient by the use of a mobile phone and withdrawing the cash from an ATM. |  |
| BORICA mobb | mobb is a unique service for bank cards management and payments via mobile phone in Bulgaria. | |
| BORICA Payment Services | eFaktura.bg is a complete solution for B2B and B2C exchange of digital documents. eFaktura.bg connects issuers of e-Invoices and their recipients in a single environment. | |
| BOSS Revolution International Money Transfer | In August 2013 IDT subsidiary, IDT Payment Services, a licensed money transmitter launched an international money transfer service over its flagship Boss Revolution payment platform. |  |
| BPAY Bill Payments Service Australia | BPAY aims to allow consumers to pay bills quickly and securely, 24/7 through Internet or phone banking service. Unique as a single bill payment service adopted across the banking sector. |  |
| BPI Mobile Banking Philippines | Mobile Banking. Disbursement of loans, payroll services, and loan repayments. Bank with your cellphone, whenever you want, wherever you want. Enjoy full mobile banking convenience using selected Globe SIMs. |  |
| BPR Mobile Banking Rwanda | Access to banking services anytime, anywhere just with your mobile phone. Insight into, flexibility with and control of your bank account 24/7. You don't need to queue anymore for basic banking services. It is Modern and smart - uses the latest tec | |
| BRAC Corporate Internet Banking | BRAC Bank has implemented a number of alternate delivery channels for providing electronic banking. |  |
| BRAC Online Banking | BRAC Bank has implemented a number of alternate delivery channels for providing electronic banking. | |
| BRAC Probashi Financial Services | BRAC Bank has implemented a variety of services for "Probashis" or non-resident Bangladeshis, including remittance and non-resident banking. | |
| Bradesco Claro Mobile Wallet | Claro has partnered with Bradesco to launch an NFC-based mobile wallet that supports payment for goods at retail outlets. It is to first launch in Sao Paulo and will work at over 200,000 payment points when it launches in the first half of 2014. | |
| Bradesco Financial Services | Banco Bradesco has launched branchless banking operations at mass scale in Brazil, through 24,200 of it's own agents and Banco Postal outlets. |  |
| Braintree Payments Gateway | Braintree helps online and mobile businesses around the world accept credit card payments by providing a merchant account, payment gateway, recurring billing and credit card storage. |  |
| BS Mobile | Banco Sabadell offers mobile banking through BS Mobile, the service that enables consumers to operate and check their accounts from a smartphone or tablet. | |
| BSNL India Post Mobile money order India | India Post had already launched the iMO web based Instant Money Transfer. This is now the mobile initiative. In the first phase of BSNL s plan, anyone who wishes to send a money through the money (order) transfer service will have to go to his neares |  |
| BTCC Voucher | BTCC Voucher is the new CNY deposit method of BTC China that can be instantly credited into a BTC China account. The BTCC Voucher escrow function allows people to trade the BTCC Vouchers with others. |  |
| Bualuang Ibanking Thailand | The bank is one of the only banks in Thailand using an international mobile banking solution. Customers can now access Bangkok Bank's internet banking platform, Bualuang iBanking, securely on their mobile phone. | |
| BukaDompet | BukaDompet is a virtual wallet for users to store remittances and refunds on the Bukalapak system. |  |
| Bumiputera Digital Banking services | Bumiputera offers internet banking, mobile banking, bill payment, ATM and telephone banking services. |  |
| Bump Pay from Bump Labs | Bump Pay lets you pay a friend by typing in the amount of money you'd like to send, and then tapping your phone against your friend's phone. |  |
| Buyster France | Buyster was launched to enable online payment. Consumers associate a bank card with their mobile phone number to pay over the Internet using a fixed or mobile phone without releasing bank details. |  |
| BZWBK24 Internet and Mobile | BZWBK24 is a digital banking service from Bank Zachodni WBK.It has internet and mobile services that allow customers to manage banking and payments. |  |
| Title | Abstract | Icon |
|---|---|---|
| Caixa Facil accounts and Branchless Banking Brazil | Based on POS and card - customer must visit participating retail agent to conduct transaction. Transfer funds between accounts. Text message to confirm a credit or debit card transaction (including those not originating via m-FS). Customers of Caixa |  |
| Canada epost Online Bill Payment | Free online bill presentment service offered by Canada Post to view, pay and manage selected bills online. |  |
| Card Case Square USA | A way for shoppers to pay by simply giving their name to the merchant. Customers would use a new feature on Square's iPhone or Android apps, called Card Case, to make payments. Merchants would use one called Register to ring up and track purchases. |  |
| Card Complete Service Bank Europe | With over 18 years experience in the payment industry, Complete Card Services offers a full range of Visa/MasterCard merchant accounts and payment solutions. Card Complete Service Bank Ag offers cashless payment solutions. The company was formerly |  |
| Cardis Plugin for Low Value Payments | The Cardis plug-in claims to be the first solution of its kind designed to significantly reduce the cost of using the existing payments infrastructure to drive electronic low value payments. |  |
| Carry Cash in Card (C3) | C3 (Carry Cash in Card) card is offered by Transaction Analysts (TA) in India, with RBI authorisation for PPI business. |  |
| CartaSi Bancomat | CartaSi Card Scheme is a leader in the credit cards market in Italy. |  |
| Cartes Bancaires | CB is the the national interbank network of France. It combines around 130 credit and payment institutions. |  |
| Cash on Tap | Cash on Tap is provided by EE for paying for goods and services using mobile phones. |  |
| CASH Switzerland e-wallet Switzerland | National rollout of a Proton-based scheme, called CASH by banks in Switzerland in January 1997. |  |
| Cashcloud Belgium | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. |  |
| Cashcloud France | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Germany | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Italy | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Netherlands | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Poland | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Portugal | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Romania | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Russia | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Tunz E-Money account | The cashcloud solution on smartphone (iPhone, Android) offers payments services in Germany, France, Spain and the Netherlands. |  |
| Cashcloud Turkey | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashcloud Ukraine | The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013. | |
| Cashless Betalen Netherlands - Cashless Payment with MiniTix | Multicard, a supplier of credential solutions, identity management and system integration services and a business unit of Identive Group, Inc., has announced the expanded roll out of its Cashless Betalen mobile payment solution across Holland. Cash |  |
| Cashlog Mobile Payments - Italy | Cashlog is Buongiorno's mobile payments solution based on carrier billing system. |  |
| Cashna | Cashna a privately-held Business in New South Wales, Australia and headquartered in the Middle East. |  |
| Cashna - KSA | Cashna a privately-held Business in New South Wales, Australia and headquartered in the Middle East. | |
| Cashna - UAE | Cashna a privately-held Business in New South Wales, Australia and headquartered in the Middle East. | |
| Cashsend Absa South Africa | Account to ATM service. CashSend allows Absa customers to send money to anyone in South Africa with a cellphone number, regardless of which mobile network they use or which bank they bank with. Send customer must have an ABSA bank account. Offers web | |
| Cashu online payment Service KSA | cashU is a Payment Service Provider with a focus on internet payments in Middle East and North Africa. Credit cards have been the traditional way to pay online, but culture reluctance to use credit cards has resulted in a very low penetration in alm |  |
| Cashu online payment Service MEA | cashU is a Payment Service Provider with a focus on internet payments in Middle East and North Africa. Credit cards have been the traditional way to pay online, but culture reluctance to use credit cards has resulted in a very low penetration in alm | |
| Cashu online payment Service UAE | cashU is a Payment Service Provider with a focus on internet payments in Middle East and North Africa. Credit cards have been the traditional way to pay online, but culture reluctance to use credit cards has resulted in a very low penetration in alm | |
| Cebuana Lhuillier Pera Padala | Cebuana Lhuillier, the largest pawnshop network in the Philippines, offers a range of Financial Services. |  |
| Cebuana PeraPal | Cebuana Lhuillier, the largest pawnshop network in the Philippines, offers PeraPal as a means for people without credit cards to pay for online transactions. |  |
| Celexpress Colombia | CelExpress announced its launch claiming to be the first company to provide commercial transactions via mobile and virtual platforms. The company offers moeny transfer from the US. | |
| Cellcard Cash Cambodia | Cellcard Cash is a new service that allows you to store cash in your mobile phone, which you can then use to make various transactions. With Cellcard Cash, you can send money to anyone across Cambodia, top-up your Cellcard prepaid account and even p |  |
| Cellcom ICC-Cal e-wallet JV | Cellcom Israel Ltd.and Israel Credit Cards-Cal Ltd (ICC-Cal) (Visa) are to sign a cooperation agreement to turn the mobile phone into an e-wallet using NFC. |  |
| Cellmoni Papua New Guinea | Cellmoni is a financial service like a bank where you use an ATM machine to withdraw cash from a private account. With Cellmoni, Digicel Financial Services Ltd is like the bank and your mobile phone is the ATM card. It's completely free to register a |  |
| Cellulant Paymee Mobile Money | Cellulant Nigeria Limited is a leading mobile commerce network operator in Nigeria. In October 2012 Cellulant was granted a licence by the Central Bank of Nigeria (CBN) to operate Mobile Payments Services in the country. |  |
| Cellulant Solutions Africa | Cellulant Nigeria Limited is a leading mobile commerce network operator in Nigeria. In October 2012 Cellulant was granted a licence by the Central Bank of Nigeria (CBN) to operate Mobile Payments Services in the country. | |
| Celpaid Ivory Coast | Celpaid is an authorised Electronic money institution and mobile payment provider with a national network of agents in Côte d'Ivoire. | |
| Celpay DRC | Celpay was puchased by First Rand Bank so it is a bank. It has operations in Zambia, DRC (not yet Tanzania) with offices in The Hague; Netherlands and in London. Celpay facilitates banking services and payment solutions using cellular network infrast |  |
| Celpay Services - Africa | Till recently main mobile player in Zambia. Focus on Person-to-business bill payments and B2B. Celpay is not an operator. Celpay facilitates banking services and payment solutions using cellphone. It is a Mobile Banking company that has operations in | |
| Celpay Zambia | Till recently main mobile player in Zambia. Focus on Person-to-business bill payments and B2B. Celpay is not an operator. Celpay facilitates banking services and payment solutions using cellphone. It is a Mobile Banking company that has operations in | |
| Central Bank of Ecuador Mobile Wallet | Central Bank of Ecuador to launch mobile wallet this year, to allow users to receive money, pay for taxi and make small payments through SMS |  |
| CentralCoin | CentralCoin was a method of online payment for internet financial transactions. It claims to have been owned and managed by Gateway Financial Services Limited. It was subsequently shut down in 2007. | |
| Centtrip Prepaid Card and Centtrip App |  | |
| Century Commercial Bank (CCBL) FS | CCBL introduced mobile banking in August 2012. |  |
| CEPAS Singapore e-Purse Singapore | CEPAS, or Contactless e-Purse Application, is a Singaporean specification for an electronic money smart card. CEPAS has been deployed islandwide, replacing the previous original EZ-Link card effective 1 October 2009. The vision of CEPAS is for Singap | |
| Cetelem | Cetelem is a national card scheme operating in France. |  |
| CGD Portugal and Visa Europe Mobile Alerts Portugal | CGD Portugal and Visa Europe Mobile Alerts |  |
| Charge Anywhere Mobile Payment | Charge Anywhere Mobile Payment is an MPOS solution from Charge Anywhere LLC. |  |
| Chargify recurring subscription billing | Chargify is a web service that manages the recurring billing for their customers' subscription-based business. |  |
| Chase Mobile Checkout | Chase Mobile Checkout allows businesses to accept credit and signature debit cards through their MPOS solution. |  |
| Chase Paymentech Online Payments | Global leader in payment processing and merchant acquiring and a specialist in customer-not-present (CNP) transactions. Chase Paymentech Europe Limited, trading as Chase Paymentech, is a subsidiary of JPMorgan Chase Bank, N.A. (JPMC) and is regulate | |
| Checkout Finland Oy Service Finland | Checkout is a payment institution supervised by the Financial Supervisory Authority. Checkout for payment transfer service transmits consumer payments to the seller. |  |
| Cheers Mobile India | Cheers Mobile Service is offered by Etisalat DB Telecom Pvt. Ltd. Etisalat DB Telecom Pvt. Ltd. is a joint venture between Etisalat, one of the world's largest telecommunication companies with over 100 million customers across 19 countries globally a |  |
| Chess Pure VAS e-Wallet | Chess's PURE Payment platform is the combination of PSP payments and Cashless terminal transactions. Focus on cost reduction and integration. PURE ROUTER, the intelligent business rule driven payment module for Online payments. PURE VAS, virtual acco |  |
| China Bank FS | China Bank has a range of innovative financial services. In 2005 the Bank launched China Bank On-time Remittance and China Bank Online. |  |
| China M-world | China's largest mobile banking provider. Would not reveal numbers but claims monthly transaction volume of 5-6 billion in 2008. |  |
| China Mensheng mobile wallet | China Mensheng offers personal online banking, mobile banking and mobile wallet services, as well as other self service banking. It also offers corporate online banking. |  |
| China Mobile and China UnionPay commercial launch of NFC | China UnionPay and China Mobile venture to allow consumers to "swipe" their mobile phones to pay at POS terminals labeled with the "Quick Pass" NFC payment logo, but also to be able to pay via Remote Payment. |  |
| China Telecom and China Unionpay Joint Venture | May 2010: China Telecom signed agreement with China UnionPay to cooperate in bank card payment in the telecoms and e-commerce sectors. China Telecom and China UnionPay will promote mobile phone payments and will pilot mobile payment-related service |  |
| China Telecom-Changsha NFC through Watchdata Simpass | Simpass is an NFC add-on from Watchdata used by China Telecom and Changsha Public Transport to provide an "EasyPay All-in-One Mobile" service. |  |
| China Unicom financial services | China Unicom is working with China Merchant Bank to roll out the Unicom Merchant Bank mobile wallet. This is to to use Gemalto's UpTeq NFC SIM to secure the service. |  |
| China Unicom Wo-Wallet | China Unicom along with three partners, CITIC Bank, EverbrightBank and GuangfaBank released their mobile wallet product Wo-Wallet in September 2013. |  |
| China Unionpay Intel Identity Protection services | China Unionpay is the bankcard association founded in 2002 and supplies bank cards to all banks in China and for cross-border use. They also offer online payment and mobile payment services. |  |
| China Unionpay Services | China Unionpay is the bankcard association founded in 2002 and supplies bank cards to all banks in China and for cross-border use. They also offer online payment and mobile payment services. | |
| Chipknip (To be discontinued from Jan 1, 2015) | Smartcard-based prepaid instrument (reloadable and non-reloadable) that provides instant and irrevocable offline low-value payment transactions at the POS |  |
| Chirpify - USA | Chirpify is a social commerce and payments company that has recently launched payment services associated with in-stream mobile media transactions. |  |
| Chunghwa Telecom NFC Dongle Taiwan | Chunghwa Telecom , Taiwan's largest mobile operator developed its own NFC bridge device or dongle, to showcase NFC technology at a large flora exhibition in Taipei starting in November. | |
| CIBC Mobile Wallet | CIBC in partnership with Rogers Communications launched a joint mobile payment solution in Canada in November 2012, allowing Canadians to pay for small ticket items with their CIBC credit card |  |
| CIMB Clicks - CIMB Niaga Online Banking | CIMB Niaga was first to introduce online banking in 1991 and now offers a range of banking and payment services to consumers in Indonesia. |  |
| CIMB Niaga Go Mobile (Ponsel Banking) | CIMB Niaga was first to introduce ATM access and online banking and now offers a range of banking and payment services to consumers in Indonesia. |  |
| CIMB Niaga Rekening Ponsel - Branchless Banking | CIMB Niaga introduced a new cellular banking service in March 2013 through which it expects to gather an additional Rp 1 trillion ($103 million) in customer deposits in 2013, attracting 500,000 new customers. |  |
| CIMB Octopay and Remittances- Malaysia | CIMB bank offers a range of innovative financial services products. CIMB Bank is one of 7 banks with an E-money license as of March 2013, so we expect to see more innovative services announced in the near future. | |
| Cimbal USA | Cimbal is the first electronic mobile payment solution that works in-store, online and person-to-person. Cimbal's server-based solution ensures secure transactions at every level for stores, e-commerce transactions and between individuals. Because Ci |  |
| Citi Bank Malaysia FS | In Malaysia, the locally incorporated Citi Bank offers a range of innovative services. It is one of only 7 banks in Malaysia with an E-money license. |  |
| Citi Cash-To-Mobile Korea | Citi India, a subsidiary of Citigroup, has launched a service dubbed Cash-To-Mobile. The product is designed to enable Citi India corporate customers to collect receivables from their retailers or customers using mobile payment technology. |  |
| Citi Contactless Sticker Rollout | Citi To Launch Contactless Sticker Rollout. Citi plans to roll out passive stickers to credit card customers, which they can attach to their phones or other devices to tap to pay wherever MasterCard PayPass is accepted. | |
| Citi Parkmobile USA | Parkmobile USA, Inc., a leading provider of cashless parking solutions to municipalities and parking providers around the world, has selected Citi to offer a mobile payment services to Parkmobile customers. | |
| Citi Payment Tag | In summer 2012 Citi launched "Payment Tag" which is essentially Stickers for contactless mobile payment. |  |
| Citi Prepaid Cards Global Service | Custom electronic prepaid. Branded, reloadable and Virtual cards. Predetermined limit. Can be used by anyone. Issuers: Reduce per payment cost, mitigate risk. Consumer: Faster access, online management tools; end-to-end solutions | |
| Citi Quikremit White Label Global Remittance Service | Mobile Money Ventures (MMV) , a joint venture of Citi and SK Telecom, announced its first customer implementation with Citibank Hong Kong to deliver mobile financial services to its customers in Hong Kong in Q3 2008. The first batch of services avai |  |
| Citi Tap & Pay Global | NFC Mobile Payment Servivces | |
| Citi Visa Prepaid Card Pakistan | Citi is the largest global provider of corporate and government prepaid card solutions and enjoys a 13-year history in this space. | |
| Citi Wallet USA | Citi Wallet is a free service designed to make online shopping easier and more convenient with thousands of online stores accepting Citi Wallet, from coupon sites like Living Social to major shopping outlets like Rakuten Global Market. | |
| Citibank India Cash-To-Mobile | Citi launched the Cash-To-Mobile Receivables Solution in India in December 2011. It is aimed at corporate and institutional clients, to enable them to receive funds from retailers or end customers instantly via mobile. | |
| Citibank World Money Card Service India | Prepaid Card for Travel | |
| CitiDirect BE Mobile Service USA | A mobile browser-based application allowing clients to receive notifications and authorize payments using their mobile phones. At launch, CitiDirect BE Mobile has been made available to over 50,000 clients and 300,000 users worldwide. Transactions au | |
| CitiDirect Online Banking | Citibank's Web-based banking platform. CitiDirect puts all your corporate banking functions in one security-protected place, giving you around the globe, centralized access to your account information in real time right from your desktop. | |
| Citizens Branchless Banking (BLB) | Citizens offers Branchless Banking (BLB) in Nepal, which is a means of providing banking services without setting up a bank branch, by providing services through an agent of the bank. |  |
| Citrus Cash | Citrus Cash is the mobile payments app launched by Citrus pay, a payments startup in India. Launched in March 2014, hte app enables consumers in India to transfer money and make payments. |  |
| Cityzi Trial of NFC France | NFC trial from French mobile operators and banks in Nice in May 2010. |  |
| Civil Nepal Financial Services | Civil Bank Nepal has a range of services that include mobile banking and internet banking. Regarding remittances, the bank works with Prabhu Money Transfer. |  |
| Claro Airtime Topup and MoviCash service | Claro has a Mobile Airtime Topup service through More Magic and has tied up with MoviBanca to delivery money transfers to mobile phones through MoviCash. | |
| clearXchange USA | Online banking move money more conveniently and safely using a mobile number or email address |  |
| Click2pay international online payment and money transfer | Click2Pay is a secure web wallet that can be funded instantly by a variety of different ways, inlcuding ACH, Credit Card, and Direct Debit. Click2Pay allows users to prefund their accounts and use the balance to purchase credits online. In the event |  |
| Clickandbuy Europe | ClickandBuy International Ltd is an e-commerce business that allows payments and money transfers to be made through the Internet. It is one of the largest online payment service providers on the Internet. Their website claims ClickandBuy now has over |  |
| Clinkle | Clinkle is a new mobile payments startup in USA. It claims to be different as it does not require the NFC chip in the phone and stores can take payments without modifying point-of-sale terminals. |  |
| CMB All-in-One Card services | China Merchants Bank (CMB) has launched a large number of innovative products that are highly competitive, including cards, online banking and mobile banking. |  |
| CMB Direct all-in-one net payment | China Merchants Bank (CMB) has launched a large number of innovative products that are highly competitive, including cards, online banking and mobile banking. |  |
| CMB Mobile Banking Services | China Merchants Bank (CMB) has launched mobile banking services to support it to grow with a minimum of bank branches. | |
| cMoney USA | cMoney is a Houston-based technology company that has developed a new and innovative way to send money and pay for goods and services using a mobile phone and the text messaging system. Scheduled to launch in 2011, the pioneering technology will crea | |
| Cofinoga | Cofinoga is one of the major players in consumer credit in France. Cofinoga is jointly owned by Paris-based BNP Paribas and Galeries Lafayette. |  |
| Coinbase | Coinbase is a bitcoin wallet and platform provider founded in June 2012 and based in San Francisco, USA. |  |
| Coiney MPOS |  | |
| Coles Mobile Wallet | The Coles Mobile Wallet claimst to offer a smart way to pay, that is quick, secure and simple to use. It consists of a Coles Pay Tag that lets consumers pay by phone through the Coles Credit Card App that keeps track of purchases. |  |
| Comium Ivory Coast | Comium services is currently testing a mobile money service; At Trial Stage | |
| CommBank Kaching - DISCONTINUED | Commonwealth Bank has launched innovative online banking and mobile banking services including CommBank Kaching, an iPhone app that offers mobile banking and payment services. |  |
| CommBank Tap & Pay App | Commonwealth Bank has launched innovative online banking and mobile banking services including CommBank Kaching, an iPhone app that offers mobile banking and payment services. |  |
| Commercial Bank of Qatar Mobile Banking Qatar | First open mobile payment system in Qatar is launched. It offers Qatar's consumers a simple and secure way to manage their financial services. In the first phase, the service enables the bank's customers anytime anywhere - to remotely and securely ac |  |
| Commerz and Trust Bank Mobile Banking - Nepal | Commerz and Trust Bank Nepal Ltd have launched Mobile/SMS banking services. |  |
| Commerz and Trust Bank Nepal (CTBNL) i-Banking services | Commerz and Trust Bank Nepal (CTBNL) provides a range of services that include mobile SMS banking (only non-transactional), e-banking, remittance and utility payment services. | |
| CommonwealthBank Online Banking | Commonwealth Bank has launched innovative online banking and mobile banking services including CommBank Kaching, an iPhone app that offers mobile banking and payment services. |  |
| Comviva Mobiquity MFS Global | Mobile Financial service platform for banks, operators and Fis. Includes mWallet, Remnittance, Payments and Banking |  |
| CONEC Mobile Wallet | CONEC Mobile Wallet is a mobile money service launched in Jamaica by Cooperative Credit Union League. |  |
| CONTACT System Money Transfer send to mWallet | CONTACT System provides Money Transfer services in Russia and CIS. |  |
| Corduro PayMobile (MPOS) | Corduro is not just another way to accept credit card payments but it uses member social networks to provide retailers and others with network reach. |  |
| Correios Electronic Money Orders - Banco Postal | Banco Postal Conta Mais Branchless Banking is a deposit account offered by the Postal Bank that can be managed through agents. | |
| CPS China ecommerce payment gateway | China Payment Services (CPS), an Australian-based China ecommerce payment gateway provider overcomes barriers for international merchants to trade with China by establishing a partnership with ChinaPay (part of China UnionPay) and banks across China. |  |
| CQR Payment Solutions online payment and money transfer | Payment management company. Supports 90 of the world's most commonly used payments options. |  |
| Creditcall CardEase mobile | In collaboration with its banking partner, CreditCall is launching CardEase Mobile, a mobile payment app that from 1st December 2011 enables businesses on the move to accept Chip and PIN credit and debit card payments on a BlackBerry or Android devic |  |
| Creova Mobile Payment (CMP) Africa | Mobile payment platform, designed for financial institutions, mobile operators and e-commerce and catalog retailers. The platform is the CMP: Creova Mobile Payment. Their platform has been successfully deployed banks and mobile operators. The platfor | |
| Croatian Bank HCE pilot with American Express | Privredna Banka Zagreb (PBZ, Intesa Sanpaolo Group), Intesa Sanpaolo Card Ltd. and American Express have launched a pilot to test HCE (Host Card Emulation) for mobile NFC (Near-Field Communication) payments at POS (Point-of-Sale) terminals in Croatia. |  |
| Cryptex Bitcoin Debit Card | In April 2014, Cryptex launched a UnionPay card in Hong Kong, that it claims works at 90% of US ATMs via Discover, and in selected ATMs in 80 countries around the world. |  |
| Cryptsy | Cryptsy provides an online tool that allows users to freely trade between a number of different cryptographic currencies worldwide. |  |
| Crystal MFI Georgia Mobile Finance Platform Georgia | Microfinance company Crystal and partners have developed an integrated approach to the financial needs of rural households. It is made up of three components working in parallel with each other: i) providing access to electronic payment infrastructur |  |
| CSI globalVCard USA | CSI globalVCard is a Virtual MasterCard app designed for B2B use only as an alternative payment method with mobility to create secure single and multi-use MasterCard account numbers. A unique one-time use Virtual MasterCard account number is generate | |
| CSI W@ri Gateway Ivory Coast | CSI has launched a shared service provision platform as a whitelabel service for financial services provided by Postal networks, Financial Institutions, Mutual Credit and Savings Companies, petrol stations, shops and businesses. |  |
| CSI W@ri Gateway Senegal | CSI has launched a shared service provision platform as a whitelabel service for financial services provided by Postal networks, Financial Institutions, Mutual Credit and Savings Companies, petrol stations, shops and businesses. | |
| Cuenta Movil Chile | "Cuenta Movil" (Mobile Account) service, working in an Alliance with Banco de Chile and Entel PCS, allows mobile phones to do several financial transactions. Anyone in Chile can have a "mobile wallet" to do real time Money transactions. The mobile p |  |
| Cuentas Simplificadas o de Bajo Riesgo | Cuentas Simplificadas o de Bajo Riesgo are simplified or low-risk accounts. They are mobile bank accounts with simpler account opening requirements, based on the new rules for branchless banking. |  |
| CUP Quick Pass Contactless Payment | UnionPay has begun plans to deploy mobile payment and related services in about a dozen Chinese cities with local banks. |  |
| CurrencyFair Ireland | Peer-to-peer marketplace that claims to provide big savings on exchange rates and fees, and puts the consumer back in control. |  |
| CVS Pay - CVS mobile wallet | CVS announced the launch of CVS Pay in August 2016. This is a proprietary mobile wallet accessed through the CVS Pharmacy app. |  |
| Cybersource eCommerce Payment Gateway | Global payment management company serving over 300,000 customers. Wide range of services and accepted payment methods |  |
| Title | Abstract | Icon |
|---|---|---|
| Dahabshiil eCash Debit Card | Dahabshiil, the largest international money transfer business in the Horn of Africa, has launched the first ever debit card service in Somalia to help individuals and businesses make and receive payments. The service, called Dahabshiil eCash, will en |  |
| Dahabshiil SomTel e-dahab Somalia | Dahabshiil, the largest international money transfer business in the Horn of Africa, has launched the first ever debit card service in Somalia to help individuals and businesses make and receive payments. The service, is called Dahabshiil eCash. | |
| Dankort | The Dankort is the most widely used and least expensive national payment card in Denmark. In September 2014 an agreement was reached involving, retail, banks and Nets, to make the Dankor contactless as of summer 2015. |  |
| Dansk Sumermarked Contactless | Denmark's largest retailer, Dansk Sumermarked took a major step to convers all payment terminals to contactless. As of 2014, payment terminals in all 550 stores (4,500 terminals) were made contactless. |  |
| Danske Contactless payments Ireland | Danske Bank offers online banking to its' based of over 1.2 m customers in Denmark. It has had over 1m downloads of the mobile payment service MobilePay since launch in Denmark in May 2013 and in Finland in Q4 2013. |  |
| Danske MobilePay and E-Banking | MobilePay is an app that makes it easy to transfer money to other users. Danske Bank customers transfer the amount to the recipient mobile phone number and do not need to exchange account information, or share their NemID. |  |
| Danske MobilePay and E-Banking - Finland | MobilePay is an app that makes it easy to transfer money to other users. Danske Bank customers transfer the amount to the recipient mobile phone number and do not need to exchange account information, or share their NemID. | |
| Darkcoin (DRK) | Darkcoin claims to be one of the next generation of digital currency, and the first truly anonymous one. It is engineered to be a digital version of cash. |  |
| Dau-Pesa | DAU-PESA was established with the aim of becoming the Tanzania financial institution of choice in the provision of financial services to the micro, small and medium sized enterprises (MSME). |  |
| Daviplata m-wallet service Colombia | Colombian financial services provider Banco Davivienda has launched a mobile wallet service, dubbed DaviPlata. Overall investments in the project are expected to reach COP 50 billion (approximately USD 26 million). The m-banking service enables users |  |
| DBP EC Remit | The DBP Electronic Cash Remittance (EC Remit) Program provides overseas Filipinos (OFs/OFWs) with remittances services. |  |
| DBS digibank | Singapore's DBS has launched a mobile-only bank in India, incorporating a host of ground-breaking technology, from AI to biometrics. |  |
| DBS mBanking | Mobile Banking. Transfer funds between accounts and trade on the stock exchange. |  |
| DBS Mobile Banking Hong Kong | Mobile Banking. Transfer funds between accounts and trade on the stock exchange. | |
| DBS One.Tap | DBS One.Tap is the first virtual credit card on a mobile phone in Singapore, first launched in August 2012. In April 2013 it became available to all mobile subscribers in Singapore. |  |
| DBS PayLah! | "DBS PayLah!" |  |
| DBS, Starhub, EZ-Link Transit-Purse Trial | Gemalto's N-Flex NFC add-on was used in the Singapore trial by DBS and SmartHub. Around 1,000 customers of the 2 partners participated in the eight-month trial. | |
| DCMX Osaifu Keitai Japan | Edy provided by bitWallet, Inc. Prepaid e-money. At 68000 stores. Launched Nov 2001 Nanaco - Seven- Eleven Japan -Prepaid e-moneyservice. Mobile Suica: Ticketing & prepaid e-money launched Jan 2006. DCMX service launched on mobile NFC in 2004 - allow |  |
| DD Dedo Colombia | In the process of consolidating largest network of agents in Colombia. Focused on stores used by all including bottom of pyramid - Mom and Pop stores. DD Dedo is bank correspondent for the bank. DD Dedo provides mobile secure technology to manage tra |  |
| Denarii Arias Global | Denarii Systems LLC and ARIAS Financial Solutions, a product division of Microfinance International Corporation (MFIC), today announced a partnership wherein Denarii will utilize the ARIAS remittance platform as the back-end remittance processing and |  |
| Denmark Operator JV for NFC | Denmark's four mobile network operators have created a joint venture company to bring NFC to market. TDC, Telenor, TeliaSonera and 3 will use the joint venture company to provide a common platform and a common brand for NFC services with the aim of e |  |
| Desjardins Mobile Payments | Desjardins Mobile Payments allows consumers to make small payments via a smartphone. |  |
| Deutsche Bank Eurogiro Cash International (ECI) | Deutsche Bank Mobile Banking Services |  |
| Deutsche Bank Mobile Banking Germany | Deutsche Bank is to re-brand and re-integrate its DB24 online banking offshoot into the mainstream of the bank. |  |
| Deutsche Bank MobileTAN | Deutsche Bank offers the mobileTAN as an alternative, a new authorization process for German bank online banking. | |
| Deutsche Bank-Luup Mobile Partnership | Deutsche Bank-Luup partnership for mobile payment | |
| Deutsche Telekom Mobile Wallet | Deutsche Telekom has announced it intends to launch a mobile wallet initiative in 2013 and has selected Wirecard as a partner. |  |
| Deutsche Telekom-PayPal Carrier Billing | PayPal and Deutsche Telekom entered a direct carrier billing relationship in February 2014 which enables Deutsche Telekom users to make purchases directly to their mobile phone account. | |
| Dialog Axiata eZ Cash | The service allows users to maintain a mobile wallet and send or receive cash from other Dialog customers. |  |
| Diamond Y'ello Account | Diamond Y'ello Account is a mobile money service launched by Diamond Bank in Nigeria in August 2014. |  |
| Digicash | Digicash is a mobile payment App that enables clients of affiliated banks to use their smartphones to pay directly from their bank accounts. Started in 2012, it has been deployed on a national scale in Luxembourg. |  |
| Digicash (S-Digicash) from BCEE | Digicash is a mobile payment solution offered by BCEE for payments via smartphone. |  |
| Digicel cellmoni Papua New Guinea | Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones. | |
| Digicel Fiji Service | Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones. | |
| Digicel Isi Mani Vanuatu | Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones. | |
| Digicel Mobile Money Online Money Transfer | Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones. | |
| Digicel Mobile Money Samoa | Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones. | |
| Digicel Mobile Money Tonga | Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones. | |
| Digicel Verifone NFC Mobile Payment Tonga | Customers in Tonga pay for goods and services through any mobile phone using NFC without the need for a bank account or credit card. | |
| DigiRemit Remittance via SMS | Personal money transfer service on a mobile phone. Available to all individual DiGi prepaid and postpaid subscribers. Money held in a DiGiREMIT virtual wallet for transfer anytime, from anywhere. Remittance to Indonesia, Philippines or Bangladesh. |  |
| Digital River World Payments | Digital River World Payments is a global full service payment provider with portfolio of more than 200 global and local online payment methods. Netgiro was acquired by Digital River World Payments in September 2007. |  |
| Digitel Venezuela Diemo Venezuela | Venezuelan start-up company Diemo has teamed with provider of service to MVNOs XIUS-bcgi, a division of Megasoft, to launch mobile banking with GSM network provider Digitel. Diemo is short for Dinero en Movemiento (Money on the move). Subscribers nee | |
| Dimoco Service Austria | You can bill digital content using the DIMOCO Mobile Messaging and Payment Transaction Hub. Covers Mobile content, mobile web content, web content and app content. | |
| Dinero Mail Argentina | Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in |  |
| Dinero Mail Brazil | Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in | |
| Dinero Mail Mexico | Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in | |
| Dinero Mail Online Payment LACA | Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in | |
| Dinero Movil | Dinero Movil is the Mobile Money service of BBVA Bancomer launched in September 2012. Through it account holders can make transfers to recipients without a Bancomer account. |  |
| Directo a Mexico | Directo a Mexico is an international fund transfer service between USA and Mexico. It is provided jointly by the US Federal Reserve Banks and the central bank of Mexico. |  |
| Directo a Mexico Pay-out | Directo a Mexico is an international fund transfer service between USA and Mexico. It is provided jointly by the US Federal Reserve Banks and the central bank of Mexico. | |
| Directo a México Send | FedGlobal Mexico Service enables U.S. financial institutions to send ACH credit transactions to financial institutions in Mexico using foreign exchange conversion to convert the U.S. dollars to pesos. |  |
| DirectPay EU | DirectPay offers consumers the ability to send money online. They utilise Translink Global Processing. They claim to provide merchants with payment access to 36 Countries and over 700 million European consumers. |  |
| Discover Mobile USA | Discover mobile services | |
| Dish TV Recharge through IMPS | National Payments Corp. of India (NPCI) launch a first-of-its-kind, 24-hour payment system that will allow bank customers to remit money to any account in India for free using their mobile phones. RBI (Reserve Bank of India) has permitted only a pil |  |
| Docdata Payments Europe | Offers five services that together provide a complete service offering for the financial part of the order-to-cash process. |  |
| docomo Money Transfer | docomo Money Transfer enables consumers to remit in a local currency or U.S. dollars from their docomo kouza (account) to bank accounts around the world. |  |
| Dogecoin | Dogecoin is an open source peer-to-peer cryptocurrency, favored by Shiba Inus worldwide. |  |
| DOKU Wallet | DOKU is one of the pioneering online payment service providers in Internet and offers a suite of products and services for enabling online payments. |  |
| DOKUPAY services from DOKU | DOKU is one of the pioneering online payment service providers in Internet and offers a suite of products and services for enabling online payments. | |
| DompetKu Indonesia from Indosat | This service aims to provide the consumer with an interest-bearing bank account, an m-banking application and access to all ATMs and Bank Sinarmas remittance services. |  |
| Done Card | Done Card is a stored value card and predominantly used for online payments. Unlike Credit/Debit Card transactions, Done Card transactions are carried out without accessing banks' interface. |  |
| Du Service United Arab Emirates | Du services | |
| Dubai Islamic Bank Branchless Banking | Dubai Islamic Bank has launched a pilot of Branchless Banking in Pakistan. |  |
| Dutch Bangla Mobile (DBBL Mobile Banking) | DBBL provides branchless banking, leveraging mobile, to extend banking to the unbanked with a range of services including cash deposit and withdrawal, remittances and topup. |  |
| Dutch Payments Association (Betaalvereniging) | The Dutch Payments Association organises the collective tasks in the national payment system for its members. |  |
| Dwolla FiSync Money Transfers using ACH USA | Claims to offer a cheaper alternative to cards by allowing payment by mobile, to contacts based on social network identification and using the ACH for Fast Fund Transfer. |  |
| Title | Abstract | Icon |
|---|---|---|
| E-bank Rakuken Mobile Banking Japan | Rakuten is a highly popular Japanese shopping destination online, where you can get anything, from laptops to shoes to travel, you name it. The have now added their own bank in 2010. The aggregated model exemplified by Rakuten works well in Japan, a |  |
| e-Debit | e-Debit is a pin-based payment system that allows consumers to use their ATM cards for purchases. |  |
| e-Dirham G2 | The Ministry of Finance and National Bank of Abu Dhabi launched the Second Generation of e-Dirham (e-Dirham G2), an easy and safe method of electronic payment and collection of revenue for both government and non-government fees. |  |
| e-maal Mobile Money Solutions Somalia | e-maal is an innovative means of payment by mobile phone that allows NationLink customers who subscribe, do the following financial transactions: Deposit money into E-maal , Withdraw money from their E-maal account, Transfer money to Nationlink othe | |
| E-port Russian interoperable cross-channel payment | Payment System e-port allows you to quickly arrange payment office on your point of subscribers more than 750 leading operators and service providers in all regions of Russia with: POS terminal, computer, internet, mobile phone, cash or ATM. E-wallet |  |
| e-Sahulat e-services platform | e-Sahulat is a low cost e-services platform designed to provide online payment and collection facility for the general public as well as organizations. |  |
| E-zwich Ghana | The Bank of Ghana has formed Ghana Interbank Payment & Settlement Systems Limited (GhIPSS) to manage the new and modern Ghana Interbank Payment & Settlement System (e-zwich). The National Switch, e-zwich will provide a common platform for most retail | |
| Earthport Global Service | IPS for small businesses, corporate clients and banks. Range of white label payment services. |  |
| Eastern Bank IMT | International Remittances services jointly launched with Banglalink to receive money from abroad into mobile wallet accounts opened at the bank or banglalink cash points. |  |
| EastNets en.More mobile remittance | The new en.MoRe mobile remittances solution from EastNets is designed to enable cross-border person-to-person mobile initiated payments. It interconnects global Mobile Network Operators (MNOs) and banks over en.MoRe's unique platform using SWIFT wor |  |
| Easy Cash for Cash Disbursement Switzerland | Prepaid card issued with the Maestro brand, used by organisations such as migration authorities, consumer credit companies and airlines, to credit their beneficiaries with a prepaid card balance instead of cash or cheque. |  |
| Easy Pay System (EPS) | EPS Company (Hong Kong) Limited is a consortium of 20 major banks in Hong Kong. ATM cards issued by these banks and credit cards with ATM functions are accepted to process EPS transactions. |  |
| easypaisa | Easypaisa is the first branchless banking service launched in Pakistan by Tameer Microfinance Bank and Telenor Pakistan. Branchless banking accounts are offered to Telenor subscribers, while Bill Payment and money transfer are available to all. |  |
| easypaisa Khushaal | Savings product that introduces rewards with free Life and Accidental Death Insurance. |  |
| EasyPaymentGateway (EPG) | Easy Payments Gateway is principally an online gateway for multiple payment solutions and credit card acquirers. |  |
| Easywallet Etisalat Nigeria | Etisalat Group commercially launched Easywallet in Nigeria in September 2012, in partnership with Nigerian banks. This mobile commerce application is a mobile wallet that offers a range of mobile banking and transaction services to the underserved. |  |
| Eaze | Eaze is a wearable wallet launched in May 2014 in beta mode, for use with Google Glass.The app uses voice and image recognition for activation and head gestures to confirm and complete payments. |  |
| Eazymobile Qatar | Financial services provider Qatar National Bank (QNB) has introduced a mobile banking application for BlackBerry mobile users. Dubbed eazymobile, the application is an extension of the bank's eazylife set of electronic banking services (e-services), |  |
| EaZyMoney from Zenith Bank | Zenith Bank and Visafone Communications Limited Wednesday launched a product called EaZyMoney in Nigeria in September 2012. |  |
| Eazzy 247 Mobile Banking Service from Equity Bank | Eazzy 247 is a mobile banking service that allows you access to bank services using your mobile phone. The name represents "Easy 24*7 Mobile Banking" and is provided by Equity Bank. |  |
| EBC Integrated Payments Gateway (IPG) | Egyptian Banks Company (EBC) has introduced the national debit card brand 123 in Egypt and continues to launch and support innovative services. | |
| EBL Branchless Banking/ Everest Bank Ghar-Dailo Banking Sewa | This is a branchless banking service that aims to provide rural consumers access through point of transaction (POT) machines using smart cards. |  |
| ecoAccount | The ecoAccount aims to offer consumers a secure and private means of paying for goods and sending and receiving money around the world. |  |
| Ecobank EB-ACCION Branchless Banking Ghana | Ecobank Group has used Branchless Banking to extend financial inclusion to the unbanked |  |
| Ecobank Mobile Money Nigeria | Branchless Banking from Ecobank's affiliate in Nigeria, ACCION Microfinance Bank ('AMfB') | |
| EcoCard online payment service - Replaced by ecoPayz | EcoCard is an online payment service targeted at gaming and online casinos. It is a virtual prepaid debit card. It utilizes a fully developed network of major banks across Europe with branch representations throughout the world. |  |
| Ecocash Zimbabwe | Modelled on Safaricom M-Pesa; Whilst there have been several attempts to launch similar systems on the market, the key difference of this new system from Econet is its size and capacity. Econet has crossed 6m customers - almost half the population. |  |
| Econet Ecocash Spache Fono Lesotho | EcoCash, will allow users to send and receive money, buy airtime, and make other payments using their mobile phones. Unlike other mobile banking offerings that have emerged on the market, customers using EcoCash are not required to have a bank accoun | |
| Econet Wireless Service Burundi | It is a bank account for the unbanked. Existing bank accounts cannot be associated with the mWallet. | |
| ecoPayz | ecoPayz is a brand name of PSI-Pay Ltd (UK). The brand was launched in May 2013 with their product range of ecoAccount, ecoCard, ecoVirtualcard, ecoPayz Business Account and ecoPayz Merchant Account. |  |
| Edenred Vouchers | Edenred currently operates in 40 countries. In most of these countries, Edenred created the market by impelling the passage of legislation enabling the introduction of employee benefits solutions. |  |
| Eficash interoperable mobile payments USA | Eficash is a mobile based e-wallet service for banks and mobile operators in the US and Latin America. Eficash is a mobile application based on a prepaid model that allows consumers to make and receive payments as well as manage bank accounts by lin |  |
| EFTPOS Korea | EFTPOS (Electronic Funds Transfer at Point of Sale) in Korea is a pin-based system for locally issued debit cards. |  |
| eGo by Atos Worldline | Atos Worldline brings together Atos Origin expertise in high-tech transactional services and is active in Payment processing in Europe. | |
| Egopay | EgoPay is an online payment gateway launched by BTC- E a Bitcoin Exchange. EgoPay claims to be registered in Seychelles and offers an online way to purchase goods, pay for services, subscriptions and entertainment using e-currency. |  |
| EIDA Etisalat NFC | Etisalat with Emirates Identity Authority (EIDA) to use NFC technology to enable Emirates ID card data to be identified and transferred using NFC-enabled mobile phones. | |
| Eie Powered By Luup United Arab Emirates | The service enables wages to migrant and local workers to be paid onto a mobile wallet or a mobile-enabled payroll card. As a result of the deal, the cardholder and the mobile wallet holder will be able to withdraw cash at EIE locations in the UAE an | |
| Eika Contactless Mobile Payment | Eika Kredittbank entered into an agreement in March 2014 with Nets regarding contactless payment solutions using smartphones. The plan is to launch a pilot project during 2014. |  |
| Eko Bb India | Branchless banking service managed by Eko on behalf of State Bank of India |  |
| Ekonto Banking | Wire transfer system based in Finland that provides instant online banking services for Finnish players |  |
| Elavon MobileMerchant Global Service | Elavon services MobileMerchant allows mobile devices to be used as payment terminals. | |
| Electric Orange Account ING Global Service | Electric OrangeSM is America's first all-electronic, paperless checking account. Earn a great rate, with online Bill Pay, easy access to cash, an Electric Orange MasterCard Debit Card and more - it provides the access and convenience of checking wit |  |
| Electronic Funds Transfers at Point of Sale (EFTPOS) | EFTPOS launced in 1988 is Australia's most widely used electronic payment system. |  |
| Elma mobile wallet | Mobile application that allows consumer to shop and make payments including for bills and utilities from a mobile phone using an elma account which is linked to a bank account. |  |
| Emida Cash and Transact wallet | The Emida Cash and Transact mobile wallet solution is a stand-alone mobile wallet with no need for a bank account or collateral. Users add cash onto their mobile handset at supported merchant locations. |  |
| en.MoRe Vietnam | en.MoRe enables Vietnamese expatriates to use their mobile phone to initiate a money transfer. Money transfer recipients receive the money through any of VeitinBank's network in Vietnam. | |
| Enstream NFC Services | EnStream is leading the way by providing a single interconnection gateway for all Canadian carriers and all Canadian banks and has selected RIM's SEM platform to manage credentials on SIM cards. |  |
| Enterprise Payment Hub (EPH) | A major initiative from BNY Mellon, Treasury Services business will result in the development of an Enterprise Payment Hub (EPH) for clients globally. |  |
| epay Malaysia | epay focuses on the top-up or recharge market for processing electronic purchases of prepaid mobile airtime and transaction processing for other prepayment services. |  |
| epaybg Microaccount | ePay.bg provides a microaccount to which money can be sent and loaded, for use to make payments. |  |
| ePayLinks Online Payments Gateway | ePayLinks Online Payments Gateway was introduced by ePaylinks for online acquiring services, as a virtualized online POS. It can currently do real time transaction T+0 account settlement. |  |
| Epdirect Earthport USA | Earthport plc is a provider of cross-border electronic payment services. 2010 Sept: epDirect provides a simple to use online interface enabling payments to be made to more than 200 countries in the world for a flat per-transaction fee. These transac | |
| Equitel from Finserve Africa Ltd (Equity Bank MVNO) | Equitel is the brand of Finserve Africa Limited, a mobile virtual network operator (MVNO) in Kenya, owned by Equity Group Holdings Limited focussed on delivering mobile money services. |  |
| Ericsson Mobile Money Europe | Ericsson, a Sweden-based telecommunications company, has launched an international money transfer and payment service via internet and mobile phone. Ericsson began a pilot program in September 2010 involving 50 service delivery partners in six Europe |  |
| Ericsson Western Union Partnership for Remittances | This partnership enables mobile network operators using Ericsson infrastructure to easily include Western Union Mobile Money Transfers in the service suite of their mobile financial service offers. | |
| ERPLY LikePOS Cloud-based POS | Accept PayPal payments in-store with the new LikePOS |  |
| Erste Bank Digital Banking - Austria | Payment services as well as Online, mobile, kiosk and SMS banking is provided. |  |
| Erste Bank Digital Banking - Croatia | Payment services as well as Online, mobile, kiosk and SMS banking is provided. |  |
| eSewa Online Payment Gateway/mSewa mobile service | The eSewa account can be topped up and used to pay online or using a mobile phone. |  |
| Eskadenia Jordan Airtime Topup | Eskadenia services |  |
| Estonia Bank NFC Pilot | Estonia NFC EMT Appiled Research | |
| Ether for Ethereum | Ether is the internal currency that powers Ethereum applications and acts as a token of exchange on the decentralized network. |  |
| Etisalat Flous - Egypt | Etisalat launched the Flous service to transfer money from a mobile to any other Etisalat mobile and withdraw cash instantly. |  |
| Etisalat International Mobile Money Transfer | Etisalat Group signed an agreement in February 2011 with Western Union to launch mobile money transfer in the 18 countries in which Etisalat operates. |  |
| Etisalat mHawala Mobile Financial Service | Enables Etisalat Afghanistan customers to use their mobile phones to purchase airtime, send money to family & friends, pay bills and pay for goods and at retail outlets. | |
| Etisalat mobile money initiatives (Flooz) | Côte d’Ivoire was the first market were Etisalat Group subsidiary Moov rolled out their mobile money service Flooz. | |
| Etisalat Mobile NFC Payment Services | United Arab Emirates-based telecom company Etisalat partnered with MasterCard and Network International to launch nationwide NFC payments | |
| Etisalat Sri Lanka mobile banking | Dubai-based Etisalat's Sri Lankan unithas partneredl with OpenArc, a Colombo-based information technology company to provide its mobile banking service 'SkyPay' | |
| Etisalat UAE-India Remittances | A mobile-based money remittance service from UAE to India launched by a partnership of Tata Communications, Idea Cellular, UAE-based Etisalat and UK-based HSBC India. | |
| Etisalat Wallet UAE | Etisalat Group and the Maroc Telecom Group offer a range of mobile money and payments initiatives across MEA. Mobile money initiatives are starting to be inter-connected across the region. | |
| eTransfers | eTransfers are one of the most popular services of online payment offered by eCard S.A. eCard offers merchants the ability to easily accept instant online payment from the customers of 17 of the largest Polish banks. |  |
| Eurasian Bank MB | Eurasian Bank has launched a mobile banking service in Kazakhstan offering basic services to Kazakh, Russian and English-speaking customers. | |
| Euro 6000 | Euro 6000 is a national card scheme in Spain. |  |
| Euro Alliance of Payment Schemes (EAPS) | EAPS, the Euro Alliance of Payment Systems offers a European alternative to global card schemes. It unites the networks of independent European card schemes. |  |
| Eurogiro Cash International ECI | Eurogiro Cash International and other remittance services provided to banks and the postal community |  |
| Eurogiro UPU Interconnection | Eurogiro Cash International and other remittance services provided to banks and the postal community | |
| Euronet ADT (Automated Deposit Terminal ) Networks in Europe | Independent and Shared Automated Deposit Terminal (ADT) Networks in Europe |  |
| Euronet epay | epay focuses on the top-up or recharge market for processing electronic purchases of prepaid mobile airtime and transaction processing for other prepayment services. | |
| Euronet Ria Remittances Payout at ATM | Receivers in Poland can pick-up in cash at a Euronet ATM in Poland, using a numeric code. |  |
| Euronet Ria Rialink MasterCard Prepaid Card | Euronet Ria Rialink Visa Prepaid Card for general use and targeted towards remittance |  |
| Euronet Ria Rialink Visa Prepaid Card | Euronet Ria Rialink Visa Prepaid Card for general use and targeted towards remittance | |
| Euteller Direct Payment Finland | Euteller is a wire transfer system based in Finland that provides instant online banking services for Finnish players. |  |
| Everest Remit | This is a remittance service that aims to conveniently transfer money inward to people in Nepal, from migrants abroad. |  |
| Everything Everywhere and MasterCard Payments | Everything Everywhere and MasterCard entered a 5-year agreement in August 2012 to deliver mobile and digital payments solutions. |  |
| eWAY Australian payment gateway | eWay is an Australian payment gateway. It allows merchants to accept credit cards on their websites, connecting the website directly to their bank to process online credit card payments from customers. |  |
| Ewire Europe | Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S |  |
| Ewire Norway | Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S | |
| Ewire online payment wallet Europe & CIS | Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S | |
| Ewire Sweden | Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S | |
| exchange4free Payment Services | Global foreign exchange service firm regulated and authorised by the Financial Services Authority (FSA) in the United Kingdom to provide Money Remittance and Payment Services under the new Payment Services Directive (PSD) of 2009 |  |
| Express ELIXIR | Express ELIXIR is the instant bank-based money transfer service in Poland. |  |
| Express Union Cameroon | Express Union is a Cameroonian company that deals with money transfer as main service. It was created in 2002 . Leads the domestic money transfer market with around 240 POS across the country. Express Union covers all the 10 regions and presents i | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Express Union Mobile Money Transfer | Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi | |
| Expressnet Payment Services | ExpressNet is an interbank network connecting the ATM networks of seven major banks in the Philippines. |  |
| eZeClick | ezeClick provides American Express Card members with a method to complete their online purchase. |  |
| Ezeemoney | Ezeemoney is a provider in Uganda that offers the Ezeemoney Voucher, Bill payments, Airtime purchase and plans to offer the EzeeMoney card. |  |
| Ezetop International Airtime Transfer | Service to Send airtime topup recharge to your friends and family abroad. |  |
| Ezpay Sri Lanka | Sri Lankan private sector bank NDB Bank and telco Dialog Telekom have launched mChek's mobile payment solution. The service allows payment of utility bills, prepaid top-ups, mobile commerce and banking. The solution is embedded on SIM cards, and mer |  |
| eZuza | Ezuza is a mobile money service launched in Mexico. |  |
| EzyPesa (formerly Zpesa) from Zantel Tanzania | First mobile banking in the country. Enables customers to send, receive and save money using their mobile phones. Only requires Zantel subscriber to visit a ZPesa agent and open a ZPesa account from which he/she can send money to anyone including th |  |
| Title | Abstract | Icon |
|---|---|---|
| F-Road SIM Overlay | F-Road SIM Overlay solution is offered to smaller RCC banks in rural areas. This consists of a paper thin plastic sheet with an embedded chip that can be adhered to a SIM card. |  |
| F1 Soft products -fonebank, fonepay, Transborder and BankEx | F1 Soft fonebank service claims to provide integration with core banking systems, online banking software, payment networks and existing mobile banking modules of the bank. |  |
| Facebook Card | Facebook has various different payment and financial services initiatives. |  |
| Facebook Credits | Facebook Credits is a virtual currency, that works across different apps rather than being tied to one specific app or another. Virtual currencies are a promising way to sell because users buy them in prepaid chunks, rather than plunking down a cred |  |
| Facebook Messenger Money Transfer | Facebook is to launch P2P Money Transfer from Facebook Messenger, online and via Android smartphones by the end of 2015. |  |
| Facebook Operator Billing | Initiative between Facebook and the nine operators to remove need for SMS verification and provide developers with a single SDK so they can more easily gain global reach with simple technical verificatication. |  |
| Facebook Payvment- CLOSED 2013 Acquired by Intuit | Since launch in 2011, Payvment claimed to be the number 1 social commerce platform on Facebook. It was acquired by Intuit in January 2013 and the platform was discontinued. |  |
| Facecash USA | Claims to be only payment system built from the ground up to replace the plastic card network. Bar code scanned provides picture of your face to the merchant for verification. You can also store loyalty cards. |  |
| fairCash digital cash payment method | fairCASH claims to contribute a new technical way to pay for the community using a true Digital Cash indivisible token system feasible for global, cross-border and multi-currency payments |  |
| Falcon Fraud Manager, Risk Management and Credit Scores | FICO solutions include the FICO Falcon Fraud Manager and FICO Score, for measuring consumer credit risk. |  |
| FanaPay | FanaPay is a digital wallet especially targeted towards Middle East markets to allow customers to buy online without credit cards or bank accounts, using their FanaPay accounts via the internet or mobile phones. |  |
| FasaPay | FasaPay is an online payment service offered in Indonesia by PT Fasa Centra Artajaya (FCA). |  |
| FAST (Fast And Secure Transfers) | FAST (Fast And Secure Transfers) is a new electronic funds transfer service that enables customers of the participating banks to transfer Singapore Dollar funds from one bank to another in Singapore almost instantly. |  |
| Faster Payments Service (FPS) | Functionality required to enable banks to enhance existing mobile banking options and deliver a true real-time interbank account-to-account mobile payments service. |  |
| Fawry | Fawry is a bill payment network in Egypt that operates through retail agents, banks and post offices |  |
| FCMB Mobile and Online | FlashmeCash or Flash Money is the FCMB service for paying bills, airtime purchase and money transfer. Conventional mobile banking is offered through FCMBMobile App. |  |
| FedGlobal ACH | FedGlobal ACH Payments offer an efficient means for sending cross-border ACH credit payments to 35 countries around the world, plus debit payments to Canada only. |  |
| FedMobile Mobile Banking | FedMobile from Federal Bank India, is a facility that enables customers to access banking services through mobile, enabled by the IMPS inter-bank remittance system. |  |
| FeliCa Contactless IC Card | FeliCa is a contactless IC card technology and the world's first contactless smart card certified by ISO/IEC 15408 EAL4. |  |
| Fidor Smart Cash Account | Fidor Bank was founded in 2009 as an innovative bank that leverages Web 2.0 consumer behavior and especially targets digital natives. |  |
| Filspay | Filspay is a micropayments solution supported by prepaid cards. It is from FilsPay, a payment service provider specialising in internet payments. |  |
| Financial Process Exchange (FPX) | FPX (Financial Process Exchange) is a payment gateway that allows consumers to make real time online payments using your current or savings account. All you need is an Internet banking account with any of FPX participating banks. |  |
| FINO agent network | FINO PayTech is the largest business correspondent in India and the market leader in delivering products and services to the first and last mile. |  |
| FinPay Finnet Payment Gateway and Wallet | FinPay is an online payment platform launched in Indonesia in May 2012 by Telkom Indonesia subsidiary PT. Finnet Indonesia. |  |
| First Caribbean Mobile Banking | Support Internet and mobile banking, bill payment and International Wire Transfers. SAP (earlier Sybase365) announced a partnership with FirstCaribbean International Bank to provide customers with mobile banking services enabling them the flexibility and |  |
| First Data Global Gateway |  | |
| First Data mVoucher | Payment processor First Data Corporation provides a prepaid product called mVoucher that allows merchants to offer their customers a payment method using mobile devices. The mVoucher programs delivers mobile coupons to customers. | |
| First Domestic Transfer (FDT) and Remittances | FirstBank Nigeria launched a mobile money service in September 2012 accessible by its customers as well as anyone in Nigeria. |  |
| First MicroFinance Bank Kiosks at Post Office | The First MicroFinance Bank developed a partnership model with Pakistan Post to augment its delivery channels. Under this model, more than 40,000 borrowers have been reached out through 68 offices of Pakistan Post. |  |
| First Security Islami Bank Digital Banking (FSIBL) SureCash | First Security Islami Bank Ltd. launched online banking and SMS banking services from December 2007 and is currently in the process of launching full Mobile Financial Services for which it has received permission. |  |
| FirstMonie | FirstBank Nigeria launched a mobile money service in September 2012 accessible by its customers as well as anyone in Nigeria. |  |
| FIS Mobile Wallet | Fidelity National Information Services Inc. (NYSE:FIS) recently collaborated with mobile payments technology provider, Paydiant, to launch a cloud-based mobile payment solution, namely FIS Mobile Wallet. The solution, which is currently being implem | |
| FIS Xpress Deposit through Online Banking | A critical component of Xpress Deposit's ease of use is the single sign-on capability of First Command's Internet banking offering. Customers sign on to a standard Web banking session just once -- depositing a payment is simply an option during the s |  |
| Fiserv SpotPay | Fiserv works with banks around US to create services to send money to mobile or Email |  |
| Flash Money/ FlashmeCash - FCMB | FlashmeCash or Flash Money is the FCMB service for paying bills, airtime purchase and money transfer. Conventional mobile banking is offered through FCMBMobile App. |  |
| FLASHiZ universal mobile payments | Flashiz claims to be one of the first mobile payment solutions in Europe using both NFC and QR codes, positioned as a universal payment solution that can be used to pay for goods and services in stores and online, transfer money and pay bills. |  |
| Flattr | Swedish service enabling micro-transactions or social donations online; Micropayment/Microdonation; 201105: adding a feature which will enable Flattr users to send money via their Twitter name; |  |
| FlickPay | FlickPay is a point-of-sale integrated method of payment offered in South Africa. |  |
| Flipkart Payment Services - India | Popular method in India of purchasing online and paying when goods reach the home. Cash on delivery (COD) is growing in importance in emerging countries. |  |
| Flous (Flooz) Benin | The Etisalat Mobile Money Transfer Service is a service that allows Etisalat mobile subscribers to remit funds to their friends and family overseas using their mobile handsets. | |
| Flous (Flooz) Gabon | The Etisalat Mobile Money Transfer Service is a service that allows Etisalat mobile subscribers to remit funds to their friends and family overseas using their mobile handsets. | |
| Flous - Niger | Etisalat launched the Flous service to transfer money from a mobile to any other Etisalat mobile and withdraw cash instantly. | |
| Flous - Togo | Etisalat launched the Flous service to transfer money from a mobile to any other Etisalat mobile and withdraw cash instantly. | |
| FMARD GESS E-wallet for agriculture inputs | The scheme involves participation of 48 million Nigerians in agriculture, connecting them in an agro-dealer network that effectively distributes agricultural inputs to make Nigeria a net producer. |  |
| FNB eWallet South Africa | FNB Smart Services: Sought to make mobile payments the Prime channel for serving underserved customers. Anytime, anywhere using any cellphone and operator. Free of bank charges. Prepaid airtime for all networks. No handset downloads, Free access for |  |
| FNB transactional banking App | Since the launch of its Banking Application (App) on the 20th July 2011, the first and only transactional banking App in South Africa, First National Bank (FNB) has seen over R1.5billion in transactions via the Banking App. | |
| FNB withdrawal from PayPal to Account | First National Bank (FNB) and PayPal, announced that they have extended the FNB PayPal service so that South Africans can withdraw funds from a PayPal account to any South African bank account. | |
| Fonbank | UT Bank in partnership with Airtel Ghana is to launch a new savings account product known as the UT FONBank. | |
| Fortis Mobile Money | With NAMBLAG- Fortis Mobile Money MOU All Mfbs will become aggregators to Fortis Mobile Money. As the roll-out date of the cashless policy draws nearer, MfBs have very important roles to play to make this effective mode of payment a reality |  |
| Fortumo Mobile Payments | Fortumo offers SMS connectivity, mobile billing to multiple countries worldwide and a mobile payments API that is open to all developers for free. |  |
| Franfinance | Franfinance is a national card scheme based in France, being a specialist consumer credit company that offers a range of consumer finance services. |  |
| Friendster Wallet (MOLGlobal) | The Friendster Wallet and payments platform enables micro-spending for over 115 million registered users on Friendster and is powered by MOL, Malaysia. |  |
| Future Proof Terminal | This is a terminal with the built-in technology to accept existing and new payment types on the horizon: EMV cards, contactless payments and mobile wallets. | |
| Title | Abstract | Icon |
|---|---|---|
| Ganart money everywhere (me) | me is a hardware agnostic Transaction as a Service software platform crafted to reach the under-banked and unbanked, while possessing features that even the banked will enjoy. | |
| Garanti Branchless Money Transfer | Garanti Bank customers transfer the money they receive from overseas through Western Union directly into their bank accounts via the Garanti Online Banking service. |  |
| Garanti CepBank Money Transfer | Aims to make P2P transfer easy in Turkey by sending an SMS from your mobile phone to the mobile phone, Paracard or Paracard Trink of the person you want who does not need to have a Garanti account or credit card. | |
| Garanti Mobile Banking and Online Banking | Garanti has added mobile banking to the Online Banking services. Consumers can perform banking transactions such as Money Transfers, EFTs, bill payments and equity trading transactions using their mobiles, without the need to visit a branch. |  |
| Gate2Play | Gate2Play is a Middle-East company specialized in e-payments and online consultancy. |  |
| GCASH Conditional Cash Transfer Payout | Globe Telecom's G-Cash service is an e-money account tied to a mobile phone subscriber information module (SIM card). The account can be loaded and unloaded by depositing or withdrawing cash at a wide range of retail agents and the mobile operator's |  |
| GCASH Philippines | Globe Telecom's G-Cash service is an e-money account tied to a mobile phone subscriber information module (SIM card). The account can be loaded and unloaded by depositing or withdrawing cash at a wide range of retail agents and the mobile operator's | |
| GCASH REMIT Japan | GCASH REMIT is provided by SOFTBANK PAYMENT SERVICE CORP, in partnership with GXI, a subsidiary of Globe Telecom. It allows Filipinos in Japan to send some home direct to GCASH Mobile Money wallets. |  |
| GE Money Mobile Banking - Czech Republic | GE Money Bank is one of the largest financial institutions in the Czech Republic and offers mobile banking, contactless payments and innovative services for retail and SME clients. |  |
| GeldKarte | GeldKarte is the electronic wallet of the German banking industry. It can be charged at an ATM or special charging terminals, or via the Internet. |  |
| Gemalto Allynis Trusted Services Hub | Gemalto's LinqUs Mobile Money solution allows people to use mobile phones to access bank accounts, make payments and peer-to-peer transfers, and buy airtime. |  |
| Gemalto MMT | Gemalto's LinqUs Mobile Money solution allows people to use mobile phones to access bank accounts, make payments and peer-to-peer transfers, and buy airtime. |  |
| Gemalto Mobile Payments Platform (GMPP) | Gemalto's Mobile Payments Platform is a comprehensive, secure and flexible platform for issuers, mobile operators, retailers and banks to launch mobile payment services. |  |
| Gemalto Trusted Service Manager | Gemalto's Trusted Service Manager (TSM) solution manages provisioning of card details for NFC services. |  |
| Georgia Bank MasterCard Commercial NFC launch | Banks in Georgia are to launch a commercial NFC Payments service in 2012 | |
| Getin Noble Bank Financial Services/ Getin Point VTM branch | Getin Bank launched Getin Point, the first self-service branch in Poland, in February 2014. This is part of the Getin UP project launched in November 2012. |  |
| Giesecke Devrient (formerly Venyon) | One of the world's largest providers in the field of electronic payments, G&D offers its customers a comprehensive selection of products and services. |  |
| Girocard | Girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. |  |
| girocard/ girogo Contactless cards Germany | Contactless payment feature of the German banking industry included automatically on all newly issued giro cards by the local cooperative banks and savings banks within certain parts of Germany. |  |
| Giropay online payment through online banking | Online payment through a bank transfer from online banking |  |
| Gittigidiyor Online Shopping Mall Mobile Site | GittiGidiyor is an online marketplace in Turkey, launched in 2001 with more than 6.4m Registered users as of April 2011. Ebay has invested in it in April 2011. Good feature is a mandatory escrow service for payments between buyer and seller. |  |
| Glo Txtcash Nigeria | March 2010: Globacom, one of Nigeria's most innovative MNO and second National carrier with operations in a couple of West African countries may join forces with ETBank which has a close ownership structure with Globacom. |  |
| Glo Xchange Super Agent Network | Glo Xchange is a mobile money super agent network that was launched by Globacom in partnership with three licensed mobile money operators, FirstMonie, Ecobank and Stanbic IBTC in August 2014. | |
| Global Mobile Banking from Global IME Bank | The bank upgraded Global SMS Banking to Global Mobile Banking so that customers use an application installed in their mobile phones to effect transactions. |  |
| Globalcollect Payment Services and E-Wallets | Part of Wells Fargo. World's premier Payment Service Provider of local e-payment solutions for international Customer Not-Present channels such as internet, mail, and telephone orders. |  |
| GlobalWebPay Online Money Transfer | GlobalWebPay offers international money transfer by implementing a bank transfer instruction on behalf of the sending customer. |  |
| Globul G-Wallet Bulgaria | Globul G-Wallet Payment Service in Bulgaria |  |
| Google Beeba NFC Travel Card | Google wallet for retail mobile payment |  |
| Google Play (formerly Android Market) | Google Play (formerly Android Market), is a digital distribution platform for applications for the Android operating system and an online electronics and digital media store operated by Google. | |
| Google Pony Express | Google is reportedly developing a new Gmail feature that will allow users to receive and pay bills directly from their email inbox. |  |
| Google Wallet - Philippines | Google wallet for retail mobile payment |  |
| Google Wallet UK | Google wallet for retail mobile payment | |
| Google Wallet USA | Open approach to mobile payments platform. Start with Mastercard but add more. Start with card but add ACH. Open to third party enhancements. Google has eliminated two obstacles that have always prevented NFC from taking off: merchant terminal subsi |  |
| GoRemit (Formerly GoLloyds Oversease Remittance Service) | A way to send funds overseas from Japan by transferring money domestically using a bank ATM or internet banking in Japan. GoRemit completes the overseas remittance. |  |
| Grand Bank online and mobile banking | Grand Bank offers online and mobile banking. The application for mobile banking can be downloaded from the site for a variety of smart and feature phones. |  |
| Grand Remit and other Financial Services (GBNL) | Grand Bank Nepal offers mobile banking, online banking, remittances and other services. | |
| Green Money Transfer India | 'Green Money Transfer' is an industry-first and enables anyone using a cell phone to transfer money in a safe and flexible environment. This facility is being proposed as an additional service to the rural masses who can now receive remittance in the |  |
| Groupon online payment service | A payments service for the company's merchants to accept credit cards, built into the latest version of the Groupon Merchants app for the iPhone and iPod Touch. |  |
| GTBank 737 Transfer Service | GTBank offers a number of services for mobile money and e-money. Consumers can send and receive funds to and from any of the bank subsidiaries in West Africa and without even being a GTBank customer. |  |
| GTBank E-Account | The e–Account is an interest bearing card account that allows salary earners conveniently carry out all banking transactions via different e-channels anytime from anywhere in the world. |  |
| GTBank International Money Transfer | The bank offers services to send and receive funds to and from any of the bank subsidiaries in West Africa. You do not have to be a GTBank customer in order to access this service. | |
| GTBank Mobile Money and Mobile Banking Nigeria | GTBank Mobile Money is powered by MTN. With Mobile money, all MTN subscribers can transfer funds to any recipient in Nigeria and also pay for goods and services with their mobile phones. |  |
| GTBank Social Banking | GTBank offers a number of services for mobile money and e-money. Consumers can send and receive funds to and from any of the bank subsidiaries in West Africa and without even being a GTBank customer. |  |
| Title | Abstract | Icon |
|---|---|---|
| Habib Mobile Banking Pakistan | Habib Bank Limited, the largest bank in Pakistan offers comprehensive mobile banking services and launched a trial of branchless banking services in 2012. |  |
| Habibmetro Remittances | Habibmetro is one of the fastest growing commercial banks in Pakistan, with over 170 branches across the country. Habibmetro and MoneyGram have partnered to facilitate inbound remittances. |  |
| Hal-cash Ecuador | Allows one to send money to be withdrawn from an ATM without need for credit or debit card. Hal-Cash AMERICA, Inc. is a Delaware corporation formed by participating leading European banks. Currently, more than 20,000 ATMs are members of the Hal-Cash |  |
| Hal-cash India | Empays Payment Systems India announced the launch of the Hal Cash node for India. The node is part of the world-wide Hal Cash payment system, a concept that was invented and developed in Spain by Hal Cash International, a consortium founded by six le | |
| Hal-cash Morocco | Shareholders are 6 Spanish Banks, that have created a "platform to send money instantly". Allows one to send money to be withdrawn from national and International ATM using a mobile phone, through an SMS with a code, without having to use credit or d | |
| Hal-cash Spain | Shareholders are 6 Spanish Banks, that have created a "platform to send money instantly". Allows one to send money to be withdrawn from national and International ATM using a mobile phone, through an SMS with a code, without having to use credit or d | |
| Hal-cash Ukraine | Shareholders are 6 Spanish Banks, that have created a "platform to send money instantly". Allows one to send money to be withdrawn from national and International ATM using a mobile phone, through an SMS with a code, without having to use credit or d | |
| Halcash Poland | In Poland Euronet Polska, the operator of the biggest ATM network provides HalCash. This is an innovative system for rapid transfer and withdrawal of money from an ATM using a mobile phone. | |
| Hamburger Volksbank NFC |  | |
| Hana N Wallet South Korea | Hana Bank South Korea launched a digital wallet service in February 2012, to allow customers to use the smartphone for P2P transfers, without revealing bank account number, and aided by SMS notitication. |  |
| Handpoint MPOS | Handpoint has launched a mobile point of sale solution and mobile app with P2PE (Point-to-point encryption). They offer an API for developer use in merchant integration. |  |
| HandyPay | HandyPay is a system of mobile payments that allows all mobile phone customers in Kazakhstan to make payments by sending simple SMS commands. |  |
| Hang Seng Financial Services | Hang Seng Bank is to roll out a mobile payment NFC service in the first half of 2013. |  |
| Happydigits Loyalty program | Happydigits service. HappyDigits is the leading multi partner network in Germany. Can seamlessly support mobile couponing, NFC and electronic wallet. |  |
| Harbin Bank MB | Harbin Bank is a leading microfinance bank in China that has been developing mobile banking services in North East China for offer services to underserved farmers and small businesses. |  |
| Hassa- Zain, Bank of Khartoum | Hasa is a new mobile money service in Sudan launched through a collaboration between Zain and Bank of Khartoum. |  |
| Haypost Financial Services | Haypost offers a range of financial services including remittance and payment services. |  |
| HBL Card Payments | HBL has a strategic partnership with MasterCard to issue 7 million payment cards in 5 years. | |
| HBL Express | HBL Express is a branchless banking initiative from HBL to allow money transfer, bill payment and other services within Pakistan. |  |
| HBL iBank | Habib Bank Limited has implemented a comprehensive online banking service for its customers around the globe in 2006 using the TPS PRISM solution. | |
| HDFC Quickremit Through TOML | Quickremit is the online money transfer service from HDFC Bank to send foreign currency from a country outside India to an account in India after conversion into Indian Rupees |  |
| Heartland Mobuyle MPOS | Heartland offers users a downloadable app which is paired with a Mobuyle encrypted reader inserted into an audio jack to convert an Android, iPhone, iPod Touch and iPad into a PoS terminal. |  |
| Hello (Bangladesh) - Bank Asia Agent Banking | Bank Asia has launched a unique Agent Banking model with technology based banking concept ensuring appropriate security with real-time banking for customers. | |
| Hello Paisa | Developed by Nepal's Finaccess as a managed service to banks and financial institutions and is connected with the three main mobile networking operators in Nepal. The model supports the underserved base of the economic pyramid (BOP) market in Nepal, |  |
| HID Global's ActivID Authentication | HID Global offers secure identity solutions and 2-factor authentication. In July 2014 Hypo Alpe-Adria-Bank Croatia implemented their solution. |  |
| HiFX Money Transfer UK | HiFX Online claims to provide customers with the quickest and easiest way to convert £50 – £300,000 online at the touch of a button wherever you have access to the internet. |  |
| Himal Remit | HimalRemit is a premium online Money Transfer service offered by Himalayan Bank Limited - the leading joint venture bank of Nepal. Himalayan Bank is a pioneer in the field of retail money transfer business with almost two decades in the field. |  |
| hipay wallet | The HiPay wallet payment solution is produced by HPME, a Belgian company with capital of 3.2 Million Euro and head office located in Brussels. |  |
| HomeSend Remittance Hub and BICS mWallet | BICS offer two main services HomeSend and mWallet. The HomeSend global hub service provides a mobile-centric approach to international remittance. BICS and Tunz have together launched an mWallet. |  |
| HomeSend RusslavBank CONTACT System for Remittances | HomeSend has partnered with RusslavBank CONTACT System for Remittances | |
| Hong Kong Monetary Authority Cross Border Online Payment | Hong Kong Monetary Authority Cross Border Online Payment system will allow customers to pay utility and online shopping bills directly from their bank account through the Internet. |  |
| HotRemit - DigitSecure | DigitSecure has plans to issue a pre-paid payment instrument known as HotRemit. As of April 2014 this service does not appear to be launched but is gearing up for bill payments and bus ticket payment. |  |
| HOUSe ATM Network - Malaysia | In addition to the PLUS, Cirrus and Global ATM network, HSBC expanded the network of ATMs with HOUSe, a shared ATM network. |  |
| Housing Finance Bank (HFB) M-Cash | Mobicash subsidiary M-Cash launched a mobile financial service in Uganda in May 2012 in partnership with Housing Finance Bank (HFB). | |
| HSBC Mobile Banking | If you are an HSBC Premier, HSBC Advance, Bank Account, HSBC Passport, Graduate Bank Account or Student Bank Account customer you can access your HSBC accounts using Mobile Money from MONITISE, in real time from a compatible mobile wherever you are. |  |
| HTC China Merchants Bank Mobile Wallet | HTC and China Merchants Bank have launched a mobile wallet, allowing owners of HTC Android smartphones to pay by tapping their phone on the till. There is a secure chip in the handset and which makes it independant of the network operator. |  |
| HTC mobile wallet technology | In September 2012 HTC launched the CMB wallet, which allows consumers to spend money by placing their phones near POS ( point-of-sale) terminals. | |
| Huanxin Mobile Banking China | Huanxin Mobile Banking Nationwide | |
| Hyperremit money transfer services | Canada to Philippines A2A mobile remittance service |  |
| Hyperwallet USA | Provider of online and mobile payment, international payments, card products and financial technology solutions to enterprise-level customers in Canada, the U.S. and internationally. Has an online and mobile commerce platform with integration to glob | |
| Hyves Afrekenen Europe | Facebook's Dutch Peer; Payments service in partnership with Rabobank - allows users to instantly transfer amounts of up to Euro 150 to anyone on the network |  |
| Title | Abstract | Icon |
|---|---|---|
| I Cash Card (ICC) | ICash Scholar Card is a customized card designed to suit the requirements of colleges, parents and students, to facilitate easy support payments for students. |  |
| I&M Bank Multi-Currency Prepaid MasterCard | The I&M Bank Multi-Currency Prepaid MasterCard enables cardholders to carry three currencies, namely, U.S. Dollars, Sterling Pounds and Euros on a single card, while at the same time offering users a secure and convenient mobile wallet. |  |
| i-Free NFC Wallet | i-Free has developed what they claim to be the first full-featured NFC wallet in Russia and CIS. |  |
| IBM-Skolkovo NFC Russia | The computer giant has partnered with Russia's Skolkovo Foundation to create a Science and Technology Center that will work on intelligent operations, technology for the oil and gas industry and on "the creation of security-rich and customizable mobi | |
| iCache Geode Digital Wallet for iPhone USA | Claims to be the world's first secure digital wallet for the iPhone, with an included GeoCard that turns into any of your credit or debit cards through tap of a button on the free Geode App. |  |
| iCAN Cash Acceptance integrated Russia leading online payment solutions | Russian payment solutions expert W2B enters the cash payments market with new software and goal to provide the most comprehensive flexible, scalable and repeatable payments solution to markets in the world. W2B's payment solution software, iCAN is |  |
| iCAN Cash Acceptance integrated Russia leading online payment solutions | Russian payment solutions expert W2B enters the cash payments market with new software and goal to provide the most comprehensive flexible, scalable and repeatable payments solution to markets in the world. W2B's payment solution software, iCAN is | |
| iCAN Cash Acceptance Network | Russian payment solutions expert W2B enters the cash payments market with new software and goal to provide the most comprehensive flexible, scalable and repeatable payments solution to markets in the world. W2B's payment solution software, iCAN is | |
| ICBC Mobile Banking | ICBC China supports a range of retail personal and corporate mobile and banking services. This includes Android Internet Banking, ICBC ePayment and Corporate Internet Banking. |  |
| ICBC Online Banking | ICBC China supports a range of retail personal and corporate mobile and banking services. This includes Android Internet Banking, ICBC ePayment and Corporate Internet Banking. | |
| ICICI Imobile Mobile Banking India | Funds transfer using web(ICICIBank.com) or mobile(iMobile). Can make financial transactions of upto Rs.5,000 per day for funds transfer and Rs.10,000 per day for bill payment. Transfer to own linked ICICI accounts, other ICICI accounts anywhere in In |  |
| ICICI Money2india India | The ICICI Bank in India runs a highly profitable business using mobile ATMs and simple Internet banking. It undercuts Western Union fees by 70 per cent. There is an ICICI remittance card for Send from US, Canada, UK, UAE, Qatar and Receive in India. |  |
| Idea Money | Idea Money allows consumers to conduct a variety of financial transactions, any-time and anywhere using their mobile phone. |  |
| iDEAL Online Payment via Online Banking | Joint initiative of the Dutch banks that offers Online payment for purchases via credit transfer from a regular online banking application. |  |
| Idram E-money Services | Idram Payment System operates in Armenia from 2004 offering a range of online and offline consumer payments. |  |
| IDT international remittance clearinghouse (RCH) | May 2011: Established international remittance clearinghouse (RCH) for mobile network operators. RCH facilitates connectivity between traditional, cash-based, money transfer operators and mobile wallets utilizing IDT's economical transaction settleme |  |
| iKaaz mPOS | ikaaz, an Indian software company has partnered with First City Monument Bank Plc to launch a mobile payment solution in Nigeria. |  |
| IKAS payment | IKAS is a method for payment at Biedronka, using mobile phone applications that allow for payment from bank account. |  |
| IKO - from PKO BP | Six Polish banks (Alior Bank, Bank Millennium, Bank Zachodni WBK, BRE Bank (mBank, MultiBank), ING Bank Śląski and PKO Bank Polski) have collaborated to create a common standard for mobile payments. |  |
| Iko Pesa Orange Money Kenya | Orange Money, branded Iko Pesa (Swahili for "there's money"), was launched in partnership with Equity Bank. The Orange Money product in other countries offers a simple mobile wallet, similar to M-PESA. |  |
| iMoney Digital Payment platform and Wallet | This is a digital payment platform for individuals and business. It allows money transfer and mobile payments with a single iMoney account. |  |
| ImpulsePay Click & Pay | ImpulsePay is the leading Payforit provider for mobile payments in the UK. Backed by all the UK operators, they claim that mobile billing can increase merchant revenues by 50%. |  |
| In2pay USA | In2Pay system for iPhones of 3G and 3GS varieties. Built around an app ensconced on a MicroSD card inside iPhone case, this offers contactless payments anywhere that Visa's payWave is available, as well as secure access to buildings and computer netw | |
| Inapay | Inapay is an online payments gateway in Indonesia. It was launched at the end of 2011 by a startup, PT Indonesia Payment Solution. |  |
| India Post instant mobile money remittance | Service from India Post together with BSNL to transfer money within the country in minutes using amobile to send a message to the post office. | |
| Indiaplaza | Indiaplaza is a large online portal in India supporting a variety of payments including Cash on Delivery(COD). |  |
| Indomog Multi Payment Online Gateway (INDOMOG) | This is an online payment system which connects merchants to customers as is initially focussed on online games. |  |
| Indonesian mobile operator wallet interoperability | In May 2013 the three largest operators in the country (Telkomsel, XL, and Indosat) launched their E-Money interoperability (P2P Transfer), also termed as "Inter-Operator Electronic Money Transfer Service". |  |
| Industrial Bank and UMPAY Mobile Wallet | "Mobile Wallet" is a new mobile payment service launched by the Industrial Bank (IB) in conjunction with Beijing Union Mobile Pay. |  |
| Industrial Bank China Mobile Banking | New generation of iPhone and Android mobile banking clients, that claims to provide customers with mobile financial services which are more comprehensive, convenient, fashionable and considerate. | |
| ING Direct online Banking | ING UK has now been taken over by Barclays |  |
| ING Smart Banking for smartphone | ING Smart Banking for smartphone is the latest version of ING mobile banking released by ING Belgium SA. |  |
| Ingenico Mobile Retail Platform iMRP | Mobile Retail Platform aims to facilitate targeted one-on-one customer interaction, add secure in-aisle and on-site mobile sales, Increase conversion rates and personalized customer experience, provide consumers with multiple choices of payment inclu | |
| Ingenico Solution for Nigeria Cashless Initiative | This program of the CBN aims at reducing the amount of cash used in transactions in Nigeria, with an aggressive rollout of POS terminals across the country. 14.000 Ingenico terminals have been purchased by the banks, including Guaranty Trust Bank (GT |  |
| Ingo Money | Ingo Money is a provider of financial technology services in the US and owns and operates the Ingo Money Network and Ingo Enterprise. |  |
| Inovapay Wallet | Inova Payment Systems provides a variety of electronic payments such as money transfers, bill payments and goods, recharge mobile phones. |  |
| InspirePay Payment Platform | InspirePay, a Boulder-based startup company funded in part by Boulder's newest venture capital firm Tiforp Business Ventures, launched what they claim to be the first universal payment platform that consolidates all online commercial transaction opti | |
| Instabank | Instabank is a new Russian online banking service that bills itself as a bank for those who appreciate the beauty of iPhone and the convenience of Facebook. |  |
| Instacash | It acts like a debit card, the funds are debited ffrom the bank account and credited to the NETeller account and this can be transfer to any Neteller merchant online. | |
| Instadebit | InstaDebit is an electronic wallet that lets you securely transfer money directly to and from your bank account. Consumer facing brand. InstaDebit provides Fast Banking Transfers, real-time banking interfaces and foreign exchange services in countrie |  |
| Instant Cash - UAE India | Instant Cash service was launched between UAE and India in October 2013 to allow for immediate collection at Indian post offices. |  |
| Instant Money SA to Zimbabwe | Standard Bank deal with Spar will allow people to draw cash at a till after money transferred between users via SMS (Linked to mowaly). |  |
| Instant Payments platform for PSPs | Nets and Istituto Centrale delle Banche Popolari Italiane (ICBPI) have joined forces to launch an instant payments solution in Italy |  |
| Interac CASH service | Interac provides various innovative payment services such as the e-Transfer Service, Interac Online and Cross Border Debit. |  |
| Interac Email Money Transfers Canada | Interac e-Transfer supports money transfer from online and mobile banking to email addresses or phone numbers. A secuirty question is used that the recipient must answer to claim money. |  |
| Interac Flash contactless enhancement of Interac Debit | Interac provides various innovative payment services such as the e-Transfer Service, Interac Online and Cross Border Debit. |  |
| Interac Online | Interac provides various innovative payment services such as the e-Transfer Service, Interac Online and Cross Border Debit. | |
| Interbank GIRO (IBG) - MyClear | Interbank GIRO (IBG) is a payments system run by MyClear to transfer funds between banks in Malaysia. | |
| International Payments Framework Association (IPFA) | The International Payments Framework approach is to enable locally originated non-urgent credit transfers to reach markets around the world |  |
| Internet Banking Payment System of PBC, China | The Internet Banking Payment System is part of a newly established 2nd generation payment system developed by the People's Bank of China. |  |
| Interswitch CashCard | Interswitch is an integrated payment and transaction processing company that provides technology integration, advisory services, transaction processing and payment infrastructure to government, banks and corporate organizations in Nigeria. |  |
| Interswitch QuickTeller | Interswitch is an integrated payment and transaction processing company that provides technology integration, advisory services, transaction processing and payment infrastructure to government, banks and corporate organizations in Nigeria. |  |
| Interswitch Verve Card and MySmartCityCard | Interswitch has introduced Verve Debit, Prepaid, MasterCard and My SmartCity Cards. | |
| Intuit GoPayment and GoPayment Prepaid Card | Accept payment on your phone in seconds. It has an app and a reader that plugs into your mobile. December 2011: GoPayment now does more than help make it easy to accept electronic payments. It also gives small businesses and anyone who sells products |  |
| Intuit GoPayment and GoPayment Prepaid Card | Accept payment on your phone in seconds. It has an app and a reader that plugs into your mobile. December 2011: GoPayment now does more than help make it easy to accept electronic payments. It also gives small businesses and anyone who sells products | |
| Intuit Mobile Banking (purchased MMV | Intuit Financial Services built the first two pieces in-house, but it partnered on the mobile browser with MMV, a joint venture formed in 2008 by Citigroup and South Korea's SK Telecom Americas. This acquisition means IFS will be able to control deve | |
| Intuit Payments Connect USA | Intuit Payments Connect enables software companies and developers to create, certify and deliver any kind of payment application rapidly through a proven life cycle management process with free development tools. The developer-focused portal provides | |
| IP Commerce Paymenst as a Plaform(Paas) US Canada | IP Commerce takes a white‐label approach to the OPP space. Their platform is leveraged by established payments processors, who brand it as their own. IP Commerce has five clients using its technology, including Chase Paymentech and First Data. | |
| Ipay Online Bill Payment | Online bill pay service | |
| iPay.ua | Service iPay.ua is a Ukrainian online payment service supporting online money transfers and payments. |  |
| IPAYMU Payment Gateway | IPAYMU is an Indonesian Payment Gateway. Besides e-wallet and debit card services, iPayMu also offers escrow and money services. |  |
| IPS Payment Platform - China | Mobile banking services nation-wide through a number of banks |  |
| Iran Mobile Banking Iran | In Iran banks like Parsian, Tejarat, Mellat, Saderat, Sepah, edbi and bankmelli offer banking service to the unbanked/rural areas | |
| iRemit Innovative Remittances Services | The iNotify remittance pick up is an alternative service method where beneficiaries in the Philippines can claim remittances from any of iRemit's more than 6,000 designated pay-out centres nationwide. |  |
| iSend Cross Border Payment and Transfer | Expanding its service into Canada and the UK to enable consumers to support family members internationally by topping-up mobile phones, paying recurring monthly bills and purchasing retailer gift cards for in-country pickup. Mobile Send via Aryty | |
| Italian Bank Credito Valtellinese (Creval) Pay with your card | The Pay with your card service allows even non-Creval customers to make online payments using their credit card. | |
| itBit | itBit is a Singapore based company that operates as a Bitcoin exchange. |  |
| Ithmaar MobiCash Bahrain | MobiCash allows consumers to send cash using Ithmaar's online banking service to any Bahraini mobile number, and the receiver can get the cash from any Ithmaar Bank ATM with the MobiCash Code received via SMS. |  |
| Ithmaar Mobile Banking Bahrain | Ithmaar Bank launched Bahrain's first mobile online banking service in May 2010. | |
| iupay virtual wallet | iupay is a virtual wallet that has been launched in February 2014 in Spain. It is driven by the major banks in Spain. |  |
| Ixaris Entropay virtual Visa card used for online purchases | Consumer brand Entropay for online Gaming; Ixaris Opn is OPP; Ixaris PSP Enables MT and Payments globally. Use of card networks to transfer to DDA accounts.Virtual Visa and MasterCard product, which facilitate the issuance of one‐time use Visa or Mas |  |
| Ixe Net Movil | Bank's new multi-channel mBanking service. Ixe customers with immediate on-the-go account access and multiple banking functions through all channels - Intelligent SMS, mobile browser and rich-client Mobile Banking. Ixe Bank customers now have the abi |  |
| iZettle MPOS for taking card payments Nordics | iZettle is being called Europe's Square. They are also considering NFC support. iZettle is creating an innovative and compelling solution that can help cardholders pay anywhere anytime in a convenient and secure way. Offer iZettle for the iPhone for |  |
| iZettle MPOS for taking card payments UK | iZettle is being called Europe's Square and lets anyone take credit or debit card payments with an iPhone | |
| iZettle MPOS for taking card payments USA | iZettle is being called Europe's Square. They are also considering NFC support. iZettle is creating an innovative and compelling solution that can help cardholders pay anywhere anytime in a convenient and secure way. Offer iZettle for the iPhone for | |
| Title | Abstract | Icon |
|---|---|---|
| J-Debit | J-Debit is a system for locally issued debit card payment in Japan. |  |
| Jaew Integrated Financial Service by dTAC | Jaew Integrated Financial Service by dTAC allows consumers to transfer money, topup, pay bills and manage other financial services with just a mobile phone number and identification card. |  |
| Janata Bank Mobile Financial Services | This state owned commercial bank caters to the needs of the mass business people. It provides Internet Banking and Remittances and has permission to launch full mobile financial services in the country. |  |
| Janata Bank Nepal Financial Services | Janata Bank Nepal offers alternate financial services that include ATM services, remittance services and e-banking. |  |
| Janata Bank Online Banking | This state owned commercial bank caters to the needs of the mass business people. It provides Internet Banking and Remittances and has permission to launch full mobile financial services in the country. | |
| Japan Mobile NFC Consortium | December 2011: NTT DOCOMO, INC., KDDI CORPORATION and SOFTBANK MOBILE Corp. announced today their establishment of Japan Mobile NFC Consortium to coordinate the adoption of multiple international standards for near field communication (NFC) technolog | |
| Jazzcash from Mobilink | JazzCash is the umbrella brand for Mobilink Mobile Financial Services that replaced Mobicash in May 2016. |  |
| JCC Payment Systems | JCC Payment Systems is the domestic card scheme in Cyprus. |  |
| Jiffy | Jiffy is a person-to-person service that, via a smartphone app, allows money to be transferred simply by selecting the recipient from the mobile's address book. |  |
| Jifi | Jifi is a new age digital account offered by Kotak Mahindra Bank. The main offer is that banking is now social as consumers receive banking account updates through Twitter and gain reward points for transacting online and adding friends to their network. |  |
| Jinshang Bank mobile banking | Jingshang Bank launched its first mobile banking service in September 2012. |  |
| Jio Money - Reliance | Reliance Payment Solutions, a subsidiary of Reliance, has obtained RBI authorisation for a PPI instrument known as Jio Money. |  |
| Jiring | Jiring is the first Mobile Payment company of Iran and is issued by MCI (Mobile Communication Company of Iran- Hamrah Avval Brand Name). Hamrah Avval is market leader of telecom operation if Iran with about 40 million subcribers around Iran. Jiring | |
| JP Morgan Quickdeposit | Their proposition is that banking with J.P. Morgan is more convenient than ever with QuickDeposit, which allows you to securely deposit checks with just two camera clicks. Simply snap a picture of the front and back of your endorsed check and send it | |
| JPMorgan Chase ACCESS Mobile - Corporate banking | The Treasury Services business of global financial services firm JP Morgan has launched its JP Morgan Access mobile banking platform in Asia Pacific. The service is designed to allow customers to view balance and transaction information via smartphon |  |
| JPMorgan Chase Mobile Banking | The Treasury Services business of global financial services firm JP Morgan has launched its JP Morgan Access mobile banking platform in Asia Pacific. The service is designed to allow customers to view balance and transaction information via smartphon |  |
| JPMorgan partners GoPago for Mobile Payments | JP Morgan is testing a mobile payments service provided by GoPago Inc. Tests will be in San Francisco in April, followed by a trial in Dallas. The new service allows consumers to request and pay for goods or services in advance, then show the merchan | |
| JPMorgan QuickPay | Chase QuickPay is an online service that claims to allow you to send money to and receive funds from virtually anyone who's enrolled with an e-mail address. It's fast, convenient, and secure, and it's easy to get started—all you need is a valid email | |
| JUMBO Card App | The Jumbo Card offers a means of payment at Jumbo stores and myOne acceptance locations across Switzerland. The JUMBO Card app allows mobile payments setting up payment arrangements. |  |
| Jumio | Jumio offers FastFill, NetSwipe and NetVerify services that they claim can increase transaction completion rates by over 20%. |  |
| Jyske Netbank, Bank Mobile and Swipp | Jyske offers a range of digital banking and payment services in Denmark including Swipp for money transfer (new in 2014), Jyske Bank Mobil and Jyske Netbank. |  |
| Title | Abstract | Icon |
|---|---|---|
| K-bank Korea | KT is targeting 50 percent of payments being made by mobile money services by 2015. The operator plans to boost the consumer adoption of mobile money services by working with partners - including merchants, service providers, government agencies and |  |
| K-CASH | K-CASH is an electronic money system established by the Korea Financial Telecommunication and Clearings Institute. Consumers can obtain K-CASH cards from issuing banks. |  |
| K-Pay Kcell Mobile Payment | Kcell JSC the leading mobile communication operator in Kazakhstan launched MFS initiatives for MSMEs offering mobile payment terminal market (mPOS) throughout Kazakhstan. |  |
| Kabbage | Kabbage is a FinTech company that claims to be the No. 1 online provider of small business loans, having expanded their business from USA to the UK. |  |
| Kalixa Prepaid MasterCard | Kalixa was created by Vincento Payment Solutions Limited Vincento is an electronic money issuer owning multiple elements of the payment process for Kalixa, the prepaid MasterCard. E-money issuer in UK regulated by FSA. |  |
| Karma (Formerly Karmacoin) | Karma (formerly Karmacoin) is a digital currency, like Bitcoin, that you share with the people and things you care about. Karma claims to act as a reward system for people and groups to do good things. |  |
| Karma Koin | Karma Koin is a prepaid card solution that launched in more than 1,300 7-Eleven and Best Buy stores in Mexico. It is also available in Canada, Australia and New Zealand. |  |
| Karma Koin - Mexico | Karma Koin is a prepaid card solution that launched in more than 1,300 7-Eleven and Best Buy stores in Mexico. It is also available in Canada, Australia and New Zealand. | |
| KasPay from KasKus | The largest online community forum in Indonesia, KasKus, introduced KasPay in 2009 in response to members dabbling in selling products including the latest smartphones. |  |
| Kazkommertsbank mobile payments HCE | Visa and Kazkommertsbank launched a contactless payments service through Android-smartphones with NFC chip for the first time in Kazakhstan in February 2016. | |
| Kbank Payment and Banking Services - Thailand | KASIKORNBANK or Kbank offers a variety of services including funds transfer, bill payment, mobile and online banking and more. |  |
| KCB Mobile Banking Kenya | Modern SMS banking service from KCB. Also KCB is in partnership with Western Union, offering you money transfer services that are safe, fast and convenient ways to send and receive money. With Western Union's wide coverage locally and internationally | |
| Kcbconnect Rwanda | Kenya Commercial Bank (KCB) announced plans to roll out its KCBconnect in Kigali in the third quarter of 2010. In Kenya, this service allows users of Safaricom's M-PESA mobile money service to transfer money between the mobile money account and the b | |
| KDDI Japan | Fullfledged mobile banking service. In 2006 Mobile Net Bank Development Corporation established to launch a mobile 'New Bank'. Payments software from JCB card pre-installed. |  |
| KDDI multple application NFC trial | KDDI launched an 8 month NFC trial with a range of services, some similar to services offered in Japan using FeliCa. | |
| Kegow | Kegow is a mobile financial service that allows people in Nigeria to transfer money, topup phones and pay bills. No bank account is needed. |  |
| Keystone Bank Mobile Banking (KeystoneMobile) | The Keystone Bank Mobile Banking platform enables customers of the bank to conduct banking transactions electronically via their mobile phones. It is another form of anywhere banking. |  |
| KFTC MicroSD | KFTC has a key priority for 2013 of introducing a financial microSD (secure digital) card for payment and settlement services via smartphones. | |
| Kipochi Wallet | Kipochi is a free mobile web app for both smart and dumb phones. Kipochi is a Bitcoin wallet that allows users to send and receive Bitcoins via their phones. |  |
| Kist Mobile Wallet and other Financial Services | Kist Bank offers a range of electronic services including mobile banking, e-banking and e-payments. The Kist Mobile wallet is a mobile banking application installed on the mobile phone to support banking transactions. |  |
| Klarna Digital Wallet supporting Pay-Later Digital Wallet | Klarna operates similar to a Credit Card by allowing people to get goods prior to payment. It shields payment details from merchants.The service replaces the need for a credit card and takes the risk out of purchasing online. |  |
| Klickex Currency Exchange | Kclickex services |  |
| KlikBCA Online Banking | KlikBCA is the online banking and payment service from BCA Indonesia. |  |
| Klikpay - Bank Central Asia (BCA) Online Payment | BCA offers m-BCA for mobile banking as well as a range of mobile and online payment services. | |
| Komercni Banka MFS | The bank has partnered with Visa Europe for a limited commercial NFC payments rollout, using iPhone 4 and 4S handsets equipped with Wireless Dynamics' iCarte accessory. | |
| Komercni Banka MojeBanka Czech Republic | The bank has partnered with Visa Europe for a limited commercial NFC payments rollout, using iPhone 4 and 4S handsets equipped with Wireless Dynamics' iCarte accessory. | |
| Komercni Banka NFC | The bank has partnered with Visa Europe for a limited commercial NFC payments rollout, using iPhone 4 and 4S handsets equipped with Wireless Dynamics' iCarte accessory. | |
| Kony Mobile banking and platform | Kony Mobile Banking optimizes the mobile banking experience on all devices and all channels. Customers can securely access account information, receive alerts and much more. Kony Mobile Banking is built on the KonyOne 4.0 platform. Developers can al | |
| Kookmin Bank Mobile Banking Korea | Transfer funds between accounts |  |
| Kraken account | Kraken is an exchange that allows users to open accounts with an email address and verification to tier 2 for bank deposits. |  |
| Kredit Pilot Europe | Local payment mainly developed for Russia. Supports payment to more than 800 service providers. |  |
| Krungsri Quick Payment | Bank of Ayudhya and AIA Thailand launched "Krungsri Quick Pay" in September 2012. This solution turns smart phones and tablets into secure mobile point of sale. |  |
| KT iPhone4 NFC enabled case | KT became one of the first to offer customers an NFC-enabled case that enables iPhone 4 users to take advantage of the carrier's commercially available Olleh Touch NFC payments and rewards service. | |
| KT standard NFC commercial launch | KTF commercially launched NFC services using standard NFC phones and high-capacity SIMs. | |
| Kumari Bank Mobile Cash | Kumari Mobile Cash claims to have pioneered the mobile wallet concept in Nepal by allowing users to store cash balances attached to their mobile phones. |  |
| Kwarta Padala | Kwarta Padala is a domestic and international remittance service from M Lhuillier. |  |
| Kwixo Wallet and Payments Service | Enables person-to-person (P2P), business-to-business (B2B) and person-to-business (P2B) payments via mobile handsets and the internet. |  |
| Kyivstar Mobile Money | The Kyivstar Mobile Money service is activated for all subscribers per default to allow them to pay for utilities, Internet and TV, penalties, loan repayment and more, direct from mobile phone. |  |
| Title | Abstract | Icon |
|---|---|---|
| La Caixa Gemalto Commercial NFC Rollout | CaixaBank is set to launch what is said to be the biggest NFC commercial service in Europe in 2014. |  |
| La Caixa TV Banking | Mobile Money Remittance service from La Caixa that allows mobile banking users to send money to others in the bank, based on name and phone number |  |
| Lajancash | Lajancash offers mobile payment services that claim to work with any phone. With Lajancash, clients make purchases on the web or with participating merchants using their mobile phone. |  |
| Lakala Offline Payment Terminals | Lakala is the largest offline payment company in China, offering a variety of self-service payment terminals. |  |
| Laku Banget Online Payment on Facebook | Online Social Payments startup in Indonesia provides an e-commerce platform hooking into Facebook. It promotes payment for goods and services such as Travel. |  |
| Landbank easypadala | The Land Bank easypadala service is an e-banking innovation for remittances from the Global Filipino community. |  |
| Laxmi Bank Mobile Banking | Laxmi Bank Mobile Banking primarily offers two major services through the mobile phone. These are transfer of funds to peer accounts and bill payment. |  |
| Laxmi Bank Mobile Money | Laxmi Bank is a Category A Financial Institution operating in Nepal and offers a mobile money service, in addition to other innovative financial products. | |
| Lazada E-Commerce | Lazada.vn is an e-commerce company established in SEA at the beginning of 2012. Their goal is to become the biggest online retailer in Vietnam and South East Asia. |  |
| Leader Money Transfer services, Leomoney | Leader System is a money transfer payment system network based in Russia, with strong presence in Russia, CIS, Baltic countries, Spain and across 132 countries at end of 2013. It operates the Leomoney Wallet. |  |
| Lebara Uk United Kingdom | Lebara Money targets migrant consumers, to allow them to send money home in seconds with no transfer fees, no credit checks, contract or monthly fee, using a prepaid card. |  |
| Legkiy Platezh Easy Pay from MTS | Launched by MTS a leading operator in Russia. Accessible via Internet and mobile devices, accounts on the system can be replenished using MTS mobile accounts or bank cards. |  |
| Lemon Mobile Wallet platform USA | The Smarter Wallet digitizes the contents of your wallet so you can access your loyalty and credit card balances any time, track every dollar, get help spending smarter, and keep your money safe. |  |
| Leo Cash from Orascom Namibia | Leo means "Today" in Swahili. Leo was formerly known as Cell One. It is currently the second largest mobile operator in Namibia with currently around 300.000 active subscribers. Leo was established under the name Cell One in 2007 and was the first c |  |
| LevelUp Mobile Payment with QR Code | LevelUp offers a way to pay using a mobile phone and a QR code that gets scanned at the merchant location. |  |
| Lianlian China | Third party mobile payments. Lian Lian Tech. is leading alternative payment channel for mobile, telecom and value added service provider in China. Mobile payment services in China are generally in the initial phase, with usage limited to the mobile phone. |  |
| Lien Viet Post Bank Electra Switch based services | ElectraCard Services (ECS) has partnered with Lien Viet Post (LVP) Bank In September 2012 to enable the bank to add ATMs with multiple value added services and issue cards. | |
| Lime Jamaica Airtime Topup | Lime C&W service | |
| Linden Dollars | Linden Dollars are the virtual currency used on Second Life. VirWoX and other such virtual currency exchanges trade Linden dollars for fiat currency. |  |
| Lipa Na M-pesa | Lipa Na M-PESA Online is M-PESA's payments solution for online payments. Businesses can now add Lipa Na M-PESA Online as a payment option on their websites. |  |
| Liqpay Instant Payments by PrivatBank | LiqPay is web-interface of PrivatBank with which card holders of VISA/ MasterCard from around the world can pay for goods and services on merchant websites and transfer money from card to card. |  |
| Litecoin | Litecoin is a cryptocurrency like Bitcoin. It is currently the second most valuable alternative currency. |  |
| Live Gamer Pay+/ Elements | Pay+ breaks down the barriers and makes it easy to sell digital content on a global basis through the top performing and most relevant global, alternative and local payments in 180 countries. |  |
| Lloyds Bank Mobile Banking | Lloyds Bank provides a range of payment services for sending money abroad. |  |
| Lloyds Bank Online Banking | Lloyds Bank provides a range of payment services for sending money abroad. |  |
| Lloyds Online International Payments | Lloyds Bank provides a range of payment services for sending money abroad. | |
| LoadCentral | LoadCentral claims to be the most successful distribution solution provider for all prepaid services in the Philippines. |  |
| London museum NFC trial | Museums in London ran an NFC trial where visitors could get information from objects and in lobby areas. | |
| LoopWallet and Loop Fob | LoopPay is a US-based payments technology company that offers LoopWallet and the Loop FOB. |  |
| Lumbini Bank Financial Services | Lumbini bank offers SMS banking from all branches, with transactional and non-transactional services. |  |
| Lycamoney Mobile Money Transfer via Prepaid Card | The Lycamoney Card is a Chip & PIN prepaid MasterCard. |  |
| Title | Abstract | Icon |
|---|---|---|
| M Kudi Mobile Money using Emida Cash and Transact wallet | The Emida Cash and Transact mobile wallet solution is a stand-alone mobile wallet with no need for a bank account or collateral. Users add cash onto their mobile handset at supported merchant locations. | |
| m-banco Mobile Money | m-banco is a mobile money service that is supported through an e-money account and offers Mobile e-cash and Mobile e-insurances services. |  |
| m-BCA (BCA Mobile Banking) | BCA mobile is a smartphone application that can be used by consumers to conduct banking transactions in Indonesia. | |
| M-BIRR | M-BIRR is the first mobile money service in Ethiopia. M-BIRR allows consumers to do financial transactions from the convenience of their mobile phone. |  |
| M-Content | M-Content is a virtual wallet that enables Nigerians to utilize a cash voucher that allows them to make purchases on social networking, gaming and communication websites. |  |
| M-dinar Creova Tunisia | Offers P2P, top-up, and loan payment services from a user's mobile phone. Multiple features, including the ability to view account balances, history of transactions, and the possibility to save and use the list of people frequently receiving payments | |
| M-KESHO Kenya | Safaricom and Equity Bank have launched an account that will allow M-PESA users to transfer funds directly into their Equity Bank accounts. The account will be available to M-PESA subscribers and Equity Bank's 4.5 million account holders, allowing us |  |
| M-money Maxis Malaysia | May 2010: Maxis-PayPal Account enables Maxis customers to access their wallets through their phones. With this new service, Maxis customers are now able to live cashless and card-free culture with wallet living in the cloud Maxis M-money is a way to |  |
| M-paisa Afghanistan | M-Paisa reaches nationwide to facilitate access to financial services and enables transfer of funds through mobile for peer-to-peer transfer, repayment of microfinance loans, purchase of airtime and salary disbursement. |  |
| M-paisa Fiji | Pilot of M-PAiSA Mobile Money Transfer service.Whole solution was designed in-house. Vodafone clients able to deposit and withdraw cash with approved Vodafone agents in Fiji, send money directly onto other mobile phones, buy recharge or airtime and a |  |
| M-PAISA service of Bank of Kathmandu | M-PAISA is a service of BOK Ltd that offers customers a transactional account termed as a Mobile Wallet (MW), where the mobile number is itself the account number. |  |
| M-Pawa | Tanzania’s leading cellular network, Vodacom and the Commercial Bank of Africa (CBA) launched the M-Pawa banking service in May 2014. |  |
| M-payment Visa Brazil | So far POS based but mobile under consideration. Internet and mobile banking hindered by disagreement between MNOs and Banks on Technology and share. Visa's project intends to create single platform for mobile banking, allowing bank account holders t |  |
| M-PESA - Worldwide | Payment via mobile. Mobile Money wallets in countries in Africa and Middle East. Franchise to other developing countries like Afghanistan. Tie-ups for sending money from developed countries direct to wallet. |  |
| M-pesa Egypt | Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks |  |
| M-Pesa India | Vodafone Essar is working with ICICI Bank, HDFC and others to deploy the M-Pesa mobile money transfer service in India. |  |
| M-Pesa Kenya | The most successful example of Mobile Money where people can use their mobile to pay and access financial services. | |
| M-pesa Lesotho | Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks | |
| M-pesa Mozambique | Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks | |
| M-pesa Romania | Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks | |
| M-PESA South Africa | Vodacom relaunched M-Pesa in South Africa in August 2014, a redesign of their initial unsuccessful launch in Sept 2010. The services was revamped to address the key areas of distribution, registration, functionality and loyalty. |  |
| M-PESA Tanzania | Vodacom Limited is based in Dar es Salaam at PPF Tower building standing as the most succeful mobile operator in data and voice here in Tanzania. M-Pesa is exactly the same as MobiPawa of E-Fulusi Africa. See m-pesa_case_study.pdf. Uses USSD. Cost ap | |
| M-pocket from m-saku payment gateway | M-pocket payment is a mobile application for mobile payment by Visa cardholders in Indonesia. |  |
| M1 NFC Service Wallet | M1 launched the NFC Service through DBS One.Tap virtual credit card in March 2013. This allows consumers to pay by tapping their smartphone at a MasterCard PayPass terminal. |  |
| m2cash | Whitelabel online money transfer solution |  |
| M3 Jamaica (Mobile Money for Microfinance) | M3 Jamaica (Mobile Money for Microfinance) is a Mobile Money service launched by Transcel and Alaric with MFI bank partners in February 2013. |  |
| M4Bank.MPOS | M4Bank.MPOS is a mobile acquiring solution (MPOS) from Center of Corporate Technologies, Russia. | |
| Macau Mobile Banking | Transfer funds between accounts, bill payment, and settlement of credit card balances. | |
| Macy Shopkick Omnichannel Shopping | Macy is expanding use of digital shopping. Instore they are deploying Shopkick ShopBeacon technology to all its locations in the US. |  |
| MagtiCom | New service of MagtiCom, Mobile Banking, allows you to open a monetary account, which you can manage by means of you mobile. You can transfer money from your mobile bank account to any of Magti or Bali subscriber regardless of his having a mobile ban |  |
| Malayan Bank (Maybank) E-money services | Maybank, the largest bank and financial group in Malaysia is one of only 7 banks in Malaysia to have an e-money license. They support a range of non-bank providers, from varied industies including mobile operators and transport providers. |  |
| Malaysian Electronic Payment System (MEPS) - Shared ATM Network | Malaysian Electronic Payment System Sdn Bhd (MEPS) is wholly owned by the local financial institutions and is the only interbank payment network service provider in Malaysia that supports domestic, development, Islamic and foreign banks. | |
| MaltaPay Payment Kiosk System | Mobile Systems Malta is in the process of creating a United Interactive Payment System to make the life in Malta a bit easier. The project implies a Payment Kiosk System where most of the bill, fine, loan etc. payments can be done in a single place. |  |
| Manakamana Mobile Money | The Manakamana Mobile Money is the first mobile wallet from a development bank in Nepal and offers fund transfers between bank accounts, mobile wallets and bank account-mobile wallet. |  |
| Mandiri E-Toll Card | 24-Hour Service is an electronic distribution channel of Bank Mandiri which consists of Mandiri ATM, Mandiri SMS, Mandiri Internet and Mandiri Call. | |
| Mandiri Western Union remittances | 24-Hour Service is an electronic distribution channel of Bank Mandiri which consists of Mandiri ATM, Mandiri SMS, Mandiri Internet and Mandiri Call. | |
| Mango Mobile Money and YAP | Mango offers services for the unbanked that include a mobile money account, managed via a prepaid card and a mobile app. Mango lets you text money and check your balance with your mobile phone. |  |
| MangoPay from Leetchi | MangoPay is a white-label service that supports merchants to accept and manage payments including an E-money wallet solution offered by Leetchi to other providers. |  |
| Manx Telefonica Isle of Man | Manx Telefonica Isle of Man Digital Wallet |  |
| MAS Electronic Payment System (MEPS+) | MEPS+ is the RTGS in Singapore. It began operating on 9 December 2006 and provides several improved features over its predecessor, MEPS. |  |
| Masary Egypt | Masary is the first branded payment service launched by "Payment Systems Development (PSD) - Egypt", a company established in 2008 focusing on providing e-Wallet business development as a Service Concept to the Middle East. Plan to launch number of s |  |
| Mashreq Qtel Online Payment | Qtel customers can check their accounts and pay bills through Mashreq web and mobile banking services, following a partnership agreement between Qatar's leading telecommunication services provider and the bank. |  |
| MasterCard Deutsche Telekom Europe mobile cashless payment | MasterCard Deutsche Telekom (ClickandBuy) mobile-based cashless payment service in Europe starting with Poland and Germany. |  |
| MasterCard Digital Enablement Service (MDES) | MasterCard Digital Enablement Service (MDES) is a platform solution that supports the new digital ecosystem and helps transform any connected device into a commerce device to make and receive payments. | |
| MasterCard MasterPass Wallet Service | MasterCard has launched a digital wallet MasterPass for use via multiple channels. It can be used online, on mobile phones and for in-store purchases. |  |
| MasterCard Mobile Money Initiatives | MasterCard is involved in financial inclusion activities around the world including Kenya, Nigeria,Mexico, Egypt, Zimbabwe and India. | |
| MasterCard Paypass USA | Paypass is a payment card innovation centred around contactless technology launched in 2009 by MasterCard. |  |
| MasterCard rePower Europe | MasterCard supports prepaid card topup throught their rePower Network. In September 2012 it announced a rePower service in Europe for which it teamed up with CQR Payment Solutions. |  |
| MasterCard Send | MasterCard launched MasterCard Send in May 2015 as a digital platform that allows businesses and others to transfer funds quickly. | |
| MasterCard Travel Services | | |
| MasterCoin | The Master Protocol is an open source project driven by the members of the Bitcoin community who work toward enabling advanced features for the blockchain. |  |
| MasterPass (earlier MasterCard PayPass Wallet Services) | PayPass Wallet Services by MasterCard allows merchants to accept electronic payments across multiple channels, whether the purchase is made online using a computer, tablet or smartphone. | |
| MasterPass Host Card Emulation (HCE) | Paypass is a payment card innovation centred around contactless technology launched in 2009 by MasterCard. | |
| MasterPass Wallet | MasterPass by MasterCard is the way to pay online with the multi-tiered security of the MasterCard network in partnership with a consumer bank. | |
| MasterPass Wallet - Europe | MasterCard has launched a digital wallet MasterPass for use via multiple channels. It can be used online, on mobile phones and for in-store purchases. |  |
| MasterPass Wallet Brazil | MasterCard has launched a digital wallet MasterPass for use via multiple channels. It can be used online, on mobile phones and for in-store purchases. | |
| MaxCoin | MaxCoin is the first celebrity altcoin. It has been created by Max Keiser, a cryptocurrency financial journalist and host of the RT Keiser Report. |  |
| Maxis M-Money remittances | Maxis offers mobile international remittance to Indonesia and the Philippines, using the M-money wallet. |  |
| Maybank Mobile Money | Maybank, the largest bank and financial group in Malaysia, launched Maybank2u Mobile, the mobile version of its online banking website. Limited beta version to be tested for 3 months. Offers Account summary, Transfer (to own account, favorite third p | |
| Maybank Remittance Services | Maybank, the largest bank and financial group in Malaysia, offers a number of remittance services, to key receive countries around the world. | |
| Maybank2u Malaysia | Maybank, the largest bank and financial group in Malaysia, launched Maybank2u Mobile, the mobile version of its online banking website. Limited beta version to be tested for 3 months. Offers Account summary, Transfer (to own account, favorite third p | |
| MB Phone and MP NET from Multibanco Portugal - OP | Creation of virtual credit card to use online for secure payment. MB Phone allows users to make online payments via WAP websites using their mobile phones. Clients have to choose the TeleMultibanco checkout option when paying for a product and only |  |
| MB Phone Portugal | Replication of specific ATM functions on a mobile phone | |
| mBank - Poland | mBank has developed one of the most sophisticated mobile banking services by starting with a greenfield approach. |  |
| mBank Smart and PlaNet Finance JV | Smart has launched the first microfinance bank fully utilizing mobile technology in Philippines, which will deliver convenient services with little or no access to the formal banking system. |  |
| MBL Mobile Money (M3) from Machhapuchchhre | MBL Mobile Money, also known as M3, is offered by Machhapuchchhre Bank Limited (Mach Bank). |  |
| mCard | PayWith launched mCard, a mobile app for smartphones, to support mobile payments. It generates a one-time-use card number to pay the bill. As card details do not show up on the bill, this helps to mitigate card fraud. |  |
| mCash - Islamic Bank | Islami Bank Bangladesh Limited to launch mobile banking service 'Islami Bank mCash' in partnership with Robi Axiata Limited, announced in August 2012. |  |
| mCash Norway Mobile Payments | Iphone app to pay to anyone anywhere. |  |
| MCB Lite | MCB Lite is a socially connected payments solution that lets consumers control their finances and make payments through the use of a mobile phone and a Visa card. |  |
| MCB Mobile Banking | MCB Bank has released a mobile banking solution that works over mobile GPRS and provides transactional and non-transactional services through mobile phones to its registered customers. |  |
| MCM Mastercard Mobile Hungary | In October 2011 this claimed to be the first payment application in Hungary making it possible to pay only by one's MasterCard bankcard, irrespective of bank or mobile operator service in use. |  |
| mcoin Asia mobile money transfer | 201201: eServGlobal PayMobile solution was launched by financial service provider, mCoin Asia to facilitate money transfer in Indonesia. PayMobile is eServGlobal's unified mobile money and recharge solution, deployed in more than 30 countries, used e |  |
| Me2u Mode Bahrain | Me2U Zain Wallet is a complete banking account that is powered by MODE Bahrain, BMI Bank and Nonoo Exchange, all of whom are licensed by the Central Bank of Bahrain. The Me2U Zain Wallet provides you with banking facilities directly from your Mobile | |
| Meditel Morocco | Meditel services |  |
| Meezan Bank BB | This claims to be the world's first launch of Shariah-compliant MFS services. It used the Fundamo-Access MFS shared platform. The pilot of Branchless Banking was to start in June 2012. |  |
| Mega Bank Nepal Branchless Banking and other services | Mega Bank Nepal has commercially introduced Branchless Banking in June 2012. |  |
| MegaFon Card linked to mobile balance | MegaFon launched contactless payments card linked to subscriber phone balance rather than bank account in August 2016. |  |
| MegaLink Payment Services | MegaLink is one of the 3 largest interbank networks connecting the ATM networks of 15 member-banks in the Philippines. It offers ATM services, mobile banking, internet banking and POS services. |  |
| MEPS Cash electronic purse (e-purse) | MEPS Cash is a stored monetary value payment application (e-purse). | |
| Mercantile Bank OB | Mercantile Bank has launched a number of e-Banking services that include online banking, mobile banking and SMS Banking. It has received permission for the launch of full Mobile Financial Services (MFS). |  |
| Merchant Customer Exchange (MCX) | Merchant Customer Exchange (MCX) was created by a group of leading merchants in the USA, with the purpose of creating an integrated mobile-commerce platform with a business model suited to merchants. |  |
| Merchant Customer Exchange(MCX) | Wal-Mart Stores, Target and about 20 other retailers are working together to develop a mobile payments system | |
| Merchantrade e-remit and Doowit mobile | Merchantrade Asia Sdn Bhd has launched online and mobile money transfer services in Malaysia, targeted to increase it's market share for migrant transfers from 10% as of September 2012 to 30% by 2015. |  |
| MESH Commerce from One Iota | MESHCommerce is a patent pending and proprietary Commerce platform that is designed to extend retailers traditional eCommerce capabilities beyond the traditional desktop browser. |  |
| Metrobankdirect Personal | Metrobankdirect Personal allows consumers to carry out a range of services online. They can obtain account information, pay bills and transfer funds. |  |
| Meu Dinheiro | Meu Dinheiro is a mobile money initiative from Claro (América Móvil) & Bradesco in Brazil. |  |
| MFIC/TIGRA Remit4Change | MFIC and TIGRA intend to jointly develop money transfer and telecommunications services, the two services that connect transnational families and foster family bonds across borders. | |
| mHITs Remit Australia | The mHITs Remit micro-remittance service allows Australians to send money to partner mobile wallet operators in other countries by sending an SMS to mobile wallets of GLOBE GCASH and SMART Money in the Philippines. |  |
| Mi Billetera Movil (MBM or My Mobile Wallet) | Mi Billetera Movil (MBM or My Mobile Wallet) is a mobile wallet that may be used to make payments at shops attached to MBM. |  |
| Mi-Pay Mobile Money | Mi-Pay has been providing advanced payment services and payment expertise to mobile operators, virtual operators, prepaid card providers, financial institutions and media companies since 2004. |  |
| MiCash from Nationwide Microbank | MiCash is a bank account that is operated through a mobile phone attached to the Digicel network. |  |
| Microsoft Points - CLOSED | Microsoft Points are a digital currency issued by Microsoft for use on its Xbox and Zune product lines. Points could be used to purchase video games and downloadable content. |  |
| Microsoft Wallet | Windows Phone 8 introduces the Wallet to collect coupons, credit cards, memberships, loyalty cards in one place, manage the payment instruments used in the app and music store, link items in the Wallet to apps on phone and make contactless transactions. |  |
| Mikemusa mkesh Remittance | mkesh, is a prepaid account associated with the consumer's mobile phone number. It may be loaded through mikemusa.com and then used to transfer money. | |
| Millenium Bank Portugal | Account based money transfer with Western Union. Claims to have 2.5 million Customers and a market share of approximately 20% and to be a market leader in several financial business areas in Portugal as also an internationally renowned institution. |  |
| mimoney South Africa | Method of payment for people who want to shop online but do not have a credit card or do not want to use it online. |  |
| Minibancomat Italy/ PagoBancomat | Contactless card for low-value high-frequency payments, issued by the national debit card scheme. | |
| miniverkkopankki Mobile Banking from Danske | Danske Bank offers online banking to its' based of over 1.2 m customers in Denmark. It has had over 1m downloads of the mobile payment service MobilePay since launch in Denmark in May 2013 and in Finland in Q4 2013. | |
| Mint Mobile Financial Information Service | Mint pulls all your financial accounts into one place: on the web or on your phone. Set a budget, track your goals and do more with your money, for free. Mint automatically pulls all your financial information into one place, so you can finally get t | |
| MintChip | MintChip is based on two technical propositions: the creation of secure integrated circuit chips to hold electronic value and a secure protocol that allows the transfer of value. |  |
| Mir Payment System | Mir is the national payment card for Russia and was first issued in December 2015 by NSPK (National System of Payment Cards), the operator of the Mir National Payment System. |  |
| Misys Mobile Banking | Misys Mobile is a mobile banking solution that offers banks new capabilities to manage customer interactions by applying proactive and actionable alerts, workflows and personalised touch-points with their customers. |  |
| Mitek Mobile Photo Bill Pay(MPBP) and ImageNet Mobile Deposit (RDC) | Mobile Photo Bill Pay (MPBP) is an image-based mobile banking application that offers consumers greater simplicity and choice in paying bills and enrolling a new payee. With MPBP, consumers with a camera-equipped smartphone or tablet simply take a pi | |
| mKesh mobile phone banking Mozambique | Mozambican financial institution Carteira Movel has launched the country's first phone-banking service known as mKesh. It allows customers to send, deposit and receive money via their mobile phones and is expected to increase financial activity in th | |
| MMIT M-Diaspora | M-Diaspora is a platform for people to send and receive money globally via a mobile phone application. |  |
| mo.bi.pay from PayPal APAC | Mo.bi.pay (mobile built-in payments) is a mobile plug-in solution developed for merchants using shopping carts on their platforms. |  |
| Mobango India | Mobango is a portal for digital content with over 3 million registered online members. |  |
| Mobank United Kingdom | MoBank is a mobile banking service, which allows users to pay for purchases, check balances and perform other functions through a smartphone app. |  |
| Mobi-dinar Tunisie Telecom Mobile Banking Tunisia | A mobile channel for the Post Office's eDinar card, which is used primarily by students. Cash-in can occur thru bank account, Internet, or ATM transfer, or at post office branches. Cash-out, if required, is through ATMs. Allows users to transfer via | |
| Mobi.money Russia | Russian electronic payments system Mobi.money announced that the number of its users for its service exceeds 1 million, after tripling within the last two months. The reason for the growth was the offer of mobile remittance services for subscribers A |  |
| MobiBank mobile banking for Attijari Bank Tunisia using Tritux | An in-house solution for mobile banking that is currently used by Attijari Bank. Solution requires customers to be banked. Funds transferred to non-banked person can be withdrawn from ATM or POS. Bank gets all the revenue. | |
| Mobibucks/ Mobi Payment System | MOBIbucks is a free secure, virtual gift card account utilizing a mobile phone number as an account number. |  |
| MobiCart EasyShopping App | MobiCart is a fully managed SaaS solution for web and mobile payment. |  |
| Mobicash Bangladesh (Grameenphone Billpay) | Only utility, bill pay, lotto and topup active. No plan to open wallet to IMT. MNO driven. Grameenphone's application December 2007 for a license to introduce mobile banking. Bangladesh Bank finalised guidelines on mobile banking 2008. micro-finance |  |
| Mobicash Burundi | Mobicash mobile money banking product launched by BANCOBU and ONATEL in August 2012 |  |
| Mobicash Djibouti | Mobile money service in Djibouti started in December 2010. |  |
| Mobicash from Amwal Iraq | MobiCash, is a service provided by Amwal to all of its banks, in which the bank can offer the service in turn to all of the bank customers who have ASIACELL or KOREK mobiles. |  |
| Mobicash India Pvt Ltd | Mobicash India Pvt ltd was started in 2010. It provides mobile based payment services to any individual with any mobile handset and using any network, without any requirement of download app or sms. |  |
| Mobicash Mali (Malitel) | Although non-banks allowed, regulator has preferred bank account rather than Pooled e-money account |  |
| Mobicash mobile banking from SBI Oxygen JV | State Bank of India (SBI) has rolled out a mobile banking trial in March 2012 with Oxigen in New Delhi and Mumbai. This is dubbed 'Mobicash' and aims to target the unbanked segment of the market. |  |
| Mobicash Morocco | Although non-banks allowed, regulator has preferred bank account rather than Pooled e-money account |  |
| MobiCash NSDT | Mobicash NSDT based mobile payments. | |
| Mobicom Mobile Financial Services | Mobicom, the largest mobile network operator in Mongolia, chose Gemalto as its technology partner to establish a PSP |  |
| MobiFin | MobiFin is a mobile based service distribution platform that enables service providers to diversify their business by provisioning core services such as airtime recharge, banking, MLM, agency banking, lottery, loyalty and rewards. |  |
| Mobiflouss powered by the e-DINAR SMART card | Mobiflouss is a mobile banking service provided by Tunisiana mobile operator along with La Poste Tunisienne. This is powered by the e-DINAR SMART card |  |
| Mobikash Kenya | MobiKash is an independent mobile commerce and payment ecosystem. MobiKash Afrika Limited is sponsored by Mobicom Africa Limited, the holding company with its Headquarters in Nairobi, Kenya. MobiKash Kenya is backed by a consortium of Kenyan financia |  |
| MobiKwik | One Mobikwik Systems Private Ltd is a Haryana based company that has launched the MobiKwik wallet in India. This allows consumers to pay for services and recharge from a stored value account. |  |
| Mobil Odeme Internet Password Card Turkey | Most Turkish banks have issued cards that can only be used for payments through the net. They do not have magstripe or chips and limits can be changed by customer online. Yapi Kredi Bankasi (Lead) together with Turkcell provide mobile payment service |  |
| Mobile App Gives Fiserv Clients On-the-Go Access to WC3 | Fiserv works with banks around US to create services to send money to mobile or Email. US-based financial services systems giant Fiserv has announced that it has begun providing perso | |
| Mobile Axept SMS P2P USA | mobileAxept is a technological platform that allows user to pay with their credit cards using your mobile phone. Users can register their credit card (number, expiry date and CVC2 security code) and connect it to their MobileAxept account. Currently | |
| Mobile Axept SMS payment for P2P and donations- Norway | mobileAxept is a technological platform that allows user to pay with their credit cards using your mobile phone. Users can register their credit card (number, expiry date and CVC2 security code) and connect it to their MobileAxept account. Currently |  |
| Mobile BankPlus | Vietcombank and Viettel have launched Mobile BankPlus, which enables Viettel's mobile subscribers to bank with Vietcombank via mobile devices. Viettel's customers can transfer money from one account to another within Vietcombank, top up or pay your p |  |
| Mobile Card CTBC Brazil | Virtual credit card wallets and e-money issue. Mentioned by CGAP but not much news elsewhere | |
| Mobile Connect | Mobile Connect is a secure universal log-in solution. Simply by matching the user to their mobile phone, Mobile Connect allows them to log-in to websites and applications quickly without the need to remember passwords and usernames. |  |
| Mobile Money - powered by MTN | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. |  |
| Mobile Money by T-Mobile - CLOSED | Mobile Money by T-Mobile is a combination of a smartphone money management application and a re-loadable T-Mobile Visa Prepaid Card that claims to offer reduced fee or $0 cost services for registered T-Mobile wireless customers. |  |
| Mobile Money Malaysia | Mobile Money is a PIN-based Mobile Payment Solution designed by Mobile Money International Sdn Bhd. Allows registered users to pay for goods and services at anytime, anywhere using only a mobile coupled with a 6-digit security PIN (Personal Identific |  |
| Mobile Moola | This service is based on ZimSwitch and allows money transfer to anyone. |  |
| Mobile Paisa | Mobile Paisa is a mobile financial service launched in January 2014 in Pakistan by Warid Telecom and Bank Alfalah Limited. |  |
| Mobile Transactions Mtzl Zambia | Mobile Transactions provide financial services and market information for the unbanked but income earning Zambians in a sustainable manner that promotes a competitive environment and an expanding range of services and allows banked institutions to tr |  |
| Mobile Visa payWave | Secure mobile Near Field Communication (NFC)-based and SIM-based point-ofsale payments using Visa payWave embedded in a mobile device. | |
| Mobile Wallet Citi Israel Israel | Cellcom Israel seeks to extend its service offering to financial service sector with an innovative service solution, called, "mobile wallet". This money-remittance solution is to work through Citibank's worldwide distribution channels. For this, Cell | |
| Mobile Wallet Initiative Austria | The Mobile Wallet Initiative Austria was launched in September 2013 in order to create an open, nationwide standard for contactless payment by mobile wallet in Austria. | |
| Mobile Wallet Sdn Bhd Malaysia | Mobile Wallet is a mobile enabled application and payment service provider which enables its network of users/subscribers to make convenient payments to any designated affiliates or Mobile Wallet's appointed network of merchants to accept MW points a | |
| MobileP@y from Singtel Singapore | The group includes key operators like Airtel. Customer base includes its operations in Australia, Bangladesh, India, Indonesia, Pakistan, the Philippines, Singapore and Thailand. However regulatory conditions may slow plans for this group. |  |
| mobileSMK Money transfer from PNG Post | mobileSMK Money transfer from PNG Post. You can send money to anyone with a Digicel mobile phone, however, if the recipient does not have a registered mobileSMK account they must go to their nearest Post Office or mobileSMK Agent and complete the mob |  |
| Mobilfizetes Mobile Parking Hungary | With the help of OTPdirect and Elsı Mobilfizetes Elszámolo Zrt. (EME Zrt.) consumers can pay for their parking, can buy motorbike and highway stickers and buy subscription to a journal directly from their bank account or from preloaded wallet. The pr |  |
| Mobilink Genie Mobile Payment Service | ORASCOM Telecom (of which Mobilink is a subsidiary) has inked a contract with Western Union Money transfer service that will enable all its mobile operators in several countries worldwide to provide cross-border remittance facility. |  |
| Mobilink Mobile Money Order | Mobile Money Order | |
| Mobilis Wallet with NFC Biometrics for Remittances | Mobilis Wallet with NFC Biometrics for Remittances |  |
| Mobilpenge | Mobilpenge is a mobile payment solution that can be used to buy mobile tickets for bus, train and metro journeys in the Copenhagen area through a joint initiative of the Danish banks and Nets. |  |
| Mobiltárca Szövetség (Hungarian Mobile Wallet) | Cross-industry association formed in June 2011 with the aim of developing a technical and operational infrastructure for NFC services in Hungary. |  |
| Mobily Etisalat Saudi Arabia In Saudi Arabia | Mobily Etisalat Saudi Arabia |  |
| Mobinil Egypt Pay-For-Me through eServGlobal | Money Transfer pending regulations. Pay-For-Me Reverse Charge launched in 201111; BNP has preliminary approval for a mobile money transfer licence via local operator Mobinil. The licence will, for the first time in Egypt, allow a registered user to | |
| Mobinil MobiCash | Money Transfer pending regulations. Pay-For-Me Reverse Charge launched in 201111; BNP has preliminary approval for a mobile money transfer licence via local operator Mobinil. The licence will, for the first time in Egypt, allow a registered user to | |
| Mobipawa | The first solution that was developed on EFMTS was an M-Banking solution which has been branded as MOBIPAWA. MOBIPAWA is operator independent and allows users to receive, save and transfer money as well as make payment and purchases for services and | |
| MobiPay Georgia | MobiPay is the new, transformative and the most convenient way of payment, to make your bill payments,send and receive money swiftly to your loved ones and friends, pay at your favorite shops such as supermarkets, pharmacies, gas stations and benefi |  |
| MobiPay Namibia Mobile Payment | Mobicash Payment Solutions (Pty) Ltd, trading as MobiPay, is Namibia's first mobile payment solution, licensed and authorised by Bank of Namibia in terms of section 5 (4) of the Payment System Management Act, 2003 (Act No. 18 of 2003) to provide the | |
| Mobipay Spain - CLOSED 2009 | Mobipay is a system that activates existing payment means (normal or virtual credit, debit or prepaid cards) and that allows to carry out a variety of transactions transforming the mobile phone. Mobipay can e.g. be used for purchases on the internet |  |
| Mobipay Ukraine | Mobipay is a mobile payments service which manages card payments for a site or mobile app, to accept payments from around the world. It also offers a white label mobile wallet. |  |
| MobiSud Pingping to MobiCash IMT Service | MobiSud, the MVNO for the Maghreban community in Belgium and PingPing, Belgacom's mobile payment platform have announced the launch of an international mobile money transfer service in collaboration with Maroc Telecom's MobiCash. Belgian MNO Belgacom | |
| Mobitel Sri Lanka FS | Pay your Mobitel Bill or Reload your Mobitel SMART connection via a simple SMS. You can also pay the bills of your friends & family, anytime anywhere. HSBC launched a bill payment facility with Mobitel for HSBC credit cardholders to pay their Mobitel |  |
| Mobitel Sri Lanka SMS Pay | Pay your Mobitel Bill or Reload your Mobitel SMART connection via a simple SMS. You can also pay the bills of you friends & family, anytime anywhere. HSBC launched a bill payment facility with Mobitel for HSBC credit cardholders to pay their Mobitel bill. |  |
| Mobito | MOBITO is a free service available to all mobile users across the Czech Republic regardless of who they bank with. |  |
| MoboMoney from CanvasM | MoboMoney is a prepaid payment instrument from CanvasM Technologies. |  |
| Mobuyle USA | Heartland mobile-payment device for Android Network. It is for merchants and is called "Mobuyle". It works with any Android phone or tablet to handle customer card payments. | |
| Mocapay USA | Mocapay is an integrated mobile payment and marketing platform allowing: "any consumer to link, any payment account to any mobile handset to transact at any point of sale system." Mocapay users have to subscribe to Mocapay prior to being able to use | |
| MoKash by MTN | MoKash is a service that provides customers the ability to save and borrow using their phones. |  |
| MokiPay Omnitel (TeliaSonera) Mobile Pocket | Mokipay Europe has partnered withmobile network operator Omnite to launch a multi-platform system called Mokipay mobile pocket. |  |
| Mollet | Mobile wallet offered by Seamless to enable mobile money transactions between mobiles and for purchases in shops or payment of bills. The Mollet is offered to Mobile Operators, banks or other financial institutes to enter into Mobile Money. The Molle |  |
| MOLPoints and the MOL AccessPortal | MOLPoints is an online micropayment system developed and operated by MOL AccessPortal Berhad. |  |
| MOLPoints Indonesia | MOLPoints is an online micropayment system developed and operated by MOL AccessPortal Berhad. | |
| Momo Vietnam | Momo is a mobile wallet offered in partnership with Vinaphone. Unlike our traditional e-top service which is focused on the agents, this line of business is focused on the end user. Using the e-Wallet, agents were able to purchase airtime for top up | |
| MoMo wallet from VinaPhone | MoMo is the first mobile money service launched in Vietnam in 2010 by Vinaphone for banked customers, to be relaunched in April 2013 for millions of rural unbanked and underbanked consumers. |  |
| Mondex Wallet (MasterCard) | Mondex cash card services. Canada: Two of the larger worldwide Mondex card pilots occurred in the Canadian cities of Guelph and later in Sherbrooke both of which are in the province of Ontario. Lots of publiscity but sadly trials did not go well. |  |
| Monem Mobile - Crédit Agricole LCL | Monem Mobile is a solution for accepting payments using a smartphone as an electronic payment terminal (EPT). |  |
| Moneo E-Purse (Closed - replaced by Moneo Payment) | The Moneo e-purse launched in Frances is one of the early electronic money services. |  |
| Moneo Payment Solutions | Moneo, the leading e-wallet solution in France was acquired by BlackFin and transformed into a multi-service payment solution tailored to individual needs and deployed across a variety of channels including mobile phones. |  |
| Moneris PAYD Mobile Payment Processing Service MPOS | Canada's largest credit and debit card processor, announced today the launch of PAYD offering Canadian small business owners-who have not historically accepted credit card payments-the ability to do so using their smartphone or tablet devices. there | |
| Moneta Payments Slovenia | All purchases are charged with the next-month bill or via your bank account |  |
| Moneta T Smart Pay Korea | 201109: SKT First to develop NFC-Enabled USIM Card; 2010: Launched T Smart Pay targeted at retail stores in Korea. Smart Payment is an integrated payment solution, which works just like a mobile wallet by enabling membership/mileage point/coupon issu |  |
| Monetaru Europe | E-wallet provider & PSP mainly developed for Russia; Moneta.ru is one of leading Russian e-wallet and PSP. It accepts customers and merchants from any country. For its customers it provides online payments on merchant websites from various industries |  |
| Money-On-Mobile (MOM) India | Launched in June 2012 by My Mobile Payments Ltd, this is a mobile wallet that lets you carry all your credit/debit cards and bank accounts on your mobile phone. |  |
| Money.mail.ru wallet from Russian Social Network mail.ru | Mail.ru operates Russia's social networking sites Moy Mir and Odnoklassniki, both of which have audiences exceeding 18 million people a month. Mail.ru also owns a 40 percent stake in Vkontakte, Russia's biggest social networking website. Moscow-based |  |
| Money2Go - Novum Bank (formerly Voicecash) Germany | VoiceCash offers a cross-border money share service which requires no financial license for Mobile Operators. They issue twin prepaid Master Cards to allow anyone anywhere to pay money onto the card and the other card holder can then access that mone |  |
| Moneybox mobile service | This is a savings and payment system based on a scratch card and enabled by any mobile phone.It provides individuals a cash-like way to remotely save, spend, and transfer money. |  |
| MoneyGram alternative money transfer services | MoneyGram is actively developing new mobile and online channels to meet their customers' evolving needs to access cash quickly, easily and globally. |  |
| MoneyGram Gemalto | Global partnership of MoneyGram with Gemalto for Gemalto customer base of 450 mobile operator and 3,000 financial institutions to send international transfers from a mobile to any of MoneyGram's 284,000 locations and receive into mobile wallet. |  |
| MoneyGram Kameleon | MoneyGram launched Kameleon in October 2016 as a turn-key product that offers a customized website for agents looking to offer a seamless money transfer and payment experience. | |
| MoneyGram mobile money transfer USA | MoneyGram is actively developing new mobile and online channels to meet their customers' evolving needs to access cash quickly, easily and globally. | |
| MoneyGram pay-out network - Mexico | MoneyGram sends money to Mexio, with distribution agents in Mexico including Banco Wal-mart and Banco Coppel. | |
| MoneyGram PayPal withdrawal in USA | MoneyGram has entered into an agreement with PayPal to allow consumers to load and withdraw money from their online payment service accounts at a MoneyGram storefront. | |
| MoneyGram self service kiosks USA | In December 2012, MoneyGram started installing self-service kiosks at U.S. retailers such as Albertsons Market where customers can make transfers without using a red phone to call an agent. | |
| MoneyGram UK Online Transfers | MoneyGram has extended its online money transfer service to customers in the United Kingdom. The service allows users to send money using credit or debit cards and bank accounts. | |
| Moneymail Europe | Open electronic cash payment system, which provides the possibility of online-bank. Remote management tools in the system MoneyMail is a "Megawatt-Bank. Credit card transaction is carried out by Impexbank. A company Cyberplat "allows participants Mon |  |
| moneyMe | Com2U has brought out a mobile wallet service called moneyMe, where monetary value can be saved against a mobile phone and used for payment and money transfer. This service was brought out by obtaining an e-money license. |  |
| MoneyMobile | Emirates NBD partnered with Etisalat, Visa and Gemalto in March 2012 to introduce NFC payments in UAE. |  |
| Moneysend USA | Mobile-based service for P2P transactions. The concept is that you register your MasterCard for the service. You could then use your phone to send money from your MasterCard to any other MasterCard. The money is merely debited from your MasterCard an |  |
| Monilink Mobile Banking From Monitise United Kingdom | Monilink is UK's mobile banking network, providing banking customers with access to their financial information directly from their mobile handsets. With Monilink, customers can see their account balance in real time, view a mini statement detailing |  |
| Monitise Mobile Money Nigeria | Monitise and its partners in Nigeria are operating a mobile payments system in the country. | |
| Monitise USA Mobile Payments Initiatives | Plan launches in Africa, India, Asia Pacific. Use SMS, USSD, Java, Brew, Browser, iPhone. Initially JV with Vocalink, now 100% owned. JV with Metavante in Nov 2007. 150 US Fis are clients. Only a registered mobile phone linked to an account can be us | |
| Monitise Visa Initiatives India | Monetise connects into the country bank ATM hub and offers services across all operators. Only a registered mobile phone linked to an account can be used to access account details, which are protected by the customer's personal PIN code. In order to | |
| Mooncoin |  | |
| Moov Togo Flooz Cross-border Payments | In April 2015 Moov Togo extended its mobile money service Flooz to offer cross-border transactions to Benin, Cote d’Ivoire and Niger. | |
| Mopay South Africa | MoPay, an independent mobile services provider for the banking, telecoms and technology industries, to enable diverse communities in South Africa to access mobile commerce services. The initial service provides real-time electricity pre-pay meter rec |  |
| More Magic In Argentina | Mobile Airtime Topup | |
| More Magic In Brazil | Mobile Airtime Topup | |
| More Magic In Chile | Mobile Airtime Topup | |
| More Magic In Guatemala | Mobile Airtime Topup | |
| More Magic In Honduras | Mobile Airtime Topup | |
| More Magic In Jamaica | Mobile Airtime Topup | |
| More Magic In Paraguay | Mobile Airtime Topup | |
| More Magic In Puerto Rico | Mobile Airtime Topup | |
| More Magic In Uruguay | Mobile Airtime Topup | |
| More Magic International Topup | Mobile airtime topup |  |
| More Magic Nicaragua | Mobile Airtime Topup | |
| Movida Mobile Payment | Mobile payment service. Currently has an agreement with HDFC that allows HDFC Bank customers to pay bills, top up prepaid airtime and buy tickets from their mobile phone and is designed to operate across all mobile networks using any Visa and non-Vis |  |
| MóvilCash (Movil Cash) | MóvilCash is a mobile money service that allows customers to transfer money and pay bills using their mobile phones. |  |
| Movilway e-wallet Venezuela | Spanish prepaid mobile top-up platform provider Movilway has launched operations in Venezuela. Movilway SL offers a technology platform that enables electronic transactions of any kind through the use of a cell phone. The company was founded in 2010 |  |
| Movilway topup and e-wallet Mexico | Spanish prepaid mobile top-up platform provider Movilway has launched operations in Venezuela. Movilway SL offers a technology platform that enables electronic transactions of any kind through the use of a cell phone. The company was founded in 2010 | |
| Movistar Chile | Spanish telco Telefonica which in Latin America goes under the Movistar brand, has selected transaction management platform provider Trivnet to deliver mobile financial services to customers. A wide range of services, including person-to-person mobil | |
| Movistar Ecuador | Movistar service | |
| Movistar In Spain | Telefonica Spain and Spanish provider of R&D services Sermepa launched a near field communication (NFC)-based mobile payments trial in Spain. Using the Virtual Mobile Wallet application which is stored on the mobile phone's SIM, users are able t | |
| Movistar Peru - Wanda | Telefonica is setting up a mobile banking joint venture with Mastercard that will offer services in the 12 Latin American countries where Telfonica operates its Movistar mobile network brand. |  |
| Movistar Remesas Money Transfer | This is a mobile money service launched in December 2012 by MoneyGram and a Movistar Remesas. It allows Movistar mobile subscribers in Spain to use their mobiles to send money from Spain to MoneyGram locations around the world. | |
| Mowaly South Africa | Mowaly, targeted at the youth, is a mobile wallet using the mobile as a debit card powered by Standard Bank's MiMoney. Dematerialised cash can be stored and used as a vehicle for making payments. Mimoney consists of a voucher number delivered to the |  |
| Mozido Cloud Payment Network and Genius Wallet | Mozido has a proprietary platform supporting a multi-channel payment system. It can store various forms of payment and in February 2012 launched the Genius Wallet with a Moneygram Tie-up. | |
| Mozilla Wallet | The free software community is currently working on a new online wallet feature, Mozilla Wallet, that will be released on Firefox OS that aims to make paying for goods and services online easier, more streamlined and secure. |  |
| Mpamba - TNM Mobile Money | Mpamba (TNM Mobile Money) is a service launched in Malawi in May 2013 by TMB, with bank partners National Bank and First Merchant Bank. |  |
| Mpass for Online Payment | The German telcos would bypass German banks, working with established prepaid payment service providers, such as easycash GmbH. The telcos might later introduce higher-value debit applications. The operators expect that their planned mobile wallets w |  |
| mPay - Dubai | Dubai Smart Government has designed this service with the aim of bringing more ease and convenience to users, particularly in situations where users have to make emergency payment of fines or fees for a continued service or charges to avoid a new fine. |  |
| mPay and mCash AIS wallet Thailand | mPAY is a mobile payment system that enables you to pay your bills, buy movie tickets, or on-line music and games. Payment can be made through M-Cash, Direct Debit, or Credit Card. In cooperation with 200 alliances including banks and shops, the 500 | |
| MPAY ECPOS EMV | MPAY ECPOS EMV is a mobile acquiring (MPOS) solution offered by ManagePay Services Sdn Bhd. |  |
| Mpay Germany (Mi-Pay) | Mobile payment service for online purchases as an alternative to online payment services like PayPal or Firstgate's Click&Buy. The service is based on automatic withdrawals from bank accounts and SMS payments. The customer buys something online or vi | |
| Mpay Wallet Poland | Mobile wallet application that can be accessed via USSDmessages. The user can fund his wallet via a bank transfer (no fees charged). At the point of sale of participating merchants, end users can pay via their MPay wallet dialing *145*Merchant_ID#. A |  |
| Mpeso Nicaragua | Mpeso claims to be the first organization to launch a mobile solution focused on the market of unbanked users in Nicaragua. |  |
| Mpowa payments for the unbanked PNG through mHITS | mHITS mobile payments for the unbanked in PNG, in conjunction with DataNets Ltd. | |
| mremit SingTel mobile remittance service | mremit from SingTel, is Singapore's first mobile-to-mobile remittance service. | |
| Mruncit Portal and Mcash services | M stands for Mobile, and Runcit means a traditional convenient store associated with Malaysian culture. This is an online virtual product store which offers products and services with rewards schemes and easy payment options. |  |
| mRupee | mRupee is a service from MMPL that allows consumers to manage payment transactions on their mobile phone. |  |
| MTC Money Namibia | MTC Money Namibia is a mobile money service that was launched in February 2014. It is a mobile payment solution that allows consumers to use their cellphone to make payments of different kinds. |  |
| MTC Zain Lebanon Magic topup | MTC Zain service | |
| MTel Bulgaria NFC | M-Tel Bulgaria piloted NFC services in May 2012, preparatory to commercial launch in 2012. | |
| MTIX (MobiPay and MMIT Nigeria) | MobiPay has partnered with MMIT Nigeria for the launch of MTIX, a MobiPay service offering smart phone users in Kenya a way to pay for mobile content and initiate and receive cross border payments via their mobile phone number. | |
| MTN Me2U Afghanistan | Me2U is an SMS based airtime credit transfer service that allows transfer of credit from one mobile account to another mobile account. |  |
| MTN Mobile Money All | MTN Mobile Money services in Africa, Middle East and Asia Pacific | |
| MTN Mobile Money Benin | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with | |
| MTN Mobile Money Cameroon | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Congo | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Cyprus | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Ghana | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Guinea Conakry | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Guinea-bissau | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Iran | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Ivory Coast | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Liberia | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Rwanda | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Sudan | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Swaziland | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Syria | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Uganda | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Yemen | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN Mobile Money Zambia | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| MTN online money transfer service MTNMMO.COM | MTNMMO.COM is an online facility that enables MTN Mobile Money customers in Rwanda to receive international remittances directly on their mobile phones from senders in the Diaspora. |  |
| MTN Prepaid Airtime Topup Afghanistan | Mobile Money has been implemented in 12 countries. Nigeria is expected to introduce this utilising a partnership model. At 30 June 2011, there were 5.1 million registered mobile money subscribers, with Uganda and Ghana, each accounting for 37% of the |  |
| MTS Money | Launched by MTS a leading operator in Russia. Accessible via Internet and mobile devices, accounts on the system can be replenished using MTS mobile accounts or bank cards. | |
| MTS Utiba India | MTS has partnered with Utiba for electronic top-ups and m -commerce services. The Etop-up service is aimed at prepaid users. |  |
| Mukurucom South Africa | UK based online remittance company (Since May 2007). In April 2010 won South African approval for remittances from South Africa to Zimbabwe. Mukuru specialises in providing mobile and SMS remittance to various countries across Africa and South East A |  |
| Multibanco Domestic Payment Scheme | Multibanco is an interbank network in Portugal owned and operated by Sociedade Interbancária de Serviços S.A. (SIBS). |  |
| Muvo Card Standard Bank Dual Purpose NFC Mastercard for buses | A multifunctional payments card, incorporating both near field communication (NFC) and debit card functionality, has been rolled out by Standard Bank in May 2012 | |
| mVisa Rwanda | Visa launched a mobile service mVisa, to meet basic banking needs in Rwanda. The service is provided with technology from Fundamo. | |
| Mvola Telma Madagascar | First mobile money service in Madagascar. Enables transfer of money using Telma mobile. Open to all Telma's users. Update 201202: Receive money through Western Union | |
| Mwallet from Loop Mobile | Loop Mobile provides M-Commerce services for its subscribers presented as "Anytime, Anywhere" shopping, banking and payments using a mobile phone & VISA / Master Credit card. |  |
| Mxit Moola | Moola is Mxit's virtual currency that is currently available in South Africa, Namibia, Kenya, UK, Indonesia and Lesotho. | |
| My Cash - Mercantile Bank BB | Mercantile Bank has received permission to lauch full branchless banking services and is expected to roll out national services shortly. | |
| My EZ-Link Mobile | My EZ-Link Mobile is a free mobile application developed for NFC (Near Field Communication) enabled mobile phones. The application allows you to transform your phone into a personal EZ-Link top up terminal for all EZ-Link issued CEPAS cards. |  |
| My Money Afghanistan (AWCC) | My Money is the brand for mobile financial services provided by Afghan Wireless. |  |
| Myanmar Mobile Money | Myanmar Mobile Money is a service through which customers can perform financial functions through a mobile phone without having to handle cash. It is a service enabling purchases of goods or services to be processed via mobile phone. |  |
| MyBank | MyBank is a pan-European Online banking and Payment (OBeP) solution that aims to provide a simple and secure customer experience throughout Europe for online payment and has been launched by EBA CLEARING. |  |
| mycash from Idea Cellular | Telecom operator Idea Cellular in partnership with Axis Bank, has formally launched Idea MyCash, its financial inclusion platform offering banking facilities including money transfer on mobile. Under the arrangement, Idea retail outlets will act as C |  |
| MyKad Biometric Card based payment | MyKad is a multi-purpose smart card that may be used as an electronic purse (e-cash) and on public transport for Touch 'n Go. |  |
| myKyat | myKyat is a mobile money service in Myanmar. Consumers can send money to anyone using their mobile phone. They can pay bills and merchants, withdraw cash and get other services at myKyat agents. |  |
| MyMobile from MyClear | MyMobile is a messaging-based electronic banking facility that offers mobile-to-mobile payment service in Malaysia for which smartphones are not required and a mobile application does not have to be downloaded. |  |
| Mymoney Cameroon | MyMoney is the term used to denote the electronic payment services offered by 2M. This prepaid payment system enables users to perform financial transactions with the use of the internet, a telephone or a smartcard. Mobile Money Cameroon SA (2M) is | |
| Myntra | Myntra claims to be India's largest online fashion shoppint portal. |  |
| MyPay | MYPAY is a mobile money service launched in Myanmar. It provides Social Media payments and helps consumers pay via smartphone. |  |
| MyRapid Card | MyRapid was introduced in Malaysia in 2012 for payment for transit, as an alternative to the Touch n' Go (TnG) card. |  |
| MyWallet Germany | Deutsche Telekom and AirPlus International, global provider of payment and billing solutions for business travellers, have joined forces for a pilot in Germany allowing mobile payments via smartphone. |  |
| MyZaka Mascom Money Botswana (Mascom MTN) | MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo | |
| mzansi Accounts South Africa | The Mzansi account is an entry-level bank account, based on a magnetic stripe debit card platform, developed by the South African banking industry. |  |
| M_service Vietnam | Considered to be biggest mcommerce service in Vietnam. Third party service based on an STK SIM application, M_Service is turning customer's mobile phone into multi-function E-wallet: Selling top-up for prepaid mobile/game subscribers, E-wallet for on |  |
| Title | Abstract | Icon |
|---|---|---|
| Nabil Bank M-Bank, M-Pay and NabilNet | Nabil Bank was the pioneer of Cards in Nepal and provides a number of new payment methods and alternate chanels. |  |
| NADRA National Cash Remittance | NADRA centres process inward remittance from abroad to facilitate overseas Pakistanis in disbursing foreign remittances/cash to their loved ones back home. |  |
| namecoin | Namecoin is an open source decentralized key/value registration and transfer system based on Bitcoin technology (a decentralized cryptocurrency). |  |
| Nanaco e-money | nanaco is a prepaid and rechargeable contactless electronic money card used in 7 Eleven convenience stores in Japan. nanaco is available as nanaco card (plastic card) and nanaco mobile (Osaifu-Keitai application for mobile phones with embedded contac |  |
| NaNakupy | SIA and Czech bank ČSOB claim to have launched the first NFC mobile wallet for NFC payments in the Czech Republic. The new app, NaNákupy (literally “go shopping”) supports MasterCard and Visa and enables ČSOB's customers to make payments. |  |
| Naranjamo Argentina | Launched by Argentina's biggest credit-card issuer, Tarjeta Naranja (Orange Card). Mobile payments with electronic cash account associated with the Orange Card, a consumer finance card with a long history in the country. Lets subscribers make purchas |  |
| National Bank of Egypt AL Ahly E-Shopping | The National Bank of Egypt has launced a number of innovative financial services including electronic banking and electronic payment services. |  |
| National Central Switch (NCS) | The National Central Swtich (NCS) operated by NIBSS aims to provide interconnectivity and interoperability in retail electronic payment system in Nigeria. |  |
| National Common Mobility Card (NCMC)/ More Card | The National Common Mobility Card (NCMC), branded as More Card (after the Indian national bird, the peacock) was launched in December 2011. |  |
| National Payment Switch Bangladesh (NPSB) | The NPSB facilitates interbank electronic payments originating from different channels: automated teller machines, point-of-sales machines, internet banking and mobile financial services. |  |
| National System of Mass Electronic Payments (NSEMEP) | Domestic banking multi-issuing mass electronic payment system, in which all payments for goods and services, receiving cash and other transactions are carried out by means of smart cards |  |
| NationHela IMT Service | NationHela Prepaid card for Kenyans to send money home. | |
| NatWest TouchPay | Provides a range of online money transfer options to suit how much is sent, where it is sent to and when it needs to get there. |  |
| NBA Banking | BBVA compass has launched an NBA-branded online account called NBA Banking, as part of a strategy to expand beyond the Sunbelt region, and also promote its new integrated online banking system. |  |
| NBAD Arrow Service UAE | The NBAD Arrow service lets you access the money in your bank or prepaid card account or NBAD GEMS Credit Card from your mobile phone. With Arrow, you can send money to friends and family all across the world, check your balance, pay your bills and | |
| NBE Phone Cash mobile payment service - DUPL | The National Bank of Egypt has launced a number of innovative financial services including electronic banking and electronic payment services. | |
| NCC Bank Financial Services | Nepal Credit & Commerce Bank Ltd has recently introduced Mobile Banking and other innovative financial services. |  |
| NEC Integrated Electronic Money Solution | NEC Corporation offers a prepaid electronic money (e-money) system that includes system servers, media (cards, smartphones, etc.) and payment terminals available both inside and outside of Japan. |  |
| Neosurf Europe | Customer exchanges funds for a scratch card (of various amounts) which gives a code to pay on the internet |  |
| Nepal Bangladesh Bank branchless banking | Nepal Bangladesh (NB) Bank has introduced branchless banking services in Kushadevi of Kavre district, with an aim to provide standard banking services to people in rural areas who lack such services. |  |
| Nepal Bangladesh Bank Mobile Banking (NBB) | Nepal Bangladesh (NB) Bank has introduced mobile banking services using F1 Soft fonebank. | |
| Nepal Bank Ltd (NBL) Digital Banking | Nepal Bank Ltd is the oldest bank and the second largest in Nepal. It has a range of digital banking initiatives. |  |
| Nepal Industrial & Commercial Bank FS (NIC) | NIC SMS Banking provides account balance enquiry, transaction enquiry, cheque book request and statement request but no transactional services as of it's website in February 2013. |  |
| Nepal Industrial & Commercial Bank Remittance | NIC Bank offers consumers internet banking and SMS banking. Relatively it has a greater focus on remittances, being an agent or sub-agent for most of the leading money transfer companies. | |
| Nepal SBI Mobile Wallet | Nepal SBI Bank Limited is to shortly launch a premium stored value mobile wallet service for it's customers. |  |
| Netbank Germany | The portal is based on Sevenval Mobile Platform and offers a simple interface plus online banking features for all web-enabled mobile devices. At mobil.netbank.de, users can view their account turnover, transfer money, set up standing orders and much |  |
| Netbank Privat24 | PrivatBank Internet Banking Privat24 is meant to be a convenient and modern remote account management system in real time. |  |
| Neteller | The NETELLER eWallet is a free online payment account that you can use to make deposits and pay for goods on thousands of top gaming and retail sites. You can also use your eWallet to accept payments from other sites or individuals. |  |
| Neteller Net+ Prepaid MasterCard | Online movement of money. Free instant payments to merchants; Send money around the world. App and Net+ Prepaid and Virtual Prepaid card; Neteller online app to let you spend online anywhere Mastercard accepted. Net+ Prepaid Mastercard. Founded in | |
| Netherlands MNO JV with Banks (Dutch Six Pack) | A Netherlands-based group consisting of banks and mobile operators has agreed to form a joint-venture company to support Near Field Communication mobile payments at the point of sale in 2012. Financial institutions ABN Amro Bank N.V., ING Group N | |
| NETS CashCard | NETS EFTPOS in Singapore: is a pin-based system for debit cards. |  |
| NETS EFTPOS | NETS EFTPOS in Singapore: is a pin-based system for debit cards. | |
| NETS FlashPay | NETS EFTPOS in Singapore: is a pin-based system for debit cards. |  |
| Nettcash | Nettcash was launched in Zimbabwe in February 2014 as a mobile money and mobile payment solution that works across all handsets and operators. |  |
| Network International | A principal member of both Visa International and MasterCard International for the UAE, Network International provides POS and Topup and other payment solutions in the Middle East. |  |
| New Zealand NFC Mobile Wallet Trial | New Zealand mobile wallet trial for NFC and Mcommerce. | |
| Newham College College NFC Trial | Newham College tested NFC by providing NFC phones to a few teachers, who used them to capture data from the ID cards of 120 students in place of roll call. | |
| Nextel Argentina Argentina | Nextel service | |
| Nextel Brazil Mobile Financial Services | Nextel service |  |
| Nextel Chile Prepaid Card | Nextel service | |
| Nextel Mexico | Nextel has not launched important services as of February 2013. Apart from mobile payments through fortumo, which works with all the operators in Mexico, there is no significant news yet. |  |
| Nextel Peru Prepaid Card | Nextel service | |
| NFC Activation and Redemtopion of Gift Vouchers | NFC Activation and Redemtopion of Gift Vouchers allowed merchants in Austrian to utilise embedded RFID in gift vouchers to activate just prior to usage. | |
| NFC Trial Unicredit Bank Debit PayPass Stickers Slovakia | Bank Offers Debit PayPass Stickers. Slovakian branch of the Italian banking giant UniCredit is offering the debit contactless stickers storing a MasterCard PayPass application to customers, recommending they attach it to the back of their mobile ph | |
| NIBSS Instant Payments (NIP) | NIBSS Instant Payments (NIP) is the online real-time, account number based credit transfer payment system supported in Nigeria by the NIBSS (Nigeria Inter-Bank Settlement System Plc). | |
| Nipper Mexico | Fimpe has created a platform for mobile banking to serve any bank. Not so far attracted many providers. Fimpe is a trust formed by Mexican Banks in 2004 when there were tax incentives for electronic payments. |  |
| NMB Nepal FS | NMB Bank Nepal offers a range of e-banking, mobile banking, e-payment and prepaid card services in the country. |  |
| NoChex Online Payment Services UK | NoChex is an auction payment service for online use. |  |
| Nol Card | Nol card for Public Transport in Dubai. There are different types of cards; each has been designed for a specific type of public transport user. Nol Silver Card is an ideal starter card that has been designed for use by the occasional traveller. | |
| Noor Islamic Bank FS | Noor Islamic bank features •Instant mobile to mobile payments between Noor Islamic Bank clients through QR code (currently only available for iPhone), as well as ways to transfer money locally or internationally. |  |
| Nordea Netbank and Mobile Bank | Nordea Bank has put a lot of focus on mobile banking and seen good uptake of their mobile app. |  |
| Nordea PlusGirot Retail Payment System | Nordea Bank has put a lot of focus on mobile banking and seen good uptake of their mobile app. |  |
| Novopayment Mexico | Miami-based prepaid card issuer and program manager NovoPayment has projected that the prepaid card market in Latin America will be worth over US$200bn in transactions by 2015. |  |
| NPCI Aadhaar Enabled Payment System (AEPS) | National Payments Corp. of India (NPCI) launch a first-of-its-kind, 24-hour payment system that will allow bank customers to remit money to any account in India for free using their mobile phones. RBI (Reserve Bank of India) has permitted only a pil | |
| NPCI IMPS | National Payments Corp. of India (NPCI) launched a first-of-its-kind, 24-hour payment system that will allow bank customers to remit money to any account in India for free using their mobile phones. |  |
| NTC Online Payment through bank | NT IBS Online Bank Payment launched in coordination with several banks within the country, to allow convenient payments from Nepal Telecom Internet Subscribers for timely renewal of corresponding services. |  |
| NTT DOCOMO and MasterCard NFC payments | Through joint collaboration between DOCOMO and MasterCard, DOCOMO customers will be able to make iD-brand payments at MasterCard PayPass merchant locations in 41 countries. |  |
| Numbrs | Numbrs offers a single mobile banking app that a consumer can use to access all their different bank accounts. |  |
| NZ Mobile Operator joint venture for Mobile Payments | New Zealand's three mobile operators Vodafone, 2degrees and Telecom New Zealand are to form a joint venture with local payments provider Paymark that will enable users to make payments via their mobile phones. |
| Title | Abstract | Icon |
|---|---|---|
| O2 Money/ O2 Wallet (Closed 31 March 2014) | O2 money was implemented as a prepaid card with controls on the mobile. Consumers loaded money onto the card, to use for money transfer and payments. |  |
| O2 Slovakia MT-Billing with Fortumo | O2 Slovakia enabled carrier billing through Fortumo in 2011. |  |
| O2 Wallet UK | O2 Wallet launched in UK in April 2012 and is available to everyone - any network, any bank. | |
| Oberthur Multi-Brand NFC Wallet | Oberthur Technologies offers a Multi-brand NFC Payment Wallet that can integrate up to 10 banking card. |  |
| Obopay Moneysend India See Nokia Mobile Money | Obopay is a service that lets consumers and businesses purchase, pay, and transfer money through any mobile phone using Obopay's mobile application, text message, mobile Web, widget, or Obopay.com. It lets people use their phones to send money to and | |
| Octopus Mobile Payment Service | Octopus cards were first developed for use in Hong Kong for transport but have been extended for use in online payment. |  |
| Octopus Online Payment | Octopus cards were first developed for use in Hong Kong for transport but have been extended for use in online payment. |  |
| Ogone (Ingenico) - Belgium | Ogone Payment Services, one of Europe's leading payment platforms, has entered the rapidly expanding Indian payments market with the full acquisition of EBS (E-Billing Solutions), the second largest online payment provider in India. 201109: Offers |  |
| Oi Carteira (Mobile Wallet) | Paggo is a relatively simple mobile credit card SMS based payment service supported by a OTA downloadable SIM application. Oi Paggo is a unit of Brazil-based telecommunication firm Oi that provides mobile-payment service. May 2010: Extending to NFC |  |
| Oi Paggo Brazil | Paggo is a relatively simple mobile credit card SMS based payment service supported by a OTA downloadable SIM application. Oi Paggo is a unit of Brazil-based telecommunication firm Oi that provides mobile-payment service. May 2010: Extending to NFC |  |
| OK Banking - One Bank Ltd BB | ONE Bank Limited will introduce branchless mobile banking in 156 unions in Rangamati, Khagrachhori and Rajshahi district as a pilot project to provide banking facilities to rural communities. |  |
| Oman Epurse Oman | The ePurse solution allows both citizens and residents to store and load money in their National Identity and Resident Cards issued by the Royal Oman Police and use them as a mode of payment besides credit and debit cards. This not only helps governm |  |
| Omnibus Gateway | Omnibus Gateway is a shared ATM and POS network and an independent association jointly established by BRAC Bank Ltd and IT consultants Ltd (Q-Cash). |  |
| One Network Mobile Money Control Centre | One Network is an industry-focused organisation, recognised by the Central Bank of Nigeria (CBN) as agent manager, providing agent locations for mobile money operators across the country. |  |
| onebip Mobile Billing (neomobile) | Onebip positions itself as a monetization enabler for digital merchants and app developers based on carrier billing services and advertising solutions. |  |
| OneCard Saudi Arabia | OneCard is a prepaid card that can be used for online payment and topped up in a variety of ways and at outlets in the different countries. |  |
| OnePay/ OnePoint from MobilityOne | MobilityOne provides technology to accept transactions via multiple channels either via mobile phones, Internet, electronic data capture terminals and banking channels such as Internet banking portals, automated teller machines (ATM) and mobile banking. |  |
| OneWallet from NetOne Zimbabwe | NetOne will be the first network to launch mobile financial services in Zimbabwe called One Wallet, answering to the call of many subscribers for a facility that will effect money transfer. SIM-Based and only on single MNO. Money transfer will take |  |
| Ooredoo Mobile Money (formerly Qtel Mobile Money) | Qtel has launched a Mini Wallet service, described as the easiest mobile money experience for customers to sign on by texting their Qatar ID number and begin enjoying Mobile Money services immediately. |  |
| Ooredoo Mobile Money Oman | Customers in Qatar can now transfer money in Qatar and to overseas destinations through a "Mobile Wallet", using the Qtel Mobile Money service. The Qtel Mobile Money service is easy to use as it works with all mobile phones and registration for the | |
| OoredooQatar Mobile Money Qatar (QMM) | 201202: Qtel Mobile Money is a new way to send money home, send money to friends and colleagues in Qatar, send Mobile Airtime to Friends and Family over the world, Top-up Hala account, pay Shahry bills -safely, easily, conveniently and instantly. Sen |  |
| OP-mobile Mobile Banking from OP-Pohjola Finland | OP-mobile enables users to monitor their accounts, track prices of stocks of major Finnish corporations, search for nearest bank branches and Otto ATMs, and pay bills using the phone's camera that reads the barcode. |  |
| opentabs | With opentabs consumers can skip the line at a coffee place, restaurant or take away and pick up an order without lining up at the register. |  |
| Opera Payment Exchange (OPX) | The Opera Payment Exchange will enable consumer payment transactions for more than 160 million Opera Mini users by acting as glue between content providers, publishers and mobile billing systems and digital payment gateways. |  |
| Optimus Portugal Orange Portugal - Zong | Zong has connections with all 3 carriers in Portugal - tnm, Vodafone, and Optimus |  |
| Orange Cash France | Orange NFC roll-outs in France |  |
| Orange Cash Poland | The Orange cash service is a prepaid mobile payments service launched by Orange, in partnership with MasterCard. Users with NFC-based handsets make payments with prepaid wallets linked to their mobile phone to pay at point-of-sale locations. | |
| Orange Cash United Kingdom | Orange cash service | |
| Orange m-peso | Mobile operator Orange and Banco Popular Dominicano launched the first prepaid mobile banking service in the Dominican Republic in February 2014. It is branded Orange m-peso. |  |
| Orange m-wallet and NFC with Gemalto | Orange Poland has launched an NFC payments service in November 2012 with mBank and MasterCard. | |
| Orange Money Botswana | Orange Money wallet | |
| Orange Money Cameroon | Orange Money wallet live | |
| Orange Money Central African Republic | Orange Money wallet | |
| Orange Money Ivory Coast | France Telecom's Orange has a partnership with French Bank BNP Paribas and is planning to launch Orange Money for Senegal,Mali and Egypt in 2010. Currently, the company is piloting the service in Ivory Coast. Only in pilot mode still. Mobile phone pa | |
| Orange Money Jordan | Orange Money wallet service | |
| Orange Money Madagascar | The service allows mobile customers to deposit, withdraw and transfer money, to easily buy call credit, to pay for goods at certain retail partners and to pay bills. During this launch in May 2010, Orange Money was also introduced to Madagascar, Sen | |
| Orange Money Mali | Full services excluding card | |
| Orange Money Mauritius | 201201: Launch expected soon for Orange Money wallet service | |
| Orange Money Niger | Full services excluding card | |
| Orange Money Senegal | Pooled account agreed with regulators. | |
| Orange Money Transfert International | Orange Madagascar and MFS Africa announced the launch of the online money transfer service Orange Money Transfert International, whereby Orange customers in Madagascar can receive international remittances directly to their Orange Money accounts. | |
| Orange Money Uganda | Orange Money wallet service | |
| Orange Money Visa Prepaid Card - Africa | Orange to offer its subscribers in emerging markets access to Visa prepaid accounts | |
| Orange Polska/ mBank mobile banking | Orange Polska is to launch mobile money services for individual consumers and SMEs. This will include mobile payments, current accounts, loan, deposits and cards through a co-operation with mBank. |  |
| Orange specific Cityzi Payez NFC | Cityzi mobile contactless payments service was launched in May 2010 in the Côte d'Azur. Cityzi is a collaborative initiative of banks, retailers and mobile operators Orange, SFR and Bouygues Telecom. The Cityzi service currently uses just one handse | |
| Orascom Algeria | Mobile Banking was to be started but as of January 2012 it seems the ownership question has not allowed this to proceed much. Only airtime topup seems to be offered still. | |
| Orascom Burundi Mobile Money | Telecel Globe, a majority owned subsidiary of Orascom telecom Holding (OTH) purchased 100% of the shares of U-COM Burundi in July 2008. U-COM operates GSM 900/1800, CDMA 800, and WIMAX (in Bujumbura) networks and is the market leader with 308,662 sub | |
| OrbitRemit | OrbitRemit supports International Money Transfer through Payment Instructions received online. |  |
| OTPay MasterPass Digital Wallet | MasterCard and OTP Bank Hungary announced OTPay in February 2014, as the first digital wallet in Europe to leverage the MasterPass API. |  |
| Ouroboros Pencepay Internet Payment | For merchants to accept payment online. Claims to allow the use of any phone that accepts SMS to pay for any service online. |  |
| Oxicash Cards/ Oxigen Wallet | Oxigen Wallet is offered as a one stop shop for a range of consumer payments. |  |
| Oxigen Instant Money Transfer | Oxigen allows instant money transfer using the Oxigen Wallet and leveraging IMPS in India. |  |
| Oxygen8 Money | Oxygen8 Money announced in November 2012 that they have been granted an Authorised e-Money Licence by the FSA. The licence makes Oxygen8 Money an approved issuer of electronic money. |  |
| Title | Abstract | Icon |
|---|---|---|
| P2P Cash for the Unbanked through Mobile TAN agents | P2P Cash guarantees transfer of cash to any cellphone worldwide using a Secure Open Standard (SOS). The P2P Cash Secure Open Standard guarantees the transfer of cash between any two cellphones worldwide regardless of the carrier or communication network. |  |
| Pacnet | Services for International payment processing needs of large blue-chip companies as well as small and medium sized businesses. |  |
| Paga branchless banking services Nigeria | Paga is a service offered by Pagatech. Paga, an innovative financial services company has been selected by Diamond Bank to deliver branchless financial services to their customers. Through the partnership Diamond Bank customers will be able to lin |  |
| Pageonce | A wide variety of mobile banking options exist for AT&T users. | |
| Pago Facil/ Easy Pay Movistar Uruguay | Movistar service | |
| Pago Móvil con Visa/ Visa Mobile Pay | Pago Movil con Visa (Visa Mobile Pay) lets account holders with credit or debit cards issued by Banco de Credito, Interbank, BBVA Continental and Scotiabank pay for products and services over the wireless network. Visa has teamed with VisaNet Per | |
| PagSeguro Brazil P2P NFC MPOS | Provides a mobile POS app for a vendor to accept payments from a buyer by tapping the phone against the buyer device, to withdraw from a credit card, PayPal account or range of payment types. |  |
| Paii Mobile Money (4T Denmark) | 4T Mobile Payments joint venture with TDC, Telenor and Hi3G (3) have developed the Paii application for iOS and Android devices to enable users to shop online, transfer funds to other Paii users or pay via SMS without it showing up on their phone bill. |  |
| Pakistan Post Electronic Money Order (EMO) | Pakistan Post has launched the Electronic Money Order (EMO) Service for domestic money transfer in September 2012. |  |
| Pay a Contact (Paym) | Pay a Contact, launched by Lloyds bank in May 2014 is a new way of sending and receiving money between friends and family, without using their account number and short code. |