M-PESA Tanzania

Vodacom Limited is based in Dar es Salaam at PPF Tower building standing as the most succeful mobile operator in data and voice here in Tanzania. M-Pesa is exactly the same as MobiPawa of E-Fulusi Africa. See m-pesa_case_study.pdf. Uses USSD. Cost ap


Link to external site : Website for M-PESA Tanzania
M-PESA Tanzania
Send Services Receive

Agent


ATM


Mobile


Account


Card


Cash


Wallet

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AT

DMT

IMT

MM

MW

Trade
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Account


Card


Cash


Wallet


Agent


ATM


Mobile

Model
non-bank based
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Who Leads?
mobile operator led
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Reach
Active Users
Registered Users
Potential Mobile Market (m)
Regulations
Persona
Purpose
Active Services
Card Type
ServicesDescription
Deposit money, Withdraw money, Send money to any mobile customer in Tanzania, Buy Vodacom prepaid airtime, Pay a Vodacom post-paid bill, Purchase LUKU, Make payments to DSTV and DAWASCO, Manage your M-PESA account
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Channels
Payment Instruments
Cash I/O Description

April 204: 60,000 M-Pesa agents

April 2012: Ignacio Mas Daily Relevant: 15,000; Prior to this although market leader, fewer than 2000 agents.

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Cash I/O No Of Locations
Handsets
Technologies
Interoperability
All can receive but only Vodacom customers can Send/Hold accounts
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RegistrationProcess

Only Prepaid & Post-paid subscribers of Vodacom Tanzania may register for M-PESA. Registered M-PESA Customers may use all M-PESA customer services like Deposit Cash, Send Money, Withdraw Cash, Buy Prepaid Airtime, etc.

Unregistered Customers are mobile subscribers in Tanzania who have not registered for Vodacom M-PESA services. Unregistered Customers may belong to Vodacom or any other national mobile network. Unregistered Customers can only receive m-pesa money transfers from Registered M-PESA Customers and withdraw the same at any authorised M-PESA agent in Tanzania within 7 days.

Unregistered Customers cannot deposit or send transfers as they are not activated on the Vodacom M-PESA system.

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Main Segment Unbanked
Segment Description Primarily unbanked

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