Digital Money | Catalog of Digital Money Initiatives within Geographies

Details aboout initiatives in each part of the world

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PayPal Wallet from PayPal Pte. Ltd Malaysia	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.

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123 Network/ Fe'lucy Prepaid Card	Egyptian Banks Company (EBC) has introduced the national debit card brand 123 in Egypt and continues to launch and support innovative services.
12pay Mobile Billing, Austria	Austrian mobile payment services provider Dimoco has launched a new m-payment service called 12Pay, which is aimed at business customers. Using 12Pay, businesses can enable clients to pay for products and services via their mobile phone bills.
12pay Mobile Billing, Germany	Austrian mobile payment services provider Dimoco has launched a new m-payment service called 12Pay, which is aimed at business customers. Using 12Pay, businesses can enable clients to pay for products and services via their mobile phone bills.
1Euro.com - Europe	This service is a white-labelled service that allows their customers to take online payments through different payment instruments and channels and for small value payments.
1LINK Utility Bill Payment Service (UBPS) - Pakistan	Utility Bill Payment Service (UBPS) is an Electronic Bills Presentment and Payment (EBPP) system.

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2C2P Payment Services	2C2P is a Singapore-based startup that offers a range of services for accepting payments, making payment and enterprise solutions.
2C2P Payment Solutions	2C2P offers payment processing, alternative payment solutions, one-time card and enterprise solutions.
2can (MPOS from Smartfin)	2can is a Sqare like MPOS solution available from Smartfin in Russia.

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3 Citi Wallet
3 Hong Kong Mobile Banking	Mobile Banking Services on the 3 mobile network
3V Netherlands m-commerce Netherlands	The 3V Visa Prepay offering in the Netherlands allows consumers to link a debit card to their mobiles and use the funds to carry out purchases. Reloadable prepaid chip and pin Visa card. It has the security and support of the Visa brand and works in
3V O2 Money Ireland	The O2 Money card is available to purchase in O2 Stores nationwide by customers of any Irish mobile operator who are over 18 years of age. Customers can load from €20 to €350 per day onto their card. Being a Visa card, it can be used almost anywhere

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42 Coin	Unlike any other Altcoin, 42 will only have 42 Coins to exist, ever- and this is super rare even when mining

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99Bill Fast money accounts	99Bill Corporation is a leading independent third-party payment service provider in China, offering a range of electronic payment solutions to all kinds of enterprises.
99Bill Mobile Payments	99Bill Corporation is a leading independent third-party payment service provider in China, offering a range of electronic payment solutions to all kinds of enterprises.

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AasaanPay	AasaanPay is a mobile-as-point-of-sale solution. It enables retailers to take payments from their customers in a safe and easy manner.
Abagoos Wallet - Europe	Abaqoos is a non-bank card based payment tool or "virtual wallet" intended for use on the Internet, on mobile phones and with other digital channels.
ABC Kins Farmer's Benefit Card	The Agricultural Bank of China (ABC) offers a range of e-banking services across China.
ABC Palm Wallet	ABC launched the Palm Wallet and e-Palm contactless payments service in collaboration with CUP, China Mobile and China Telecommunications
Absa Online Internet Banking	Account to ATM service. CashSend allows Absa customers to send money to anyone in South Africa with a cellphone number, regardless of which mobile network they use or which bank they bank with. Send customer must have an ABSA bank account. Offers web
Accenture Mobile Wallet platform	The Accenture Mobile Wallet platform includes the Accenture Recommendation Engine, an integrated big data solution delivered via the cloud or on-premise through Accenture Analytics, which offers personalized recommendations to customers in real time.
AcceptEmail Bill Payment service	Electronic billing and payment solution utilizing the power of e-mail. Real-time generated images convey the current bill status, resulting in a comprehensive EBPP experience in the customer inbox.
Access Mobile (Access Bank Plc)	Access Mobile is the Mobile Banking service of Access Bank Plc. With it, a Customer can do basic banking transactions from the convenience of the mobile phone anywhere anytime.
ACCORD Card Scheme	ACCORD is a national card scheme operating in France.
Acculynk PaySecure	Acculynk PaySecure is an authentication and gateway platform that secures online transactions with a suite of software-only services backed by a patented authentication and encryption framework
Acculynk Payzur	Payzur is a white label real time P2P solution offered to financial institutions.
Accumulate Borica-Bankservice mobile payment service	Accumulate and Borica - Bankservice (BO-BS) have signed a strategic agreement to set the technology standard for secure and innovative mobile payment services in the Bulgarian market.
Acleda Unity service - Cambodia	Acleda Unity offers access to financial services to the whole community across all mobile phone networks.
Activa Slovenia	Activa is a card processor in Slovenia, managing Activa cards co-branded with Maestro, Mastercard, Visa and others.
Adaptu mobile wallet -USA - CLOSED February 2013	Adaptu offered a way for consumers to manage financial finances. With an interactive community, it is designed to help control finances.
ADCB Mobi service with Mobibucks UAE	The Abu Dhabi Commercial Bank (ADCB) partnered with Mobibucks (US mobile payments provider) in June 2011, to launch a mobile payment service branded as Mobi.
Adyen Shuttle
Adyen Wallet and Payment Services - Global	One of the most innovative and experienced PSPs currently on the market.
AFCU Mobile Banking USA	After downloading the mobile banking application to their phones, customers are able to see current balance information. They have also access to their transaction history, they can pay bills electronically and transfer funds from one account to anot
Affirm Two Tap Purchases - USA	Affirm offers two tap purchases and will provide merchants with digital charge card and allow a check on multiple data to ascertain credit worthiness before confirming a transaction.
Afric Xpress Txtnpay - Ghana	Vodafone Ghana in partnership with New York -Based Afric Xpress is to roll out a service that allows subscribers to buy air time and top up their credit, with a simple click on the phone. The service also affords Vodafone subscribers to use their air
Afrikpay	Afrikpay is a platform for remote payment by mobile and web with value added, optimized for Africa.
Afrimarket	Afrimarket is a conditional cash transfer, mobile money and international remittance service startup that launched in March 2013.
AgBank Transfer Telephone (ABC)	The Agricultural Bank of China (ABC) offers a range of e-banking services across China.
Agricultural Bank of China (ABC) Mobile Banking	The Agricultural Bank of China (ABC) offers a range of e-banking services across China.
Agricultural Bank of China (ABC) Online Banking	The Agricultural Bank of China (ABC) offers a range of e-banking services across China.
Ahalia Payments	Al AhaliaMoney Exchange Bureau offers remittances as well as domestic wage payments services.
Ahorro a la Mano	Ahorro a la Mano is a mobile money service launched in Colombia by BanColombia in 2013.
Aircash - Malaysia	AirCash allows Celcom customers both 2G and 3G - to use their mobile phones to transfer money to other AirCash users, remit money to foreign countries (initially to Indonesia), and top-up mobile airtime for themselves and others.
Aircel ICICI Mobile Money	Aircel partnered with ICICI to launch Mobile Money, a prepaid account for Aircel subscribers through which they can transfer funds, pay bills and enjoy other services from their mobile phones.
Airport Shuttle NFC Trial - Moscow ticketing	A trial was held by the Airport Shuttle between November 2010 January 2011, where 40 participants used Nokia 6212 NFC phones and posters to buy tickets.
Airtel Africa NFC Services	Airtel Africa announced in February 2011 that it will launch NFC services in Kenya, Tanzania, Gabon and a further nine African countries in early 2011. Oberthur will be its NFC Technology partner.
Airtel Mobile Payments India	Enables Airtel customers to pay via Airtel's mobile wallet service.
Airtel Money Chad	Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a
Airtel Money Congo	Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a
Airtel Money DRC	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban
Airtel Money Gabon	Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a
Airtel Money Ghana	201112: Relaunch as Airtel Money. Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT.
Airtel Money India	Airtel money service is a stored value card wallet offered by AMSL as authorised by RBI. It is a pre-paid payment instrument issued by AMSL for express and power accounts.
Airtel Money Kenya	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban
Airtel Money m-ligdi Burkina Faso	Airtel Money (Zap) is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap a
Airtel Money Madagascar	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban
Airtel Money Market - Ghana	Launched by Airtel Ghana in May 2012, this is a platform that allows airtel money wallet holders to shop for various products. It can be accessed from any internet enabled device including mobile devices .
Airtel Money Niger	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban
Airtel Money Partnerships Nigeria	In Nigeria as mobile operators are not allowed to lead in the provision of mobile money, Airtel works through bank partnerships including special MOUs with Ecobank and FirstBank.
Airtel Money RWANDA	Airtel has just launched mobile services in Rwanda and intend to follow this by a launch of Airtel Money.
Airtel Money Seychelles	Airtel Money earlier called Zap is a mobile payments service that has been deployed by Airtel group (formerly called Zain in Africa) across a number of their African operating companies, including Kenya, Uganda, Tanzania, Zambia, Malawi, Niger, Ghana
Airtel Money Sierra Leone	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban
Airtel Money Super Account Powered by Axis	Strategic alliance between Airtel and Axis Bank for banking and payment services on Airtel's mobile platform aimed at financial inclusion.
Airtel Money Tanzania	201112: Relaunch as Airtel Money. Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT.
Airtel Money Transfer Malawi	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Zap and ban
Airtel Money Uganda	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. "Mobile wallet rather than just MT. Can move money between Zap and ba
Airtel Money Zambia	Airtel Money is a Mobile Commerce service that allows you to access services that include money transfer, topup (own, other), access and manage Bank Account, Pay for utility bills. Mobile wallet rather than just MT. Can move money between Airtel Mone
Airtel Pay Online using Virtual Card Kenya	Airtel Money earlier called Zap is offered across a number of countries across Africa. 201109: Bharti Airtel's African unit has launched an online payment system - PayOnline enabling users to use their mobile handsets to make purchases. As per repor
Airtime Transfer and MoviCash card money transfer - El Salvador	Airtime Transfer and MoviCash card money transfer
Aktia Services Finland	The development of Aktia's web services is based on Tieto's eBanking Suite solution which offers tools, for example, for implementing internet and mobile services alongside the current basic banking services.
Al Ghurair Services	Al Ghurair Exchange offes remittances, payroll/ salary payment, utility payments and other services. It is approved by the ministry of labor to offer payroll services to companies operating in the UAE.
Al Mubasher Retail	Al Mubasher Retail is the internet banking service from Al Rajhi Bank that allows consumers to do most banking transactions anytime, anywhere with convenience and in a secure environment.
Alcatel-Lucent Mobile Wallet Global	Provides mobile payment and marketing services such as loyalty and coupons to operators and enterprises in a white labeled SaaS model.
alinma FS	Alinma has a broad array of electronic services which include Alinma Phone, Alinma Internet, and Alinma Mobile. Thus Alinma is able to interact with all segments of society providing partners with the full range of Alinma products and services.
Alipay Wallet (Part of Ant Financial Services)	Chinese online payments service that accepts most payment instruments but not e-wallets.
Alliance Bank Malaysia Berhad E-Money	Alliance Bank Malaysia Berhad, part of the Alliance Financial Group, is licensed as an E-Money issuer in Malaysia and offers a range of alternative financial products.
Allied Bank Branchless Banking - Pakistan	Allied Bank, the second largest bank in Pakistan is to shortly launch branchless banking.
Allied Wallet - USA	Allied Wallet enables customers to store, send, and receive payments. With over 52 million registered eWallet users worldwide, merchants can set up a free eWallet account and accept payments from this large and increasing global consumer base.
Allopass micropayment	Allopass is a leading micro-payments service in Europe since 2001. Allopass offers a range of payment solutions for merchant websites.
allpago	allpago international is a payment provider for Latin America supporting a range of Brazilian, Mexican and Latin American payment methods and payment processing.
Amar Xacbank Nomadic Banking Mongolia	XacBank, the Ulaanbaatar-based community development bank and microfinance institution, extends financial services to poor and underserved people, including nomadic groups, in remote and urban areas in Mongolia through cell phones and cash-handling a
Amazon Coins	Amazon Coin is a virtual currency from Amazon.com. It can be used to buy software for the Kindle and Android at the Amazon Appstore.
Amazon Early Digital Money Services USA	Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you
Amazon Flexible Payments Service	Amazon Flexible Payments ServiceTM (Amazon FPS) is the first payments service designed from the ground up for developers.
Amazon Mobile App Distribution and In-App Payments Service	Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you
Amazon Payments	Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you
Amazon Payments Germany	Amazon Payments offers a means to pay money online.
Amazon Payments Personal Account	Amazon TextPayMe enables users to send and receive money using their mobile phones. You can send and request mobile payment, check account balance, and perform other account management functions. You must activate your mobile phone number before you
Amazon WebPay	Amazon WebPay allows users to send, receive, and request money from other users from the Amazon Payments website.
AmBank Genie Mobile Banking	The AmBank Group is the fifth largest banking group in Malaysia. It offers a range of digital banking and digital money services, thanks to its e-money license.
AMC Albania Airtime Transfer	AMC subscribers can transfer a certain amount of money as airtime between subscribers in Albania.
Amex Serve America	Amex Serve is a peer-to-peer (P2P) mobile payment app that incorporates features and benefits found in many of American Express’ credit cards. With the Amex Serve app on your phone, you can pay friends, family and merchants.
Amex Serve Wallet Global	A digital payment and commerce platform that gives consumers a new way to spend, send and receive money with services that go beyond the existing global payment networks. Open - funded by any source: bank, or any card, not just Amex, or another Serve
Anam Ireland	Anam Service
Android Market Account Global - (Merged into Google Play March 2012)	Android Market is an online software store developed by Google for devices running the Android operating system. Its gateway is an application program ("app") called "Market", preinstalled on most Android devices, which allows users to browse and dow
Android Pay - UK	Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches.
Android Pay Australia	Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches.
Android Pay Hong Kong	Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches.
Android Pay Singapore	Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches.
Android Pay USA	Android Pay is Google's digital wallet platform that replaced Google Walletin 2015. It powers in-app and contactless purchases on Android phones, tablets and watches.
Anelik Uzbekistan	This is a traditional money transfer system operated by a subsidiary of Anelink Bank, Armenia. It operates similar to Western Union and has bank agents in most regions of the world.
anoncoin	Anoncoin is mainly targeting to be used through the invisible internet i2p and tor.
ANZ Gomoney	iPhone application that allows customers to send money to anyone with an Australian bank account using only their mobile phone number as an identifier. First application from major Australian bank to offer "pay by mobile" function.
ANZ Gomoney Papua New Guinea	iPhone application that allows customers to send money to anyone with an Australian bank account using only their mobile phone number as an identifier. First application from major Australian bank to offer "pay by mobile" function.
ANZ Mobile Wallet Commercial Launch	The ANZ mobile wallet utilises NFC, enabling customers to make purchases using their Android mobile phone wherever contactless cards are accepted.
ANZ Pacific Money Transfer card	Prepaid twin cards targeted at migrant money transfer.
Apple EasyPay wallet	Apple EasyPay In-Store payment using iPhone to scan a barcode and in-store terminal to enter PIN code/Apple ID to finalize transaction.
Apple iCloud Keychain	Recently received patent and provided a peek at a likely e-wallet icon for the i-Phone. Currently iTunes Sales $4.1b - plan to launch NFC
Apple Passbook Wallet	Apple recently received a patent for a digital wallet and virtual currency. This would build further on their current use of mobile phones to make purchases at stores and related to iTunes Sales.
Apple Pay - Australia	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - Canada	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - China	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - France	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - Hong Kong	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - Japan	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - New Zealand	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - Russia	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - Singapore	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - Switzerland	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - UK	Apple Pay is a mobile payment and digital wallet service by Apple Inc.
Apple Pay - USA	Recently received patent and provided a peek at a likely e-wallet icon for the i-Phone. Currently iTunes Sales $4.1b - plan to launch NFC
Arab Link	Arab Link provides a range of currency exchange and money transfer services for individuals and businesses. It claims to be the first exchange house in UAE to offer real-time account-to-account money transfer services via mobile.
ArCa card unified payment system	The ArCa card unified payment system (hereinafter ArCa) was introduced by the Armenian commercial banks and the Central Bank in 2001.
Arias Remittance USA	ARIAS Financial Solutions, a division of Micro f inance International Corporation (MFIC) , and Denarii Systems LLC announced a partnership wherein Denarii will utilize the ARIAS remittance platform as the back-end remittance processing and complianc
ARIE Money Transfer Services	Al Rostamani International Exchange (ARIE) offers a variety of services for cash to cash money transfer as well as online transfer.
Arvest Mobile Banking USA	After downloading the mobile banking application to their phones, customers are able to see current balance information. They have also access to their transaction history, they can pay bills electronically and transfer funds from one account to anot
Asda UK Contactless Payments (Streamline/Visa Europe)	Asda, the UK's second largest supermarket retailer, has launched a number of payments and financial services including contactless payments and foreign exchange.
ASEC NFC	On Track Innovations Ltd expanded the capabilities of the 84 transit ticket vending machines operated by its electronic ticket systems subsidiary, ASEC S.A., for the Mazovia Railway System in Poland in April 2014, to support NFC.
Asenso Kard	The Asenso Debit Kard is a prepaid Visa debit card offered to Filipino diaspora in the UK.
Asiacell Iraq Service Iraq	Asiacell services
Askari Bank Zong Timepey Branchless Banking	Askari Bank has an array of Alternate Delivery Channels that lets the customer bank 24/7 and is trialling branchless banking.
Astrocoin	Astrocoin is a new generation coin reared out of Litecoin. Like Litecoin, Astrocoin is open-source, uses peer-to-peer technology to function with no central authority, and relies on scrypt algorithm for proof of work.
AT&T USA	A wide variety of mobile banking options exist for AT&T users. August 2010: AT&T, Verizon Wireless, and T-Mobile plan to create a new mobile payment system that may replace credit cards and debit cards soon in America and later across the world. Thi
AT&T Mobile Banking USA	A wide variety of mobile banking options exist for AT&T users. August 2010: AT&T, Verizon Wireless, and T-Mobile plan to create a new mobile payment system that may replace credit cards and debit cards soon in America and later across the world. Thi
ATM Bersama Remittances and Mobile Banking	Mobile banking platform managed by Artajasa as lead bank and subscribed to by other banks
ATMCASH Network International Money Transfer	With ATMCASH consumers can easily send money online 24 hours a day, 7 days a week and the money can be withdrawn at more than 1.6 million ATMs in over 150 countries and in all 50 United States.
Atom App	Atom is an app based bank without any branches. It uses biometric security such as face and voice recognition (with fingerprint ID expected) to log-in to the App.
Atom Prepaid Payment	Atom Technologies offers mobile based payments, voice based payments and net banking services.
Atos Worldline Mobile Wallet	Atos Worldline brings together Atos Origin expertise in high-tech transactional services and is active in Payment processing in Europe.
Auchan Flash N Pay	Auchan Flash N Pay is a solution for mobile retail shopping that allows customers to use smartphones to store loyalty cards, coupons and shopping lists and make payments.
Auroracoin	Auroracoin is a cryptocurrency for Iceland. It is based on litecoin and is 50% premined. The premined coins are to be distributed to the entire population of Iceland, commencing on midnight 25th of March 2014.
Australia Low Value Clearing Service (LVCS) Australia	A switching facility provided by the Reserve Bank of Australia to facilitate the exchange of clearing files for the retail payment streams between participant institutions, including those operating on different networks.
Authorize.Net	The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably. Connecting a Web site to the payment processing networks is exceptionally difficult and typically beyond the expertise and technic
Avantgard Payments Ambit	Ambit Online Banking. Also offers payments suite. Corporate tansaction banking solution with focus on security, compliance (SEPA)
Avea and Garanti Bank Commercial NFC Payments	Avea and Garanti Bank became the first to launch a commercial NFC service in Turkey using a prepaid MasterCard PayPass service.
Avea Turkey and Garanti - Garanti Payment Systems	Avea Turkey Wallet Services
Axiata gloRequest Malaysia	Axiata Group Berhad, one of the largest Asian telecommunication companies, launched a hub that can connect its operator groups, enabling them to complete transactions as a group to provide consumers with international remittance and more.
Ayudhya Cardless ATM (Krungsri Bank) Thailand	Cardless ATM, provided by Bank of Ayudhya, is money transfer service without any ATM card or other cards. Recipient can withdraw money from 2,600 ATMs (Bank of Ayudhya) everywhere in Thailand.
Azimo Online Money Transfer	New online money transfer service based in UK.

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B-Pesa card	The B-Pesa card was launched in Tanzania in January 2014 by Smart Banking Solutions Ltd. The service allows a customer to transact at any B-PESA branded merchants, member banks or ATMs.
Baidu Wallet	Baidu Wallet is offered by the Chinese search giant and includes a cloud based purse, API, mobile payments, online payments and other services.
Banamex BancaNet 2.0	BancaNet, Banamex Internet Banking. Aims to be easy, fast and safe to make your banking transactions from the convenience of your home or office. Deposit your money into third party's account, either Banamex or from other banks Pay your credit cards
Banamex Móvil	To use the mobile banking service, Telcel users are required to change their SIM card with a special card with security settings available at Banamex branches.
Banamex NFC Services	Banamex launched the initial phase of the first major commercial contactless payments rollout in August 2012. This involved the issue of 100,000 MasterCard PayPass contactless cards and deployment of terminals in Mexico City.
Banca De Las Oportunidades Comcel Colombia Pilot	Banca de las Oportunidades is a government agency that lobbies for financial inclusion, about their new G2P pilot for "Familias en accion". FEA is a conditional cash transfer program started in 2002 by the Colombian government as a result of a seri
Banca Móvil Inbursa	Inbursa offers mobile banking services under the Banca Movil brand that include SMS and WAP based service.
Bancamigo Banrural Virtual Banking	Banrural Virtual Banking. Source of Micro-loans In Rural Guatemala
BancNet Financial Services	BancNet is the largest ATM Consortium in the Philippines and offers services that allow consumers to send money, pay bills, do cashless shopping, online shopping, mobile banking and earn rewards and promos.
Banco do Brasil FS	Banco do Brasil has successfully launched branchless banking and other innovative financial services. anco do Brasil is the largest public bank in Brazil. It had 15,300 agents as of 2011.
Banco Estado Mobile Banking Chile	BancoEstado is Chile's only state bank and the country's third largest lender. Most of BancoEstado's clients are low-income individuals that tend to have basic mobile phones and limited experience in using them for other than calls, the m-banking ser
Banco Popular Espanol Spain	Spanish bank Banco Popular Espanol and Telefonica launched a web-enabled mobile banking service for 3G iPhone and iPod Touch users. The service enables Telefonica subscribers to check their Banco Popular Espanol bank accounts, send money, make purcha
Banco Postal Conta Mais Branchless Banking	Banco Postal Conta Mais Branchless Banking is a deposit account offered by the Postal Bank that can be managed through agents.
Banco Sabadell Carta mobile wallet	Banco Sabadell is piloting the Carta mobile wallet using Host Card Emulation (HCE) technology from Carta Worldwide.
Banco Santander Banca Móvil / SuperMovil Mexico	Banco Santander Mexico launched their mobile banking service Supermovil in July 2012.
Banco Santander Online Banking - Mexico	Santander Mobile Banking Service
Bancomat card network and PagoBancomat domestic debit card scheme	BANCOMAT/PagoBANCOMAT cards claim to be the most widespread cards in Italy and are issued by banks and by other specialised parties which adhere to the circuits in question.
Bancomer Cellularizate cashless payments	These are small payments initiated from the mobile and paid from the new Bancomer Express Accounts.
Bancomer Movil	Bancomer Movil service allows users to check their account balances, transfer money between accounts, and pay for goods purchased at retailers affiliated with the Nipper mobile payment system.
Bancomer Transfer Services (BTS) and VMT	Bancomer Movil service allows users to check their account balances, transfer money between accounts, and pay for goods purchased at retailers affiliated with the Nipper mobile payment system.
Bancontact/MisterCash	Bancontact/Mister Cash is the leader in the Belgian electronic card payments market and offers an online, real-time product, which is suitable for all forms of card payments.
BancoPosta PostePay & Go Prepaid Card	Bancoposta is part of Posteitaliane and offers a set of financial services including bank accounts and prepaid cards.
Bangladesh Post Remittance in minutes Bangladesh	ITCL and the Bangladesh Post Office are rolling out this initiative to enable people to remit money to any part of the country within minutes leveraging the mobile and a postal cash card instead of the existing Money Order Service which take almost a week
Banglalink Bangladesh	Banglalink in collaboration with Dhaka Bank Ltd (DBL) jointly launched mobile remittance through Western Union, claimed as the first ever for Bangladesh as well as for South Asia.
Bango - Brazil	The Bango technology determines how and when to collect payment based on how cost-effective it is to process using that method. Micro-transactions work particularly well processed through the phone bill, but the tickets will be billed to a user's pay
Bango Payment and Mobile Billing	The Bango technology determines how and when to collect payment based on how cost-effective it is to process using that method. Micro-transactions work particularly well processed through the phone bill, but the tickets will be billed to a user's pay
Bango provides Digital Content Carrier Billing for Facebook	The Bango technology determines how and when to collect payment based on how cost-effective it is to process using that method. Micro-transactions work particularly well processed through the phone bill, but the tickets will be billed to a user's pay
Bank Asia - Hello	The bank has permission for Mobile Financial Services but these are yet to be commercially launched.
Bank Asia FS	The Bank offers online banking with added delivery channels like ATM, Tele-banking, SMS and Net Banking. It has received permission to launch full Mobile Financial Services.
Bank Islam - DB	Bank Islam, established in 1983, is the first Shariah-based institution in Malaysia. It offers a range of innovative banking services and is an e-money issuer.
Bank Mandiri 24-Hour Services - Internet and Mobile	24-Hour Service is an electronic distribution channel of Bank Mandiri which consists of Mandiri ATM, Mandiri SMS, Mandiri Internet and Mandiri Call.
Bank Millennium Digital Banking	Bank Millennium has seen a strong growth in digital channels usage in retail over 2013.
Bank of America M-Payment trial	Bank of America launched a mobile payment trial with microSD Cards for customers who paid with BlackBerry phones in three cities. The payment applications were MasterCard PayPass or Visa payWave.
Bank of America Mobile Banking	Bank of America grew mobile users by 4% in the first quarter of 2014, and shed 1% of its branches. Mobile users stand at 15 million, having grown by 20% within one year.
Bank of Asia Nepal iTouch Financial Services	Bank of Asia provides online services that include eAlert (email based service), malert (SMS based service), iTouch (Web based service), iTouch Mobile Banking and eSewa Services.
Bank of China (Hong Kong) E-wallet	Bank of China (Hong Kong) has launched mobile banking and other innovative financial services for customers in Hong Kong (China).
Bank of China Malaysia Great Wall Prepaid Card	Bank of China (Malaysia) Berhad (BOCM) recommenced business in Malaysia on 23rd February 2001. It offers an innovative e-money service.
Bank of Commerce Mobile Banking Libya	Domestic account to account transfer launched and very popular
Bank of Ireland 365 Online Banking and Mobile Banking	Bank of Ireland offers online banking and mobile banking to supplement the 250 bank branches across the country.
Bank of Kigali BK YACU BB Service	Bank of Kigali launched and agency banking platform in June 2013.
Bank Rakyat Indonesia (BRI) E-Banking	Bank Rakyat Indonesia(BRI) results published in April 2013 show a strong focus on new digital channels and micro banking services.
Bank Zachodni WBK and Polkomtel NFC Payment Trial Poland	Bank Zachodni and mobile operator Polkomtel coducted an NFC trial were 500 customers made low-value purchases in three cities using Samsung NFC phones with a Visa payWave debit application stored in SIM cards.
BankAxept national payment scheme Norway	BankAxept is the national payment scheme in Norway. It was established in 1990 to replace costly cash and check payments with an electronic service.
Bankgirot Auto Giro Online	One of the two major retail payment systems in Sweden
Banki Mmanja Mobile Banking Malawi	Opportunity International Bank of Malawi (OIBM), the leading provider of microfinance services in Malawi, has launched a mobile phone banking system named 'banki m'manja' to enable its customers to check their account balance, transfer funds, conduct
Bankinter Madrid Spain NFC trial	Bankinter enabled NFC payments using Samsung S5230 phones at about 10 restaurants and stores in Madrid.
Banknet	Banknet is MasterCard’s global telecommunications network. It is the foundation of their payments processing platform and is built as a virtual private network (VPN).
BanKO Mobile Microfinance Services Philippines	BPI Globe BanKO (BanKO), the country's first fully mobile savings bank advocating financial inclusion for the country's unbanked, rolled out microfinance services targeting the lower income segments.
Bankomatowy (Przekaz Bankomatowy) Ria-Euronet	Bankomatowy is a money transfer service that since 2010 allows people from UK, Ireland, Italy and Sweden to sent money to Poland, for direct withdrawal at a Euronet ATM.
Bankplus Mshift Mobile Banking USA	BankPlus Bank has launched Mshift mobile banking from Digital Insight
Banorte & IXE Net Online Banking	Banorte has positioned itself as a major player in the correspondent banking segment, with Telecomm-Telégrafos and 7-Eleven as two of it's major agent networks.
Banorte Fondo Personal MiFon	Banorte MiFon is a simplified account where the user links their cell phone of any company and rate plan to a bank account and transacts through SMS messages, ATMs and at select shops.
Banorte Movil Argentina	Banorte Movil is a mobile banking solution that allows you to use your mobile phone to access your balance and transaction information, pay your bills and credit cards, transfer funds, top-up your mobile phone, and more. Application for iPhone, iPod
Banorte Móvil Mexico	Banorte Movil is a mobile banking solution that allows you to use your mobile phone to access your balance and transaction information, pay your bills and credit cards, transfer funds, top-up your mobile phone, and more. Application for iPhone, iPod
Bansefi Cuenta con Tu Gente and BAR website	Cuenta con Tu Gente (Account with your People) is an account that can be created by a sender in the USA and then activated by the beneficiary in Mexico.
BANSEFI MÁS MasterCard-branded card	Banco del Ahorro Nacional y Servicios Financieros (BANSEFI) Developing bank is the state bank that promotes transformation of the semi-formal sector and offers services for the unbanked, lower income population in Mexico.
Bansefi Prepaid Cards and Debicuenta	Oportunidades is a government social assistance program in Mexico founded in 2002. It is a conditional cash transfer (CCT) program that is being moved to electronic transfer as per Ministry of Finance ruling.
Baoshang Bank BB	Since 2002 Baoshang Bank has focussed on micro and small enterprises as their core clients and has developed branchless banking services.
BarclayCard Contactless initiatives - 2010 UK	BarclayCard Contactless mobile payment initiatives
Barclays International Payments - UK	Barclays International Payments allows online payments to 90 countries and in 60 different currencies (as of June 2012).
Barclays Payband - UK	Barclaycard launched PayBand in the summer of 2013 in UK. This is a wrist band that allows people to pay for food with contactless payments of £20 or under. It has been launched for the British Summer Time festival.
Barclays PayTag contactless sticker	Person-to-person payments service that enables customers in UK to send and receive money using mobile phone numbers.
Barclays Pingit Mobile P2P - UK	Barclays has launched a person-to-person payments service that enables Brits to send and receive money using mobile phone numbers. To send money through Barclays Pingit, users download a free, password-protected app for their iPhone, BlackBerry or An
Bart mobile payment service - CLOSED Feb 2014	Bart is a mobile payment service that was launched by Swedbank. It allowed consumers to pay with their mobile phones at the Hemköp, Willys, Willys hemma, Tempo and Prisxtra.
BASE M-banxafe Belgium	Links bank card and SIM card to execute transactions like top up, payment through mobile. Supports banking transactions: payments, check the account balance and check bank transactions. User signs up and can then initiate payment requests using mobi
BASE Wallet	The BASE Wallet is a digital Maestro card and mobile app provided by E-Plus Wirecard has been supporting the mobile phone brand BASE as it launches the mobile BASE Wallet with a prepaid payment card on the market.
BBM Money	BBM Money offers BlackBerry customers the ability to create and access a mobile money account from their BlackBerry smartphone and make real-time payments to BBM contacts who are also signed up to the service.
BBVA Compass Bank services	With Mobile Banking you can bank right from your mobile phone. It's a fast, easy and convenient way to manage your BBVA Compass accounts. Mobile Banking is available to all Online Banking customers, either through simple text messaging or a mobile de
BBVA Dinero Express Spain	Dinero Express is a group subsidiary in the immigrant segment that operates a chain of one-stop shops exclusively for these customers.
BBVA Wallet Chile	The BBVA wallet is a free app from BBVA, based on the Visa V.Me wallet. It allows consumers to perform operations using their mobile phones, shop online and pay with a mobile.
BBVA Wallet Spain (Extended to HCE)	The BBVA wallet is a free app from BBVA, based on the Visa V.Me wallet. It allows consumers to perform operations using their mobile phones, shop online and pay with a mobile.
BCA Flazz Prepaid Card	BCA offers m-BCA for mobile banking as well as a range of mobile and online payment services.
BCR Romania Financial Services	BCR Romania offers a range of digital banking services including mobile banking and Internet banking.
BDO Remit	BDO offers both domestic and international remittances. It offers Peso or dollar payout at BDO and SM.
Beam Initiative in India	Suvidha Payment service in India is a simple money service that provides airtime recharge, money transfer, bill payment, ticket booking and online payment.
Beijing Municipal Administration and Communications Card (Yikatong)	The Beijing Municipal Administration and Communications Card (Yikatong) is a stored value contactless card used for public transportation and other services in Beijing.
Belfius Direct Net	Belfius (formerly Dexia) has launched several mobile and web based banking initiatives.
BelfiusWeb Mobile/ Belfius Direct Mobile	Belfius Direct Mobile is a smartphone based mobile banking application launched in February 2014 by Belfius (formerly Dexia).
Belgacom PingPing	PingPing, a brand of the Mobile-For company, is an mobile micro-payment platform which allows users to purchase products and services using their mobile phones (max. 25€/transaction). The PingPing platform is open to all mobile phone users in Belgi
Bespoke Offers from Barclays	Bespoke Offers gives consumers a wide range of offers which are advertised and made availabel by the service from Barclaycard, on behald of third party merchants.
Bill Me Later US Canada	Bill Me Later, a PayPal service, is a convenient and secure payment method designed for purchasing on the web or over the phone. As an open-end credit account, Bill Me Later provides you with the flexibility to purchase without using your credit card
Billetera Personal Paraguay	Electronic wallet which allows users to make money transfers, merchant payments and bill payments. Billetera Personal operates over a linked no frills bank account, provided by partners Banco Atlas and Banco Continental.
Billtomobile Direct Carrier Billing	Direct Carrier Billing service -buy on web or mobile; BlltoMobile is the premier provider of mobile payments for web purchases in the U.S., and the only company who has directly connected its mobile payments platform to all Top 3 US carriers. In 2010
Bim - asbanc, Ericsson	ASBANC, Peru's National Bank Association, and Ericsson have launched mobile financial services that aim to include 2.1 million unbanked Peruvians by 2019.
Bit$ Wallet	Antel Uruguay and Banco de la Republica Oriental del Uruguay(BROU) have launched this service for mobile payments.
BitBar	BitBar claims to be a unique alternative to bitcoin. It is a compilation of two projects by the RareCoin project and FairNova project,attempting to join all features in one coin.
Bitcoin	Bitcoin is an experimental new digital currency that enables instant payments to anyone, anywhere in the world. Bitcoin uses peer-to-peer technology to operate with no central authority.
Bitcoin-Central	Bitcoin-Central claims to be working through LEMON WAY, payment institution responsible for keeping PAYMENT ACCOUNTS in Euro under the provision of the PAYMIUM payment SERVICE.
BitGo	BitGo claims to be the world's most secure wallet. It claims to offer bank-grade security for Bitcoin. It provides three keys to secure each wallet, with BitGo holding one and users holding two.
BitPesa	BitPesa claims to offer remittance services by allowing senders to send bitcoin, which is converted by BitPesa into Kenya Shillings. They claim this is cheaper than competitors.
bKash Mobile Wallet Bangladesh	bKash payment facilities are available at Rahimafrooz Superstores (RSL) Agora outlets. Agora now comes together with bKash payment platform that allows transactions via mobile phones, such that customers do not need to pay in cash.
BKM Express Digital Wallet for e-commerce	Turkey gets digital wallet for e-commerce BKM (Interbank Card Center of Turkey) has launched "express" digital wallet platform for all cardholders to make e-commerce purchases easier and faster.
Bling Nation Service US Canada	Bling Nation technology was used in one of the first commercial NFC payments system launched in the USA.
Blockchain My Wallet	Blockchain offers My Wallet as a free online bitcoin wallet which consumers can use to make worldwide payments for free.
Bluebird	Bluebird is a financial account designed in partnership by American Express and Walmart. Bluebird is not a bank account and is not issued by a bank.
BMO Wallet	Bank of Montreal launched their BMO wallet based on the MasterCard MasterPass wallet in April 2013.
Bmobile Trinidad Tobago Airtime Topup	The company allows consumers who are overseas looking for an authorized bmobile store in their area to select their location and obtain a list of stores in their area.
BNY Mellon SWIFT Global	Have positioned themselves as white-label utilities, enabling others to compete in money transfers with their own brands. Added Mobile Access to its Remit Worldwide(SM) Service.
BOFA Mobile Banking USA	Bank of America has launched the 'Bank the Way you Live' online banking micro site. The micro site features information on tools that allow its customers to control and manage their personal finances online, via mobile handset or smart phone. Persona
Boku Accounts Mobile Wallet through Carriers - USA	BOKU has added Prepaid Accounts with a mobile app provided through mobile operators, to its earlier payment method for online purchases using mobile phone number and mobile billing.
Boku Payments for physical goods and services - UK	Boku partnerships with MNOs in the UK allow merchants selling magazines and bus tickets to allow consumers to pay using their mobile phones with purchase charged to phone bills.
Boleto Bancario Brazil	One of the fastest growing online payment options in Brazil. It has gained more than 20% of the ePayments marketshare in less than 2 years. Boleto Bancário is an end-consumer push payment method which processes around 20 percent of the ePayments in B
Boleto Bancario EBANX	Boleto Bancario EBANX is a Brazilian payment method tailored for international e-merchants who need to receive payments from Brazilian customers.
Bolsa Familia Citizen Cards Brazil	Bolsa Familia is a social welfare program of the Brazilian government and as of October 2012 it is the largest conditional cash transfer program in the world.
Boom (Formerly M-Via)	M-Via is a mobile payment service that lets you send or receive money internationally on any type of phone — even if you and your recipients don't have bank accounts. m-Via's tagline is "Sending cash, now as easy as making a call," or, alternatively
Boom (Formerly M-Via)	Boom is a mobile payment service that lets you send or receive money internationally on any type of phone — even if you and your recipients don't have bank accounts. M-Via's tagline is "Sending cash, now as easy as making a call," or, alternatively
Boom money transfer	Boom (formerly M-Via) is a mobile payment service that claims to let you send or receive money internationally on any type of phone even if you and your recipients don't have bank accounts.
BORICA Cash M	Cash M is a service that allows sending money from a bank account, bank card or in cash at a bank office, notifying the recipient by the use of a mobile phone and withdrawing the cash from an ATM.
BORICA mobb	mobb is a unique service for bank cards management and payments via mobile phone in Bulgaria.
BORICA Payment Services	eFaktura.bg is a complete solution for B2B and B2C exchange of digital documents. eFaktura.bg connects issuers of e-Invoices and their recipients in a single environment.
BOSS Revolution International Money Transfer	In August 2013 IDT subsidiary, IDT Payment Services, a licensed money transmitter launched an international money transfer service over its flagship Boss Revolution payment platform.
BPAY Bill Payments Service Australia	BPAY aims to allow consumers to pay bills quickly and securely, 24/7 through Internet or phone banking service. Unique as a single bill payment service adopted across the banking sector.
BPI Mobile Banking Philippines	Mobile Banking. Disbursement of loans, payroll services, and loan repayments. Bank with your cellphone, whenever you want, wherever you want. Enjoy full mobile banking convenience using selected Globe SIMs.
BPR Mobile Banking Rwanda	Access to banking services anytime, anywhere just with your mobile phone. Insight into, flexibility with and control of your bank account 24/7. You don't need to queue anymore for basic banking services. It is Modern and smart - uses the latest tec
BRAC Corporate Internet Banking	BRAC Bank has implemented a number of alternate delivery channels for providing electronic banking.
BRAC Online Banking	BRAC Bank has implemented a number of alternate delivery channels for providing electronic banking.
BRAC Probashi Financial Services	BRAC Bank has implemented a variety of services for "Probashis" or non-resident Bangladeshis, including remittance and non-resident banking.
Bradesco Claro Mobile Wallet	Claro has partnered with Bradesco to launch an NFC-based mobile wallet that supports payment for goods at retail outlets. It is to first launch in Sao Paulo and will work at over 200,000 payment points when it launches in the first half of 2014.
Bradesco Financial Services	Banco Bradesco has launched branchless banking operations at mass scale in Brazil, through 24,200 of it's own agents and Banco Postal outlets.
Braintree Payments Gateway	Braintree helps online and mobile businesses around the world accept credit card payments by providing a merchant account, payment gateway, recurring billing and credit card storage.
BS Mobile	Banco Sabadell offers mobile banking through BS Mobile, the service that enables consumers to operate and check their accounts from a smartphone or tablet.
BSNL India Post Mobile money order India	India Post had already launched the iMO web based Instant Money Transfer. This is now the mobile initiative. In the first phase of BSNL s plan, anyone who wishes to send a money through the money (order) transfer service will have to go to his neares
BTCC Voucher	BTCC Voucher is the new CNY deposit method of BTC China that can be instantly credited into a BTC China account. The BTCC Voucher escrow function allows people to trade the BTCC Vouchers with others.
Bualuang Ibanking Thailand	The bank is one of the only banks in Thailand using an international mobile banking solution. Customers can now access Bangkok Bank's internet banking platform, Bualuang iBanking, securely on their mobile phone.
BukaDompet	BukaDompet is a virtual wallet for users to store remittances and refunds on the Bukalapak system.
Bumiputera Digital Banking services	Bumiputera offers internet banking, mobile banking, bill payment, ATM and telephone banking services.
Bump Pay from Bump Labs	Bump Pay lets you pay a friend by typing in the amount of money you'd like to send, and then tapping your phone against your friend's phone.
Buyster France	Buyster was launched to enable online payment. Consumers associate a bank card with their mobile phone number to pay over the Internet using a fixed or mobile phone without releasing bank details.
BZWBK24 Internet and Mobile	BZWBK24 is a digital banking service from Bank Zachodni WBK.It has internet and mobile services that allow customers to manage banking and payments.

Title	Abstract	Icon
Caixa Facil accounts and Branchless Banking Brazil	Based on POS and card - customer must visit participating retail agent to conduct transaction. Transfer funds between accounts. Text message to confirm a credit or debit card transaction (including those not originating via m-FS). Customers of Caixa
Canada epost Online Bill Payment	Free online bill presentment service offered by Canada Post to view, pay and manage selected bills online.
Card Case Square USA	A way for shoppers to pay by simply giving their name to the merchant. Customers would use a new feature on Square's iPhone or Android apps, called Card Case, to make payments. Merchants would use one called Register to ring up and track purchases.
Card Complete Service Bank Europe	With over 18 years experience in the payment industry, Complete Card Services offers a full range of Visa/MasterCard merchant accounts and payment solutions. Card Complete Service Bank Ag offers cashless payment solutions. The company was formerly
Cardis Plugin for Low Value Payments	The Cardis plug-in claims to be the first solution of its kind designed to significantly reduce the cost of using the existing payments infrastructure to drive electronic low value payments.
Carry Cash in Card (C3)	C3 (Carry Cash in Card) card is offered by Transaction Analysts (TA) in India, with RBI authorisation for PPI business.
CartaSi Bancomat	CartaSi Card Scheme is a leader in the credit cards market in Italy.
Cartes Bancaires	CB is the the national interbank network of France. It combines around 130 credit and payment institutions.
Cash on Tap	Cash on Tap is provided by EE for paying for goods and services using mobile phones.
CASH Switzerland e-wallet Switzerland	National rollout of a Proton-based scheme, called CASH by banks in Switzerland in January 1997.
Cashcloud Belgium	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud France	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Germany	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Italy	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Netherlands	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Poland	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Portugal	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Romania	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Russia	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Tunz E-Money account	The cashcloud solution on smartphone (iPhone, Android) offers payments services in Germany, France, Spain and the Netherlands.
Cashcloud Turkey	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashcloud Ukraine	The cashcloud solution on a smartphone (iPhone, Android) expects to offer mobile payment functions after securing funding in July 2013.
Cashless Betalen Netherlands - Cashless Payment with MiniTix	Multicard, a supplier of credential solutions, identity management and system integration services and a business unit of Identive Group, Inc., has announced the expanded roll out of its Cashless Betalen mobile payment solution across Holland. Cash
Cashlog Mobile Payments - Italy	Cashlog is Buongiorno's mobile payments solution based on carrier billing system.
Cashna	Cashna a privately-held Business in New South Wales, Australia and headquartered in the Middle East.
Cashna - KSA	Cashna a privately-held Business in New South Wales, Australia and headquartered in the Middle East.
Cashna - UAE	Cashna a privately-held Business in New South Wales, Australia and headquartered in the Middle East.
Cashsend Absa South Africa	Account to ATM service. CashSend allows Absa customers to send money to anyone in South Africa with a cellphone number, regardless of which mobile network they use or which bank they bank with. Send customer must have an ABSA bank account. Offers web
Cashu online payment Service KSA	cashU is a Payment Service Provider with a focus on internet payments in Middle East and North Africa. Credit cards have been the traditional way to pay online, but culture reluctance to use credit cards has resulted in a very low penetration in alm
Cashu online payment Service MEA	cashU is a Payment Service Provider with a focus on internet payments in Middle East and North Africa. Credit cards have been the traditional way to pay online, but culture reluctance to use credit cards has resulted in a very low penetration in alm
Cashu online payment Service UAE	cashU is a Payment Service Provider with a focus on internet payments in Middle East and North Africa. Credit cards have been the traditional way to pay online, but culture reluctance to use credit cards has resulted in a very low penetration in alm
Cebuana Lhuillier Pera Padala	Cebuana Lhuillier, the largest pawnshop network in the Philippines, offers a range of Financial Services.
Cebuana PeraPal	Cebuana Lhuillier, the largest pawnshop network in the Philippines, offers PeraPal as a means for people without credit cards to pay for online transactions.
Celexpress Colombia	CelExpress announced its launch claiming to be the first company to provide commercial transactions via mobile and virtual platforms. The company offers moeny transfer from the US.
Cellcard Cash Cambodia	Cellcard Cash is a new service that allows you to store cash in your mobile phone, which you can then use to make various transactions. With Cellcard Cash, you can send money to anyone across Cambodia, top-up your Cellcard prepaid account and even p
Cellcom ICC-Cal e-wallet JV	Cellcom Israel Ltd.and Israel Credit Cards-Cal Ltd (ICC-Cal) (Visa) are to sign a cooperation agreement to turn the mobile phone into an e-wallet using NFC.
Cellmoni Papua New Guinea	Cellmoni is a financial service like a bank where you use an ATM machine to withdraw cash from a private account. With Cellmoni, Digicel Financial Services Ltd is like the bank and your mobile phone is the ATM card. It's completely free to register a
Cellulant Paymee Mobile Money	Cellulant Nigeria Limited is a leading mobile commerce network operator in Nigeria. In October 2012 Cellulant was granted a licence by the Central Bank of Nigeria (CBN) to operate Mobile Payments Services in the country.
Cellulant Solutions Africa	Cellulant Nigeria Limited is a leading mobile commerce network operator in Nigeria. In October 2012 Cellulant was granted a licence by the Central Bank of Nigeria (CBN) to operate Mobile Payments Services in the country.
Celpaid Ivory Coast	Celpaid is an authorised Electronic money institution and mobile payment provider with a national network of agents in Côte d'Ivoire.
Celpay DRC	Celpay was puchased by First Rand Bank so it is a bank. It has operations in Zambia, DRC (not yet Tanzania) with offices in The Hague; Netherlands and in London. Celpay facilitates banking services and payment solutions using cellular network infrast
Celpay Services - Africa	Till recently main mobile player in Zambia. Focus on Person-to-business bill payments and B2B. Celpay is not an operator. Celpay facilitates banking services and payment solutions using cellphone. It is a Mobile Banking company that has operations in
Celpay Zambia	Till recently main mobile player in Zambia. Focus on Person-to-business bill payments and B2B. Celpay is not an operator. Celpay facilitates banking services and payment solutions using cellphone. It is a Mobile Banking company that has operations in
Central Bank of Ecuador Mobile Wallet	Central Bank of Ecuador to launch mobile wallet this year, to allow users to receive money, pay for taxi and make small payments through SMS
CentralCoin	CentralCoin was a method of online payment for internet financial transactions. It claims to have been owned and managed by Gateway Financial Services Limited. It was subsequently shut down in 2007.
Centtrip Prepaid Card and Centtrip App
Century Commercial Bank (CCBL) FS	CCBL introduced mobile banking in August 2012.
CEPAS Singapore e-Purse Singapore	CEPAS, or Contactless e-Purse Application, is a Singaporean specification for an electronic money smart card. CEPAS has been deployed islandwide, replacing the previous original EZ-Link card effective 1 October 2009. The vision of CEPAS is for Singap
Cetelem	Cetelem is a national card scheme operating in France.
CGD Portugal and Visa Europe Mobile Alerts Portugal	CGD Portugal and Visa Europe Mobile Alerts
Charge Anywhere Mobile Payment	Charge Anywhere Mobile Payment is an MPOS solution from Charge Anywhere LLC.
Chargify recurring subscription billing	Chargify is a web service that manages the recurring billing for their customers' subscription-based business.
Chase Mobile Checkout	Chase Mobile Checkout allows businesses to accept credit and signature debit cards through their MPOS solution.
Chase Paymentech Online Payments	Global leader in payment processing and merchant acquiring and a specialist in customer-not-present (CNP) transactions. Chase Paymentech Europe Limited, trading as Chase Paymentech, is a subsidiary of JPMorgan Chase Bank, N.A. (JPMC) and is regulate
Checkout Finland Oy Service Finland	Checkout is a payment institution supervised by the Financial Supervisory Authority. Checkout for payment transfer service transmits consumer payments to the seller.
Cheers Mobile India	Cheers Mobile Service is offered by Etisalat DB Telecom Pvt. Ltd. Etisalat DB Telecom Pvt. Ltd. is a joint venture between Etisalat, one of the world's largest telecommunication companies with over 100 million customers across 19 countries globally a
Chess Pure VAS e-Wallet	Chess's PURE Payment platform is the combination of PSP payments and Cashless terminal transactions. Focus on cost reduction and integration. PURE ROUTER, the intelligent business rule driven payment module for Online payments. PURE VAS, virtual acco
China Bank FS	China Bank has a range of innovative financial services. In 2005 the Bank launched China Bank On-time Remittance and China Bank Online.
China M-world	China's largest mobile banking provider. Would not reveal numbers but claims monthly transaction volume of 5-6 billion in 2008.
China Mensheng mobile wallet	China Mensheng offers personal online banking, mobile banking and mobile wallet services, as well as other self service banking. It also offers corporate online banking.
China Mobile and China UnionPay commercial launch of NFC	China UnionPay and China Mobile venture to allow consumers to "swipe" their mobile phones to pay at POS terminals labeled with the "Quick Pass" NFC payment logo, but also to be able to pay via Remote Payment.
China Telecom and China Unionpay Joint Venture	May 2010: China Telecom signed agreement with China UnionPay to cooperate in bank card payment in the telecoms and e-commerce sectors. China Telecom and China UnionPay will promote mobile phone payments and will pilot mobile payment-related service
China Telecom-Changsha NFC through Watchdata Simpass	Simpass is an NFC add-on from Watchdata used by China Telecom and Changsha Public Transport to provide an "EasyPay All-in-One Mobile" service.
China Unicom financial services	China Unicom is working with China Merchant Bank to roll out the Unicom Merchant Bank mobile wallet. This is to to use Gemalto's UpTeq NFC SIM to secure the service.
China Unicom Wo-Wallet	China Unicom along with three partners, CITIC Bank, EverbrightBank and GuangfaBank released their mobile wallet product Wo-Wallet in September 2013.
China Unionpay Intel Identity Protection services	China Unionpay is the bankcard association founded in 2002 and supplies bank cards to all banks in China and for cross-border use. They also offer online payment and mobile payment services.
China Unionpay Services	China Unionpay is the bankcard association founded in 2002 and supplies bank cards to all banks in China and for cross-border use. They also offer online payment and mobile payment services.
Chipknip (To be discontinued from Jan 1, 2015)	Smartcard-based prepaid instrument (reloadable and non-reloadable) that provides instant and irrevocable offline low-value payment transactions at the POS
Chirpify - USA	Chirpify is a social commerce and payments company that has recently launched payment services associated with in-stream mobile media transactions.
Chunghwa Telecom NFC Dongle Taiwan	Chunghwa Telecom , Taiwan's largest mobile operator developed its own NFC bridge device or dongle, to showcase NFC technology at a large flora exhibition in Taipei starting in November.
CIBC Mobile Wallet	CIBC in partnership with Rogers Communications launched a joint mobile payment solution in Canada in November 2012, allowing Canadians to pay for small ticket items with their CIBC credit card
CIMB Clicks - CIMB Niaga Online Banking	CIMB Niaga was first to introduce online banking in 1991 and now offers a range of banking and payment services to consumers in Indonesia.
CIMB Niaga Go Mobile (Ponsel Banking)	CIMB Niaga was first to introduce ATM access and online banking and now offers a range of banking and payment services to consumers in Indonesia.
CIMB Niaga Rekening Ponsel - Branchless Banking	CIMB Niaga introduced a new cellular banking service in March 2013 through which it expects to gather an additional Rp 1 trillion ($103 million) in customer deposits in 2013, attracting 500,000 new customers.
CIMB Octopay and Remittances- Malaysia	CIMB bank offers a range of innovative financial services products. CIMB Bank is one of 7 banks with an E-money license as of March 2013, so we expect to see more innovative services announced in the near future.
Cimbal USA	Cimbal is the first electronic mobile payment solution that works in-store, online and person-to-person. Cimbal's server-based solution ensures secure transactions at every level for stores, e-commerce transactions and between individuals. Because Ci
Citi Bank Malaysia FS	In Malaysia, the locally incorporated Citi Bank offers a range of innovative services. It is one of only 7 banks in Malaysia with an E-money license.
Citi Cash-To-Mobile Korea	Citi India, a subsidiary of Citigroup, has launched a service dubbed Cash-To-Mobile. The product is designed to enable Citi India corporate customers to collect receivables from their retailers or customers using mobile payment technology.
Citi Contactless Sticker Rollout	Citi To Launch Contactless Sticker Rollout. Citi plans to roll out passive stickers to credit card customers, which they can attach to their phones or other devices to tap to pay wherever MasterCard PayPass is accepted.
Citi Parkmobile USA	Parkmobile USA, Inc., a leading provider of cashless parking solutions to municipalities and parking providers around the world, has selected Citi to offer a mobile payment services to Parkmobile customers.
Citi Payment Tag	In summer 2012 Citi launched "Payment Tag" which is essentially Stickers for contactless mobile payment.
Citi Prepaid Cards Global Service	Custom electronic prepaid. Branded, reloadable and Virtual cards. Predetermined limit. Can be used by anyone. Issuers: Reduce per payment cost, mitigate risk. Consumer: Faster access, online management tools; end-to-end solutions
Citi Quikremit White Label Global Remittance Service	Mobile Money Ventures (MMV) , a joint venture of Citi and SK Telecom, announced its first customer implementation with Citibank Hong Kong to deliver mobile financial services to its customers in Hong Kong in Q3 2008. The first batch of services avai
Citi Tap & Pay Global	NFC Mobile Payment Servivces
Citi Visa Prepaid Card Pakistan	Citi is the largest global provider of corporate and government prepaid card solutions and enjoys a 13-year history in this space.
Citi Wallet USA	Citi Wallet is a free service designed to make online shopping easier and more convenient with thousands of online stores accepting Citi Wallet, from coupon sites like Living Social to major shopping outlets like Rakuten Global Market.
Citibank India Cash-To-Mobile	Citi launched the Cash-To-Mobile Receivables Solution in India in December 2011. It is aimed at corporate and institutional clients, to enable them to receive funds from retailers or end customers instantly via mobile.
Citibank World Money Card Service India	Prepaid Card for Travel
CitiDirect BE Mobile Service USA	A mobile browser-based application allowing clients to receive notifications and authorize payments using their mobile phones. At launch, CitiDirect BE Mobile has been made available to over 50,000 clients and 300,000 users worldwide. Transactions au
CitiDirect Online Banking	Citibank's Web-based banking platform. CitiDirect puts all your corporate banking functions in one security-protected place, giving you around the globe, centralized access to your account information in real time right from your desktop.
Citizens Branchless Banking (BLB)	Citizens offers Branchless Banking (BLB) in Nepal, which is a means of providing banking services without setting up a bank branch, by providing services through an agent of the bank.
Citrus Cash	Citrus Cash is the mobile payments app launched by Citrus pay, a payments startup in India. Launched in March 2014, hte app enables consumers in India to transfer money and make payments.
Cityzi Trial of NFC France	NFC trial from French mobile operators and banks in Nice in May 2010.
Civil Nepal Financial Services	Civil Bank Nepal has a range of services that include mobile banking and internet banking. Regarding remittances, the bank works with Prabhu Money Transfer.
Claro Airtime Topup and MoviCash service	Claro has a Mobile Airtime Topup service through More Magic and has tied up with MoviBanca to delivery money transfers to mobile phones through MoviCash.
clearXchange USA	Online banking move money more conveniently and safely using a mobile number or email address
Click2pay international online payment and money transfer	Click2Pay is a secure web wallet that can be funded instantly by a variety of different ways, inlcuding ACH, Credit Card, and Direct Debit. Click2Pay allows users to prefund their accounts and use the balance to purchase credits online. In the event
Clickandbuy Europe	ClickandBuy International Ltd is an e-commerce business that allows payments and money transfers to be made through the Internet. It is one of the largest online payment service providers on the Internet. Their website claims ClickandBuy now has over
Clinkle	Clinkle is a new mobile payments startup in USA. It claims to be different as it does not require the NFC chip in the phone and stores can take payments without modifying point-of-sale terminals.
CMB All-in-One Card services	China Merchants Bank (CMB) has launched a large number of innovative products that are highly competitive, including cards, online banking and mobile banking.
CMB Direct all-in-one net payment	China Merchants Bank (CMB) has launched a large number of innovative products that are highly competitive, including cards, online banking and mobile banking.
CMB Mobile Banking Services	China Merchants Bank (CMB) has launched mobile banking services to support it to grow with a minimum of bank branches.
cMoney USA	cMoney is a Houston-based technology company that has developed a new and innovative way to send money and pay for goods and services using a mobile phone and the text messaging system. Scheduled to launch in 2011, the pioneering technology will crea
Cofinoga	Cofinoga is one of the major players in consumer credit in France. Cofinoga is jointly owned by Paris-based BNP Paribas and Galeries Lafayette.
Coinbase	Coinbase is a bitcoin wallet and platform provider founded in June 2012 and based in San Francisco, USA.
Coiney MPOS
Coles Mobile Wallet	The Coles Mobile Wallet claimst to offer a smart way to pay, that is quick, secure and simple to use. It consists of a Coles Pay Tag that lets consumers pay by phone through the Coles Credit Card App that keeps track of purchases.
Comium Ivory Coast	Comium services is currently testing a mobile money service; At Trial Stage
CommBank Kaching - DISCONTINUED	Commonwealth Bank has launched innovative online banking and mobile banking services including CommBank Kaching, an iPhone app that offers mobile banking and payment services.
CommBank Tap & Pay App	Commonwealth Bank has launched innovative online banking and mobile banking services including CommBank Kaching, an iPhone app that offers mobile banking and payment services.
Commercial Bank of Qatar Mobile Banking Qatar	First open mobile payment system in Qatar is launched. It offers Qatar's consumers a simple and secure way to manage their financial services. In the first phase, the service enables the bank's customers anytime anywhere - to remotely and securely ac
Commerz and Trust Bank Mobile Banking - Nepal	Commerz and Trust Bank Nepal Ltd have launched Mobile/SMS banking services.
Commerz and Trust Bank Nepal (CTBNL) i-Banking services	Commerz and Trust Bank Nepal (CTBNL) provides a range of services that include mobile SMS banking (only non-transactional), e-banking, remittance and utility payment services.
CommonwealthBank Online Banking	Commonwealth Bank has launched innovative online banking and mobile banking services including CommBank Kaching, an iPhone app that offers mobile banking and payment services.
Comviva Mobiquity MFS Global	Mobile Financial service platform for banks, operators and Fis. Includes mWallet, Remnittance, Payments and Banking
CONEC Mobile Wallet	CONEC Mobile Wallet is a mobile money service launched in Jamaica by Cooperative Credit Union League.
CONTACT System Money Transfer send to mWallet	CONTACT System provides Money Transfer services in Russia and CIS.
Corduro PayMobile (MPOS)	Corduro is not just another way to accept credit card payments but it uses member social networks to provide retailers and others with network reach.
Correios Electronic Money Orders - Banco Postal	Banco Postal Conta Mais Branchless Banking is a deposit account offered by the Postal Bank that can be managed through agents.
CPS China ecommerce payment gateway	China Payment Services (CPS), an Australian-based China ecommerce payment gateway provider overcomes barriers for international merchants to trade with China by establishing a partnership with ChinaPay (part of China UnionPay) and banks across China.
CQR Payment Solutions online payment and money transfer	Payment management company. Supports 90 of the world's most commonly used payments options.
Creditcall CardEase mobile	In collaboration with its banking partner, CreditCall is launching CardEase Mobile, a mobile payment app that from 1st December 2011 enables businesses on the move to accept Chip and PIN credit and debit card payments on a BlackBerry or Android devic
Creova Mobile Payment (CMP) Africa	Mobile payment platform, designed for financial institutions, mobile operators and e-commerce and catalog retailers. The platform is the CMP: Creova Mobile Payment. Their platform has been successfully deployed banks and mobile operators. The platfor
Croatian Bank HCE pilot with American Express	Privredna Banka Zagreb (PBZ, Intesa Sanpaolo Group), Intesa Sanpaolo Card Ltd. and American Express have launched a pilot to test HCE (Host Card Emulation) for mobile NFC (Near-Field Communication) payments at POS (Point-of-Sale) terminals in Croatia.
Cryptex Bitcoin Debit Card	In April 2014, Cryptex launched a UnionPay card in Hong Kong, that it claims works at 90% of US ATMs via Discover, and in selected ATMs in 80 countries around the world.
Cryptsy	Cryptsy provides an online tool that allows users to freely trade between a number of different cryptographic currencies worldwide.
Crystal MFI Georgia Mobile Finance Platform Georgia	Microfinance company Crystal and partners have developed an integrated approach to the financial needs of rural households. It is made up of three components working in parallel with each other: i) providing access to electronic payment infrastructur
CSI globalVCard USA	CSI globalVCard is a Virtual MasterCard app designed for B2B use only as an alternative payment method with mobility to create secure single and multi-use MasterCard account numbers. A unique one-time use Virtual MasterCard account number is generate
CSI W@ri Gateway Ivory Coast	CSI has launched a shared service provision platform as a whitelabel service for financial services provided by Postal networks, Financial Institutions, Mutual Credit and Savings Companies, petrol stations, shops and businesses.
CSI W@ri Gateway Senegal	CSI has launched a shared service provision platform as a whitelabel service for financial services provided by Postal networks, Financial Institutions, Mutual Credit and Savings Companies, petrol stations, shops and businesses.
Cuenta Movil Chile	"Cuenta Movil" (Mobile Account) service, working in an Alliance with Banco de Chile and Entel PCS, allows mobile phones to do several financial transactions. Anyone in Chile can have a "mobile wallet" to do real time Money transactions. The mobile p
Cuentas Simplificadas o de Bajo Riesgo	Cuentas Simplificadas o de Bajo Riesgo are simplified or low-risk accounts. They are mobile bank accounts with simpler account opening requirements, based on the new rules for branchless banking.
CUP Quick Pass Contactless Payment	UnionPay has begun plans to deploy mobile payment and related services in about a dozen Chinese cities with local banks.
CurrencyFair Ireland	Peer-to-peer marketplace that claims to provide big savings on exchange rates and fees, and puts the consumer back in control.
CVS Pay - CVS mobile wallet	CVS announced the launch of CVS Pay in August 2016. This is a proprietary mobile wallet accessed through the CVS Pharmacy app.
Cybersource eCommerce Payment Gateway	Global payment management company serving over 300,000 customers. Wide range of services and accepted payment methods

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Dahabshiil eCash Debit Card	Dahabshiil, the largest international money transfer business in the Horn of Africa, has launched the first ever debit card service in Somalia to help individuals and businesses make and receive payments. The service, called Dahabshiil eCash, will en
Dahabshiil SomTel e-dahab Somalia	Dahabshiil, the largest international money transfer business in the Horn of Africa, has launched the first ever debit card service in Somalia to help individuals and businesses make and receive payments. The service, is called Dahabshiil eCash.
Dankort	The Dankort is the most widely used and least expensive national payment card in Denmark. In September 2014 an agreement was reached involving, retail, banks and Nets, to make the Dankor contactless as of summer 2015.
Dansk Sumermarked Contactless	Denmark's largest retailer, Dansk Sumermarked took a major step to convers all payment terminals to contactless. As of 2014, payment terminals in all 550 stores (4,500 terminals) were made contactless.
Danske Contactless payments Ireland	Danske Bank offers online banking to its' based of over 1.2 m customers in Denmark. It has had over 1m downloads of the mobile payment service MobilePay since launch in Denmark in May 2013 and in Finland in Q4 2013.
Danske MobilePay and E-Banking	MobilePay is an app that makes it easy to transfer money to other users. Danske Bank customers transfer the amount to the recipient mobile phone number and do not need to exchange account information, or share their NemID.
Danske MobilePay and E-Banking - Finland	MobilePay is an app that makes it easy to transfer money to other users. Danske Bank customers transfer the amount to the recipient mobile phone number and do not need to exchange account information, or share their NemID.
Darkcoin (DRK)	Darkcoin claims to be one of the next generation of digital currency, and the first truly anonymous one. It is engineered to be a digital version of cash.
Dau-Pesa	DAU-PESA was established with the aim of becoming the Tanzania financial institution of choice in the provision of financial services to the micro, small and medium sized enterprises (MSME).
Daviplata m-wallet service Colombia	Colombian financial services provider Banco Davivienda has launched a mobile wallet service, dubbed DaviPlata. Overall investments in the project are expected to reach COP 50 billion (approximately USD 26 million). The m-banking service enables users
DBP EC Remit	The DBP Electronic Cash Remittance (EC Remit) Program provides overseas Filipinos (OFs/OFWs) with remittances services.
DBS digibank	Singapore's DBS has launched a mobile-only bank in India, incorporating a host of ground-breaking technology, from AI to biometrics.
DBS mBanking	Mobile Banking. Transfer funds between accounts and trade on the stock exchange.
DBS Mobile Banking Hong Kong	Mobile Banking. Transfer funds between accounts and trade on the stock exchange.
DBS One.Tap	DBS One.Tap is the first virtual credit card on a mobile phone in Singapore, first launched in August 2012. In April 2013 it became available to all mobile subscribers in Singapore.
DBS PayLah!	"DBS PayLah!"
DBS, Starhub, EZ-Link Transit-Purse Trial	Gemalto's N-Flex NFC add-on was used in the Singapore trial by DBS and SmartHub. Around 1,000 customers of the 2 partners participated in the eight-month trial.
DCMX Osaifu Keitai Japan	Edy provided by bitWallet, Inc. Prepaid e-money. At 68000 stores. Launched Nov 2001 Nanaco - Seven- Eleven Japan -Prepaid e-moneyservice. Mobile Suica: Ticketing & prepaid e-money launched Jan 2006. DCMX service launched on mobile NFC in 2004 - allow
DD Dedo Colombia	In the process of consolidating largest network of agents in Colombia. Focused on stores used by all including bottom of pyramid - Mom and Pop stores. DD Dedo is bank correspondent for the bank. DD Dedo provides mobile secure technology to manage tra
Denarii Arias Global	Denarii Systems LLC and ARIAS Financial Solutions, a product division of Microfinance International Corporation (MFIC), today announced a partnership wherein Denarii will utilize the ARIAS remittance platform as the back-end remittance processing and
Denmark Operator JV for NFC	Denmark's four mobile network operators have created a joint venture company to bring NFC to market. TDC, Telenor, TeliaSonera and 3 will use the joint venture company to provide a common platform and a common brand for NFC services with the aim of e
Desjardins Mobile Payments	Desjardins Mobile Payments allows consumers to make small payments via a smartphone.
Deutsche Bank Eurogiro Cash International (ECI)	Deutsche Bank Mobile Banking Services
Deutsche Bank Mobile Banking Germany	Deutsche Bank is to re-brand and re-integrate its DB24 online banking offshoot into the mainstream of the bank.
Deutsche Bank MobileTAN	Deutsche Bank offers the mobileTAN as an alternative, a new authorization process for German bank online banking.
Deutsche Bank-Luup Mobile Partnership	Deutsche Bank-Luup partnership for mobile payment
Deutsche Telekom Mobile Wallet	Deutsche Telekom has announced it intends to launch a mobile wallet initiative in 2013 and has selected Wirecard as a partner.
Deutsche Telekom-PayPal Carrier Billing	PayPal and Deutsche Telekom entered a direct carrier billing relationship in February 2014 which enables Deutsche Telekom users to make purchases directly to their mobile phone account.
Dialog Axiata eZ Cash	The service allows users to maintain a mobile wallet and send or receive cash from other Dialog customers.
Diamond Y'ello Account	Diamond Y'ello Account is a mobile money service launched by Diamond Bank in Nigeria in August 2014.
Digicash	Digicash is a mobile payment App that enables clients of affiliated banks to use their smartphones to pay directly from their bank accounts. Started in 2012, it has been deployed on a national scale in Luxembourg.
Digicash (S-Digicash) from BCEE	Digicash is a mobile payment solution offered by BCEE for payments via smartphone.
Digicel cellmoni Papua New Guinea	Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones.
Digicel Fiji Service	Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones.
Digicel Isi Mani Vanuatu	Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones.
Digicel Mobile Money Online Money Transfer	Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones.
Digicel Mobile Money Samoa	Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones.
Digicel Mobile Money Tonga	Digicel Mobile Money is available to Digicel customers for money transfer and easier access to commercial transactions delivered through Digicel's existing distributor network, leveraging mobile phones.
Digicel Verifone NFC Mobile Payment Tonga	Customers in Tonga pay for goods and services through any mobile phone using NFC without the need for a bank account or credit card.
DigiRemit Remittance via SMS	Personal money transfer service on a mobile phone. Available to all individual DiGi prepaid and postpaid subscribers. Money held in a DiGiREMIT virtual wallet for transfer anytime, from anywhere. Remittance to Indonesia, Philippines or Bangladesh.
Digital River World Payments	Digital River World Payments is a global full service payment provider with portfolio of more than 200 global and local online payment methods. Netgiro was acquired by Digital River World Payments in September 2007.
Digitel Venezuela Diemo Venezuela	Venezuelan start-up company Diemo has teamed with provider of service to MVNOs XIUS-bcgi, a division of Megasoft, to launch mobile banking with GSM network provider Digitel. Diemo is short for Dinero en Movemiento (Money on the move). Subscribers nee
Dimoco Service Austria	You can bill digital content using the DIMOCO Mobile Messaging and Payment Transaction Hub. Covers Mobile content, mobile web content, web content and app content.
Dinero Mail Argentina	Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in
Dinero Mail Brazil	Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in
Dinero Mail Mexico	Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in
Dinero Mail Online Payment LACA	Latin America's response to Paypal. Received World Bank IFC funding (June 2010). This is to encourage merchant companies to accept Dinero mail. Target audience is internet merchants, people who sell goods on the internet. DIneromail is the leading in
Dinero Movil	Dinero Movil is the Mobile Money service of BBVA Bancomer launched in September 2012. Through it account holders can make transfers to recipients without a Bancomer account.
Directo a Mexico	Directo a Mexico is an international fund transfer service between USA and Mexico. It is provided jointly by the US Federal Reserve Banks and the central bank of Mexico.
Directo a Mexico Pay-out	Directo a Mexico is an international fund transfer service between USA and Mexico. It is provided jointly by the US Federal Reserve Banks and the central bank of Mexico.
Directo a México Send	FedGlobal Mexico Service enables U.S. financial institutions to send ACH credit transactions to financial institutions in Mexico using foreign exchange conversion to convert the U.S. dollars to pesos.
DirectPay EU	DirectPay offers consumers the ability to send money online. They utilise Translink Global Processing. They claim to provide merchants with payment access to 36 Countries and over 700 million European consumers.
Discover Mobile USA	Discover mobile services
Dish TV Recharge through IMPS	National Payments Corp. of India (NPCI) launch a first-of-its-kind, 24-hour payment system that will allow bank customers to remit money to any account in India for free using their mobile phones. RBI (Reserve Bank of India) has permitted only a pil
Docdata Payments Europe	Offers five services that together provide a complete service offering for the financial part of the order-to-cash process.
docomo Money Transfer	docomo Money Transfer enables consumers to remit in a local currency or U.S. dollars from their docomo kouza (account) to bank accounts around the world.
Dogecoin	Dogecoin is an open source peer-to-peer cryptocurrency, favored by Shiba Inus worldwide.
DOKU Wallet	DOKU is one of the pioneering online payment service providers in Internet and offers a suite of products and services for enabling online payments.
DOKUPAY services from DOKU	DOKU is one of the pioneering online payment service providers in Internet and offers a suite of products and services for enabling online payments.
DompetKu Indonesia from Indosat	This service aims to provide the consumer with an interest-bearing bank account, an m-banking application and access to all ATMs and Bank Sinarmas remittance services.
Done Card	Done Card is a stored value card and predominantly used for online payments. Unlike Credit/Debit Card transactions, Done Card transactions are carried out without accessing banks' interface.
Du Service United Arab Emirates	Du services
Dubai Islamic Bank Branchless Banking	Dubai Islamic Bank has launched a pilot of Branchless Banking in Pakistan.
Dutch Bangla Mobile (DBBL Mobile Banking)	DBBL provides branchless banking, leveraging mobile, to extend banking to the unbanked with a range of services including cash deposit and withdrawal, remittances and topup.
Dutch Payments Association (Betaalvereniging)	The Dutch Payments Association organises the collective tasks in the national payment system for its members.
Dwolla FiSync Money Transfers using ACH USA	Claims to offer a cheaper alternative to cards by allowing payment by mobile, to contacts based on social network identification and using the ACH for Fast Fund Transfer.

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E-bank Rakuken Mobile Banking Japan	Rakuten is a highly popular Japanese shopping destination online, where you can get anything, from laptops to shoes to travel, you name it. The have now added their own bank in 2010. The aggregated model exemplified by Rakuten works well in Japan, a
e-Debit	e-Debit is a pin-based payment system that allows consumers to use their ATM cards for purchases.
e-Dirham G2	The Ministry of Finance and National Bank of Abu Dhabi launched the Second Generation of e-Dirham (e-Dirham G2), an easy and safe method of electronic payment and collection of revenue for both government and non-government fees.
e-maal Mobile Money Solutions Somalia	e-maal is an innovative means of payment by mobile phone that allows NationLink customers who subscribe, do the following financial transactions: Deposit money into E-maal , Withdraw money from their E-maal account, Transfer money to Nationlink othe
E-port Russian interoperable cross-channel payment	Payment System e-port allows you to quickly arrange payment office on your point of subscribers more than 750 leading operators and service providers in all regions of Russia with: POS terminal, computer, internet, mobile phone, cash or ATM. E-wallet
e-Sahulat e-services platform	e-Sahulat is a low cost e-services platform designed to provide online payment and collection facility for the general public as well as organizations.
E-zwich Ghana	The Bank of Ghana has formed Ghana Interbank Payment & Settlement Systems Limited (GhIPSS) to manage the new and modern Ghana Interbank Payment & Settlement System (e-zwich). The National Switch, e-zwich will provide a common platform for most retail
Earthport Global Service	IPS for small businesses, corporate clients and banks. Range of white label payment services.
Eastern Bank IMT	International Remittances services jointly launched with Banglalink to receive money from abroad into mobile wallet accounts opened at the bank or banglalink cash points.
EastNets en.More mobile remittance	The new en.MoRe mobile remittances solution from EastNets is designed to enable cross-border person-to-person mobile initiated payments. It interconnects global Mobile Network Operators (MNOs) and banks over en.MoRe's unique platform using SWIFT wor
Easy Cash for Cash Disbursement Switzerland	Prepaid card issued with the Maestro brand, used by organisations such as migration authorities, consumer credit companies and airlines, to credit their beneficiaries with a prepaid card balance instead of cash or cheque.
Easy Pay System (EPS)	EPS Company (Hong Kong) Limited is a consortium of 20 major banks in Hong Kong. ATM cards issued by these banks and credit cards with ATM functions are accepted to process EPS transactions.
easypaisa	Easypaisa is the first branchless banking service launched in Pakistan by Tameer Microfinance Bank and Telenor Pakistan. Branchless banking accounts are offered to Telenor subscribers, while Bill Payment and money transfer are available to all.
easypaisa Khushaal	Savings product that introduces rewards with free Life and Accidental Death Insurance.
EasyPaymentGateway (EPG)	Easy Payments Gateway is principally an online gateway for multiple payment solutions and credit card acquirers.
Easywallet Etisalat Nigeria	Etisalat Group commercially launched Easywallet in Nigeria in September 2012, in partnership with Nigerian banks. This mobile commerce application is a mobile wallet that offers a range of mobile banking and transaction services to the underserved.
Eaze	Eaze is a wearable wallet launched in May 2014 in beta mode, for use with Google Glass.The app uses voice and image recognition for activation and head gestures to confirm and complete payments.
Eazymobile Qatar	Financial services provider Qatar National Bank (QNB) has introduced a mobile banking application for BlackBerry mobile users. Dubbed eazymobile, the application is an extension of the bank's eazylife set of electronic banking services (e-services),
EaZyMoney from Zenith Bank	Zenith Bank and Visafone Communications Limited Wednesday launched a product called EaZyMoney in Nigeria in September 2012.
Eazzy 247 Mobile Banking Service from Equity Bank	Eazzy 247 is a mobile banking service that allows you access to bank services using your mobile phone. The name represents "Easy 24*7 Mobile Banking" and is provided by Equity Bank.
EBC Integrated Payments Gateway (IPG)	Egyptian Banks Company (EBC) has introduced the national debit card brand 123 in Egypt and continues to launch and support innovative services.
EBL Branchless Banking/ Everest Bank Ghar-Dailo Banking Sewa	This is a branchless banking service that aims to provide rural consumers access through point of transaction (POT) machines using smart cards.
ecoAccount	The ecoAccount aims to offer consumers a secure and private means of paying for goods and sending and receiving money around the world.
Ecobank EB-ACCION Branchless Banking Ghana	Ecobank Group has used Branchless Banking to extend financial inclusion to the unbanked
Ecobank Mobile Money Nigeria	Branchless Banking from Ecobank's affiliate in Nigeria, ACCION Microfinance Bank ('AMfB')
EcoCard online payment service - Replaced by ecoPayz	EcoCard is an online payment service targeted at gaming and online casinos. It is a virtual prepaid debit card. It utilizes a fully developed network of major banks across Europe with branch representations throughout the world.
Ecocash Zimbabwe	Modelled on Safaricom M-Pesa; Whilst there have been several attempts to launch similar systems on the market, the key difference of this new system from Econet is its size and capacity. Econet has crossed 6m customers - almost half the population.
Econet Ecocash Spache Fono Lesotho	EcoCash, will allow users to send and receive money, buy airtime, and make other payments using their mobile phones. Unlike other mobile banking offerings that have emerged on the market, customers using EcoCash are not required to have a bank accoun
Econet Wireless Service Burundi	It is a bank account for the unbanked. Existing bank accounts cannot be associated with the mWallet.
ecoPayz	ecoPayz is a brand name of PSI-Pay Ltd (UK). The brand was launched in May 2013 with their product range of ecoAccount, ecoCard, ecoVirtualcard, ecoPayz Business Account and ecoPayz Merchant Account.
Edenred Vouchers	Edenred currently operates in 40 countries. In most of these countries, Edenred created the market by impelling the passage of legislation enabling the introduction of employee benefits solutions.
Eficash interoperable mobile payments USA	Eficash is a mobile based e-wallet service for banks and mobile operators in the US and Latin America. Eficash is a mobile application based on a prepaid model that allows consumers to make and receive payments as well as manage bank accounts by lin
EFTPOS Korea	EFTPOS (Electronic Funds Transfer at Point of Sale) in Korea is a pin-based system for locally issued debit cards.
eGo by Atos Worldline	Atos Worldline brings together Atos Origin expertise in high-tech transactional services and is active in Payment processing in Europe.
Egopay	EgoPay is an online payment gateway launched by BTC- E a Bitcoin Exchange. EgoPay claims to be registered in Seychelles and offers an online way to purchase goods, pay for services, subscriptions and entertainment using e-currency.
EIDA Etisalat NFC	Etisalat with Emirates Identity Authority (EIDA) to use NFC technology to enable Emirates ID card data to be identified and transferred using NFC-enabled mobile phones.
Eie Powered By Luup United Arab Emirates	The service enables wages to migrant and local workers to be paid onto a mobile wallet or a mobile-enabled payroll card. As a result of the deal, the cardholder and the mobile wallet holder will be able to withdraw cash at EIE locations in the UAE an
Eika Contactless Mobile Payment	Eika Kredittbank entered into an agreement in March 2014 with Nets regarding contactless payment solutions using smartphones. The plan is to launch a pilot project during 2014.
Eko Bb India	Branchless banking service managed by Eko on behalf of State Bank of India
Ekonto Banking	Wire transfer system based in Finland that provides instant online banking services for Finnish players
Elavon MobileMerchant Global Service	Elavon services MobileMerchant allows mobile devices to be used as payment terminals.
Electric Orange Account ING Global Service	Electric OrangeSM is America's first all-electronic, paperless checking account. Earn a great rate, with online Bill Pay, easy access to cash, an Electric Orange MasterCard Debit Card and more - it provides the access and convenience of checking wit
Electronic Funds Transfers at Point of Sale (EFTPOS)	EFTPOS launced in 1988 is Australia's most widely used electronic payment system.
Elma mobile wallet	Mobile application that allows consumer to shop and make payments including for bills and utilities from a mobile phone using an elma account which is linked to a bank account.
Emida Cash and Transact wallet	The Emida Cash and Transact mobile wallet solution is a stand-alone mobile wallet with no need for a bank account or collateral. Users add cash onto their mobile handset at supported merchant locations.
en.MoRe Vietnam	en.MoRe enables Vietnamese expatriates to use their mobile phone to initiate a money transfer. Money transfer recipients receive the money through any of VeitinBank's network in Vietnam.
Enstream NFC Services	EnStream is leading the way by providing a single interconnection gateway for all Canadian carriers and all Canadian banks and has selected RIM's SEM platform to manage credentials on SIM cards.
Enterprise Payment Hub (EPH)	A major initiative from BNY Mellon, Treasury Services business will result in the development of an Enterprise Payment Hub (EPH) for clients globally.
epay Malaysia	epay focuses on the top-up or recharge market for processing electronic purchases of prepaid mobile airtime and transaction processing for other prepayment services.
epaybg Microaccount	ePay.bg provides a microaccount to which money can be sent and loaded, for use to make payments.
ePayLinks Online Payments Gateway	ePayLinks Online Payments Gateway was introduced by ePaylinks for online acquiring services, as a virtualized online POS. It can currently do real time transaction T+0 account settlement.
Epdirect Earthport USA	Earthport plc is a provider of cross-border electronic payment services. 2010 Sept: epDirect provides a simple to use online interface enabling payments to be made to more than 200 countries in the world for a flat per-transaction fee. These transac
Equitel from Finserve Africa Ltd (Equity Bank MVNO)	Equitel is the brand of Finserve Africa Limited, a mobile virtual network operator (MVNO) in Kenya, owned by Equity Group Holdings Limited focussed on delivering mobile money services.
Ericsson Mobile Money Europe	Ericsson, a Sweden-based telecommunications company, has launched an international money transfer and payment service via internet and mobile phone. Ericsson began a pilot program in September 2010 involving 50 service delivery partners in six Europe
Ericsson Western Union Partnership for Remittances	This partnership enables mobile network operators using Ericsson infrastructure to easily include Western Union Mobile Money Transfers in the service suite of their mobile financial service offers.
ERPLY LikePOS Cloud-based POS	Accept PayPal payments in-store with the new LikePOS
Erste Bank Digital Banking - Austria	Payment services as well as Online, mobile, kiosk and SMS banking is provided.
Erste Bank Digital Banking - Croatia	Payment services as well as Online, mobile, kiosk and SMS banking is provided.
eSewa Online Payment Gateway/mSewa mobile service	The eSewa account can be topped up and used to pay online or using a mobile phone.
Eskadenia Jordan Airtime Topup	Eskadenia services
Estonia Bank NFC Pilot	Estonia NFC EMT Appiled Research
Ether for Ethereum	Ether is the internal currency that powers Ethereum applications and acts as a token of exchange on the decentralized network.
Etisalat Flous - Egypt	Etisalat launched the Flous service to transfer money from a mobile to any other Etisalat mobile and withdraw cash instantly.
Etisalat International Mobile Money Transfer	Etisalat Group signed an agreement in February 2011 with Western Union to launch mobile money transfer in the 18 countries in which Etisalat operates.
Etisalat mHawala Mobile Financial Service	Enables Etisalat Afghanistan customers to use their mobile phones to purchase airtime, send money to family & friends, pay bills and pay for goods and at retail outlets.
Etisalat mobile money initiatives (Flooz)	Côte d’Ivoire was the first market were Etisalat Group subsidiary Moov rolled out their mobile money service Flooz.
Etisalat Mobile NFC Payment Services	United Arab Emirates-based telecom company Etisalat partnered with MasterCard and Network International to launch nationwide NFC payments
Etisalat Sri Lanka mobile banking	Dubai-based Etisalat's Sri Lankan unithas partneredl with OpenArc, a Colombo-based information technology company to provide its mobile banking service 'SkyPay'
Etisalat UAE-India Remittances	A mobile-based money remittance service from UAE to India launched by a partnership of Tata Communications, Idea Cellular, UAE-based Etisalat and UK-based HSBC India.
Etisalat Wallet UAE	Etisalat Group and the Maroc Telecom Group offer a range of mobile money and payments initiatives across MEA. Mobile money initiatives are starting to be inter-connected across the region.
eTransfers	eTransfers are one of the most popular services of online payment offered by eCard S.A. eCard offers merchants the ability to easily accept instant online payment from the customers of 17 of the largest Polish banks.
Eurasian Bank MB	Eurasian Bank has launched a mobile banking service in Kazakhstan offering basic services to Kazakh, Russian and English-speaking customers.
Euro 6000	Euro 6000 is a national card scheme in Spain.
Euro Alliance of Payment Schemes (EAPS)	EAPS, the Euro Alliance of Payment Systems offers a European alternative to global card schemes. It unites the networks of independent European card schemes.
Eurogiro Cash International ECI	Eurogiro Cash International and other remittance services provided to banks and the postal community
Eurogiro UPU Interconnection	Eurogiro Cash International and other remittance services provided to banks and the postal community
Euronet ADT (Automated Deposit Terminal ) Networks in Europe	Independent and Shared Automated Deposit Terminal (ADT) Networks in Europe
Euronet epay	epay focuses on the top-up or recharge market for processing electronic purchases of prepaid mobile airtime and transaction processing for other prepayment services.
Euronet Ria Remittances Payout at ATM	Receivers in Poland can pick-up in cash at a Euronet ATM in Poland, using a numeric code.
Euronet Ria Rialink MasterCard Prepaid Card	Euronet Ria Rialink Visa Prepaid Card for general use and targeted towards remittance
Euronet Ria Rialink Visa Prepaid Card	Euronet Ria Rialink Visa Prepaid Card for general use and targeted towards remittance
Euteller Direct Payment Finland	Euteller is a wire transfer system based in Finland that provides instant online banking services for Finnish players.
Everest Remit	This is a remittance service that aims to conveniently transfer money inward to people in Nepal, from migrants abroad.
Everything Everywhere and MasterCard Payments	Everything Everywhere and MasterCard entered a 5-year agreement in August 2012 to deliver mobile and digital payments solutions.
eWAY Australian payment gateway	eWay is an Australian payment gateway. It allows merchants to accept credit cards on their websites, connecting the website directly to their bank to process online credit card payments from customers.
Ewire Europe	Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S
Ewire Norway	Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S
Ewire online payment wallet Europe & CIS	Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S
Ewire Sweden	Ewire is your digital wallet. You can send and receive money online by opening a free account. Deposit via online banking and payment cards and send money to anyone who has an email address. Withdraw money to your bank account in Denmark, Norway or S
exchange4free Payment Services	Global foreign exchange service firm regulated and authorised by the Financial Services Authority (FSA) in the United Kingdom to provide Money Remittance and Payment Services under the new Payment Services Directive (PSD) of 2009
Express ELIXIR	Express ELIXIR is the instant bank-based money transfer service in Poland.
Express Union Cameroon	Express Union is a Cameroonian company that deals with money transfer as main service. It was created in 2002 . Leads the domestic money transfer market with around 240 POS across the country. Express Union covers all the 10 regions and presents i
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Express Union Mobile Money Transfer	Support mobile send and receive money from Chad, Gabon, Congo, Cote d'Ivoire, Central African Republic, and Democratic Republic of Congo with Express Union thanks to their banking partners . Send money to another account holder or to the name or mobi
Expressnet Payment Services	ExpressNet is an interbank network connecting the ATM networks of seven major banks in the Philippines.
eZeClick	ezeClick provides American Express Card members with a method to complete their online purchase.
Ezeemoney	Ezeemoney is a provider in Uganda that offers the Ezeemoney Voucher, Bill payments, Airtime purchase and plans to offer the EzeeMoney card.
Ezetop International Airtime Transfer	Service to Send airtime topup recharge to your friends and family abroad.
Ezpay Sri Lanka	Sri Lankan private sector bank NDB Bank and telco Dialog Telekom have launched mChek's mobile payment solution. The service allows payment of utility bills, prepaid top-ups, mobile commerce and banking. The solution is embedded on SIM cards, and mer
eZuza	Ezuza is a mobile money service launched in Mexico.
EzyPesa (formerly Zpesa) from Zantel Tanzania	First mobile banking in the country. Enables customers to send, receive and save money using their mobile phones. Only requires Zantel subscriber to visit a ZPesa agent and open a ZPesa account from which he/she can send money to anyone including th

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F-Road SIM Overlay	F-Road SIM Overlay solution is offered to smaller RCC banks in rural areas. This consists of a paper thin plastic sheet with an embedded chip that can be adhered to a SIM card.
F1 Soft products -fonebank, fonepay, Transborder and BankEx	F1 Soft fonebank service claims to provide integration with core banking systems, online banking software, payment networks and existing mobile banking modules of the bank.
Facebook Card	Facebook has various different payment and financial services initiatives.
Facebook Credits	Facebook Credits is a virtual currency, that works across different apps rather than being tied to one specific app or another. Virtual currencies are a promising way to sell because users buy them in prepaid chunks, rather than plunking down a cred
Facebook Messenger Money Transfer	Facebook is to launch P2P Money Transfer from Facebook Messenger, online and via Android smartphones by the end of 2015.
Facebook Operator Billing	Initiative between Facebook and the nine operators to remove need for SMS verification and provide developers with a single SDK so they can more easily gain global reach with simple technical verificatication.
Facebook Payvment- CLOSED 2013 Acquired by Intuit	Since launch in 2011, Payvment claimed to be the number 1 social commerce platform on Facebook. It was acquired by Intuit in January 2013 and the platform was discontinued.
Facecash USA	Claims to be only payment system built from the ground up to replace the plastic card network. Bar code scanned provides picture of your face to the merchant for verification. You can also store loyalty cards.
fairCash digital cash payment method	fairCASH claims to contribute a new technical way to pay for the community using a true Digital Cash indivisible token system feasible for global, cross-border and multi-currency payments
Falcon Fraud Manager, Risk Management and Credit Scores	FICO solutions include the FICO Falcon Fraud Manager and FICO Score, for measuring consumer credit risk.
FanaPay	FanaPay is a digital wallet especially targeted towards Middle East markets to allow customers to buy online without credit cards or bank accounts, using their FanaPay accounts via the internet or mobile phones.
FasaPay	FasaPay is an online payment service offered in Indonesia by PT Fasa Centra Artajaya (FCA).
FAST (Fast And Secure Transfers)	FAST (Fast And Secure Transfers) is a new electronic funds transfer service that enables customers of the participating banks to transfer Singapore Dollar funds from one bank to another in Singapore almost instantly.
Faster Payments Service (FPS)	Functionality required to enable banks to enhance existing mobile banking options and deliver a true real-time interbank account-to-account mobile payments service.
Fawry	Fawry is a bill payment network in Egypt that operates through retail agents, banks and post offices
FCMB Mobile and Online	FlashmeCash or Flash Money is the FCMB service for paying bills, airtime purchase and money transfer. Conventional mobile banking is offered through FCMBMobile App.
FedGlobal ACH	FedGlobal ACH Payments offer an efficient means for sending cross-border ACH credit payments to 35 countries around the world, plus debit payments to Canada only.
FedMobile Mobile Banking	FedMobile from Federal Bank India, is a facility that enables customers to access banking services through mobile, enabled by the IMPS inter-bank remittance system.
FeliCa Contactless IC Card	FeliCa is a contactless IC card technology and the world's first contactless smart card certified by ISO/IEC 15408 EAL4.
Fidor Smart Cash Account	Fidor Bank was founded in 2009 as an innovative bank that leverages Web 2.0 consumer behavior and especially targets digital natives.
Filspay	Filspay is a micropayments solution supported by prepaid cards. It is from FilsPay, a payment service provider specialising in internet payments.
Financial Process Exchange (FPX)	FPX (Financial Process Exchange) is a payment gateway that allows consumers to make real time online payments using your current or savings account. All you need is an Internet banking account with any of FPX participating banks.
FINO agent network	FINO PayTech is the largest business correspondent in India and the market leader in delivering products and services to the first and last mile.
FinPay Finnet Payment Gateway and Wallet	FinPay is an online payment platform launched in Indonesia in May 2012 by Telkom Indonesia subsidiary PT. Finnet Indonesia.
First Caribbean Mobile Banking	Support Internet and mobile banking, bill payment and International Wire Transfers. SAP (earlier Sybase365) announced a partnership with FirstCaribbean International Bank to provide customers with mobile banking services enabling them the flexibility and
First Data Global Gateway
First Data mVoucher	Payment processor First Data Corporation provides a prepaid product called mVoucher that allows merchants to offer their customers a payment method using mobile devices. The mVoucher programs delivers mobile coupons to customers.
First Domestic Transfer (FDT) and Remittances	FirstBank Nigeria launched a mobile money service in September 2012 accessible by its customers as well as anyone in Nigeria.
First MicroFinance Bank Kiosks at Post Office	The First MicroFinance Bank developed a partnership model with Pakistan Post to augment its delivery channels. Under this model, more than 40,000 borrowers have been reached out through 68 offices of Pakistan Post.
First Security Islami Bank Digital Banking (FSIBL) SureCash	First Security Islami Bank Ltd. launched online banking and SMS banking services from December 2007 and is currently in the process of launching full Mobile Financial Services for which it has received permission.
FirstMonie	FirstBank Nigeria launched a mobile money service in September 2012 accessible by its customers as well as anyone in Nigeria.
FIS Mobile Wallet	Fidelity National Information Services Inc. (NYSE:FIS) recently collaborated with mobile payments technology provider, Paydiant, to launch a cloud-based mobile payment solution, namely FIS Mobile Wallet. The solution, which is currently being implem
FIS Xpress Deposit through Online Banking	A critical component of Xpress Deposit's ease of use is the single sign-on capability of First Command's Internet banking offering. Customers sign on to a standard Web banking session just once -- depositing a payment is simply an option during the s
Fiserv SpotPay	Fiserv works with banks around US to create services to send money to mobile or Email
Flash Money/ FlashmeCash - FCMB	FlashmeCash or Flash Money is the FCMB service for paying bills, airtime purchase and money transfer. Conventional mobile banking is offered through FCMBMobile App.
FLASHiZ universal mobile payments	Flashiz claims to be one of the first mobile payment solutions in Europe using both NFC and QR codes, positioned as a universal payment solution that can be used to pay for goods and services in stores and online, transfer money and pay bills.
Flattr	Swedish service enabling micro-transactions or social donations online; Micropayment/Microdonation; 201105: adding a feature which will enable Flattr users to send money via their Twitter name;
FlickPay	FlickPay is a point-of-sale integrated method of payment offered in South Africa.
Flipkart Payment Services - India	Popular method in India of purchasing online and paying when goods reach the home. Cash on delivery (COD) is growing in importance in emerging countries.
Flous (Flooz) Benin	The Etisalat Mobile Money Transfer Service is a service that allows Etisalat mobile subscribers to remit funds to their friends and family overseas using their mobile handsets.
Flous (Flooz) Gabon	The Etisalat Mobile Money Transfer Service is a service that allows Etisalat mobile subscribers to remit funds to their friends and family overseas using their mobile handsets.
Flous - Niger	Etisalat launched the Flous service to transfer money from a mobile to any other Etisalat mobile and withdraw cash instantly.
Flous - Togo	Etisalat launched the Flous service to transfer money from a mobile to any other Etisalat mobile and withdraw cash instantly.
FMARD GESS E-wallet for agriculture inputs	The scheme involves participation of 48 million Nigerians in agriculture, connecting them in an agro-dealer network that effectively distributes agricultural inputs to make Nigeria a net producer.
FNB eWallet South Africa	FNB Smart Services: Sought to make mobile payments the Prime channel for serving underserved customers. Anytime, anywhere using any cellphone and operator. Free of bank charges. Prepaid airtime for all networks. No handset downloads, Free access for
FNB transactional banking App	Since the launch of its Banking Application (App) on the 20th July 2011, the first and only transactional banking App in South Africa, First National Bank (FNB) has seen over R1.5billion in transactions via the Banking App.
FNB withdrawal from PayPal to Account	First National Bank (FNB) and PayPal, announced that they have extended the FNB PayPal service so that South Africans can withdraw funds from a PayPal account to any South African bank account.
Fonbank	UT Bank in partnership with Airtel Ghana is to launch a new savings account product known as the UT FONBank.
Fortis Mobile Money	With NAMBLAG- Fortis Mobile Money MOU All Mfbs will become aggregators to Fortis Mobile Money. As the roll-out date of the cashless policy draws nearer, MfBs have very important roles to play to make this effective mode of payment a reality
Fortumo Mobile Payments	Fortumo offers SMS connectivity, mobile billing to multiple countries worldwide and a mobile payments API that is open to all developers for free.
Franfinance	Franfinance is a national card scheme based in France, being a specialist consumer credit company that offers a range of consumer finance services.
Friendster Wallet (MOLGlobal)	The Friendster Wallet and payments platform enables micro-spending for over 115 million registered users on Friendster and is powered by MOL, Malaysia.
Future Proof Terminal	This is a terminal with the built-in technology to accept existing and new payment types on the horizon: EMV cards, contactless payments and mobile wallets.

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Ganart money everywhere (me)	me is a hardware agnostic Transaction as a Service software platform crafted to reach the under-banked and unbanked, while possessing features that even the banked will enjoy.
Garanti Branchless Money Transfer	Garanti Bank customers transfer the money they receive from overseas through Western Union directly into their bank accounts via the Garanti Online Banking service.
Garanti CepBank Money Transfer	Aims to make P2P transfer easy in Turkey by sending an SMS from your mobile phone to the mobile phone, Paracard or Paracard Trink of the person you want who does not need to have a Garanti account or credit card.
Garanti Mobile Banking and Online Banking	Garanti has added mobile banking to the Online Banking services. Consumers can perform banking transactions such as Money Transfers, EFTs, bill payments and equity trading transactions using their mobiles, without the need to visit a branch.
Gate2Play	Gate2Play is a Middle-East company specialized in e-payments and online consultancy.
GCASH Conditional Cash Transfer Payout	Globe Telecom's G-Cash service is an e-money account tied to a mobile phone subscriber information module (SIM card). The account can be loaded and unloaded by depositing or withdrawing cash at a wide range of retail agents and the mobile operator's
GCASH Philippines	Globe Telecom's G-Cash service is an e-money account tied to a mobile phone subscriber information module (SIM card). The account can be loaded and unloaded by depositing or withdrawing cash at a wide range of retail agents and the mobile operator's
GCASH REMIT Japan	GCASH REMIT is provided by SOFTBANK PAYMENT SERVICE CORP, in partnership with GXI, a subsidiary of Globe Telecom. It allows Filipinos in Japan to send some home direct to GCASH Mobile Money wallets.
GE Money Mobile Banking - Czech Republic	GE Money Bank is one of the largest financial institutions in the Czech Republic and offers mobile banking, contactless payments and innovative services for retail and SME clients.
GeldKarte	GeldKarte is the electronic wallet of the German banking industry. It can be charged at an ATM or special charging terminals, or via the Internet.
Gemalto Allynis Trusted Services Hub	Gemalto's LinqUs Mobile Money solution allows people to use mobile phones to access bank accounts, make payments and peer-to-peer transfers, and buy airtime.
Gemalto MMT	Gemalto's LinqUs Mobile Money solution allows people to use mobile phones to access bank accounts, make payments and peer-to-peer transfers, and buy airtime.
Gemalto Mobile Payments Platform (GMPP)	Gemalto's Mobile Payments Platform is a comprehensive, secure and flexible platform for issuers, mobile operators, retailers and banks to launch mobile payment services.
Gemalto Trusted Service Manager	Gemalto's Trusted Service Manager (TSM) solution manages provisioning of card details for NFC services.
Georgia Bank MasterCard Commercial NFC launch	Banks in Georgia are to launch a commercial NFC Payments service in 2012
Getin Noble Bank Financial Services/ Getin Point VTM branch	Getin Bank launched Getin Point, the first self-service branch in Poland, in February 2014. This is part of the Getin UP project launched in November 2012.
Giesecke Devrient (formerly Venyon)	One of the world's largest providers in the field of electronic payments, G&D offers its customers a comprehensive selection of products and services.
Girocard	Girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee.
girocard/ girogo Contactless cards Germany	Contactless payment feature of the German banking industry included automatically on all newly issued giro cards by the local cooperative banks and savings banks within certain parts of Germany.
Giropay online payment through online banking	Online payment through a bank transfer from online banking
Gittigidiyor Online Shopping Mall Mobile Site	GittiGidiyor is an online marketplace in Turkey, launched in 2001 with more than 6.4m Registered users as of April 2011. Ebay has invested in it in April 2011. Good feature is a mandatory escrow service for payments between buyer and seller.
Glo Txtcash Nigeria	March 2010: Globacom, one of Nigeria's most innovative MNO and second National carrier with operations in a couple of West African countries may join forces with ETBank which has a close ownership structure with Globacom.
Glo Xchange Super Agent Network	Glo Xchange is a mobile money super agent network that was launched by Globacom in partnership with three licensed mobile money operators, FirstMonie, Ecobank and Stanbic IBTC in August 2014.
Global Mobile Banking from Global IME Bank	The bank upgraded Global SMS Banking to Global Mobile Banking so that customers use an application installed in their mobile phones to effect transactions.
Globalcollect Payment Services and E-Wallets	Part of Wells Fargo. World's premier Payment Service Provider of local e-payment solutions for international Customer Not-Present channels such as internet, mail, and telephone orders.
GlobalWebPay Online Money Transfer	GlobalWebPay offers international money transfer by implementing a bank transfer instruction on behalf of the sending customer.
Globul G-Wallet Bulgaria	Globul G-Wallet Payment Service in Bulgaria
Google Beeba NFC Travel Card	Google wallet for retail mobile payment
Google Play (formerly Android Market)	Google Play (formerly Android Market), is a digital distribution platform for applications for the Android operating system and an online electronics and digital media store operated by Google.
Google Pony Express	Google is reportedly developing a new Gmail feature that will allow users to receive and pay bills directly from their email inbox.
Google Wallet - Philippines	Google wallet for retail mobile payment
Google Wallet UK	Google wallet for retail mobile payment
Google Wallet USA	Open approach to mobile payments platform. Start with Mastercard but add more. Start with card but add ACH. Open to third party enhancements. Google has eliminated two obstacles that have always prevented NFC from taking off: merchant terminal subsi
GoRemit (Formerly GoLloyds Oversease Remittance Service)	A way to send funds overseas from Japan by transferring money domestically using a bank ATM or internet banking in Japan. GoRemit completes the overseas remittance.
Grand Bank online and mobile banking	Grand Bank offers online and mobile banking. The application for mobile banking can be downloaded from the site for a variety of smart and feature phones.
Grand Remit and other Financial Services (GBNL)	Grand Bank Nepal offers mobile banking, online banking, remittances and other services.
Green Money Transfer India	'Green Money Transfer' is an industry-first and enables anyone using a cell phone to transfer money in a safe and flexible environment. This facility is being proposed as an additional service to the rural masses who can now receive remittance in the
Groupon online payment service	A payments service for the company's merchants to accept credit cards, built into the latest version of the Groupon Merchants app for the iPhone and iPod Touch.
GTBank 737 Transfer Service	GTBank offers a number of services for mobile money and e-money. Consumers can send and receive funds to and from any of the bank subsidiaries in West Africa and without even being a GTBank customer.
GTBank E-Account	The e–Account is an interest bearing card account that allows salary earners conveniently carry out all banking transactions via different e-channels anytime from anywhere in the world.
GTBank International Money Transfer	The bank offers services to send and receive funds to and from any of the bank subsidiaries in West Africa. You do not have to be a GTBank customer in order to access this service.
GTBank Mobile Money and Mobile Banking Nigeria	GTBank Mobile Money is powered by MTN. With Mobile money, all MTN subscribers can transfer funds to any recipient in Nigeria and also pay for goods and services with their mobile phones.
GTBank Social Banking	GTBank offers a number of services for mobile money and e-money. Consumers can send and receive funds to and from any of the bank subsidiaries in West Africa and without even being a GTBank customer.

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Habib Mobile Banking Pakistan	Habib Bank Limited, the largest bank in Pakistan offers comprehensive mobile banking services and launched a trial of branchless banking services in 2012.
Habibmetro Remittances	Habibmetro is one of the fastest growing commercial banks in Pakistan, with over 170 branches across the country. Habibmetro and MoneyGram have partnered to facilitate inbound remittances.
Hal-cash Ecuador	Allows one to send money to be withdrawn from an ATM without need for credit or debit card. Hal-Cash AMERICA, Inc. is a Delaware corporation formed by participating leading European banks. Currently, more than 20,000 ATMs are members of the Hal-Cash
Hal-cash India	Empays Payment Systems India announced the launch of the Hal Cash node for India. The node is part of the world-wide Hal Cash payment system, a concept that was invented and developed in Spain by Hal Cash International, a consortium founded by six le
Hal-cash Morocco	Shareholders are 6 Spanish Banks, that have created a "platform to send money instantly". Allows one to send money to be withdrawn from national and International ATM using a mobile phone, through an SMS with a code, without having to use credit or d
Hal-cash Spain	Shareholders are 6 Spanish Banks, that have created a "platform to send money instantly". Allows one to send money to be withdrawn from national and International ATM using a mobile phone, through an SMS with a code, without having to use credit or d
Hal-cash Ukraine	Shareholders are 6 Spanish Banks, that have created a "platform to send money instantly". Allows one to send money to be withdrawn from national and International ATM using a mobile phone, through an SMS with a code, without having to use credit or d
Halcash Poland	In Poland Euronet Polska, the operator of the biggest ATM network provides HalCash. This is an innovative system for rapid transfer and withdrawal of money from an ATM using a mobile phone.
Hamburger Volksbank NFC
Hana N Wallet South Korea	Hana Bank South Korea launched a digital wallet service in February 2012, to allow customers to use the smartphone for P2P transfers, without revealing bank account number, and aided by SMS notitication.
Handpoint MPOS	Handpoint has launched a mobile point of sale solution and mobile app with P2PE (Point-to-point encryption). They offer an API for developer use in merchant integration.
HandyPay	HandyPay is a system of mobile payments that allows all mobile phone customers in Kazakhstan to make payments by sending simple SMS commands.
Hang Seng Financial Services	Hang Seng Bank is to roll out a mobile payment NFC service in the first half of 2013.
Happydigits Loyalty program	Happydigits service. HappyDigits is the leading multi partner network in Germany. Can seamlessly support mobile couponing, NFC and electronic wallet.
Harbin Bank MB	Harbin Bank is a leading microfinance bank in China that has been developing mobile banking services in North East China for offer services to underserved farmers and small businesses.
Hassa- Zain, Bank of Khartoum	Hasa is a new mobile money service in Sudan launched through a collaboration between Zain and Bank of Khartoum.
Haypost Financial Services	Haypost offers a range of financial services including remittance and payment services.
HBL Card Payments	HBL has a strategic partnership with MasterCard to issue 7 million payment cards in 5 years.
HBL Express	HBL Express is a branchless banking initiative from HBL to allow money transfer, bill payment and other services within Pakistan.
HBL iBank	Habib Bank Limited has implemented a comprehensive online banking service for its customers around the globe in 2006 using the TPS PRISM solution.
HDFC Quickremit Through TOML	Quickremit is the online money transfer service from HDFC Bank to send foreign currency from a country outside India to an account in India after conversion into Indian Rupees
Heartland Mobuyle MPOS	Heartland offers users a downloadable app which is paired with a Mobuyle encrypted reader inserted into an audio jack to convert an Android, iPhone, iPod Touch and iPad into a PoS terminal.
Hello (Bangladesh) - Bank Asia Agent Banking	Bank Asia has launched a unique Agent Banking model with technology based banking concept ensuring appropriate security with real-time banking for customers.
Hello Paisa	Developed by Nepal's Finaccess as a managed service to banks and financial institutions and is connected with the three main mobile networking operators in Nepal. The model supports the underserved base of the economic pyramid (BOP) market in Nepal,
HID Global's ActivID Authentication	HID Global offers secure identity solutions and 2-factor authentication. In July 2014 Hypo Alpe-Adria-Bank Croatia implemented their solution.
HiFX Money Transfer UK	HiFX Online claims to provide customers with the quickest and easiest way to convert £50 – £300,000 online at the touch of a button wherever you have access to the internet.
Himal Remit	HimalRemit is a premium online Money Transfer service offered by Himalayan Bank Limited - the leading joint venture bank of Nepal. Himalayan Bank is a pioneer in the field of retail money transfer business with almost two decades in the field.
hipay wallet	The HiPay wallet payment solution is produced by HPME, a Belgian company with capital of 3.2 Million Euro and head office located in Brussels.
HomeSend Remittance Hub and BICS mWallet	BICS offer two main services HomeSend and mWallet. The HomeSend global hub service provides a mobile-centric approach to international remittance. BICS and Tunz have together launched an mWallet.
HomeSend RusslavBank CONTACT System for Remittances	HomeSend has partnered with RusslavBank CONTACT System for Remittances
Hong Kong Monetary Authority Cross Border Online Payment	Hong Kong Monetary Authority Cross Border Online Payment system will allow customers to pay utility and online shopping bills directly from their bank account through the Internet.
HotRemit - DigitSecure	DigitSecure has plans to issue a pre-paid payment instrument known as HotRemit. As of April 2014 this service does not appear to be launched but is gearing up for bill payments and bus ticket payment.
HOUSe ATM Network - Malaysia	In addition to the PLUS, Cirrus and Global ATM network, HSBC expanded the network of ATMs with HOUSe, a shared ATM network.
Housing Finance Bank (HFB) M-Cash	Mobicash subsidiary M-Cash launched a mobile financial service in Uganda in May 2012 in partnership with Housing Finance Bank (HFB).
HSBC Mobile Banking	If you are an HSBC Premier, HSBC Advance, Bank Account, HSBC Passport, Graduate Bank Account or Student Bank Account customer you can access your HSBC accounts using Mobile Money from MONITISE, in real time from a compatible mobile wherever you are.
HTC China Merchants Bank Mobile Wallet	HTC and China Merchants Bank have launched a mobile wallet, allowing owners of HTC Android smartphones to pay by tapping their phone on the till. There is a secure chip in the handset and which makes it independant of the network operator.
HTC mobile wallet technology	In September 2012 HTC launched the CMB wallet, which allows consumers to spend money by placing their phones near POS ( point-of-sale) terminals.
Huanxin Mobile Banking China	Huanxin Mobile Banking Nationwide
Hyperremit money transfer services	Canada to Philippines A2A mobile remittance service
Hyperwallet USA	Provider of online and mobile payment, international payments, card products and financial technology solutions to enterprise-level customers in Canada, the U.S. and internationally. Has an online and mobile commerce platform with integration to glob
Hyves Afrekenen Europe	Facebook's Dutch Peer; Payments service in partnership with Rabobank - allows users to instantly transfer amounts of up to Euro 150 to anyone on the network

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I Cash Card (ICC)	ICash Scholar Card is a customized card designed to suit the requirements of colleges, parents and students, to facilitate easy support payments for students.
I&M Bank Multi-Currency Prepaid MasterCard	The I&M Bank Multi-Currency Prepaid MasterCard enables cardholders to carry three currencies, namely, U.S. Dollars, Sterling Pounds and Euros on a single card, while at the same time offering users a secure and convenient mobile wallet.
i-Free NFC Wallet	i-Free has developed what they claim to be the first full-featured NFC wallet in Russia and CIS.
IBM-Skolkovo NFC Russia	The computer giant has partnered with Russia's Skolkovo Foundation to create a Science and Technology Center that will work on intelligent operations, technology for the oil and gas industry and on "the creation of security-rich and customizable mobi
iCache Geode Digital Wallet for iPhone USA	Claims to be the world's first secure digital wallet for the iPhone, with an included GeoCard that turns into any of your credit or debit cards through tap of a button on the free Geode App.
iCAN Cash Acceptance integrated Russia leading online payment solutions	Russian payment solutions expert W2B enters the cash payments market with new software and goal to provide the most comprehensive flexible, scalable and repeatable payments solution to markets in the world. W2B's payment solution software, iCAN is
iCAN Cash Acceptance integrated Russia leading online payment solutions	Russian payment solutions expert W2B enters the cash payments market with new software and goal to provide the most comprehensive flexible, scalable and repeatable payments solution to markets in the world. W2B's payment solution software, iCAN is
iCAN Cash Acceptance Network	Russian payment solutions expert W2B enters the cash payments market with new software and goal to provide the most comprehensive flexible, scalable and repeatable payments solution to markets in the world. W2B's payment solution software, iCAN is
ICBC Mobile Banking	ICBC China supports a range of retail personal and corporate mobile and banking services. This includes Android Internet Banking, ICBC ePayment and Corporate Internet Banking.
ICBC Online Banking	ICBC China supports a range of retail personal and corporate mobile and banking services. This includes Android Internet Banking, ICBC ePayment and Corporate Internet Banking.
ICICI Imobile Mobile Banking India	Funds transfer using web(ICICIBank.com) or mobile(iMobile). Can make financial transactions of upto Rs.5,000 per day for funds transfer and Rs.10,000 per day for bill payment. Transfer to own linked ICICI accounts, other ICICI accounts anywhere in In
ICICI Money2india India	The ICICI Bank in India runs a highly profitable business using mobile ATMs and simple Internet banking. It undercuts Western Union fees by 70 per cent. There is an ICICI remittance card for Send from US, Canada, UK, UAE, Qatar and Receive in India.
Idea Money	Idea Money allows consumers to conduct a variety of financial transactions, any-time and anywhere using their mobile phone.
iDEAL Online Payment via Online Banking	Joint initiative of the Dutch banks that offers Online payment for purchases via credit transfer from a regular online banking application.
Idram E-money Services	Idram Payment System operates in Armenia from 2004 offering a range of online and offline consumer payments.
IDT international remittance clearinghouse (RCH)	May 2011: Established international remittance clearinghouse (RCH) for mobile network operators. RCH facilitates connectivity between traditional, cash-based, money transfer operators and mobile wallets utilizing IDT's economical transaction settleme
iKaaz mPOS	ikaaz, an Indian software company has partnered with First City Monument Bank Plc to launch a mobile payment solution in Nigeria.
IKAS payment	IKAS is a method for payment at Biedronka, using mobile phone applications that allow for payment from bank account.
IKO - from PKO BP	Six Polish banks (Alior Bank, Bank Millennium, Bank Zachodni WBK, BRE Bank (mBank, MultiBank), ING Bank Śląski and PKO Bank Polski) have collaborated to create a common standard for mobile payments.
Iko Pesa Orange Money Kenya	Orange Money, branded Iko Pesa (Swahili for "there's money"), was launched in partnership with Equity Bank. The Orange Money product in other countries offers a simple mobile wallet, similar to M-PESA.
iMoney Digital Payment platform and Wallet	This is a digital payment platform for individuals and business. It allows money transfer and mobile payments with a single iMoney account.
ImpulsePay Click & Pay	ImpulsePay is the leading Payforit provider for mobile payments in the UK. Backed by all the UK operators, they claim that mobile billing can increase merchant revenues by 50%.
In2pay USA	In2Pay system for iPhones of 3G and 3GS varieties. Built around an app ensconced on a MicroSD card inside iPhone case, this offers contactless payments anywhere that Visa's payWave is available, as well as secure access to buildings and computer netw
Inapay	Inapay is an online payments gateway in Indonesia. It was launched at the end of 2011 by a startup, PT Indonesia Payment Solution.
India Post instant mobile money remittance	Service from India Post together with BSNL to transfer money within the country in minutes using amobile to send a message to the post office.
Indiaplaza	Indiaplaza is a large online portal in India supporting a variety of payments including Cash on Delivery(COD).
Indomog Multi Payment Online Gateway (INDOMOG)	This is an online payment system which connects merchants to customers as is initially focussed on online games.
Indonesian mobile operator wallet interoperability	In May 2013 the three largest operators in the country (Telkomsel, XL, and Indosat) launched their E-Money interoperability (P2P Transfer), also termed as "Inter-Operator Electronic Money Transfer Service".
Industrial Bank and UMPAY Mobile Wallet	"Mobile Wallet" is a new mobile payment service launched by the Industrial Bank (IB) in conjunction with Beijing Union Mobile Pay.
Industrial Bank China Mobile Banking	New generation of iPhone and Android mobile banking clients, that claims to provide customers with mobile financial services which are more comprehensive, convenient, fashionable and considerate.
ING Direct online Banking	ING UK has now been taken over by Barclays
ING Smart Banking for smartphone	ING Smart Banking for smartphone is the latest version of ING mobile banking released by ING Belgium SA.
Ingenico Mobile Retail Platform iMRP	Mobile Retail Platform aims to facilitate targeted one-on-one customer interaction, add secure in-aisle and on-site mobile sales, Increase conversion rates and personalized customer experience, provide consumers with multiple choices of payment inclu
Ingenico Solution for Nigeria Cashless Initiative	This program of the CBN aims at reducing the amount of cash used in transactions in Nigeria, with an aggressive rollout of POS terminals across the country. 14.000 Ingenico terminals have been purchased by the banks, including Guaranty Trust Bank (GT
Ingo Money	Ingo Money is a provider of financial technology services in the US and owns and operates the Ingo Money Network and Ingo Enterprise.
Inovapay Wallet	Inova Payment Systems provides a variety of electronic payments such as money transfers, bill payments and goods, recharge mobile phones.
InspirePay Payment Platform	InspirePay, a Boulder-based startup company funded in part by Boulder's newest venture capital firm Tiforp Business Ventures, launched what they claim to be the first universal payment platform that consolidates all online commercial transaction opti
Instabank	Instabank is a new Russian online banking service that bills itself as a bank for those who appreciate the beauty of iPhone and the convenience of Facebook.
Instacash	It acts like a debit card, the funds are debited ffrom the bank account and credited to the NETeller account and this can be transfer to any Neteller merchant online.
Instadebit	InstaDebit is an electronic wallet that lets you securely transfer money directly to and from your bank account. Consumer facing brand. InstaDebit provides Fast Banking Transfers, real-time banking interfaces and foreign exchange services in countrie
Instant Cash - UAE India	Instant Cash service was launched between UAE and India in October 2013 to allow for immediate collection at Indian post offices.
Instant Money SA to Zimbabwe	Standard Bank deal with Spar will allow people to draw cash at a till after money transferred between users via SMS (Linked to mowaly).
Instant Payments platform for PSPs	Nets and Istituto Centrale delle Banche Popolari Italiane (ICBPI) have joined forces to launch an instant payments solution in Italy
Interac CASH service	Interac provides various innovative payment services such as the e-Transfer Service, Interac Online and Cross Border Debit.
Interac Email Money Transfers Canada	Interac e-Transfer supports money transfer from online and mobile banking to email addresses or phone numbers. A secuirty question is used that the recipient must answer to claim money.
Interac Flash contactless enhancement of Interac Debit	Interac provides various innovative payment services such as the e-Transfer Service, Interac Online and Cross Border Debit.
Interac Online	Interac provides various innovative payment services such as the e-Transfer Service, Interac Online and Cross Border Debit.
Interbank GIRO (IBG) - MyClear	Interbank GIRO (IBG) is a payments system run by MyClear to transfer funds between banks in Malaysia.
International Payments Framework Association (IPFA)	The International Payments Framework approach is to enable locally originated non-urgent credit transfers to reach markets around the world
Internet Banking Payment System of PBC, China	The Internet Banking Payment System is part of a newly established 2nd generation payment system developed by the People's Bank of China.
Interswitch CashCard	Interswitch is an integrated payment and transaction processing company that provides technology integration, advisory services, transaction processing and payment infrastructure to government, banks and corporate organizations in Nigeria.
Interswitch QuickTeller	Interswitch is an integrated payment and transaction processing company that provides technology integration, advisory services, transaction processing and payment infrastructure to government, banks and corporate organizations in Nigeria.
Interswitch Verve Card and MySmartCityCard	Interswitch has introduced Verve Debit, Prepaid, MasterCard and My SmartCity Cards.
Intuit GoPayment and GoPayment Prepaid Card	Accept payment on your phone in seconds. It has an app and a reader that plugs into your mobile. December 2011: GoPayment now does more than help make it easy to accept electronic payments. It also gives small businesses and anyone who sells products
Intuit GoPayment and GoPayment Prepaid Card	Accept payment on your phone in seconds. It has an app and a reader that plugs into your mobile. December 2011: GoPayment now does more than help make it easy to accept electronic payments. It also gives small businesses and anyone who sells products
Intuit Mobile Banking (purchased MMV	Intuit Financial Services built the first two pieces in-house, but it partnered on the mobile browser with MMV, a joint venture formed in 2008 by Citigroup and South Korea's SK Telecom Americas. This acquisition means IFS will be able to control deve
Intuit Payments Connect USA	Intuit Payments Connect enables software companies and developers to create, certify and deliver any kind of payment application rapidly through a proven life cycle management process with free development tools. The developer-focused portal provides
IP Commerce Paymenst as a Plaform(Paas) US Canada	IP Commerce takes a white‐label approach to the OPP space. Their platform is leveraged by established payments processors, who brand it as their own. IP Commerce has five clients using its technology, including Chase Paymentech and First Data.
Ipay Online Bill Payment	Online bill pay service
iPay.ua	Service iPay.ua is a Ukrainian online payment service supporting online money transfers and payments.
IPAYMU Payment Gateway	IPAYMU is an Indonesian Payment Gateway. Besides e-wallet and debit card services, iPayMu also offers escrow and money services.
IPS Payment Platform - China	Mobile banking services nation-wide through a number of banks
Iran Mobile Banking Iran	In Iran banks like Parsian, Tejarat, Mellat, Saderat, Sepah, edbi and bankmelli offer banking service to the unbanked/rural areas
iRemit Innovative Remittances Services	The iNotify remittance pick up is an alternative service method where beneficiaries in the Philippines can claim remittances from any of iRemit's more than 6,000 designated pay-out centres nationwide.
iSend Cross Border Payment and Transfer	Expanding its service into Canada and the UK to enable consumers to support family members internationally by topping-up mobile phones, paying recurring monthly bills and purchasing retailer gift cards for in-country pickup. Mobile Send via Aryty
Italian Bank Credito Valtellinese (Creval) Pay with your card	The Pay with your card service allows even non-Creval customers to make online payments using their credit card.
itBit	itBit is a Singapore based company that operates as a Bitcoin exchange.
Ithmaar MobiCash Bahrain	MobiCash allows consumers to send cash using Ithmaar's online banking service to any Bahraini mobile number, and the receiver can get the cash from any Ithmaar Bank ATM with the MobiCash Code received via SMS.
Ithmaar Mobile Banking Bahrain	Ithmaar Bank launched Bahrain's first mobile online banking service in May 2010.
iupay virtual wallet	iupay is a virtual wallet that has been launched in February 2014 in Spain. It is driven by the major banks in Spain.
Ixaris Entropay virtual Visa card used for online purchases	Consumer brand Entropay for online Gaming; Ixaris Opn is OPP; Ixaris PSP Enables MT and Payments globally. Use of card networks to transfer to DDA accounts.Virtual Visa and MasterCard product, which facilitate the issuance of one‐time use Visa or Mas
Ixe Net Movil	Bank's new multi-channel mBanking service. Ixe customers with immediate on-the-go account access and multiple banking functions through all channels - Intelligent SMS, mobile browser and rich-client Mobile Banking. Ixe Bank customers now have the abi
iZettle MPOS for taking card payments Nordics	iZettle is being called Europe's Square. They are also considering NFC support. iZettle is creating an innovative and compelling solution that can help cardholders pay anywhere anytime in a convenient and secure way. Offer iZettle for the iPhone for
iZettle MPOS for taking card payments UK	iZettle is being called Europe's Square and lets anyone take credit or debit card payments with an iPhone
iZettle MPOS for taking card payments USA	iZettle is being called Europe's Square. They are also considering NFC support. iZettle is creating an innovative and compelling solution that can help cardholders pay anywhere anytime in a convenient and secure way. Offer iZettle for the iPhone for

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J-Debit	J-Debit is a system for locally issued debit card payment in Japan.
Jaew Integrated Financial Service by dTAC	Jaew Integrated Financial Service by dTAC allows consumers to transfer money, topup, pay bills and manage other financial services with just a mobile phone number and identification card.
Janata Bank Mobile Financial Services	This state owned commercial bank caters to the needs of the mass business people. It provides Internet Banking and Remittances and has permission to launch full mobile financial services in the country.
Janata Bank Nepal Financial Services	Janata Bank Nepal offers alternate financial services that include ATM services, remittance services and e-banking.
Janata Bank Online Banking	This state owned commercial bank caters to the needs of the mass business people. It provides Internet Banking and Remittances and has permission to launch full mobile financial services in the country.
Japan Mobile NFC Consortium	December 2011: NTT DOCOMO, INC., KDDI CORPORATION and SOFTBANK MOBILE Corp. announced today their establishment of Japan Mobile NFC Consortium to coordinate the adoption of multiple international standards for near field communication (NFC) technolog
Jazzcash from Mobilink	JazzCash is the umbrella brand for Mobilink Mobile Financial Services that replaced Mobicash in May 2016.
JCC Payment Systems	JCC Payment Systems is the domestic card scheme in Cyprus.
Jiffy	Jiffy is a person-to-person service that, via a smartphone app, allows money to be transferred simply by selecting the recipient from the mobile's address book.
Jifi	Jifi is a new age digital account offered by Kotak Mahindra Bank. The main offer is that banking is now social as consumers receive banking account updates through Twitter and gain reward points for transacting online and adding friends to their network.
Jinshang Bank mobile banking	Jingshang Bank launched its first mobile banking service in September 2012.
Jio Money - Reliance	Reliance Payment Solutions, a subsidiary of Reliance, has obtained RBI authorisation for a PPI instrument known as Jio Money.
Jiring	Jiring is the first Mobile Payment company of Iran and is issued by MCI (Mobile Communication Company of Iran- Hamrah Avval Brand Name). Hamrah Avval is market leader of telecom operation if Iran with about 40 million subcribers around Iran. Jiring
JP Morgan Quickdeposit	Their proposition is that banking with J.P. Morgan is more convenient than ever with QuickDeposit, which allows you to securely deposit checks with just two camera clicks. Simply snap a picture of the front and back of your endorsed check and send it
JPMorgan Chase ACCESS Mobile - Corporate banking	The Treasury Services business of global financial services firm JP Morgan has launched its JP Morgan Access mobile banking platform in Asia Pacific. The service is designed to allow customers to view balance and transaction information via smartphon
JPMorgan Chase Mobile Banking	The Treasury Services business of global financial services firm JP Morgan has launched its JP Morgan Access mobile banking platform in Asia Pacific. The service is designed to allow customers to view balance and transaction information via smartphon
JPMorgan partners GoPago for Mobile Payments	JP Morgan is testing a mobile payments service provided by GoPago Inc. Tests will be in San Francisco in April, followed by a trial in Dallas. The new service allows consumers to request and pay for goods or services in advance, then show the merchan
JPMorgan QuickPay	Chase QuickPay is an online service that claims to allow you to send money to and receive funds from virtually anyone who's enrolled with an e-mail address. It's fast, convenient, and secure, and it's easy to get started—all you need is a valid email
JUMBO Card App	The Jumbo Card offers a means of payment at Jumbo stores and myOne acceptance locations across Switzerland. The JUMBO Card app allows mobile payments setting up payment arrangements.
Jumio	Jumio offers FastFill, NetSwipe and NetVerify services that they claim can increase transaction completion rates by over 20%.
Jyske Netbank, Bank Mobile and Swipp	Jyske offers a range of digital banking and payment services in Denmark including Swipp for money transfer (new in 2014), Jyske Bank Mobil and Jyske Netbank.

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K-bank Korea	KT is targeting 50 percent of payments being made by mobile money services by 2015. The operator plans to boost the consumer adoption of mobile money services by working with partners - including merchants, service providers, government agencies and
K-CASH	K-CASH is an electronic money system established by the Korea Financial Telecommunication and Clearings Institute. Consumers can obtain K-CASH cards from issuing banks.
K-Pay Kcell Mobile Payment	Kcell JSC the leading mobile communication operator in Kazakhstan launched MFS initiatives for MSMEs offering mobile payment terminal market (mPOS) throughout Kazakhstan.
Kabbage	Kabbage is a FinTech company that claims to be the No. 1 online provider of small business loans, having expanded their business from USA to the UK.
Kalixa Prepaid MasterCard	Kalixa was created by Vincento Payment Solutions Limited Vincento is an electronic money issuer owning multiple elements of the payment process for Kalixa, the prepaid MasterCard. E-money issuer in UK regulated by FSA.
Karma (Formerly Karmacoin)	Karma (formerly Karmacoin) is a digital currency, like Bitcoin, that you share with the people and things you care about. Karma claims to act as a reward system for people and groups to do good things.
Karma Koin	Karma Koin is a prepaid card solution that launched in more than 1,300 7-Eleven and Best Buy stores in Mexico. It is also available in Canada, Australia and New Zealand.
Karma Koin - Mexico	Karma Koin is a prepaid card solution that launched in more than 1,300 7-Eleven and Best Buy stores in Mexico. It is also available in Canada, Australia and New Zealand.
KasPay from KasKus	The largest online community forum in Indonesia, KasKus, introduced KasPay in 2009 in response to members dabbling in selling products including the latest smartphones.
Kazkommertsbank mobile payments HCE	Visa and Kazkommertsbank launched a contactless payments service through Android-smartphones with NFC chip for the first time in Kazakhstan in February 2016.
Kbank Payment and Banking Services - Thailand	KASIKORNBANK or Kbank offers a variety of services including funds transfer, bill payment, mobile and online banking and more.
KCB Mobile Banking Kenya	Modern SMS banking service from KCB. Also KCB is in partnership with Western Union, offering you money transfer services that are safe, fast and convenient ways to send and receive money. With Western Union's wide coverage locally and internationally
Kcbconnect Rwanda	Kenya Commercial Bank (KCB) announced plans to roll out its KCBconnect in Kigali in the third quarter of 2010. In Kenya, this service allows users of Safaricom's M-PESA mobile money service to transfer money between the mobile money account and the b
KDDI Japan	Fullfledged mobile banking service. In 2006 Mobile Net Bank Development Corporation established to launch a mobile 'New Bank'. Payments software from JCB card pre-installed.
KDDI multple application NFC trial	KDDI launched an 8 month NFC trial with a range of services, some similar to services offered in Japan using FeliCa.
Kegow	Kegow is a mobile financial service that allows people in Nigeria to transfer money, topup phones and pay bills. No bank account is needed.
Keystone Bank Mobile Banking (KeystoneMobile)	The Keystone Bank Mobile Banking platform enables customers of the bank to conduct banking transactions electronically via their mobile phones. It is another form of anywhere banking.
KFTC MicroSD	KFTC has a key priority for 2013 of introducing a financial microSD (secure digital) card for payment and settlement services via smartphones.
Kipochi Wallet	Kipochi is a free mobile web app for both smart and dumb phones. Kipochi is a Bitcoin wallet that allows users to send and receive Bitcoins via their phones.
Kist Mobile Wallet and other Financial Services	Kist Bank offers a range of electronic services including mobile banking, e-banking and e-payments. The Kist Mobile wallet is a mobile banking application installed on the mobile phone to support banking transactions.
Klarna Digital Wallet supporting Pay-Later Digital Wallet	Klarna operates similar to a Credit Card by allowing people to get goods prior to payment. It shields payment details from merchants.The service replaces the need for a credit card and takes the risk out of purchasing online.
Klickex Currency Exchange	Kclickex services
KlikBCA Online Banking	KlikBCA is the online banking and payment service from BCA Indonesia.
Klikpay - Bank Central Asia (BCA) Online Payment	BCA offers m-BCA for mobile banking as well as a range of mobile and online payment services.
Komercni Banka MFS	The bank has partnered with Visa Europe for a limited commercial NFC payments rollout, using iPhone 4 and 4S handsets equipped with Wireless Dynamics' iCarte accessory.
Komercni Banka MojeBanka Czech Republic	The bank has partnered with Visa Europe for a limited commercial NFC payments rollout, using iPhone 4 and 4S handsets equipped with Wireless Dynamics' iCarte accessory.
Komercni Banka NFC	The bank has partnered with Visa Europe for a limited commercial NFC payments rollout, using iPhone 4 and 4S handsets equipped with Wireless Dynamics' iCarte accessory.
Kony Mobile banking and platform	Kony Mobile Banking optimizes the mobile banking experience on all devices and all channels. Customers can securely access account information, receive alerts and much more. Kony Mobile Banking is built on the KonyOne 4.0 platform. Developers can al
Kookmin Bank Mobile Banking Korea	Transfer funds between accounts
Kraken account	Kraken is an exchange that allows users to open accounts with an email address and verification to tier 2 for bank deposits.
Kredit Pilot Europe	Local payment mainly developed for Russia. Supports payment to more than 800 service providers.
Krungsri Quick Payment	Bank of Ayudhya and AIA Thailand launched "Krungsri Quick Pay" in September 2012. This solution turns smart phones and tablets into secure mobile point of sale.
KT iPhone4 NFC enabled case	KT became one of the first to offer customers an NFC-enabled case that enables iPhone 4 users to take advantage of the carrier's commercially available Olleh Touch NFC payments and rewards service.
KT standard NFC commercial launch	KTF commercially launched NFC services using standard NFC phones and high-capacity SIMs.
Kumari Bank Mobile Cash	Kumari Mobile Cash claims to have pioneered the mobile wallet concept in Nepal by allowing users to store cash balances attached to their mobile phones.
Kwarta Padala	Kwarta Padala is a domestic and international remittance service from M Lhuillier.
Kwixo Wallet and Payments Service	Enables person-to-person (P2P), business-to-business (B2B) and person-to-business (P2B) payments via mobile handsets and the internet.
Kyivstar Mobile Money	The Kyivstar Mobile Money service is activated for all subscribers per default to allow them to pay for utilities, Internet and TV, penalties, loan repayment and more, direct from mobile phone.

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La Caixa Gemalto Commercial NFC Rollout	CaixaBank is set to launch what is said to be the biggest NFC commercial service in Europe in 2014.
La Caixa TV Banking	Mobile Money Remittance service from La Caixa that allows mobile banking users to send money to others in the bank, based on name and phone number
Lajancash	Lajancash offers mobile payment services that claim to work with any phone. With Lajancash, clients make purchases on the web or with participating merchants using their mobile phone.
Lakala Offline Payment Terminals	Lakala is the largest offline payment company in China, offering a variety of self-service payment terminals.
Laku Banget Online Payment on Facebook	Online Social Payments startup in Indonesia provides an e-commerce platform hooking into Facebook. It promotes payment for goods and services such as Travel.
Landbank easypadala	The Land Bank easypadala service is an e-banking innovation for remittances from the Global Filipino community.
Laxmi Bank Mobile Banking	Laxmi Bank Mobile Banking primarily offers two major services through the mobile phone. These are transfer of funds to peer accounts and bill payment.
Laxmi Bank Mobile Money	Laxmi Bank is a Category A Financial Institution operating in Nepal and offers a mobile money service, in addition to other innovative financial products.
Lazada E-Commerce	Lazada.vn is an e-commerce company established in SEA at the beginning of 2012. Their goal is to become the biggest online retailer in Vietnam and South East Asia.
Leader Money Transfer services, Leomoney	Leader System is a money transfer payment system network based in Russia, with strong presence in Russia, CIS, Baltic countries, Spain and across 132 countries at end of 2013. It operates the Leomoney Wallet.
Lebara Uk United Kingdom	Lebara Money targets migrant consumers, to allow them to send money home in seconds with no transfer fees, no credit checks, contract or monthly fee, using a prepaid card.
Legkiy Platezh Easy Pay from MTS	Launched by MTS a leading operator in Russia. Accessible via Internet and mobile devices, accounts on the system can be replenished using MTS mobile accounts or bank cards.
Lemon Mobile Wallet platform USA	The Smarter Wallet digitizes the contents of your wallet so you can access your loyalty and credit card balances any time, track every dollar, get help spending smarter, and keep your money safe.
Leo Cash from Orascom Namibia	Leo means "Today" in Swahili. Leo was formerly known as Cell One. It is currently the second largest mobile operator in Namibia with currently around 300.000 active subscribers. Leo was established under the name Cell One in 2007 and was the first c
LevelUp Mobile Payment with QR Code	LevelUp offers a way to pay using a mobile phone and a QR code that gets scanned at the merchant location.
Lianlian China	Third party mobile payments. Lian Lian Tech. is leading alternative payment channel for mobile, telecom and value added service provider in China. Mobile payment services in China are generally in the initial phase, with usage limited to the mobile phone.
Lien Viet Post Bank Electra Switch based services	ElectraCard Services (ECS) has partnered with Lien Viet Post (LVP) Bank In September 2012 to enable the bank to add ATMs with multiple value added services and issue cards.
Lime Jamaica Airtime Topup	Lime C&W service
Linden Dollars	Linden Dollars are the virtual currency used on Second Life. VirWoX and other such virtual currency exchanges trade Linden dollars for fiat currency.
Lipa Na M-pesa	Lipa Na M-PESA Online is M-PESA's payments solution for online payments. Businesses can now add Lipa Na M-PESA Online as a payment option on their websites.
Liqpay Instant Payments by PrivatBank	LiqPay is web-interface of PrivatBank with which card holders of VISA/ MasterCard from around the world can pay for goods and services on merchant websites and transfer money from card to card.
Litecoin	Litecoin is a cryptocurrency like Bitcoin. It is currently the second most valuable alternative currency.
Live Gamer Pay+/ Elements	Pay+ breaks down the barriers and makes it easy to sell digital content on a global basis through the top performing and most relevant global, alternative and local payments in 180 countries.
Lloyds Bank Mobile Banking	Lloyds Bank provides a range of payment services for sending money abroad.
Lloyds Bank Online Banking	Lloyds Bank provides a range of payment services for sending money abroad.
Lloyds Online International Payments	Lloyds Bank provides a range of payment services for sending money abroad.
LoadCentral	LoadCentral claims to be the most successful distribution solution provider for all prepaid services in the Philippines.
London museum NFC trial	Museums in London ran an NFC trial where visitors could get information from objects and in lobby areas.
LoopWallet and Loop Fob	LoopPay is a US-based payments technology company that offers LoopWallet and the Loop FOB.
Lumbini Bank Financial Services	Lumbini bank offers SMS banking from all branches, with transactional and non-transactional services.
Lycamoney Mobile Money Transfer via Prepaid Card	The Lycamoney Card is a Chip & PIN prepaid MasterCard.

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M Kudi Mobile Money using Emida Cash and Transact wallet	The Emida Cash and Transact mobile wallet solution is a stand-alone mobile wallet with no need for a bank account or collateral. Users add cash onto their mobile handset at supported merchant locations.
m-banco Mobile Money	m-banco is a mobile money service that is supported through an e-money account and offers Mobile e-cash and Mobile e-insurances services.
m-BCA (BCA Mobile Banking)	BCA mobile is a smartphone application that can be used by consumers to conduct banking transactions in Indonesia.
M-BIRR	M-BIRR is the first mobile money service in Ethiopia. M-BIRR allows consumers to do financial transactions from the convenience of their mobile phone.
M-Content	M-Content is a virtual wallet that enables Nigerians to utilize a cash voucher that allows them to make purchases on social networking, gaming and communication websites.
M-dinar Creova Tunisia	Offers P2P, top-up, and loan payment services from a user's mobile phone. Multiple features, including the ability to view account balances, history of transactions, and the possibility to save and use the list of people frequently receiving payments
M-KESHO Kenya	Safaricom and Equity Bank have launched an account that will allow M-PESA users to transfer funds directly into their Equity Bank accounts. The account will be available to M-PESA subscribers and Equity Bank's 4.5 million account holders, allowing us
M-money Maxis Malaysia	May 2010: Maxis-PayPal Account enables Maxis customers to access their wallets through their phones. With this new service, Maxis customers are now able to live cashless and card-free culture with wallet living in the cloud Maxis M-money is a way to
M-paisa Afghanistan	M-Paisa reaches nationwide to facilitate access to financial services and enables transfer of funds through mobile for peer-to-peer transfer, repayment of microfinance loans, purchase of airtime and salary disbursement.
M-paisa Fiji	Pilot of M-PAiSA Mobile Money Transfer service.Whole solution was designed in-house. Vodafone clients able to deposit and withdraw cash with approved Vodafone agents in Fiji, send money directly onto other mobile phones, buy recharge or airtime and a
M-PAISA service of Bank of Kathmandu	M-PAISA is a service of BOK Ltd that offers customers a transactional account termed as a Mobile Wallet (MW), where the mobile number is itself the account number.
M-Pawa	Tanzania’s leading cellular network, Vodacom and the Commercial Bank of Africa (CBA) launched the M-Pawa banking service in May 2014.
M-payment Visa Brazil	So far POS based but mobile under consideration. Internet and mobile banking hindered by disagreement between MNOs and Banks on Technology and share. Visa's project intends to create single platform for mobile banking, allowing bank account holders t
M-PESA - Worldwide	Payment via mobile. Mobile Money wallets in countries in Africa and Middle East. Franchise to other developing countries like Afghanistan. Tie-ups for sending money from developed countries direct to wallet.
M-pesa Egypt	Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks
M-Pesa India	Vodafone Essar is working with ICICI Bank, HDFC and others to deploy the M-Pesa mobile money transfer service in India.
M-Pesa Kenya	The most successful example of Mobile Money where people can use their mobile to pay and access financial services.
M-pesa Lesotho	Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks
M-pesa Mozambique	Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks
M-pesa Romania	Vodafone, the international mobile phone company, has launched M-Pesa ("mobile money" in Swahili) to reach the 30 million people without a connection to traditional banks
M-PESA South Africa	Vodacom relaunched M-Pesa in South Africa in August 2014, a redesign of their initial unsuccessful launch in Sept 2010. The services was revamped to address the key areas of distribution, registration, functionality and loyalty.
M-PESA Tanzania	Vodacom Limited is based in Dar es Salaam at PPF Tower building standing as the most succeful mobile operator in data and voice here in Tanzania. M-Pesa is exactly the same as MobiPawa of E-Fulusi Africa. See m-pesa_case_study.pdf. Uses USSD. Cost ap
M-pocket from m-saku payment gateway	M-pocket payment is a mobile application for mobile payment by Visa cardholders in Indonesia.
M1 NFC Service Wallet	M1 launched the NFC Service through DBS One.Tap virtual credit card in March 2013. This allows consumers to pay by tapping their smartphone at a MasterCard PayPass terminal.
m2cash	Whitelabel online money transfer solution
M3 Jamaica (Mobile Money for Microfinance)	M3 Jamaica (Mobile Money for Microfinance) is a Mobile Money service launched by Transcel and Alaric with MFI bank partners in February 2013.
M4Bank.MPOS	M4Bank.MPOS is a mobile acquiring solution (MPOS) from Center of Corporate Technologies, Russia.
Macau Mobile Banking	Transfer funds between accounts, bill payment, and settlement of credit card balances.
Macy Shopkick Omnichannel Shopping	Macy is expanding use of digital shopping. Instore they are deploying Shopkick ShopBeacon technology to all its locations in the US.
MagtiCom	New service of MagtiCom, Mobile Banking, allows you to open a monetary account, which you can manage by means of you mobile. You can transfer money from your mobile bank account to any of Magti or Bali subscriber regardless of his having a mobile ban
Malayan Bank (Maybank) E-money services	Maybank, the largest bank and financial group in Malaysia is one of only 7 banks in Malaysia to have an e-money license. They support a range of non-bank providers, from varied industies including mobile operators and transport providers.
Malaysian Electronic Payment System (MEPS) - Shared ATM Network	Malaysian Electronic Payment System Sdn Bhd (MEPS) is wholly owned by the local financial institutions and is the only interbank payment network service provider in Malaysia that supports domestic, development, Islamic and foreign banks.
MaltaPay Payment Kiosk System	Mobile Systems Malta is in the process of creating a United Interactive Payment System to make the life in Malta a bit easier. The project implies a Payment Kiosk System where most of the bill, fine, loan etc. payments can be done in a single place.
Manakamana Mobile Money	The Manakamana Mobile Money is the first mobile wallet from a development bank in Nepal and offers fund transfers between bank accounts, mobile wallets and bank account-mobile wallet.
Mandiri E-Toll Card	24-Hour Service is an electronic distribution channel of Bank Mandiri which consists of Mandiri ATM, Mandiri SMS, Mandiri Internet and Mandiri Call.
Mandiri Western Union remittances	24-Hour Service is an electronic distribution channel of Bank Mandiri which consists of Mandiri ATM, Mandiri SMS, Mandiri Internet and Mandiri Call.
Mango Mobile Money and YAP	Mango offers services for the unbanked that include a mobile money account, managed via a prepaid card and a mobile app. Mango lets you text money and check your balance with your mobile phone.
MangoPay from Leetchi	MangoPay is a white-label service that supports merchants to accept and manage payments including an E-money wallet solution offered by Leetchi to other providers.
Manx Telefonica Isle of Man	Manx Telefonica Isle of Man Digital Wallet
MAS Electronic Payment System (MEPS+)	MEPS+ is the RTGS in Singapore. It began operating on 9 December 2006 and provides several improved features over its predecessor, MEPS.
Masary Egypt	Masary is the first branded payment service launched by "Payment Systems Development (PSD) - Egypt", a company established in 2008 focusing on providing e-Wallet business development as a Service Concept to the Middle East. Plan to launch number of s
Mashreq Qtel Online Payment	Qtel customers can check their accounts and pay bills through Mashreq web and mobile banking services, following a partnership agreement between Qatar's leading telecommunication services provider and the bank.
MasterCard Deutsche Telekom Europe mobile cashless payment	MasterCard Deutsche Telekom (ClickandBuy) mobile-based cashless payment service in Europe starting with Poland and Germany.
MasterCard Digital Enablement Service (MDES)	MasterCard Digital Enablement Service (MDES) is a platform solution that supports the new digital ecosystem and helps transform any connected device into a commerce device to make and receive payments.
MasterCard MasterPass Wallet Service	MasterCard has launched a digital wallet MasterPass for use via multiple channels. It can be used online, on mobile phones and for in-store purchases.
MasterCard Mobile Money Initiatives	MasterCard is involved in financial inclusion activities around the world including Kenya, Nigeria,Mexico, Egypt, Zimbabwe and India.
MasterCard Paypass USA	Paypass is a payment card innovation centred around contactless technology launched in 2009 by MasterCard.
MasterCard rePower Europe	MasterCard supports prepaid card topup throught their rePower Network. In September 2012 it announced a rePower service in Europe for which it teamed up with CQR Payment Solutions.
MasterCard Send	MasterCard launched MasterCard Send in May 2015 as a digital platform that allows businesses and others to transfer funds quickly.
MasterCard Travel Services
MasterCoin	The Master Protocol is an open source project driven by the members of the Bitcoin community who work toward enabling advanced features for the blockchain.
MasterPass (earlier MasterCard PayPass Wallet Services)	PayPass Wallet Services by MasterCard allows merchants to accept electronic payments across multiple channels, whether the purchase is made online using a computer, tablet or smartphone.
MasterPass Host Card Emulation (HCE)	Paypass is a payment card innovation centred around contactless technology launched in 2009 by MasterCard.
MasterPass Wallet	MasterPass by MasterCard is the way to pay online with the multi-tiered security of the MasterCard network in partnership with a consumer bank.
MasterPass Wallet - Europe	MasterCard has launched a digital wallet MasterPass for use via multiple channels. It can be used online, on mobile phones and for in-store purchases.
MasterPass Wallet Brazil	MasterCard has launched a digital wallet MasterPass for use via multiple channels. It can be used online, on mobile phones and for in-store purchases.
MaxCoin	MaxCoin is the first celebrity altcoin. It has been created by Max Keiser, a cryptocurrency financial journalist and host of the RT Keiser Report.
Maxis M-Money remittances	Maxis offers mobile international remittance to Indonesia and the Philippines, using the M-money wallet.
Maybank Mobile Money	Maybank, the largest bank and financial group in Malaysia, launched Maybank2u Mobile, the mobile version of its online banking website. Limited beta version to be tested for 3 months. Offers Account summary, Transfer (to own account, favorite third p
Maybank Remittance Services	Maybank, the largest bank and financial group in Malaysia, offers a number of remittance services, to key receive countries around the world.
Maybank2u Malaysia	Maybank, the largest bank and financial group in Malaysia, launched Maybank2u Mobile, the mobile version of its online banking website. Limited beta version to be tested for 3 months. Offers Account summary, Transfer (to own account, favorite third p
MB Phone and MP NET from Multibanco Portugal - OP	Creation of virtual credit card to use online for secure payment. MB Phone allows users to make online payments via WAP websites using their mobile phones. Clients have to choose the TeleMultibanco checkout option when paying for a product and only
MB Phone Portugal	Replication of specific ATM functions on a mobile phone
mBank - Poland	mBank has developed one of the most sophisticated mobile banking services by starting with a greenfield approach.
mBank Smart and PlaNet Finance JV	Smart has launched the first microfinance bank fully utilizing mobile technology in Philippines, which will deliver convenient services with little or no access to the formal banking system.
MBL Mobile Money (M3) from Machhapuchchhre	MBL Mobile Money, also known as M3, is offered by Machhapuchchhre Bank Limited (Mach Bank).
mCard	PayWith launched mCard, a mobile app for smartphones, to support mobile payments. It generates a one-time-use card number to pay the bill. As card details do not show up on the bill, this helps to mitigate card fraud.
mCash - Islamic Bank	Islami Bank Bangladesh Limited to launch mobile banking service 'Islami Bank mCash' in partnership with Robi Axiata Limited, announced in August 2012.
mCash Norway Mobile Payments	Iphone app to pay to anyone anywhere.
MCB Lite	MCB Lite is a socially connected payments solution that lets consumers control their finances and make payments through the use of a mobile phone and a Visa card.
MCB Mobile Banking	MCB Bank has released a mobile banking solution that works over mobile GPRS and provides transactional and non-transactional services through mobile phones to its registered customers.
MCM Mastercard Mobile Hungary	In October 2011 this claimed to be the first payment application in Hungary making it possible to pay only by one's MasterCard bankcard, irrespective of bank or mobile operator service in use.
mcoin Asia mobile money transfer	201201: eServGlobal PayMobile solution was launched by financial service provider, mCoin Asia to facilitate money transfer in Indonesia. PayMobile is eServGlobal's unified mobile money and recharge solution, deployed in more than 30 countries, used e
Me2u Mode Bahrain	Me2U Zain Wallet is a complete banking account that is powered by MODE Bahrain, BMI Bank and Nonoo Exchange, all of whom are licensed by the Central Bank of Bahrain. The Me2U Zain Wallet provides you with banking facilities directly from your Mobile
Meditel Morocco	Meditel services
Meezan Bank BB	This claims to be the world's first launch of Shariah-compliant MFS services. It used the Fundamo-Access MFS shared platform. The pilot of Branchless Banking was to start in June 2012.
Mega Bank Nepal Branchless Banking and other services	Mega Bank Nepal has commercially introduced Branchless Banking in June 2012.
MegaFon Card linked to mobile balance	MegaFon launched contactless payments card linked to subscriber phone balance rather than bank account in August 2016.
MegaLink Payment Services	MegaLink is one of the 3 largest interbank networks connecting the ATM networks of 15 member-banks in the Philippines. It offers ATM services, mobile banking, internet banking and POS services.
MEPS Cash electronic purse (e-purse)	MEPS Cash is a stored monetary value payment application (e-purse).
Mercantile Bank OB	Mercantile Bank has launched a number of e-Banking services that include online banking, mobile banking and SMS Banking. It has received permission for the launch of full Mobile Financial Services (MFS).
Merchant Customer Exchange (MCX)	Merchant Customer Exchange (MCX) was created by a group of leading merchants in the USA, with the purpose of creating an integrated mobile-commerce platform with a business model suited to merchants.
Merchant Customer Exchange(MCX)	Wal-Mart Stores, Target and about 20 other retailers are working together to develop a mobile payments system
Merchantrade e-remit and Doowit mobile	Merchantrade Asia Sdn Bhd has launched online and mobile money transfer services in Malaysia, targeted to increase it's market share for migrant transfers from 10% as of September 2012 to 30% by 2015.
MESH Commerce from One Iota	MESHCommerce is a patent pending and proprietary Commerce platform that is designed to extend retailers traditional eCommerce capabilities beyond the traditional desktop browser.
Metrobankdirect Personal	Metrobankdirect Personal allows consumers to carry out a range of services online. They can obtain account information, pay bills and transfer funds.
Meu Dinheiro	Meu Dinheiro is a mobile money initiative from Claro (América Móvil) & Bradesco in Brazil.
MFIC/TIGRA Remit4Change	MFIC and TIGRA intend to jointly develop money transfer and telecommunications services, the two services that connect transnational families and foster family bonds across borders.
mHITs Remit Australia	The mHITs Remit micro-remittance service allows Australians to send money to partner mobile wallet operators in other countries by sending an SMS to mobile wallets of GLOBE GCASH and SMART Money in the Philippines.
Mi Billetera Movil (MBM or My Mobile Wallet)	Mi Billetera Movil (MBM or My Mobile Wallet) is a mobile wallet that may be used to make payments at shops attached to MBM.
Mi-Pay Mobile Money	Mi-Pay has been providing advanced payment services and payment expertise to mobile operators, virtual operators, prepaid card providers, financial institutions and media companies since 2004.
MiCash from Nationwide Microbank	MiCash is a bank account that is operated through a mobile phone attached to the Digicel network.
Microsoft Points - CLOSED	Microsoft Points are a digital currency issued by Microsoft for use on its Xbox and Zune product lines. Points could be used to purchase video games and downloadable content.
Microsoft Wallet	Windows Phone 8 introduces the Wallet to collect coupons, credit cards, memberships, loyalty cards in one place, manage the payment instruments used in the app and music store, link items in the Wallet to apps on phone and make contactless transactions.
Mikemusa mkesh Remittance	mkesh, is a prepaid account associated with the consumer's mobile phone number. It may be loaded through mikemusa.com and then used to transfer money.
Millenium Bank Portugal	Account based money transfer with Western Union. Claims to have 2.5 million Customers and a market share of approximately 20% and to be a market leader in several financial business areas in Portugal as also an internationally renowned institution.
mimoney South Africa	Method of payment for people who want to shop online but do not have a credit card or do not want to use it online.
Minibancomat Italy/ PagoBancomat	Contactless card for low-value high-frequency payments, issued by the national debit card scheme.
miniverkkopankki Mobile Banking from Danske	Danske Bank offers online banking to its' based of over 1.2 m customers in Denmark. It has had over 1m downloads of the mobile payment service MobilePay since launch in Denmark in May 2013 and in Finland in Q4 2013.
Mint Mobile Financial Information Service	Mint pulls all your financial accounts into one place: on the web or on your phone. Set a budget, track your goals and do more with your money, for free. Mint automatically pulls all your financial information into one place, so you can finally get t
MintChip	MintChip is based on two technical propositions: the creation of secure integrated circuit chips to hold electronic value and a secure protocol that allows the transfer of value.
Mir Payment System	Mir is the national payment card for Russia and was first issued in December 2015 by NSPK (National System of Payment Cards), the operator of the Mir National Payment System.
Misys Mobile Banking	Misys Mobile is a mobile banking solution that offers banks new capabilities to manage customer interactions by applying proactive and actionable alerts, workflows and personalised touch-points with their customers.
Mitek Mobile Photo Bill Pay(MPBP) and ImageNet Mobile Deposit (RDC)	Mobile Photo Bill Pay (MPBP) is an image-based mobile banking application that offers consumers greater simplicity and choice in paying bills and enrolling a new payee. With MPBP, consumers with a camera-equipped smartphone or tablet simply take a pi
mKesh mobile phone banking Mozambique	Mozambican financial institution Carteira Movel has launched the country's first phone-banking service known as mKesh. It allows customers to send, deposit and receive money via their mobile phones and is expected to increase financial activity in th
MMIT M-Diaspora	M-Diaspora is a platform for people to send and receive money globally via a mobile phone application.
mo.bi.pay from PayPal APAC	Mo.bi.pay (mobile built-in payments) is a mobile plug-in solution developed for merchants using shopping carts on their platforms.
Mobango India	Mobango is a portal for digital content with over 3 million registered online members.
Mobank United Kingdom	MoBank is a mobile banking service, which allows users to pay for purchases, check balances and perform other functions through a smartphone app.
Mobi-dinar Tunisie Telecom Mobile Banking Tunisia	A mobile channel for the Post Office's eDinar card, which is used primarily by students. Cash-in can occur thru bank account, Internet, or ATM transfer, or at post office branches. Cash-out, if required, is through ATMs. Allows users to transfer via
Mobi.money Russia	Russian electronic payments system Mobi.money announced that the number of its users for its service exceeds 1 million, after tripling within the last two months. The reason for the growth was the offer of mobile remittance services for subscribers A
MobiBank mobile banking for Attijari Bank Tunisia using Tritux	An in-house solution for mobile banking that is currently used by Attijari Bank. Solution requires customers to be banked. Funds transferred to non-banked person can be withdrawn from ATM or POS. Bank gets all the revenue.
Mobibucks/ Mobi Payment System	MOBIbucks is a free secure, virtual gift card account utilizing a mobile phone number as an account number.
MobiCart EasyShopping App	MobiCart is a fully managed SaaS solution for web and mobile payment.
Mobicash Bangladesh (Grameenphone Billpay)	Only utility, bill pay, lotto and topup active. No plan to open wallet to IMT. MNO driven. Grameenphone's application December 2007 for a license to introduce mobile banking. Bangladesh Bank finalised guidelines on mobile banking 2008. micro-finance
Mobicash Burundi	Mobicash mobile money banking product launched by BANCOBU and ONATEL in August 2012
Mobicash Djibouti	Mobile money service in Djibouti started in December 2010.
Mobicash from Amwal Iraq	MobiCash, is a service provided by Amwal to all of its banks, in which the bank can offer the service in turn to all of the bank customers who have ASIACELL or KOREK mobiles.
Mobicash India Pvt Ltd	Mobicash India Pvt ltd was started in 2010. It provides mobile based payment services to any individual with any mobile handset and using any network, without any requirement of download app or sms.
Mobicash Mali (Malitel)	Although non-banks allowed, regulator has preferred bank account rather than Pooled e-money account
Mobicash mobile banking from SBI Oxygen JV	State Bank of India (SBI) has rolled out a mobile banking trial in March 2012 with Oxigen in New Delhi and Mumbai. This is dubbed 'Mobicash' and aims to target the unbanked segment of the market.
Mobicash Morocco	Although non-banks allowed, regulator has preferred bank account rather than Pooled e-money account
MobiCash NSDT	Mobicash NSDT based mobile payments.
Mobicom Mobile Financial Services	Mobicom, the largest mobile network operator in Mongolia, chose Gemalto as its technology partner to establish a PSP
MobiFin	MobiFin is a mobile based service distribution platform that enables service providers to diversify their business by provisioning core services such as airtime recharge, banking, MLM, agency banking, lottery, loyalty and rewards.
Mobiflouss powered by the e-DINAR SMART card	Mobiflouss is a mobile banking service provided by Tunisiana mobile operator along with La Poste Tunisienne. This is powered by the e-DINAR SMART card
Mobikash Kenya	MobiKash is an independent mobile commerce and payment ecosystem. MobiKash Afrika Limited is sponsored by Mobicom Africa Limited, the holding company with its Headquarters in Nairobi, Kenya. MobiKash Kenya is backed by a consortium of Kenyan financia
MobiKwik	One Mobikwik Systems Private Ltd is a Haryana based company that has launched the MobiKwik wallet in India. This allows consumers to pay for services and recharge from a stored value account.
Mobil Odeme Internet Password Card Turkey	Most Turkish banks have issued cards that can only be used for payments through the net. They do not have magstripe or chips and limits can be changed by customer online. Yapi Kredi Bankasi (Lead) together with Turkcell provide mobile payment service
Mobile App Gives Fiserv Clients On-the-Go Access to WC3	Fiserv works with banks around US to create services to send money to mobile or Email. US-based financial services systems giant Fiserv has announced that it has begun providing perso
Mobile Axept SMS P2P USA	mobileAxept is a technological platform that allows user to pay with their credit cards using your mobile phone. Users can register their credit card (number, expiry date and CVC2 security code) and connect it to their MobileAxept account. Currently
Mobile Axept SMS payment for P2P and donations- Norway	mobileAxept is a technological platform that allows user to pay with their credit cards using your mobile phone. Users can register their credit card (number, expiry date and CVC2 security code) and connect it to their MobileAxept account. Currently
Mobile BankPlus	Vietcombank and Viettel have launched Mobile BankPlus, which enables Viettel's mobile subscribers to bank with Vietcombank via mobile devices. Viettel's customers can transfer money from one account to another within Vietcombank, top up or pay your p
Mobile Card CTBC Brazil	Virtual credit card wallets and e-money issue. Mentioned by CGAP but not much news elsewhere
Mobile Connect	Mobile Connect is a secure universal log-in solution. Simply by matching the user to their mobile phone, Mobile Connect allows them to log-in to websites and applications quickly without the need to remember passwords and usernames.
Mobile Money - powered by MTN	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks.
Mobile Money by T-Mobile - CLOSED	Mobile Money by T-Mobile is a combination of a smartphone money management application and a re-loadable T-Mobile Visa Prepaid Card that claims to offer reduced fee or $0 cost services for registered T-Mobile wireless customers.
Mobile Money Malaysia	Mobile Money is a PIN-based Mobile Payment Solution designed by Mobile Money International Sdn Bhd. Allows registered users to pay for goods and services at anytime, anywhere using only a mobile coupled with a 6-digit security PIN (Personal Identific
Mobile Moola	This service is based on ZimSwitch and allows money transfer to anyone.
Mobile Paisa	Mobile Paisa is a mobile financial service launched in January 2014 in Pakistan by Warid Telecom and Bank Alfalah Limited.
Mobile Transactions Mtzl Zambia	Mobile Transactions provide financial services and market information for the unbanked but income earning Zambians in a sustainable manner that promotes a competitive environment and an expanding range of services and allows banked institutions to tr
Mobile Visa payWave	Secure mobile Near Field Communication (NFC)-based and SIM-based point-ofsale payments using Visa payWave embedded in a mobile device.
Mobile Wallet Citi Israel Israel	Cellcom Israel seeks to extend its service offering to financial service sector with an innovative service solution, called, "mobile wallet". This money-remittance solution is to work through Citibank's worldwide distribution channels. For this, Cell
Mobile Wallet Initiative Austria	The Mobile Wallet Initiative Austria was launched in September 2013 in order to create an open, nationwide standard for contactless payment by mobile wallet in Austria.
Mobile Wallet Sdn Bhd Malaysia	Mobile Wallet is a mobile enabled application and payment service provider which enables its network of users/subscribers to make convenient payments to any designated affiliates or Mobile Wallet's appointed network of merchants to accept MW points a
MobileP@y from Singtel Singapore	The group includes key operators like Airtel. Customer base includes its operations in Australia, Bangladesh, India, Indonesia, Pakistan, the Philippines, Singapore and Thailand. However regulatory conditions may slow plans for this group.
mobileSMK Money transfer from PNG Post	mobileSMK Money transfer from PNG Post. You can send money to anyone with a Digicel mobile phone, however, if the recipient does not have a registered mobileSMK account they must go to their nearest Post Office or mobileSMK Agent and complete the mob
Mobilfizetes Mobile Parking Hungary	With the help of OTPdirect and Elsı Mobilfizetes Elszámolo Zrt. (EME Zrt.) consumers can pay for their parking, can buy motorbike and highway stickers and buy subscription to a journal directly from their bank account or from preloaded wallet. The pr
Mobilink Genie Mobile Payment Service	ORASCOM Telecom (of which Mobilink is a subsidiary) has inked a contract with Western Union Money transfer service that will enable all its mobile operators in several countries worldwide to provide cross-border remittance facility.
Mobilink Mobile Money Order	Mobile Money Order
Mobilis Wallet with NFC Biometrics for Remittances	Mobilis Wallet with NFC Biometrics for Remittances
Mobilpenge	Mobilpenge is a mobile payment solution that can be used to buy mobile tickets for bus, train and metro journeys in the Copenhagen area through a joint initiative of the Danish banks and Nets.
Mobiltárca Szövetség (Hungarian Mobile Wallet)	Cross-industry association formed in June 2011 with the aim of developing a technical and operational infrastructure for NFC services in Hungary.
Mobily Etisalat Saudi Arabia In Saudi Arabia	Mobily Etisalat Saudi Arabia
Mobinil Egypt Pay-For-Me through eServGlobal	Money Transfer pending regulations. Pay-For-Me Reverse Charge launched in 201111; BNP has preliminary approval for a mobile money transfer licence via local operator Mobinil. The licence will, for the first time in Egypt, allow a registered user to
Mobinil MobiCash	Money Transfer pending regulations. Pay-For-Me Reverse Charge launched in 201111; BNP has preliminary approval for a mobile money transfer licence via local operator Mobinil. The licence will, for the first time in Egypt, allow a registered user to
Mobipawa	The first solution that was developed on EFMTS was an M-Banking solution which has been branded as MOBIPAWA. MOBIPAWA is operator independent and allows users to receive, save and transfer money as well as make payment and purchases for services and
MobiPay Georgia	MobiPay is the new, transformative and the most convenient way of payment, to make your bill payments,send and receive money swiftly to your loved ones and friends, pay at your favorite shops such as supermarkets, pharmacies, gas stations and benefi
MobiPay Namibia Mobile Payment	Mobicash Payment Solutions (Pty) Ltd, trading as MobiPay, is Namibia's first mobile payment solution, licensed and authorised by Bank of Namibia in terms of section 5 (4) of the Payment System Management Act, 2003 (Act No. 18 of 2003) to provide the
Mobipay Spain - CLOSED 2009	Mobipay is a system that activates existing payment means (normal or virtual credit, debit or prepaid cards) and that allows to carry out a variety of transactions transforming the mobile phone. Mobipay can e.g. be used for purchases on the internet
Mobipay Ukraine	Mobipay is a mobile payments service which manages card payments for a site or mobile app, to accept payments from around the world. It also offers a white label mobile wallet.
MobiSud Pingping to MobiCash IMT Service	MobiSud, the MVNO for the Maghreban community in Belgium and PingPing, Belgacom's mobile payment platform have announced the launch of an international mobile money transfer service in collaboration with Maroc Telecom's MobiCash. Belgian MNO Belgacom
Mobitel Sri Lanka FS	Pay your Mobitel Bill or Reload your Mobitel SMART connection via a simple SMS. You can also pay the bills of your friends & family, anytime anywhere. HSBC launched a bill payment facility with Mobitel for HSBC credit cardholders to pay their Mobitel
Mobitel Sri Lanka SMS Pay	Pay your Mobitel Bill or Reload your Mobitel SMART connection via a simple SMS. You can also pay the bills of you friends & family, anytime anywhere. HSBC launched a bill payment facility with Mobitel for HSBC credit cardholders to pay their Mobitel bill.
Mobito	MOBITO is a free service available to all mobile users across the Czech Republic regardless of who they bank with.
MoboMoney from CanvasM	MoboMoney is a prepaid payment instrument from CanvasM Technologies.
Mobuyle USA	Heartland mobile-payment device for Android Network. It is for merchants and is called "Mobuyle". It works with any Android phone or tablet to handle customer card payments.
Mocapay USA	Mocapay is an integrated mobile payment and marketing platform allowing: "any consumer to link, any payment account to any mobile handset to transact at any point of sale system." Mocapay users have to subscribe to Mocapay prior to being able to use
MoKash by MTN	MoKash is a service that provides customers the ability to save and borrow using their phones.
MokiPay Omnitel (TeliaSonera) Mobile Pocket	Mokipay Europe has partnered withmobile network operator Omnite to launch a multi-platform system called Mokipay mobile pocket.
Mollet	Mobile wallet offered by Seamless to enable mobile money transactions between mobiles and for purchases in shops or payment of bills. The Mollet is offered to Mobile Operators, banks or other financial institutes to enter into Mobile Money. The Molle
MOLPoints and the MOL AccessPortal	MOLPoints is an online micropayment system developed and operated by MOL AccessPortal Berhad.
MOLPoints Indonesia	MOLPoints is an online micropayment system developed and operated by MOL AccessPortal Berhad.
Momo Vietnam	Momo is a mobile wallet offered in partnership with Vinaphone. Unlike our traditional e-top service which is focused on the agents, this line of business is focused on the end user. Using the e-Wallet, agents were able to purchase airtime for top up
MoMo wallet from VinaPhone	MoMo is the first mobile money service launched in Vietnam in 2010 by Vinaphone for banked customers, to be relaunched in April 2013 for millions of rural unbanked and underbanked consumers.
Mondex Wallet (MasterCard)	Mondex cash card services. Canada: Two of the larger worldwide Mondex card pilots occurred in the Canadian cities of Guelph and later in Sherbrooke both of which are in the province of Ontario. Lots of publiscity but sadly trials did not go well.
Monem Mobile - Crédit Agricole LCL	Monem Mobile is a solution for accepting payments using a smartphone as an electronic payment terminal (EPT).
Moneo E-Purse (Closed - replaced by Moneo Payment)	The Moneo e-purse launched in Frances is one of the early electronic money services.
Moneo Payment Solutions	Moneo, the leading e-wallet solution in France was acquired by BlackFin and transformed into a multi-service payment solution tailored to individual needs and deployed across a variety of channels including mobile phones.
Moneris PAYD Mobile Payment Processing Service MPOS	Canada's largest credit and debit card processor, announced today the launch of PAYD offering Canadian small business owners-who have not historically accepted credit card payments-the ability to do so using their smartphone or tablet devices. there
Moneta Payments Slovenia	All purchases are charged with the next-month bill or via your bank account
Moneta T Smart Pay Korea	201109: SKT First to develop NFC-Enabled USIM Card; 2010: Launched T Smart Pay targeted at retail stores in Korea. Smart Payment is an integrated payment solution, which works just like a mobile wallet by enabling membership/mileage point/coupon issu
Monetaru Europe	E-wallet provider & PSP mainly developed for Russia; Moneta.ru is one of leading Russian e-wallet and PSP. It accepts customers and merchants from any country. For its customers it provides online payments on merchant websites from various industries
Money-On-Mobile (MOM) India	Launched in June 2012 by My Mobile Payments Ltd, this is a mobile wallet that lets you carry all your credit/debit cards and bank accounts on your mobile phone.
Money.mail.ru wallet from Russian Social Network mail.ru	Mail.ru operates Russia's social networking sites Moy Mir and Odnoklassniki, both of which have audiences exceeding 18 million people a month. Mail.ru also owns a 40 percent stake in Vkontakte, Russia's biggest social networking website. Moscow-based
Money2Go - Novum Bank (formerly Voicecash) Germany	VoiceCash offers a cross-border money share service which requires no financial license for Mobile Operators. They issue twin prepaid Master Cards to allow anyone anywhere to pay money onto the card and the other card holder can then access that mone
Moneybox mobile service	This is a savings and payment system based on a scratch card and enabled by any mobile phone.It provides individuals a cash-like way to remotely save, spend, and transfer money.
MoneyGram alternative money transfer services	MoneyGram is actively developing new mobile and online channels to meet their customers' evolving needs to access cash quickly, easily and globally.
MoneyGram Gemalto	Global partnership of MoneyGram with Gemalto for Gemalto customer base of 450 mobile operator and 3,000 financial institutions to send international transfers from a mobile to any of MoneyGram's 284,000 locations and receive into mobile wallet.
MoneyGram Kameleon	MoneyGram launched Kameleon in October 2016 as a turn-key product that offers a customized website for agents looking to offer a seamless money transfer and payment experience.
MoneyGram mobile money transfer USA	MoneyGram is actively developing new mobile and online channels to meet their customers' evolving needs to access cash quickly, easily and globally.
MoneyGram pay-out network - Mexico	MoneyGram sends money to Mexio, with distribution agents in Mexico including Banco Wal-mart and Banco Coppel.
MoneyGram PayPal withdrawal in USA	MoneyGram has entered into an agreement with PayPal to allow consumers to load and withdraw money from their online payment service accounts at a MoneyGram storefront.
MoneyGram self service kiosks USA	In December 2012, MoneyGram started installing self-service kiosks at U.S. retailers such as Albertsons Market where customers can make transfers without using a red phone to call an agent.
MoneyGram UK Online Transfers	MoneyGram has extended its online money transfer service to customers in the United Kingdom. The service allows users to send money using credit or debit cards and bank accounts.
Moneymail Europe	Open electronic cash payment system, which provides the possibility of online-bank. Remote management tools in the system MoneyMail is a "Megawatt-Bank. Credit card transaction is carried out by Impexbank. A company Cyberplat "allows participants Mon
moneyMe	Com2U has brought out a mobile wallet service called moneyMe, where monetary value can be saved against a mobile phone and used for payment and money transfer. This service was brought out by obtaining an e-money license.
MoneyMobile	Emirates NBD partnered with Etisalat, Visa and Gemalto in March 2012 to introduce NFC payments in UAE.
Moneysend USA	Mobile-based service for P2P transactions. The concept is that you register your MasterCard for the service. You could then use your phone to send money from your MasterCard to any other MasterCard. The money is merely debited from your MasterCard an
Monilink Mobile Banking From Monitise United Kingdom	Monilink is UK's mobile banking network, providing banking customers with access to their financial information directly from their mobile handsets. With Monilink, customers can see their account balance in real time, view a mini statement detailing
Monitise Mobile Money Nigeria	Monitise and its partners in Nigeria are operating a mobile payments system in the country.
Monitise USA Mobile Payments Initiatives	Plan launches in Africa, India, Asia Pacific. Use SMS, USSD, Java, Brew, Browser, iPhone. Initially JV with Vocalink, now 100% owned. JV with Metavante in Nov 2007. 150 US Fis are clients. Only a registered mobile phone linked to an account can be us
Monitise Visa Initiatives India	Monetise connects into the country bank ATM hub and offers services across all operators. Only a registered mobile phone linked to an account can be used to access account details, which are protected by the customer's personal PIN code. In order to
Mooncoin
Moov Togo Flooz Cross-border Payments	In April 2015 Moov Togo extended its mobile money service Flooz to offer cross-border transactions to Benin, Cote d’Ivoire and Niger.
Mopay South Africa	MoPay, an independent mobile services provider for the banking, telecoms and technology industries, to enable diverse communities in South Africa to access mobile commerce services. The initial service provides real-time electricity pre-pay meter rec
More Magic In Argentina	Mobile Airtime Topup
More Magic In Brazil	Mobile Airtime Topup
More Magic In Chile	Mobile Airtime Topup
More Magic In Guatemala	Mobile Airtime Topup
More Magic In Honduras	Mobile Airtime Topup
More Magic In Jamaica	Mobile Airtime Topup
More Magic In Paraguay	Mobile Airtime Topup
More Magic In Puerto Rico	Mobile Airtime Topup
More Magic In Uruguay	Mobile Airtime Topup
More Magic International Topup	Mobile airtime topup
More Magic Nicaragua	Mobile Airtime Topup
Movida Mobile Payment	Mobile payment service. Currently has an agreement with HDFC that allows HDFC Bank customers to pay bills, top up prepaid airtime and buy tickets from their mobile phone and is designed to operate across all mobile networks using any Visa and non-Vis
MóvilCash (Movil Cash)	MóvilCash is a mobile money service that allows customers to transfer money and pay bills using their mobile phones.
Movilway e-wallet Venezuela	Spanish prepaid mobile top-up platform provider Movilway has launched operations in Venezuela. Movilway SL offers a technology platform that enables electronic transactions of any kind through the use of a cell phone. The company was founded in 2010
Movilway topup and e-wallet Mexico	Spanish prepaid mobile top-up platform provider Movilway has launched operations in Venezuela. Movilway SL offers a technology platform that enables electronic transactions of any kind through the use of a cell phone. The company was founded in 2010
Movistar Chile	Spanish telco Telefonica which in Latin America goes under the Movistar brand, has selected transaction management platform provider Trivnet to deliver mobile financial services to customers. A wide range of services, including person-to-person mobil
Movistar Ecuador	Movistar service
Movistar In Spain	Telefonica Spain and Spanish provider of R&D services Sermepa launched a near field communication (NFC)-based mobile payments trial in Spain. Using the Virtual Mobile Wallet application which is stored on the mobile phone's SIM, users are able t
Movistar Peru - Wanda	Telefonica is setting up a mobile banking joint venture with Mastercard that will offer services in the 12 Latin American countries where Telfonica operates its Movistar mobile network brand.
Movistar Remesas Money Transfer	This is a mobile money service launched in December 2012 by MoneyGram and a Movistar Remesas. It allows Movistar mobile subscribers in Spain to use their mobiles to send money from Spain to MoneyGram locations around the world.
Mowaly South Africa	Mowaly, targeted at the youth, is a mobile wallet using the mobile as a debit card powered by Standard Bank's MiMoney. Dematerialised cash can be stored and used as a vehicle for making payments. Mimoney consists of a voucher number delivered to the
Mozido Cloud Payment Network and Genius Wallet	Mozido has a proprietary platform supporting a multi-channel payment system. It can store various forms of payment and in February 2012 launched the Genius Wallet with a Moneygram Tie-up.
Mozilla Wallet	The free software community is currently working on a new online wallet feature, Mozilla Wallet, that will be released on Firefox OS that aims to make paying for goods and services online easier, more streamlined and secure.
Mpamba - TNM Mobile Money	Mpamba (TNM Mobile Money) is a service launched in Malawi in May 2013 by TMB, with bank partners National Bank and First Merchant Bank.
Mpass for Online Payment	The German telcos would bypass German banks, working with established prepaid payment service providers, such as easycash GmbH. The telcos might later introduce higher-value debit applications. The operators expect that their planned mobile wallets w
mPay - Dubai	Dubai Smart Government has designed this service with the aim of bringing more ease and convenience to users, particularly in situations where users have to make emergency payment of fines or fees for a continued service or charges to avoid a new fine.
mPay and mCash AIS wallet Thailand	mPAY is a mobile payment system that enables you to pay your bills, buy movie tickets, or on-line music and games. Payment can be made through M-Cash, Direct Debit, or Credit Card. In cooperation with 200 alliances including banks and shops, the 500
MPAY ECPOS EMV	MPAY ECPOS EMV is a mobile acquiring (MPOS) solution offered by ManagePay Services Sdn Bhd.
Mpay Germany (Mi-Pay)	Mobile payment service for online purchases as an alternative to online payment services like PayPal or Firstgate's Click&Buy. The service is based on automatic withdrawals from bank accounts and SMS payments. The customer buys something online or vi
Mpay Wallet Poland	Mobile wallet application that can be accessed via USSDmessages. The user can fund his wallet via a bank transfer (no fees charged). At the point of sale of participating merchants, end users can pay via their MPay wallet dialing 145Merchant_ID#. A
Mpeso Nicaragua	Mpeso claims to be the first organization to launch a mobile solution focused on the market of unbanked users in Nicaragua.
Mpowa payments for the unbanked PNG through mHITS	mHITS mobile payments for the unbanked in PNG, in conjunction with DataNets Ltd.
mremit SingTel mobile remittance service	mremit from SingTel, is Singapore's first mobile-to-mobile remittance service.
Mruncit Portal and Mcash services	M stands for Mobile, and Runcit means a traditional convenient store associated with Malaysian culture. This is an online virtual product store which offers products and services with rewards schemes and easy payment options.
mRupee	mRupee is a service from MMPL that allows consumers to manage payment transactions on their mobile phone.
MTC Money Namibia	MTC Money Namibia is a mobile money service that was launched in February 2014. It is a mobile payment solution that allows consumers to use their cellphone to make payments of different kinds.
MTC Zain Lebanon Magic topup	MTC Zain service
MTel Bulgaria NFC	M-Tel Bulgaria piloted NFC services in May 2012, preparatory to commercial launch in 2012.
MTIX (MobiPay and MMIT Nigeria)	MobiPay has partnered with MMIT Nigeria for the launch of MTIX, a MobiPay service offering smart phone users in Kenya a way to pay for mobile content and initiate and receive cross border payments via their mobile phone number.
MTN Me2U Afghanistan	Me2U is an SMS based airtime credit transfer service that allows transfer of credit from one mobile account to another mobile account.
MTN Mobile Money All	MTN Mobile Money services in Africa, Middle East and Asia Pacific
MTN Mobile Money Benin	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with
MTN Mobile Money Cameroon	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Congo	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Cyprus	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Ghana	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Guinea Conakry	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Guinea-bissau	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Iran	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Ivory Coast	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Liberia	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Rwanda	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Sudan	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Swaziland	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Syria	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Uganda	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Yemen	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN Mobile Money Zambia	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
MTN online money transfer service MTNMMO.COM	MTNMMO.COM is an online facility that enables MTN Mobile Money customers in Rwanda to receive international remittances directly on their mobile phones from senders in the Diaspora.
MTN Prepaid Airtime Topup Afghanistan	Mobile Money has been implemented in 12 countries. Nigeria is expected to introduce this utilising a partnership model. At 30 June 2011, there were 5.1 million registered mobile money subscribers, with Uganda and Ghana, each accounting for 37% of the
MTS Money	Launched by MTS a leading operator in Russia. Accessible via Internet and mobile devices, accounts on the system can be replenished using MTS mobile accounts or bank cards.
MTS Utiba India	MTS has partnered with Utiba for electronic top-ups and m -commerce services. The Etop-up service is aimed at prepaid users.
Mukurucom South Africa	UK based online remittance company (Since May 2007). In April 2010 won South African approval for remittances from South Africa to Zimbabwe. Mukuru specialises in providing mobile and SMS remittance to various countries across Africa and South East A
Multibanco Domestic Payment Scheme	Multibanco is an interbank network in Portugal owned and operated by Sociedade Interbancária de Serviços S.A. (SIBS).
Muvo Card Standard Bank Dual Purpose NFC Mastercard for buses	A multifunctional payments card, incorporating both near field communication (NFC) and debit card functionality, has been rolled out by Standard Bank in May 2012
mVisa Rwanda	Visa launched a mobile service mVisa, to meet basic banking needs in Rwanda. The service is provided with technology from Fundamo.
Mvola Telma Madagascar	First mobile money service in Madagascar. Enables transfer of money using Telma mobile. Open to all Telma's users. Update 201202: Receive money through Western Union
Mwallet from Loop Mobile	Loop Mobile provides M-Commerce services for its subscribers presented as "Anytime, Anywhere" shopping, banking and payments using a mobile phone & VISA / Master Credit card.
Mxit Moola	Moola is Mxit's virtual currency that is currently available in South Africa, Namibia, Kenya, UK, Indonesia and Lesotho.
My Cash - Mercantile Bank BB	Mercantile Bank has received permission to lauch full branchless banking services and is expected to roll out national services shortly.
My EZ-Link Mobile	My EZ-Link Mobile is a free mobile application developed for NFC (Near Field Communication) enabled mobile phones. The application allows you to transform your phone into a personal EZ-Link top up terminal for all EZ-Link issued CEPAS cards.
My Money Afghanistan (AWCC)	My Money is the brand for mobile financial services provided by Afghan Wireless.
Myanmar Mobile Money	Myanmar Mobile Money is a service through which customers can perform financial functions through a mobile phone without having to handle cash. It is a service enabling purchases of goods or services to be processed via mobile phone.
MyBank	MyBank is a pan-European Online banking and Payment (OBeP) solution that aims to provide a simple and secure customer experience throughout Europe for online payment and has been launched by EBA CLEARING.
mycash from Idea Cellular	Telecom operator Idea Cellular in partnership with Axis Bank, has formally launched Idea MyCash, its financial inclusion platform offering banking facilities including money transfer on mobile. Under the arrangement, Idea retail outlets will act as C
MyKad Biometric Card based payment	MyKad is a multi-purpose smart card that may be used as an electronic purse (e-cash) and on public transport for Touch 'n Go.
myKyat	myKyat is a mobile money service in Myanmar. Consumers can send money to anyone using their mobile phone. They can pay bills and merchants, withdraw cash and get other services at myKyat agents.
MyMobile from MyClear	MyMobile is a messaging-based electronic banking facility that offers mobile-to-mobile payment service in Malaysia for which smartphones are not required and a mobile application does not have to be downloaded.
Mymoney Cameroon	MyMoney is the term used to denote the electronic payment services offered by 2M. This prepaid payment system enables users to perform financial transactions with the use of the internet, a telephone or a smartcard. Mobile Money Cameroon SA (2M) is
Myntra	Myntra claims to be India's largest online fashion shoppint portal.
MyPay	MYPAY is a mobile money service launched in Myanmar. It provides Social Media payments and helps consumers pay via smartphone.
MyRapid Card	MyRapid was introduced in Malaysia in 2012 for payment for transit, as an alternative to the Touch n' Go (TnG) card.
MyWallet Germany	Deutsche Telekom and AirPlus International, global provider of payment and billing solutions for business travellers, have joined forces for a pilot in Germany allowing mobile payments via smartphone.
MyZaka Mascom Money Botswana (Mascom MTN)	MTN MobileMoney is a convenient secure and affordable way of sending money, buying airtime, and making basic utility payments from your MTN mobile phone. This service is offered by MTN across its operations in partnership with local banks. The MTN Mo
mzansi Accounts South Africa	The Mzansi account is an entry-level bank account, based on a magnetic stripe debit card platform, developed by the South African banking industry.
M_service Vietnam	Considered to be biggest mcommerce service in Vietnam. Third party service based on an STK SIM application, M_Service is turning customer's mobile phone into multi-function E-wallet: Selling top-up for prepaid mobile/game subscribers, E-wallet for on

Title	Abstract	Icon
Nabil Bank M-Bank, M-Pay and NabilNet	Nabil Bank was the pioneer of Cards in Nepal and provides a number of new payment methods and alternate chanels.
NADRA National Cash Remittance	NADRA centres process inward remittance from abroad to facilitate overseas Pakistanis in disbursing foreign remittances/cash to their loved ones back home.
namecoin	Namecoin is an open source decentralized key/value registration and transfer system based on Bitcoin technology (a decentralized cryptocurrency).
Nanaco e-money	nanaco is a prepaid and rechargeable contactless electronic money card used in 7 Eleven convenience stores in Japan. nanaco is available as nanaco card (plastic card) and nanaco mobile (Osaifu-Keitai application for mobile phones with embedded contac
NaNakupy	SIA and Czech bank ČSOB claim to have launched the first NFC mobile wallet for NFC payments in the Czech Republic. The new app, NaNákupy (literally “go shopping”) supports MasterCard and Visa and enables ČSOB's customers to make payments.
Naranjamo Argentina	Launched by Argentina's biggest credit-card issuer, Tarjeta Naranja (Orange Card). Mobile payments with electronic cash account associated with the Orange Card, a consumer finance card with a long history in the country. Lets subscribers make purchas
National Bank of Egypt AL Ahly E-Shopping	The National Bank of Egypt has launced a number of innovative financial services including electronic banking and electronic payment services.
National Central Switch (NCS)	The National Central Swtich (NCS) operated by NIBSS aims to provide interconnectivity and interoperability in retail electronic payment system in Nigeria.
National Common Mobility Card (NCMC)/ More Card	The National Common Mobility Card (NCMC), branded as More Card (after the Indian national bird, the peacock) was launched in December 2011.
National Payment Switch Bangladesh (NPSB)	The NPSB facilitates interbank electronic payments originating from different channels: automated teller machines, point-of-sales machines, internet banking and mobile financial services.
National System of Mass Electronic Payments (NSEMEP)	Domestic banking multi-issuing mass electronic payment system, in which all payments for goods and services, receiving cash and other transactions are carried out by means of smart cards
NationHela IMT Service	NationHela Prepaid card for Kenyans to send money home.
NatWest TouchPay	Provides a range of online money transfer options to suit how much is sent, where it is sent to and when it needs to get there.
NBA Banking	BBVA compass has launched an NBA-branded online account called NBA Banking, as part of a strategy to expand beyond the Sunbelt region, and also promote its new integrated online banking system.
NBAD Arrow Service UAE	The NBAD Arrow service lets you access the money in your bank or prepaid card account or NBAD GEMS Credit Card from your mobile phone. With Arrow, you can send money to friends and family all across the world, check your balance, pay your bills and
NBE Phone Cash mobile payment service - DUPL	The National Bank of Egypt has launced a number of innovative financial services including electronic banking and electronic payment services.
NCC Bank Financial Services	Nepal Credit & Commerce Bank Ltd has recently introduced Mobile Banking and other innovative financial services.
NEC Integrated Electronic Money Solution	NEC Corporation offers a prepaid electronic money (e-money) system that includes system servers, media (cards, smartphones, etc.) and payment terminals available both inside and outside of Japan.
Neosurf Europe	Customer exchanges funds for a scratch card (of various amounts) which gives a code to pay on the internet
Nepal Bangladesh Bank branchless banking	Nepal Bangladesh (NB) Bank has introduced branchless banking services in Kushadevi of Kavre district, with an aim to provide standard banking services to people in rural areas who lack such services.
Nepal Bangladesh Bank Mobile Banking (NBB)	Nepal Bangladesh (NB) Bank has introduced mobile banking services using F1 Soft fonebank.
Nepal Bank Ltd (NBL) Digital Banking	Nepal Bank Ltd is the oldest bank and the second largest in Nepal. It has a range of digital banking initiatives.
Nepal Industrial & Commercial Bank FS (NIC)	NIC SMS Banking provides account balance enquiry, transaction enquiry, cheque book request and statement request but no transactional services as of it's website in February 2013.
Nepal Industrial & Commercial Bank Remittance	NIC Bank offers consumers internet banking and SMS banking. Relatively it has a greater focus on remittances, being an agent or sub-agent for most of the leading money transfer companies.
Nepal SBI Mobile Wallet	Nepal SBI Bank Limited is to shortly launch a premium stored value mobile wallet service for it's customers.
Netbank Germany	The portal is based on Sevenval Mobile Platform and offers a simple interface plus online banking features for all web-enabled mobile devices. At mobil.netbank.de, users can view their account turnover, transfer money, set up standing orders and much
Netbank Privat24	PrivatBank Internet Banking Privat24 is meant to be a convenient and modern remote account management system in real time.
Neteller	The NETELLER eWallet is a free online payment account that you can use to make deposits and pay for goods on thousands of top gaming and retail sites. You can also use your eWallet to accept payments from other sites or individuals.
Neteller Net+ Prepaid MasterCard	Online movement of money. Free instant payments to merchants; Send money around the world. App and Net+ Prepaid and Virtual Prepaid card; Neteller online app to let you spend online anywhere Mastercard accepted. Net+ Prepaid Mastercard. Founded in
Netherlands MNO JV with Banks (Dutch Six Pack)	A Netherlands-based group consisting of banks and mobile operators has agreed to form a joint-venture company to support Near Field Communication mobile payments at the point of sale in 2012. Financial institutions ABN Amro Bank N.V., ING Group N
NETS CashCard	NETS EFTPOS in Singapore: is a pin-based system for debit cards.
NETS EFTPOS	NETS EFTPOS in Singapore: is a pin-based system for debit cards.
NETS FlashPay	NETS EFTPOS in Singapore: is a pin-based system for debit cards.
Nettcash	Nettcash was launched in Zimbabwe in February 2014 as a mobile money and mobile payment solution that works across all handsets and operators.
Network International	A principal member of both Visa International and MasterCard International for the UAE, Network International provides POS and Topup and other payment solutions in the Middle East.
New Zealand NFC Mobile Wallet Trial	New Zealand mobile wallet trial for NFC and Mcommerce.
Newham College College NFC Trial	Newham College tested NFC by providing NFC phones to a few teachers, who used them to capture data from the ID cards of 120 students in place of roll call.
Nextel Argentina Argentina	Nextel service
Nextel Brazil Mobile Financial Services	Nextel service
Nextel Chile Prepaid Card	Nextel service
Nextel Mexico	Nextel has not launched important services as of February 2013. Apart from mobile payments through fortumo, which works with all the operators in Mexico, there is no significant news yet.
Nextel Peru Prepaid Card	Nextel service
NFC Activation and Redemtopion of Gift Vouchers	NFC Activation and Redemtopion of Gift Vouchers allowed merchants in Austrian to utilise embedded RFID in gift vouchers to activate just prior to usage.
NFC Trial Unicredit Bank Debit PayPass Stickers Slovakia	Bank Offers Debit PayPass Stickers. Slovakian branch of the Italian banking giant UniCredit is offering the debit contactless stickers storing a MasterCard PayPass application to customers, recommending they attach it to the back of their mobile ph
NIBSS Instant Payments (NIP)	NIBSS Instant Payments (NIP) is the online real-time, account number based credit transfer payment system supported in Nigeria by the NIBSS (Nigeria Inter-Bank Settlement System Plc).
Nipper Mexico	Fimpe has created a platform for mobile banking to serve any bank. Not so far attracted many providers. Fimpe is a trust formed by Mexican Banks in 2004 when there were tax incentives for electronic payments.
NMB Nepal FS	NMB Bank Nepal offers a range of e-banking, mobile banking, e-payment and prepaid card services in the country.
NoChex Online Payment Services UK	NoChex is an auction payment service for online use.
Nol Card	Nol card for Public Transport in Dubai. There are different types of cards; each has been designed for a specific type of public transport user. Nol Silver Card is an ideal starter card that has been designed for use by the occasional traveller.
Noor Islamic Bank FS	Noor Islamic bank features •Instant mobile to mobile payments between Noor Islamic Bank clients through QR code (currently only available for iPhone), as well as ways to transfer money locally or internationally.
Nordea Netbank and Mobile Bank	Nordea Bank has put a lot of focus on mobile banking and seen good uptake of their mobile app.
Nordea PlusGirot Retail Payment System	Nordea Bank has put a lot of focus on mobile banking and seen good uptake of their mobile app.
Novopayment Mexico	Miami-based prepaid card issuer and program manager NovoPayment has projected that the prepaid card market in Latin America will be worth over US$200bn in transactions by 2015.
NPCI Aadhaar Enabled Payment System (AEPS)	National Payments Corp. of India (NPCI) launch a first-of-its-kind, 24-hour payment system that will allow bank customers to remit money to any account in India for free using their mobile phones. RBI (Reserve Bank of India) has permitted only a pil
NPCI IMPS	National Payments Corp. of India (NPCI) launched a first-of-its-kind, 24-hour payment system that will allow bank customers to remit money to any account in India for free using their mobile phones.
NTC Online Payment through bank	NT IBS Online Bank Payment launched in coordination with several banks within the country, to allow convenient payments from Nepal Telecom Internet Subscribers for timely renewal of corresponding services.
NTT DOCOMO and MasterCard NFC payments	Through joint collaboration between DOCOMO and MasterCard, DOCOMO customers will be able to make iD-brand payments at MasterCard PayPass merchant locations in 41 countries.
Numbrs	Numbrs offers a single mobile banking app that a consumer can use to access all their different bank accounts.
NZ Mobile Operator joint venture for Mobile Payments	New Zealand's three mobile operators Vodafone, 2degrees and Telecom New Zealand are to form a joint venture with local payments provider Paymark that will enable users to make payments via their mobile phones.

Title	Abstract	Icon
O2 Money/ O2 Wallet (Closed 31 March 2014)	O2 money was implemented as a prepaid card with controls on the mobile. Consumers loaded money onto the card, to use for money transfer and payments.
O2 Slovakia MT-Billing with Fortumo	O2 Slovakia enabled carrier billing through Fortumo in 2011.
O2 Wallet UK	O2 Wallet launched in UK in April 2012 and is available to everyone - any network, any bank.
Oberthur Multi-Brand NFC Wallet	Oberthur Technologies offers a Multi-brand NFC Payment Wallet that can integrate up to 10 banking card.
Obopay Moneysend India See Nokia Mobile Money	Obopay is a service that lets consumers and businesses purchase, pay, and transfer money through any mobile phone using Obopay's mobile application, text message, mobile Web, widget, or Obopay.com. It lets people use their phones to send money to and
Octopus Mobile Payment Service	Octopus cards were first developed for use in Hong Kong for transport but have been extended for use in online payment.
Octopus Online Payment	Octopus cards were first developed for use in Hong Kong for transport but have been extended for use in online payment.
Ogone (Ingenico) - Belgium	Ogone Payment Services, one of Europe's leading payment platforms, has entered the rapidly expanding Indian payments market with the full acquisition of EBS (E-Billing Solutions), the second largest online payment provider in India. 201109: Offers
Oi Carteira (Mobile Wallet)	Paggo is a relatively simple mobile credit card SMS based payment service supported by a OTA downloadable SIM application. Oi Paggo is a unit of Brazil-based telecommunication firm Oi that provides mobile-payment service. May 2010: Extending to NFC
Oi Paggo Brazil	Paggo is a relatively simple mobile credit card SMS based payment service supported by a OTA downloadable SIM application. Oi Paggo is a unit of Brazil-based telecommunication firm Oi that provides mobile-payment service. May 2010: Extending to NFC
OK Banking - One Bank Ltd BB	ONE Bank Limited will introduce branchless mobile banking in 156 unions in Rangamati, Khagrachhori and Rajshahi district as a pilot project to provide banking facilities to rural communities.
Oman Epurse Oman	The ePurse solution allows both citizens and residents to store and load money in their National Identity and Resident Cards issued by the Royal Oman Police and use them as a mode of payment besides credit and debit cards. This not only helps governm
Omnibus Gateway	Omnibus Gateway is a shared ATM and POS network and an independent association jointly established by BRAC Bank Ltd and IT consultants Ltd (Q-Cash).
One Network Mobile Money Control Centre	One Network is an industry-focused organisation, recognised by the Central Bank of Nigeria (CBN) as agent manager, providing agent locations for mobile money operators across the country.
onebip Mobile Billing (neomobile)	Onebip positions itself as a monetization enabler for digital merchants and app developers based on carrier billing services and advertising solutions.
OneCard Saudi Arabia	OneCard is a prepaid card that can be used for online payment and topped up in a variety of ways and at outlets in the different countries.
OnePay/ OnePoint from MobilityOne	MobilityOne provides technology to accept transactions via multiple channels either via mobile phones, Internet, electronic data capture terminals and banking channels such as Internet banking portals, automated teller machines (ATM) and mobile banking.
OneWallet from NetOne Zimbabwe	NetOne will be the first network to launch mobile financial services in Zimbabwe called One Wallet, answering to the call of many subscribers for a facility that will effect money transfer. SIM-Based and only on single MNO. Money transfer will take
Ooredoo Mobile Money (formerly Qtel Mobile Money)	Qtel has launched a Mini Wallet service, described as the easiest mobile money experience for customers to sign on by texting their Qatar ID number and begin enjoying Mobile Money services immediately.
Ooredoo Mobile Money Oman	Customers in Qatar can now transfer money in Qatar and to overseas destinations through a "Mobile Wallet", using the Qtel Mobile Money service. The Qtel Mobile Money service is easy to use as it works with all mobile phones and registration for the
OoredooQatar Mobile Money Qatar (QMM)	201202: Qtel Mobile Money is a new way to send money home, send money to friends and colleagues in Qatar, send Mobile Airtime to Friends and Family over the world, Top-up Hala account, pay Shahry bills -safely, easily, conveniently and instantly. Sen
OP-mobile Mobile Banking from OP-Pohjola Finland	OP-mobile enables users to monitor their accounts, track prices of stocks of major Finnish corporations, search for nearest bank branches and Otto ATMs, and pay bills using the phone's camera that reads the barcode.
opentabs	With opentabs consumers can skip the line at a coffee place, restaurant or take away and pick up an order without lining up at the register.
Opera Payment Exchange (OPX)	The Opera Payment Exchange will enable consumer payment transactions for more than 160 million Opera Mini users by acting as glue between content providers, publishers and mobile billing systems and digital payment gateways.
Optimus Portugal Orange Portugal - Zong	Zong has connections with all 3 carriers in Portugal - tnm, Vodafone, and Optimus
Orange Cash France	Orange NFC roll-outs in France
Orange Cash Poland	The Orange cash service is a prepaid mobile payments service launched by Orange, in partnership with MasterCard. Users with NFC-based handsets make payments with prepaid wallets linked to their mobile phone to pay at point-of-sale locations.
Orange Cash United Kingdom	Orange cash service
Orange m-peso	Mobile operator Orange and Banco Popular Dominicano launched the first prepaid mobile banking service in the Dominican Republic in February 2014. It is branded Orange m-peso.
Orange m-wallet and NFC with Gemalto	Orange Poland has launched an NFC payments service in November 2012 with mBank and MasterCard.
Orange Money Botswana	Orange Money wallet
Orange Money Cameroon	Orange Money wallet live
Orange Money Central African Republic	Orange Money wallet
Orange Money Ivory Coast	France Telecom's Orange has a partnership with French Bank BNP Paribas and is planning to launch Orange Money for Senegal,Mali and Egypt in 2010. Currently, the company is piloting the service in Ivory Coast. Only in pilot mode still. Mobile phone pa
Orange Money Jordan	Orange Money wallet service
Orange Money Madagascar	The service allows mobile customers to deposit, withdraw and transfer money, to easily buy call credit, to pay for goods at certain retail partners and to pay bills. During this launch in May 2010, Orange Money was also introduced to Madagascar, Sen
Orange Money Mali	Full services excluding card
Orange Money Mauritius	201201: Launch expected soon for Orange Money wallet service
Orange Money Niger	Full services excluding card
Orange Money Senegal	Pooled account agreed with regulators.
Orange Money Transfert International	Orange Madagascar and MFS Africa announced the launch of the online money transfer service Orange Money Transfert International, whereby Orange customers in Madagascar can receive international remittances directly to their Orange Money accounts.
Orange Money Uganda	Orange Money wallet service
Orange Money Visa Prepaid Card - Africa	Orange to offer its subscribers in emerging markets access to Visa prepaid accounts
Orange Polska/ mBank mobile banking	Orange Polska is to launch mobile money services for individual consumers and SMEs. This will include mobile payments, current accounts, loan, deposits and cards through a co-operation with mBank.
Orange specific Cityzi Payez NFC	Cityzi mobile contactless payments service was launched in May 2010 in the Côte d'Azur. Cityzi is a collaborative initiative of banks, retailers and mobile operators Orange, SFR and Bouygues Telecom. The Cityzi service currently uses just one handse
Orascom Algeria	Mobile Banking was to be started but as of January 2012 it seems the ownership question has not allowed this to proceed much. Only airtime topup seems to be offered still.
Orascom Burundi Mobile Money	Telecel Globe, a majority owned subsidiary of Orascom telecom Holding (OTH) purchased 100% of the shares of U-COM Burundi in July 2008. U-COM operates GSM 900/1800, CDMA 800, and WIMAX (in Bujumbura) networks and is the market leader with 308,662 sub
OrbitRemit	OrbitRemit supports International Money Transfer through Payment Instructions received online.
OTPay MasterPass Digital Wallet	MasterCard and OTP Bank Hungary announced OTPay in February 2014, as the first digital wallet in Europe to leverage the MasterPass API.
Ouroboros Pencepay Internet Payment	For merchants to accept payment online. Claims to allow the use of any phone that accepts SMS to pay for any service online.
Oxicash Cards/ Oxigen Wallet	Oxigen Wallet is offered as a one stop shop for a range of consumer payments.
Oxigen Instant Money Transfer	Oxigen allows instant money transfer using the Oxigen Wallet and leveraging IMPS in India.
Oxygen8 Money	Oxygen8 Money announced in November 2012 that they have been granted an Authorised e-Money Licence by the FSA. The licence makes Oxygen8 Money an approved issuer of electronic money.

Title	Abstract	Icon
P2P Cash for the Unbanked through Mobile TAN agents	P2P Cash guarantees transfer of cash to any cellphone worldwide using a Secure Open Standard (SOS). The P2P Cash Secure Open Standard guarantees the transfer of cash between any two cellphones worldwide regardless of the carrier or communication network.
Pacnet	Services for International payment processing needs of large blue-chip companies as well as small and medium sized businesses.
Paga branchless banking services Nigeria	Paga is a service offered by Pagatech. Paga, an innovative financial services company has been selected by Diamond Bank to deliver branchless financial services to their customers. Through the partnership Diamond Bank customers will be able to lin
Pageonce	A wide variety of mobile banking options exist for AT&T users.
Pago Facil/ Easy Pay Movistar Uruguay	Movistar service
Pago Móvil con Visa/ Visa Mobile Pay	Pago Movil con Visa (Visa Mobile Pay) lets account holders with credit or debit cards issued by Banco de Credito, Interbank, BBVA Continental and Scotiabank pay for products and services over the wireless network. Visa has teamed with VisaNet Per
PagSeguro Brazil P2P NFC MPOS	Provides a mobile POS app for a vendor to accept payments from a buyer by tapping the phone against the buyer device, to withdraw from a credit card, PayPal account or range of payment types.
Paii Mobile Money (4T Denmark)	4T Mobile Payments joint venture with TDC, Telenor and Hi3G (3) have developed the Paii application for iOS and Android devices to enable users to shop online, transfer funds to other Paii users or pay via SMS without it showing up on their phone bill.
Pakistan Post Electronic Money Order (EMO)	Pakistan Post has launched the Electronic Money Order (EMO) Service for domestic money transfer in September 2012.
Pay a Contact (Paym)	Pay a Contact, launched by Lloyds bank in May 2014 is a new way of sending and receiving money between friends and family, without using their account number and short code.
Pay Pointz/ Pay Point Services	Pay Point India has obtained RBI authorisation for pre-paid instruments under the brand Pay Pointz.
Pay with AXIS, IOU Service	Mobile operator AXIS has launched a number of financial services ranging from tirals related to airtime transfer, IOU service, Sinar SIP to remittances, branchless banking, digital purchases and full PSP digital wallet services.
Pay-eCash	The PAYe solution is an ATM network that provides access to third party financial services via the existing financial network infrastructure without requiring cards that are linked to financial institutions.
pay4me e-wallet	pay4me is a Billing Solution that enables companies and institutions present bills to their customers in simplified and transparent manner.
Pay4me/ m.pay4me e-wallet and Pay@Bank Service	Pay4Me Mobile is a Mobile e-wallet and can be used to transfer funds and make payments on the go. Pay4Me is an Electronic Bill Presentment & Payment (EBPP) service.
Payair Mobile Wallet Sweden	A solution which handles the payment process with support for NFC and QR-codes
PayAnywhere MPOS USA	This is a mobile payments solution that offers credit card payment acceptance anywhere, anytime, and from anyone.
Paybox Handyparken Austria	Paybox offers mobile parking (via SMS), ticketing for public transport (via WAP or SMS), online shoppin, tickets for (music events), mobile POS (e.g. vending machines, gas station), toll ticketing, remittance (money transfer). Austrian mobile operato
Paybox Mobile Payment (New Products 2014)	Paybox offers mobile parking (via SMS), ticketing for public transport (via WAP or SMS), online shoppin, tickets for (music events), mobile POS (e.g. vending machines, gas station), toll ticketing, remittance (money transfer). Austrian mobile operato
Paybycash	PayByCash connects merchants who want to reach a global consumer with customers who want or need the ability to pay for goods or services without a credit card. mpMerchants gain the ability to easily accept an unprecedented breadth of payment types.
Paycash Card - Smart Payment	Paycash is a prepaid card which can be used for making online payments, sending money, paying bills, recharging a mobile and for other payments.
Paycash Tavrichesky Bank Russia	Bank partnered with mobile operator to offer payments, with limited agents. PayCash eWallet has 6.5m users - Kiosk and PayCash Mobile also available. Partnered with Western Union and MoneyGram ExpressPayment. It is not a bank account but an electroni
PayCash Wallet	Consumers can use PayCash with any Android or Apple smartphone, regardless of their bank or mobile network provider.
Payclick Australia - Closed 2013	Family to pay for online purchases; small value digital; Manage account funding; See every txn; Fund by visa/mastercard/bank acount. The new digital way to pay. Open a payclick account registering your details like name, address; Create pwd - to use
Paydollar eCommerce service	Paydollar eCommerce service is an integrated payment transaction-processing service that allows your business of any size to securely accept credit card and debit payments anytime through eCommerce, mCommerce, mail order and call centre payment chann
Payease Multi-Channel Payment Service plaform	PayEase Payment Service Platform covers mobile, online, call center (CRM), retail / POS and data mining of customers' profile. Comprehensive payment platform is connected to over 98% of the most banks in China, supports over 64 domestic credit
Payex Account and Mobile	Payment service with which to pay for goods and services directly using your mobile phone, with payment debited from PayEx Account by swiping mobile phone across payment terminal.
Payez Mobile France	France is set for a nationwide commercial rollout of NFC services to begin in the spring of 2012
Payfair Card	payfair Mycard is the single card to access services across Europe and the world. Account can be opened at banks and stores shortly.
Payforit	Payforit is the UK mobile micropayment scheme, created and supported by all of the UK mobile network operators (MNOs), enabling consumers to use their mobile phone account or prepaid balance to purchase content and services on the internet.
PayFort Online Payment - Egypt	PayFort is an online payment gateway offering businesses, governments, SMEs, startups and institutions payment options for both banked and non-banked online shoppers.
PayFort Online Payment - Saudi Arabia	PayFort is an online payment gateway offering businesses, governments, SMEs, startups and institutions payment options for both banked and non-banked online shoppers.
PayFort Online Payment - UAE	PayFort is an online payment gateway offering businesses, governments, SMEs, startups and institutions payment options for both banked and non-banked online shoppers.
PayGate Online Gateway	PayGate, a South African based credit card payment gateway company, launched its range of products to a number of African banks.
PayGol	PayGol offers micropayments via mobile phones and carrier partnerships around the world.
PayLeap (Acculynk)	The PayLeap service is provided by Acculynk to make it easy for a wide range of small and medium sized merchants to take payments cost effectively.
Payleven	This Europe-based startup provides a hardware add-on for Apple and Android smartphones, for point-of-sale payment card capture.
Paylib	In September 2013, BNP Paribas, Société Générale and La Banque Postale joined forces to launch a PayPal-style online payment system called Paylib.
Paym	The UK banking industry new mobile phone payments system will be launched later in 2014 called Paym (Pay Em) to make it easier for people to transfer money to other bank accounts using mobile phone apps.
Paymate PayPOS and mobile payment platform	Paymate mobile payments service
Paymate Wallet	The PayMate Wallet allows the consumer to link their mobile phone to a bank account, credit card or a prepaid account in order to make payments anytime, anywhere.
Paymenex Ghana	Paymenex Ghana is the Paymenex Regional Administrator for Ghana operated and managed by SoftWorks Solutions Limited.
Paymentez Services	Founded as a payment gateway for online games in Latin America solutions now include a variety of alternative payment methods, with a focus on financial inclusion.
Paymentez TaxiCard Colombia	Founded as a payment gateway for online games in Latin America solutions now include a variety of alternative payment methods, with a focus on financial inclusion.
Paymill application	Paymill is a technical service provider in the field of electronic processing of cashless payments via credit card on the Internet.
Paymit	Paymit app powered by SIX allows consumers to transfer money to friends and family across Switzerland using smartphones.
Paymo Mobillcash (now part of Boku)	Boku has announced its payments service for global consumers wishing to make online purchases of digital and virtual goods with their mobile phones. The company claims it is creating a new standard for the mobile, by bringing bank-grade mobile paymen
Payoneer Global Mass Payout	Payoneer helps companies worldwide pay people and businesses anywhere.
PayPak Domestic Payment Scheme	PayPak is a new domestic payment scheme in Pakistan from 1Link and competes in the domestic card market with other international payment schemes.
Paypal In-Store Mobile Payment App	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
Paypal Access	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
Paypal B2B Payment	PayPal allows businesses to accept credit and debit card payments and PayPal payments from around the world.
Paypal Beacon	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
Paypal Canada	PayPal Send Money lets consumers access their wallets through their phones. Because with PayPal, the wallet lives in the cloud - the mobile phone is just one device customers can use to access it. With the new PayPal Send Money app, users can set rem
Paypal Carrier Payment Network	A strategic initiative to make mobile carrier payments more viable for a wider number of online merchants.
PayPal Cash for Registers	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
Paypal Here point-of-sale solution	Launched in March 2012, PayPal Here claims to be the world's first global mobile payment solution that allows small businesses to accept almost any form of payment.
PayPal Mobile SDK	PayPal rolled out its mobile SDK where one simple integration can allow acceptance of both PayPal and credit card payments in an app.
Paypal Mobile USA	PayPal Send Money lets consumers access their wallets through their phones. Wallet lives in the cloud, mobile is just one device customers can use to access it. With the new PayPal Send Money app, users can set reminders for recurring payments, dona
PayPal One Touch	PayPal announced One Touch for merchants and app developers, from acquisiton Braintree and similar to their Venmo touch product.
Paypal Payment Code	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
PayPal Pte. Ltd - Saudi Arabia	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
PayPal Russia	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
PayPal Wallet	Payment across borders, from account or associated. Cannot do offline merchant payment and now with NFC on way may be too late.
Paypoint Internet	Cash network
PayQuik	PayQuik is the e-payment platform and service from Paylink Global which offers e-payment services for utility companies, Telcos, Municipal Councils, Transport companies, Government agents and others.
paysafecard (Earlier Wallie)	Wallie Card
Paysafecard Europe	An electronic payment method for predominantly online shopping and is based on a pre-pay system. Exchanging cash for Electronic Money (for use online) is facilitated through paysafecard in many countries worldwide. In order to purchase a Paysafecard
Paysbuy	Popular online payment method in Thailiand. Like Paypal you can send money to other accounts, load your account, Top up prepaid mobile, refill prepaid 3G SIM, buy game cards to top up online or Facebook games, pay bills
Paysecure	PaySecure is a convenient, secure and easy way to pay with PIN debit on the Internet. When you use your debit card at participating online merchants, the PaySecure graphical PIN-pad will appear at checkout for the secure entry of your PIN. Enter your
Paystar India Mobile Payments	PayStar is a mobile payment platform that supports sending and receiving of money.
PayStore App	PayStore is a personal financial and payment environment offered through a mobile app. It is operated by PayStore.com LLC, Russia.
paythru	paythru is a specialist mobile payments provider that enables merchants to start to accept mobile payments. It claims to be available for a wide range of products and services.
paytm App	The paytm service leverages the newly established IMPS for making instant payments. They offer mobile recharge, DTH payments, bill payments, toll card recharges, landline, bus tickets and more through convenient online methods.
Paytm Cash Wallet	One97's digital payments company Paytm launched its semi closed mobile wallet Paytm Cash Wallet in January 2014 as part of its vision to build a digital goods marketplace.
Paytm Payments	Paytm is India's largest digital goods marketplace run by One97. Paytm Payments claim to integrate seamlessly into merchant's existing systems. It provides the flexibility to customize based on needs.
Paytoo Mobile universal mobile wallet	Paytoo Mobile claims to be the first global Mobile Wallet combining a complete suite of telecom services and payment solutions within a unique interface. Paytoo Mobile combines Yackie Telecom and Paytoo payments specialist.
Paytoo Mobile universal mobile wallet Mexico	US-based telecommunication and mobile payment services provider Paymotech has signed a partnership agreement with payment services provider Boundless Payment Solutions (BPS) and Mexican consumer credit company Mi Adelanto Corporativo.
Paytoo Nepal	First universal mobile wallet that brings together telecom and mobile payment solutions while making use of a single balance. By using your current cell phone provider or our telecom service via Paytoo Mobile SIM card, you can make calls, transfer cr
PAYware Ocius PaaS - Verifone	PAYware Ocius is a payments as a service (PaaS) offering that bundles hardware, software, gateway and professional services, encryption, estate management and value-adds to offer card acceptance to multi-channel merchants of all sizes.
PayWay Merchant Payment Gateway Nepal	PayWay is an online payment gateway service which allows people to pay and get paid online.
PayWithMyBank (formerly Ewise Payo)	Smartphone application enables consumers to initiate secure and private payments for goods, services, or bills online or face-to-face, without having to provide personal financial information to any third parties.
PayXpert international Payment Service Provider	International Payment Service Provider supplying PCI level-1 payment gateways and banking intermediation to low and high risk e-commerce merchants. The company helps merchants to open merchant accounts in its partner banks, and transfers payments fro
Payza Account and Online Payment Service	Payza is an online payment platform which allows anyone with an email address to send and receive money online. Payza allows consumers to open an account to run an online business and instantly receive money paid from 190 countries around the world.
PayZippy - FlipKart	PayZippy has been launched by Flipkart to make it safe and easy to pay online. It does this by removing the need for consumers to type in and reveal card details on merchant websites.
Payzone Ireland	Cash network that facilitates topup of vouchers, prepaid cards and digital wallets at convenience stores and retail outlets. It provides mobile phone top-ups, bill-paying services and runs a network of ATM cash machines in UK and Ireland.
Payzone UK	Payzone provides topup services for digital money providers through what they claim to be the largest independent fully branded network of payment agrents.
PCCW At App Hong Kong	May 2011: PCCW mobile customers in Hong Kong will soon be able to top-up their mobile account directly and securely via a new app from their smartphone following a collaboration with Monitise, the leading enabler of Mobile Money solutions, and its lo
Peercoin (PPC)	Peercoin is the first cryptocurrency based on an implementation of a combined proof-of-stake (PoS)/proof-of-work system (POW).
PeerTransfer USA	This service aims to offer a secure, seamless, and easy-to-navigate system for students that enables them to pay in their home currency, and saves money when doing so.
PEO Pay	Bank Pekao mobile payment wallet.
Peppercoin USA	Cryptographic system for processing micropayments. Core idea is to bill one randomly selected transaction a lump sum of money rather than bill each transaction a small amount. It uses "universal aggregation", which means that it aggregates transacti
Perfect Money	Perfect Money is a financial service that claims to allow users to make instant payments and money transfers across the Internet, from balance stored in an account with them.
Permata Bank Services	Digital banking services include PermataNet (Online banking), PermataMobile (Mobile Banking), PermataBank ATM (Cash services), PermataTel (Telephone Banking) and MobileCash (Cardless ATM).
Peso Padala from LBC	LBC is a courier company that began to offer money transfer service Peso Padala in 2009, for Filipinos in the USA to send money to the Philippines, with instant pickup at 3000 LBC branches.
pesopay from AsiaPay	PesoPay aims to promote the growth of e-Commerce in the Philippines by offering integrated payment solutions to meet the needs of the Philippines market.
PFS Prepaid MasterCard with Creacard	Prepaid Financial Services has rolled out the PCS Prepaid MasterCard together with the French company Creacard. To use the PCS card, customers purchase it in a store, retrieve their PIN via SMS and load the card with cash at the counter.
PhilPaSS REMIT	The PhilPaSS REMIT System uses the PhilPaSS RTGS for the settlement of OFW Remittances between the major banks that offer these services.
Phone Cash Mobile Wallet	NBE claims to be the first bank in Egypt and the Middle East to provide a unique mobile payments product branded "Phone cash", which works across multiple mobile networks and handsets.
PiDo (PayCom Nigeria)	PiDo is a moble money service offered by PayCom Nigeria Ltd.
Ping Pay - Axis Bank	Ping Pay is a multi-social payment app from Axis Bank that lets you send or ask for money and mobile recharge across Facebook, Whatsapp, Twitter, SMS or e-mail.
PlataMovil from MiPlata	PlataMovil is a savings account to manage money through a cell phone and Platamóvil agents located close to customers.
Platimo Serbia Serbia	Mobile network operator, Telenor, has introduced a new payment service called PlatiMo, which for the first time allows customers in Serbia to pay their bills and perform other financial services via their mobile phones directly from their bank accoun
PNB Global Filipino	Philippine National Bank offers a range of innovative services including remittances.
Pocit Online Bill Payment South Africa	Pocit is a cellphone payment stored value system with "Pocit Money", that allows individuals and merchants to make and receive payments, knowing only the other party's cellphone number. Customers use credit card, a bank account or Pocit Money to pay
Pocket to Pocket Mobile App by PFC	The PFS Pocket to Pocket App was rolled out free of charge to all PFS cardholders in July 2013. Cardholders can use it to perform a number of different functions to manage their physical card and create virtual cards.
Pocketbook	Pocketbook is a personal finance app that connects to consumer banks to help them manage personal finances.
PocketMoni from eTranzact	PocketMoni is a mobile payment solution designed to allow users to conduct financial transactions anytime, anywhere, from their phone.
Pockets	Pockets is provided by ICICI bank to customers of any bank to allow them to shop, recharge, send money and more.
POLi Australia Online Payment	A retail payment system for debit payments over the internet.
Ponsel Banking Indonesia	Ponsel Banking Using SMS Format Is SMS Banking service from CIMB Niaga that makes you possible to have quick, safe, comfortable banking transaction without changing your SIM Card. No need to change SIM. By your mobile phone you can do banking transa
Ponselpay Mobile Banking Indonesia	Just by simple Text messages, individuals can receive loans and payments from customers, pay suppliers to their bank accounts in any bank, pay installments, bills and purchase airtime and eTickets, pay other PonselPay users even though they are using
Popmoney USA	CashEdge POPmoney is the first email and mobile P2P electronic payments service for FIs that allows bank customers to send an electronic payment directly from their online or mobile banking service, by simply using the recipient's email address, mobi
Portugal Telecom MEO Wallet	MEO Wallet is a smartphone based mobile wallet launched by Portugal Telecom. The MEO Wallet is a service of PT Pay SA, a payment institution registered with the Bank of Portugal.
POSB Mobile Banking based on ZimSwitch	Using the service the bank's customers that have activated the service can pay bills, buy airtime and transfer money to mobile phone subscribers locally amoung other things. A number of banks and mobile operators have launched mobile banking (and m
POSOnline - POS Malaysia Payment Online	POS Malaysia offers a variety of money transfer, bill payment and other financial services through an extensive network of 700 outlets, as well as through its online portal.
Posopay Botswana Post e-shopping portal	Postal services provider Botswana Post launched an e-shopping portal dubbed Posopay to speed up the adoption of Internet-based services.
Postal Savings Bank of China Financial Services	Postal Savings Bank of China is an important provider of remittance services in China and has recently launched microfinance, online banking and mobile banking promotions.
Postbank mTAN	Postbank has been providing the mTAN service to customers across Germany since August 2005, having pioneered this technique of mobile authorisation of online banking in Germany.
Poste Italiane Italy Money Transfer Services	Poste Italiane offers money orders, Giro, Eurogiro, SEPA credit transfers and online money tansfer using MoneyGram.
Postemobile Italy	PosteMobile is the first Mobile Virtual Network Operator (MVNO) in Italy, with a software solution that allows customers of Italian bank BancoPosta to carry out payment transactions with their mobile phone.
PostFinance Mobile e-finance apps	The PosFinance Mobile App helps customers to transfer small amounts of money, do topups and buy digital content, amongst other services.
Postfinance Sms Banking Switzerland	Swiss bank PostFinance offers a free SMS transfer service to its Postkonto customers. After registering, customers can use the service to transfer up to CHF 100 (approximately EUR 66) per day between Postkonto account holders. Besides remittances, cu
POWAPOS (formerly mPowa MPOS)	Mobile payment service from UK cloud e-commerce platform Powa. Designed to enable SMEs to accept payments using a card reader which pluges into audio jack of smartphones. Services: Accept Payments.
Pppaycom United Kingdom	Paypal like service for Europe in Pounds and Euro. Allows send and receive of money from anyone with a email address and debit/credit card in British Pounds or Euro or a bank account in these currencies with online banking.
PreCash FlipMoney Digital Wallet	PreCash announced that it's field-testing FlipMoney, a digital wallet app linked to a prepaid debit card.
Prepaid Financial Services (PFS) initiatives	Prepaid Financial Services Ltd. (PFS) provides prepaid card solutions to consumers and businesses. FSA holds an ELMI (e-money) license since July 2012 and has launched new services in UK, France and elsewhere in Europe.
Prepaidatm USA	PrePaidATM is the only ATM Card that is not tied to a bank account. You can use your card wherever debit cards are accepted and you can also receive funds at thousands of ATM machines worldwide.
Presto transit card	Card for paying bus and train fare in Canada - Consumers pay easily by tapping their plastic card on an electronic reader.
PRIMA	PRIMA is one of the interbank networks in Indonesia. PRIMA is owned by PT Rintis Sejahtera.
Prime Bank Digital Banking	Prime Bank has launched Internet Banking under the brand "Altitude Internet Banking". This offers a number fo online banking services. It has also received permission to launch full mobile financial services in the country.
Prime Bank Easy Cash mobile banking	EasyCash is the Prime Bank Mobile Banking Service. It is designed to be a secured mobile financial service to access cash easily and conveniently using mobile phone technology.
Prime Bank Nepal Financial Services	Prime Bank offers SMS banking with only non-transactional services. There is more focus on E-Banking and Bill Payment, as well as Money transfer via Western Union. They also offer an SCT Debit Card.
Prime Bank Prime Cash	Prime Bank launched a biometric smart-card based banking service for unbanked people across Bangladesh.
Primecoin	Primecoin is said to be the first execution of the bitcoin model where mining actually contributes to society by implementing scientific proof-of-work.
PrivatBank Mobile Banking/ LiqPay	LiqPAY claims to be a global open high-secure payment system that lets anyone easily send money using mobile phones, Internet and payment cards worldwide.
PrivatMoney	LiqPAY claims to be a global open high-secure payment system that lets anyone easily send money using mobile phones, Internet and payment cards worldwide.
Prostir Payment System	The National Bank of Ukraine (NBU) launched the Ukrainian payment system Prostir with a view to support transport projects, cashless tickets, combined devices to pay in retail trade and other cashless payments.
Proton e-purse Belgium managed by Worldline	Using Proton, you can pay for all minor purchases in Belgium. Originally launched by BankSys as a multipurpose prepaid card scheme, and now owned by Atos Worldline.
Protoshares	Protoshares has created a new type of community that they call a DAC. DAC stands for distributed, autonomous and community. DACs are service-based entities. Funded by people, they generate profits for their backers from the services they provide.
Proxama PPS Mobile Payment	Proxama PLC, the global mobile marketing, loyalty and payments company has partnered with PrePay Solutions (PPS), to provide mobile contactless payment solutions to the PPS customer base.
Proximus M-pay Sms-pay Belgium	Proximus M-Pay is a mobile payment system in Belgium for buying digital products online - via mobile and internet. SMS-Pay is SMS ticketing for the public transport system De Lijn in Antwerp and Ghent. Payment is via the phone bill/prepaid account or
PSA mBSM/ Austria Card Wallet Initiative	The initiative includes leading banks, card payment providers and related companies to create the Austria Card Wallet Initiative, an open, nationwide standard for mobile wallets.
PT AGIT Monitise Indonesia Mobile Money Platform	This is a platform o support the full spectrum of mobile banking, payments and commerce launched by PT AGIT Monitise Indonesia.
Public Cash Services	Public Cash Services was the financial services brand for Public Mobile, offered in Canada in partnership with MasterCard and Ria. It offered prepaid cards and mobey transfers but the service closed down in December 2013.
Punchey One Stop Commerce Solution USA	Punchey offers an all-in-one platform for small businesses to use to get paid more easily, more often. It allows acceptance of credit cards on the go, at the counter or on the web.
Pyro Group mCommerce Services	The Pyro Group has RBI authorisation for pre-paid payment instruments. They also offer a range of mCommerce services.

Title	Abstract	Icon
Q coin for QQ	Tencent a popular social networking site in China introduced Q-coin as a way for memebers of the platform to pay for virtual goods and services offered by Tencent.
Q-Cash Prepaid Card Services Bangladesh	Q-Cash is an electronic prepaid card system that has a mobile payment option, approved by Bangladesh Bank in October 2009. It is a multiple bank, multiple channel platform, where Trust Bank acts as the settlement bank.
Qash Services	Qash Services is a mobile money service launched in Cote d'Ivoire by Mobile Banking in November 2013.
Qi Card Iraq	The Qi Card is an Iraqi debit card and is the national credit card of Iraq. It is pronounced as 'key', and it is the reversed form of iq, the code for Iraq.
QikQik Mobile Money from Eartholeum	Eartholeum website was unavailable as of April 2013 and there is no information about the mobile money service called Qik Qik that it is said to have developed.
QIWI International Instant Payments	QIWI combines the cash payment terminal function with an internet payment account. Consumers can use OSMP terminals to make electronic payments as well as reload an online Qiwi payment account with cash. Through Qiwi,
QIWI Wallet Russia	Qiwi, quickly growing in popularity, combines the cash payment terminal function with an internet payment account. Consumers can use OSMP terminals to make electronic payments as well as reload an online Qiwi payment account with cash. Through Qiwi,
QQ Wallet	Tencent a popular social networking site in China introduced Q-coin as a way for memebers of the platform to pay for virtual goods and services offered by Tencent.
Quick Austria electronic purse	Quick is the electronic purse in use in Austia and claims to be the simplest and most convenient way of paying without cash.
Quick Codes Mobile Wallet	Qwick Codes are dynamic, one-time use tokens. Payment card information is replaced by a token that is accepted for payment.
Quick MMT from Western Union and Vodacom Tanzania	This has been launched and allows M-Pesa customers to receive money from any Western Union Agent location in over 65 countries abroad, directly to their M-Pesa wallet.
Qwarta Padala	The Cebu based Money transfer website launched its online remittance services in May 2013 to enable Overseas Filipino Workers (OFWs) in different parts of the world to send money online to the Philippines.
QwikCilver Prepaid	QwikCilver Solutions has been granted authorisation by the RBI to issue and operate semi-closed prepaid payment instruments.

Title	Abstract	Icon
Rabo Mobielbankieren/ Rabo Mobile Banking	Provision of mobile services via Rabo Banking App and mobile site.
Rabo SMS Betalen Netherlands	Rabo SMS betalen is a wallet and subscription based mobile payment method. For using Rabo SMS betalen (SMS payment), a customer sends an SMS to a short code to the mobile phone number of the intended recipient of the money and the amount. After that
Rabo Wallet	Rabobank has become the first bank in Europe to introduce mobile banking and a mobile service in one with Rabo Mobiel. Rabobank/Rabo Mobiel also participates in NFC trails. NFC payments using mobile phones are tested at (among others) the fast food c
Rabobank Minitix wallet	Type of electronic wallet (Chipknip) for small payments via the internet. an online wallet that can be used to make small payments of between € 0.10 and € 10 on the internet. So it's actually a kind of Chipknip on the internet that you can, for examp
Rabobank Netherlands	Rabobank has become the first bank in Europe to introduce mobile banking and a mobile service in one with Rabo Mobiel. Rabobank/Rabo Mobiel also participates in NFC trials.
Raiffeisen Bank CardMobile Austria	CardMobile is a service for contactles payment via mobile phone. CardMobile combines VPAY by Visa with the low value payment plug-in from Cardis. RBI is first issuer of VPAY in Austria. Roll-out is planned for second quater of 2012.
Raiffeisen Bank Romania	Raiffeisen Bank and RevEurope are breaking new ground in Romania's emerging prepaid card market with the launch of the Raiffeisen Bank visa Prepaid Card, the only prepaid card to allow Romanians to send money domestically from their mobile phones and
Raiffeisen VPOS	Raiffeisen Virtual Point of Sale (VPOS) is a secure way for the merchants to receive card payments via their internet sites.
Rakuten Edy	Rakuten Edy is a prepaid form of money (e-money) that can be topped up easily, even at convenience stores.
Rapida E-wallet for online and mobile payment	E-wallet mainly developed for Russia. Offers Rapid Payments with Online and mobile SMS payments, money-transfers, online gaming and recharge Network of 9000 shops and 15000 terminals.
Rapidremit United Kingdom	PNB uses Earthport to facilitate transfers from Filipinos working in UK to relatives back home. Users in UK can transfer funds by phone and over the Internet. Filipinos living in the U.K. must have a local bank account. Users pre-register with RapidR
RateSetter	RateSetter is a P2P Lender in the UK authorised by the FCA. Launched in 2010, in Feb 2015 the company claimed to have lent £500m over 5 years.
RationalFX Money Transfer	RaionalFX offer foreign exhange services and convenient money transfers that may be initiated by phone or online.
RBC Wallet	Royal Bank of Canada has launched an NFC mobile payments service that stores customer details in the cloud.
RBKMoney e-wallet for online payment	RBK Money is an e-payment system which allows Russian consumers to make payments online, PDA or mobile phone.
RBS Mobile Banking App	Provides a range of online money transfer options to suit how much is sent, where it is sent to and when it needs to get there.
RBS NatWest GetCash app for ATM withdrawal	Customer uses app with smartphone to withdraw from £10 to £100 cash using a 6-digit cash code that will be valid for 3 hours and can be used at any RBS, NatWest or Tesco cash machine in England and Wales.
RBS NatWest Online Money Transfer	Provides a range of online money transfer options to suit how much is sent, where it is sent to and when it needs to get there.
RCBC Telemoney	RCBC offers various ways of sending money from key cities and countries abroad to the Philippines under the brand name RCBC TeleMoney.
Reach Money Transfers Network	Reach Money Transfers Network, a joint venture by Al Fardan Exchange, ITSC-Egypt, and SygmaTel introduced a new mobile money transfer platform under the brand name "REACH".
ReadyCash Mobile Money	ReadyCash is a secure mobile payment service designed to comply with the Central Bank of Nigeria regulatory framework on mobile payment services in Nigeria under the non-bank led model.
Recash Canada	ReCash will become the single-largest retail network of 'branches-and-tellers' for the unbanked consumer market
Recaudo Bogota SITP	Card holders in Bogota, Colombia can obtain hybrid MasterCard or Maestro cards from their banks, to have a single plastic card that allows them to access the Integrated Public Transportation System, while also performing banking transactions.
Recurly	A software as a service company that provides recurring billing management as an outsourced service
ReD Fraud Prevention Solutions	ReD is a world leader in fraud prevention and payment services. Their solutions are present at every stage of the payments value chain, supporting merchants and PSPs, issuers and acquirers, processors and switch networks in the fight against fraud.
Redeban Multicolor Mobile Banking Colombia	Commercial launch of mobile banking services with all Colombian GSM operators and Colombia's largest banking network, Redeban Multicolor. This solution from Gemalto allows the mobile subscribers to perform secure transactions on the move and access
Redfacil Chile	RedFácil claims to be a leading airtime distributor in Chile providing various services for processing prepaid airtime top-up and card payments. RedFácil has an electronic airtime distribution relationship with all three GSM operators in Chile.
ReliaCard Visa Prepaid Card from U.S. Bank	The U.S. Bank ReliaCard is a Visa branded reloadable prepaid debit card.
remit2india TimesOfMoney	Remit2India facilitates money transfers to India for Non-Resident Indians from around the world.
Remitly	Remitly is a remittance transfer platform for sending money from USA to the Philippines.
Remitone United Kingdom	RemitONE has recently launched its Mobile Remittance Module (MRM) which allows banks, MTOs, Mobile Network Operators (MNOs) and Mobile Virtual Network Operators (MVNOs) to offer their customers mobile based money transfer services. An established pla
Remittance between Tigo Cash Rwanda - Tigo Pesa Tanzania	Tigo launched a pioneering cross-border Mobile Money remittance service between Rwanda and Tanzania in February 2014.
Remittance in a Box Times of Money	Times of Money proprietary platform provides banks with a plug-and-play solution to power their online remittance service.
Remittances through Bangladesh Automated Clearing House (BACH)	A number of remittance and payments projects are expected, enabled by BACH, in 4 rounds, beginning with NCC Bank, BURO and BRAC Bank.
Renren Dai	RenRen Dai is a Chinese online P2P lending mutual fund start-up that is part of RenRen Inc. Renren Inc operates a leading real-name social networking internet platform in China.
Retail Teller Machine (RTM) from KAL	KAL's RTM – a machine that provides all ATM transactions including cash-out and cash-in - but has no cash inside the machine.
RHB Now Internet and Mobile Banking	RHB Bank Berhad offers a range of mobile banking, internet banking, remittance and payment services.
Ria Branded PINless Calling Product	Unlike traditional prepaid phone cards, with Ria PINless the prepaid account is automatically detected when calling from a registered telephone number, enabling customers to make international calls without the need to enter a PIN
Rightcliq	Rightcliq is a browser add-on aimed to enhance and speed up your online shopping experience, by letting you auto-fill personal address and payment card information stored on its servers on merchant checkout forms. Create "Wishspace"; Keep track of al
RioCard	The RioCard is a smartcard system used in the transport system of Rio de Janeiro state, Brazil. There is a trial on to replace the existing card with an NFC-enabled mobile phone app.
Ripple	Ripple is a cryptocurrency that was invented and developed by a group of programmers at Ripple Labs, Inc. A beta version was released in 2013 and made open source.
rixty (MOL)	Rixty, a MOL Company, is the global leading cash-based alternative payment platform for online games, virtual goods, and digital content.
ROAMpay, ROAMwallet and ROAMoffers	Turns merchants' mobile devices into secure point of sale (POS) terminals and turns the mobile marketing channel into a mobile sales channel by enabling secure commerce in mobile apps and offers with ROAMwallet 1-Tap checkout.
Robi mPay SMS Banking Bangladesh	Formerly Aktel, now Robi. Limited - not discussed on web site. This is basically a mobile banking service for inquiry and topup. Aktel is a Bangladesh-based mobile operator and member of the Telekom Malaysia communications group
RTA eWallet	Nol card for Public Transport in Dubai. There are different types of cards; each has been designed for a specific type of public transport user. Nol Silver Card is an ideal starter card that has been designed for use by the occasional traveller.
RuPay Card	RuPay, a new card payment scheme launched by the National Payments Corporation of India (NPCI), to offer a domestic, open-loop, multilateral system which will allow all Indian banks and financial institutions to participate in retail payments.
RuRu Wallet	Digital Wallet from VimpelCom, a major Russian mobile operator working under the Beeline brand, working with Alfa Bank.
Russia Post NFC	Russian Post is working with MasterCard to develop a range of innovative financial services. To start with 2,000 of the 42,000 post offices will be equipped to accept PayPass contactless payments.

Title	Abstract	Icon
Saad Based On M-pesa Somalia	Modelled on M-PESA, helped by Safaricom. Transfer cash, pay bills, receive dividends. Biggest operator in Somalia
SABB Financial Services	SABB offers a wide range of services designed to improve banking efficiency.
SADAD Payment System	SAMA, the Central Bank of Saudi Arabia has launched a number of key payment systems including SARIE the RTGS, SADAD for bill payments and SPAN the switch for the ATM and POS networks.
Safello Account	Safello is a European Union based bitcoin retailer.
Sage Pay Payment Gateway Service	Sage Pay service
Sahal Service	Sahal Service is a money transfer service launched in Somalia by Golis Telecom Somalia.
Samba SpeedCash	Samba has been first with many innovative services such as ATM, phone banking, SpeedCash remittance and various card services including Samba Alkhair Ladies Credit Card.
SambaMobile and SambaOnline	Samba has been first with many innovative services such as ATM, phone banking, SpeedCash remittance and various card services including Samba Alkhair Ladies Credit Card.
Samsung Pay - South Korea	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Australia	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Brazil	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay China	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Malaysia	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Puerto Rico	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Russia	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Singapore	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay Spain	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Pay USA	Samsung Pay is the mobile payments service to be launched by Samsung in the summer of 2015.
Samsung Wallet - Closed June 30, 2015	Samsung Wallet is a one-stop digital destination for your tickets, membership cards and vouchers. Consumer wallets can be managed according to their interests and personal preferences.
Santander Mobile Banking	Santander Mobile Banking Service in UK
SAP mWallet	SAP offers a mobile wallet platform with key implementations in mBanking in Canada, Barbados, Mexico, Nepal, Qatar, Singapore, USA and mPayments in Albania, Austria, Canada, Germany, Kenya, Malaysia, Singapore.
SAP mWallet Qatar	A partnership was initiated between SAP (earlier Sybase365) and Qatar Telecom (QTEL). SAP will provide its mWallet software to enable Qtel's latest mobile money service. Partnership with the Qtel Group to provide a leadin
Saraf-mobile Sudan	Money transfer service that claims to require only the receiver mobile number to effect a transfer. It is a managed service that claims to be operator-independent and is offered to financial institutions.
SARIE Domestic Transfer	SARIE (the Saudi Arabian Riyal Interbank Express) is a service that operates within the Kingdom to allow consumers to transfer money between local banks.
Saudi Payments Network (SPAN)	The Saudi Payments Network (SPAN) is the National ATM and Points of Sale network connecting all Saudi banks and providing a common service point to the Kingdom.
SBI Freedom Mobile Banking India	Mobile banking service
SBI MMT For Unbanked India	SBI has tied up with telcos Airtel and BSNL to launch a mobile money transfer service. These announcements have come close on the heels of the Reserve Bank of India (RBI) increasing the transaction limit for mobile transactions to Rs. 50,000. SBI's m
SCT Epayment from SmartChoice Technologies and D-Sys	The company has deployed a first-of-its-kind initiative in Nepal creating an integrated shared services network (SCT-Network) for Automated Teller machines (ATMs) and Point-of-sale (POS) Terminals, managed through a national switch.
SCT-Network and Cards from SmartChoice Technologies (SCT)	The company has created an integrated shared services network (SCT-Network) for Automated Teller machines (ATMs) and Point-of-sale (POS) Terminals, managed through a national switch and also offers branded cards.
SEB Mobile Bank Estonia	SEB offers full services to private individuals in Sweden and the Baltics and offers a range of innovative digital banking services.
SEB Digital Coin Jar - Estonia	Digital Coin Jar is a new solution for saving money, which rounds up the card payments to the full euro and transfers the difference between the rounded and paid sum from your current account to the savings deposit.
Secure vault payments OBeP (SVP)	Secure vault payments service
SEMOPS Secure Mobile Payment System	SEMOPS is a whitelabel service provided to banks and mobile operators, and aims to be a general purpose electronic payment service.
Send Western Union funds to MVola mobiles Madagascar	MVola provides users with a variety of services in addition to sending money by mobile telephone. These services include shopping, paying bills and withdrawing money from cash outlets.
SEQR mobile payment using QR codes	SEQR technology is a mobile phone payment and transaction service using QR codes on the front end to initiate traditional credit transfers that are cleared in the Swedish ACH
SEQR Mobile Payments Romania	SEQR technology is a mobile phone payment and transaction service using QR codes on the front end to initiate traditional credit transfers that are cleared in the Swedish ACH
ServiRed	The ServiRed Payments Network is a payments scheme in Spain. It is a 100% Spanish-owned limited liability Company.
Seylan eZ Pay	◾eZ Pay is an mCommerce service which allows for users to make a variety of financial transactions using their mobile phone instead of carrying cash or Credit Cards.
Shake n Save from NBD	Shake n' Save Account for the Emirates NBD Mobile Banking App is a way by which NBD is promoting savings. Small amounts of money can be instantly saved with a shake of the mobile device.
Shinginko Jibun Bank Mobile Banking Japan	Shinginko (formerly known under the name of the pilot Jibun) offers banking services through three channels: mobile (through KDDI's au, NTT DoCoMo, and Softbank), internet, and phone (IVR/operator) banking. Users will be able to make payments to the
Si Kilat	Bank Indonesia increased clearing transfers to four times a day, resulting in a close-to-real-time fund transfer system known as Si Kilat standing for Sistem Kliring Kini Lebih Cepat.
SIBS Payments	Multibanco is an interbank network in Portugal owned and operated by Sociedade Interbancaria de Servicos S.A., or SIBS. It links the ATM networks of banks in Portugal.
SICAP ATM Orange Cote Divoire	Orange Cote d'Ivoire has extended its Orange Money offer with the deployment of Sicap and Wincor Nixdorf's Easy Cash ATMs solutio
SICAP ATMs for Cash Remittance, Topup and Self-Service Kiosk	Vodafone Hungary deployed SICAP ATMs for prepaid topup and postpaid bill pay. SICAP (Swisscom owned mobile services provider) and Wincor Nixdorf have unveiled ATMs specially designed for mobile money services, including cash-in / cash-out transfer faci
SICAP Pay4Me Reverse Call Charging Service	The SICAP Pay4Me solution is a collect call service that allows mobile subscribers to bear the cost of a call from the person phoning them.
Sicap Remittance Solutions	Any mobile subscriber wishing to send money can directly proceed to a Cash Remittance ATM and make a cash deposit. Alternatively, a deposit can be made by charging a prepaid or postpaid account or by debiting an m-wallet using a variety of channels s
Siddhartha Bank Mobile Banking	Sidhhartha Bank provides conventional bank account users with online and mobile banking services.
Siddhartha Bank Sajilo Banking Sewa (BB)	Sidhhartha Bank provides branchless banking services aimed at enhancing access of financial services to people in rural parts of Nepal.
SiddharthaRemit	Sidhhartha Bank provides conventional bank account users with online and mobile banking services and seeks to reach out to the unbanked through branchless banking services.
Simba Cash Uganda	Instant money transfer under Simba Forex Bureau; uses Simba Telecom large retail outlets - 17 shops so far; CICO? Works with MTN Uganda, Nokia Uganda (D565 p 251)
Simplify Commerce by MasterCard	MasterCard Simplify Commerce is offered to merchants as a hosted payments service. With just a few lines of HTML it is claimed they can use Simplify's secure hosted payment form for their payments.
Simply BancoPosta SMS Alerts and Online Services	Simply BancoPosta is a service that allows the customer to use their mobile phone to control and operate their BancoPosta account.
Simply Tap Instant Mobile Checkout UK	Simply Tap is to let users order any item direct through handset, via app or text message entering a product code - in short shopping by text. The platform is the first product from Mobile Money Network, a joint venture between mobile payments firm M
simplysendBD Payza, Casada	SimplysendBD is an online remittance verification portal which enables Payza account holders to remit money through at any time and instantly.
Sinar Sip	Sinar Sip is a branchless banking service from Bank Sinar with AXIS and launched in Bali in November 2011, to be extended to other regions later.
Singapore Automated Clearing House (SACH/ SCHA)	Singapore Dollar cheque clearing and USD cheque clearing and interbank GIRO clearing services are provided by the Singapore Clearing House Association (SCHA).
Single Euro Payments Area (SEPA)	SEPA is a European Union (EU) integration initiative pursued by the EU institutions.
Single-Click Checkout from Billing Revolution - CLOSED/NO WEBSITE June 2013	Billing Revolution's Single-Click Checkout eliminates clicks from mobile transactions allowing you to convert more users to buyers and keep more money than other mobile alternatives. Single-Click Checkout is a global solution with the ability to pro
Singpost Visa Cashome	The SingPost Visa Money Transfer service is convenient, secure and inexpensive and enables money to be sent to Visa cardholders in nine countries in Australia, China, India, Indonesia, Malaysia, Philippines, Sri Lanka, Thailand and the United Kingdom
SingTel mCash	SingTel mCash launched in April 2013 claims to be the nation's first mobile money solution that is a convenient and secure alternative to cash. mCash enables users to make payments quickly.
SingTel mWallet	mremit from SingTel, is Singapore's first mobile-to-mobile remittance service.
SiPay Online Payment e-wallet	SiPay is a online payment e-wallet, open to everyone, also to those who do not have a CartaSi card. It allows consumers to make and receive payments in real time.
Sistema 4B	Sistema 4B, S.A. is a means of payment system whose shareholders are Spanish banks. Its mission is to ensure the operability of the network in Spain
SIX Paynet E-bill	With e-bill, you can receive, check and pay your bills directly in your e-banking system.
Sizzlemoney Denarii Payments wallet USA	SizzleMoney is a mobile stored value product that enables mobile (cellular telephone) money access, payments and sharing. SizzleMoney employs an SMS-based mobile technology that works on any cell phone and on most cellular networks. The product packa
SK Telecom Flex-Antenna NFC Trial	SK Telecom Holds Small Flex-Antenna NFC Trial. SK Telecom launched the small NFC trial using a bridge technology-a flexible antenna connected to a SIM overlay chip, enabling users to tap their Samsung Galaxy A Android smartphones on NFC tags embedd
Skrill business payment solutions (B2B Payment)	Skrill business payment solutions helps businesses to take and make payments. Skrill claims to allow businesses to make global payments at a lower cost by linking up with their global network.
Skrill Digital Wallet and one tap m-payment service	Skrill's services are currently used by 20 million customers and 100,000 merchants globally, which includes brands like Facebook, eBay and Skype. Available to new and existing customers, Skrill 1-Tap users will be able to pay for their items with 'o
Skwama Zimbabwe - CLOSED	Telecel Zimbabwe launched Skwama at the end of 2010 but closed it down in September 2012, announcing they would focus on core telecoms competency.
SkyCash	SkyCash allows consumers to make transfers to any phone number, buy tickets for public transport, rail, theater tickets throughout the country, recharge mobile phones, pay for parking under the mobiParking and make cash withdrawals at Euronet ATMs.
Skye Mobile Money	Skye Mobile Money is a mobile application that serves as a digital wallet with e-money that can be used to make purchases and payments. PT Skye Sab Indonesia operates Skye Mobile Money through an e-money license from Bank Indonesia.
Skype wallet for own service	Skype provides a way to topup the account using a variety of payment methods including Paypal, cards, Skrill and more. This differs from country to country.
SlimPay	SlimPay is a pan-European payments service where customers don't need to create an account.
Smart - Philippines	SMART Money is a re-loadable payment card that may either be accessed through a Smart mobile phone or a MasterCard powered card, similar to a debit/cash card. Smart Money enables Smart subscribers to manage their money from their mobile phones wherev
Smart Dompet Indonesia	Mobile Banking. Aims at providing user with an interest-bearing bank account, m-banking application, and access to all ATMs and Bank Sinarmas' remittance services. Soft launched for a limited group of people of Sinarmas Group employees. As on Jan 20
Smart EPT/ Smart TPE - Crédit Agricole	Smart EPT is a solution for accepting payments using a smartphone as an electronic payment terminal (EPT).
Smart m-POS from Businesswise	Businesswise S.A. offers various solutions including an MPOS product branded as Smart m-POS.
Smart M-wallet Bangladesh	As per the central bank notification, EBL will conduct both international and domestic remittance by introducing three products --EBL Smart Remit Card, Smart Cash Point and Smart m-wallet. The EBL Smart Remit Card will be a card based payment system,
Smart Mobile Banking Service (MBS)	SMART mobile banking introduced to attract customers from lower income group.
Smart Money from CBZ Bank	Smart Money is an innovative mobile banking application from CBZ Bank that offers a range of banking and payments services accessible via mobile phone.
Smart Money Philippines	SMART Money is a re-loadable payment card that may either be accessed through a Smart mobile phone or a MasterCard powered card, similar to a debit/cash card. Smart Money enables Smart subscribers to manage their money from their mobile phones wherev
Smart2pay	Payment Service Provider specializing in internet payments since 2002. Based in Amsterdam with offices in Austria, Brazil and Romania. Claim to have partnered with many banks and financial institutions all over the world. One stop shop for leading Me
SmartPay Jeiyin Payment Service	Third party mobile payments. Mainly for topup.
SmartTrade app	The SmartTrade App is a way for tradespeople to get paid in the UK through a mobile application that works on iPhones and Androids.
smile Digital Banking	smile is part of The Co-operative Bank and when launched in 1999 was the UK's first full Internet Bank.
Smspay Argentina	SMSpay, a third-party led service was launched in 2010 as a pilot and is in the process of signing partnerships with various merchants and operators in the country.
Snapcash	Snapcash, created in partnership with Square, is a fast and easy way for Snapchatters to exchange money within the Chat feature.
SnapScan	SnapScan is a smartphone app that lets you use your phone to pay for things in shops. It is provided by Standard Bank.
Sofinco (Formerly Finaref)	Sofinco is a national card scheme operating in the Euro area.
sofortbanking Online Payment	Pay online using your bank account. sofortbanking is the direct payment method of Payment Network AG. sofortbanking allows you to directly and automatically trigger a credit transfer during your online purchase with your online banking information. Y
Softbank Mobile Japan Japan	Established Mobile wallet
Softcard MNO JV for Mobile Payment (formerly ISIS)	AT&T Mobile, T-Mobile USA and Verizon Wireless JV for mobile payment that will allow consumers to make purchases at retail stores with just a wave of a mobile phone at the checkout counter.
Sonali Bank Digital Mobile Financial Services	Sonali Bank has full permission to start Mobile Financial Services in the country and these are expected shortly.
Sonali Bank Digital Online Payment Portal	Sonali Bank has launched an e-payment portal for payment of Income Tax, VAT and Customs duty online.
Songcoin	Pimovi launched an alternative currency designed for the music industry. They position it as a way for fans to tip individual songs or artists.
Southeast Bank FS	Southeast Bank has a strong presence in the remittances market. It has received permission to start full Mobile Financial Services.
Splash Cash Sierra Leone	Third party led. Interesting & to be watched. Mobile payment, allows to send money. Clients using Zain, Africell and Comium networks can be registered on the Splash system. You do not need a bank account to register, and registration is free. The flo
Spreedly	Spreedly claims to enable marketplaces and platforms to create a universal credit card token that works across a broad range of payment endpoints.
Sprint Mobile Wallet	Sprint's own mobile wallet Touch is likely to support both NFC and cloud-based applications. It aims to be an easy, secure way to buy physical and digital products using a Sprint phone.
SpyderLynk Snap-To-Buy	Snap-to-Buy claims to be the first integrated solution that combines social media, print media and mobile allowing consumers to complete a purchase from a single mobile based technology platform.
Square acceptance of payments on mobile MPOS	Square lets you accept credit cards quickly and easily, using what you already have in your pocket: your phone. When you want to know how much money you've made, you no longer have to wade through a complex maze of hidden costs and fees. Just s
Square Cash	MPOS: Square lets you accept credit cards quickly and easily, using what you already have in your pocket: your phone. When you want to know how much money you've made, you no longer have to wade through a complex maze of hidden costs and fees. Just s
Square Checkout Service using Square Register	Create a Checkout service using Square
Square MPOS - Japan	MPOS: Square lets you accept credit cards quickly and easily, using what you already have in your pocket: your phone. When you want to know how much money you've made, you no longer have to wade through a complex maze of hidden costs and fees. Just s
Square Wallet	Square wallet offers a service by which consumers can pay with their name
St George Digital Banking/Pay to Mobile	St.George has streamlined it's online banking and provided a mobile banking app for the iPhone.
St. Petersburg Metro Contactless-Mobile Ticketing Trial	Travellers on the St. Petersburg Metro in Moscow were involved in a trial where they paid fares using their mobile phones. This trial utilised a a Mifare application on a SIM conntected to a flexible antenna.
Stanbic IBTC Mobile Money	Mobile Money from Stanbic IBTC Bank is a mobile payment account for which consumers register using their mobile or at an agent or Stanbic IBTC branch.
Stanchart Mobile Banking Zimbabwe	Launched by Standard Chartered Bank, enables customers to use mobile to view account balances and previous transactions.
Standaard Digitale Nota	Inter-bank standard for e-invoicing consumers
Standar Bank Instant Money South Africa	Standard Bank deal with Spar will allow people to draw cash at a till after money transferred between users via SMS (Linked to mowaly).
Standard Bank Access Banking	Standard Bank is driving various services for the use of mobile in delivering financial services including its community banking project started in 2009, its NFC pilots and Mobile Money.
Standard Bank Mobile Banking App	Standard Bank is driving various services for the use of mobile in delivering financial services including its community banking project started in 2009, its NFC pilots and Mobile Money.
Standard Bank MobileMoney (Earlier MTN)	MTN MobileMoney card has been rebranded to Standard Bank following purchase of the MTN Banking business in South Africa.
Standard Chartered "M Banking" Mobile Banking Zambia	Launched by Standard Chartered Bank, enables customers to use mobile to view account balances and previous transactions.
Standard Chartered Breeze India	The Bank's first mobile banking application to view, move and manage finances anytime, anywhere. India's largest international bank, today announced the launch of an innovative mobile banking application in India, called Standard Chartered Breeze.
Starbucks Mobile Pay (App and Touch To Pay)	The Starbucks Card can hold value and you auto reload when it goes below minimum balance. Just enter your Starbucks Card number and your iPhone becomes your Starbucks Card. You can register your card, check your balance and track the Stars you earn t
StarHub SmartWallet	Starhub launched a digital wallet NFC service SmartWallet in August 2012.
Steward Bank AllSave Bank Account	Steward Bank, a wholly owned entity of Econet Wireless Zimbabwe, introduced its new Agent Banking model in November 2014.
Straight2Bank Mobile Wallet	Standard Chartered has introduced “Straight2Bank Mobile Wallet”, which is its new mobile payment service for corporate clients in Nigeria, in partnership with eTranzact International Plc.
Stripe	Stripe makes it easier to start accepting payments on the web. Their proposition is: You don’t need a merchant account or gateway.
Suica IC Card	Suica is a rechargeable contactless smart card used as a fare card on train lines in Japan. The card is also increasingly being accepted as a form of electronic money for purchases at stores and kiosks, especially within train stations.
SumUp Mobile Business Payments Acceptance	Dongle and application for smartphones to allow acceptance of cards by small businesses.
Sun On Hand Mobile Banking USA	Sun National Bank with partner mFoundry has launched Sun on Hand Mobile Banking service. Plan to work with Fidelity Information Services (FIS) to extend mobile banking delivery to SNB customers without online access
Sunrise Nepal FS	Financial services include Sunrise M-Banking, Internet Banking, Suryodaya Remit and Sunrise Visa Debit Card.
Sunrise Switzerland mobile payments with Zong	The Sunrise Service is a mobile payments service launched by Sunrise Communications AG, a Swiss Telecommunications provider and Zong, a Payment Service Provider.
SuperWallet	The SuperWallet product has been implemented by eLeader in Poland with the BZ WBK bank at the end of 2013. Since then it is being used by 250,000 bank clients. It is to be deployed by 1-2 more banks over 2014.
SureCash	SureCash is a Mobile Financial Services (MFS) iniative from SureCash Pte Ltd, a mobile banking and payment operator in Bangladesh which integrates multiple banks into one platform.
suretap wallet	The suretap wallet is an innovative application from Rogers that enables customers to store payment cards and complete everyday point of sale transactions using their mobile device.
Swedbank Mobiilipank - Estonia	Swedbank offers online and mobile services as important channels for banking and payments.
Sweden Hotel NFC Access Trial	This was an eight-month pilot in Sweden that allowed guests to check-in on their phones and download their hotel door keys over the air to their SIM cards.
Swiff Mobile Payment Platform	Mobile payment platform Swiff allows merchants to accept credit card payments on their mobile devices.
SWIFTRemit	SWIFTRemit is designed to support financial institutions' needs for low-value, cross-border person-to-person payments - otherwise known as remittances. More than 200 million migrants initiate between 1 and 1.5 billion remittances each year, and indus
Swipp	Swipp is a project between nearly all Danish banks and it allows its users to transfer as much as 1500 DKK (approximately 200 EUR) a day, purely by use of smartphones.
Swish Mobile Payments Sweden	Swish is a collaboration between banks in Sweden to enable real-time credit transfers between bank accounts initiated via mobile phones.
Switchless	Switchless claims to enable financial institutions to bring Bitcoin to their customers.
Synovus USA	Synovus customers will have the ability to check account balances, transfer funds and view and pay bills from one seamless platform via cell phones or other mobile devices. Initially, Synovus will offer the mobile banking service to a subset of its c

Title	Abstract	Icon
T-cash from Telkomsel	Mobile wallet allowing customers to make retail payments. Expected to abandon this for a bank account-based application. Has remittance license from BI but does not offer P2P. Even if MNO holds remittance license, cannot leverage distribution network
T-Mobile Poland MyWallet	T-Mobile Poland MyWallet is an NFC-based mobile wallet service launched in October 2012.
T-Money	Can be used to ride subway or buy snacks from 7-Eleven. Parents can fund children's expense. Mobile gifting is popular.
Tag Pay Congo	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Tag Pay DRC	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Tag Pay India	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Tag Pay Kenya	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Tag Pay Mali	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Tag Pay South Africa	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Tag Pay Zambia	Tag'n Pay is a wallet application and can be used for retail transactions at the point of sale, money transfers, ATM cash withdrawals and budget or savings management. The payment procedure works as follows: the merchant enters the amount due on a sp
Taiwan Mobile Banking Taiwan	In view of the growing prevalence of smart phones on the island Chinatrust Bank, Cathay United Bank, Taishin Bank and E. Sun Bank have announced plans to roll out mobile banking services. These are to be largely on the two platforms of iPhone and Goo
Takatak Money	Takatak money is the new brand under which Fino will operate Nokia Money.
Tangaza Pesa Kenya	Money transfer system which allows transactions across Safaricom, Yu, Orange and Zain. In future, Tangaza will allow dealers to convert into agent bankers once all statutory obligations are met for individual banks and after the Central Bank of Kenya
Tap 'n Pay Greece	Tap 'n Pay is an NFC based mobile wallet commercially launched in Greece in July 2014 by Alpha Bank and Vodafone, in partnership with Visa Europe and First Data.
Tap n Pay - Alpha Bank and Vodafone	Alpha Bank and Vodafone, in partnership with Visa Europe and First Data launched Tap n Pay in February 2014, claimed to be the first mobile phone application for contactless payments in the Greek market.
Tap-izy Mobile Payment from Telkomsel	Telkomsel launched Tap-izy to support Government programs run by Bank Indonesia in an effort to increase non-cash transactions and create a cash-lite society in Indonesia.
Tape a l'oeil Retailer Payment options	Tape à l'oeil in France offers a variety of online and in-store payment methods, and in 2009 did an early rollout of passive contactless stickers.
Target REDcard	Target offers a range of prepaid, debit and credit cards, including chip-and-pin cards.
Tata Mchek India	May 2010 Grantee of MMU Fund. TATA has initially launched MChek service only for mobile bill payments and prepaid mobile recharge but expected to support more services as Airtel does. Airtel lauched a year before in 2008. its a service that uses ei
Tcho Tcho Mobile from Digicel Haiti	Digicel in Haiti has launched its TchoTcho Mobile service with Scotiabak. Offers consumers cash in, cash out and P2P transfer services as well as mobile airtime purchases. Expanding to include system payment functionality, and developing interfaces
TD Mobile Payment in TD Mobile App	TD Bank launched TD Mobile Payment in May 2014, claiming it to be the first within Canada to be supported across all three major mobile operators.
Telcel Mobile Banking	Telcel has partnered with the large banks to provide mobile banking services to account holders, usually in high end segments. Dec 2 2009: Telcel teamed with Banamex, a unit of US Citigroup, for SMS-based mobile banking service. To avail this service
Telcell Financial Services	Telcell has received Central Bank permission for issue of E-money in February 2016 and plans to issue e-money from Q2 2016
Telco and Bank Beat Rivals to Launch Country's First NFC Trial	Telco and Bank Beat Rivals to Launch Country's First NFC Trial. The four-month trial launched by mobile telco PTC and Internet bank Inteligo enables 100 customers and employees to tap their Samsung S5230 NFC phones to pay for retail purchases of up
Telco to Offer Passive Stickers Land of the Wallet Phone	Telco to Offer Passive Stickers in Land of the Wallet Phone. Softbank, Japan's No. 3 mobile operator, plans to introduce passive stickers supporting any of three of Japan's prepaid payment schemes for use with Apple's iPhone 4. The iPhone is one th
Telecash from Telecel	Telecash is the mobile money service launched by Telecel Zimbabwe.
Telecom Italia (TIM) payments services	TIM has been working with Visa and SIA to offer a range of contactless mobile payment services especially in the are of transit.
Telecomm Pagos Móviles MiFon	Telecomm pilot to test the potential adoption of mobile banking, rural mobile telephony and the viability of low-cost access points to connect a remote Mexican community in Santiago to its service network.
Telefonica Commercial NFC in Czech Republic	Subscribers with a Samsung Galaxy S III phone swap a conventional SIM card for an NFC-enabled SIM and pay with NFC at merchants accepting Visa Paywave contactless payments.
Telefonica mWallet	In February 2012 SAP (earlier Sybase365) was chosen by Telefonica to provide a mobile wallet that will be introduced in 26 countries in Europe and Latin America starting early 2012.
Telefonica NFC pilot in Spain	Telefonica launched an employee pilot in Spain with 3 banks, La Caixa, BBVA and Bankinter. This allowed Telefonica employees to choose a debit or credit card account from one of the partner banks and use it through the NFC phone.
Telemoney	TeleMoney is an electronic payment system that allows consumers to pay for goods and services online or at supported merchants. It accepts payments in Russia.
Telenor Hungary	Magyar Telekom, Telenor and Vodafone have joined with MasterCard, OTP Bank and loyalty programme operator SuperShop to establish the Hungarian Mobile Wallet Association with the aim of developing a technical and operational infrastructure for NFC ser
Telenor Norway	A cooperation between Norwegian bank DnB Nor and MNO TeleNor to provide contactless payments. Both companies own 50% of the stock in TSM Nordic, a trusted third party, established for this purpose and this project.
Telenor Serbia	Telenor Serbia introduces payment via mobile phone, making Serbia one of a few Europan countries to provide this service.
Telenor Sweden	In July 2011 Mobile payments was launched in Oslo
Telepin Mauritania	Telepin with Mauritanian-based mobile network operator Mauritano-Tunisienne de Telecommunications (MATTEL) to provide mobile money solutions for its local market. MATTEL has now commercially deployed Telepin's Cayman Transaction platform f
Telepin Tunisia	Telepin also offers two mCommerce options: 'Via Wallet' and 'Via bank account'. Both allow the subscriber to pay for goods, but one uses a virtual wallet in the phone, the other facilitates a traditional bank account transaction. Focus is on E-Topup
Telesur Suriname Airtime Topup	The Trivnet platform was launched by Comverse to support airtime recharge & Person-to-person payments. In December 2009 they claimed to have the highest P2P usage rates in the world.
Teletik Safepay Wallet (Part of Multipay)	Teletik Safepay claims to be a unique and completely safe way to pay, specifically designed for internet transactions.
Telia Mobile planbok (Telia mobile wallet)	Using a standard mobile the service covers all types of payments: Point of Sales (POS), online, person-to-person money transfer and purchases at vending machines.
Teliasonera Ukraine Prepaid Card	Teliasonera service
TellCard Mobile Payments	Visa Europe, Credito Valtellinese, and Key Client Cards & Solutions launched the first mobile payments trial in Europe using TELLCARD - Credito Valtellinese's contactless V PAY debit product.
Telr	Telr is a Singapore based service that aims to be a payment gateway for the Middle East, Africa and Asia. It combines payment, logistics and debt financing. The need addressed is to offer a platform that makes it easy to transact in local currencies.
Tenpay China	Owns the most popular IM in China QQ with more than 300m users
Tesco Bank Financial Services	Tesco, the second largest retailer in the UK, has a number of financial services, with specialist mobile and banking support.
Tesco PayQwiq	PayQwiq is the name of the mobile payments service being trialled by Tesco in the UK.
Tesco Wallet	Tesco is trialling their digital wallet to allow shoppers to pay for goods using any of their cards.
Text2Pay Tap2Pay Mobile Payments	With no credit card and no signup forms necessary, Text2Pay customers can pay for virtual goods and currency using their mobile phone.
The Currency Cloud	The Currency Cloud's Software as a Service (SaaS), is a Branded Platform that provides an "out of the box" online client payments application, branded with customers logo and identity.
The Wocket	The Wocket, anticipated to be coming to market in the first quarter of 2014, is a new biometrically secure device designed to replace the traditional wallet and the number of cards consumers carry.
Thewayipay USA	Jack Henry & Associates is entering the P2P payments with an offering from its latest acquisition, iPay Technologies. TheWayiPay service is a standalone version of the P2P solution that the iPay Technologies division now has in place at more than 2,1
Tigo Cash around the world	In-market domestic mobile money transfer service
Tigo Cash Bolivia	Mwallet that uses USSD technology to operate through an interactive menu.
Tigo Cash El Salvador	In-market money transfer service
Tigo Cash Rwanda	subscribers on the Tigo Rwanda network will be able to sign up for Tigo Cash a new financial service in Rwanda that allows users to send and receive money from their phones. The new Tigo Rwanda service is compliant with Rwanda's banking regulations o
Tigo Cash Senegal	New mobile financial services product that allows you to use your mobile phone as a mobile account
Tigo Cash Tanzania (Tigo Pesa)	Tigo Pesa will enable subscribers to send money anywhere in the country. Consumers will be able to use their electronic accounts to mobilise cash, dispense it to their friends, relatives and business partners.
Tigo Cash/ Tigo Money Guatemala	Mobile wallet that uses USSD technology to operate through an interactive menu.
Tigo Money	Mwallet that uses USSD technology to operate through an interactive menu.
Tigo Money (formerly Giros Tigo Paraguay rebranded Tigo Cash in July 2010)	First country for Mwallet that uses USSD technology to operate through an interactive menu. Behind the service is the company Mobile Cash Paraguay SA, belonging to Millicom group.
Tigo Pesa Ghana	Tigo Ghana has introduced Tigo Cash in line with its vision of offering solution-based products to meet the needs of its subscribers. Tigo Cash is a mobile money transfer service that allows subscribers to send money to their loved ones across t
Tigo Wekeza Tanzania	Tigo Wekeza (Tigo Invests) claims to be the world first mobile money service that allows customers to earn automatic returns on their balance.
TIM Multibank Caixa
TIM Wallet Italy	Trivnet services for Cellcom Israel
Tinkoff Credit Systems FS	Tinkoff Credit Systems (TCS) is one of the first online banking systems in Russia.
Tinyview virtual shopping mall	Tinyview is a startup from Raj Lalwani that is a smartphone user interface that aggregates m-commerce sites. It is a mobile site and iPhone app that features 50 retailers under one mobile roof.
TIO Wallet	TIO MobilePay fulfills the need for on-the-go Americans to make fast and easy bill payments to all of the service providers right from their smartphone with any debit or credit card.
TippingCircle	InovaCode is a payments startup that offers TippingCircle, a software service that enables people around the globe to send and receive personal payments with their social connections.
Tokopedia Marketplace	Tokopedia has launched a marketplace to offer a secure way for buyers and sellers to interact. It holds the payments made by buyers until the buyer receives the item.
Tonal Bitcoin	Tonal Bitcoin is a representation of the Bitcoin network aimed toward providing a use-case for adoption of Bitcoin to people who prefer the Tonal number system.
TorFX Money Transfer	TorFX is a provider of foreign exchange services, offering currency exchange rates for international money transfersto private individuals and companies with a foreign currency exchange requirement.
TOT Just Pay Wallet	TOT Just Pay is a mobile payment innovation that consists of a Wallet, mPOS and CRM services.
Touch 'n Go Malaysia Prepaid Card (Move to mobile)	Maxis and CIMB Bank Malaysia started an NFC transit payments service Touch 'n Go in July 2012.
Tpago Dominican Republic	Mobile Payments Service Provider GSC Systems has launched tPago which means "I Pay You". The smaller countries benefit from less onerous and complex regulatory environments and can more easily form alliances, sometimes as a result of natural crises
TPayMobile from Tanla on-device payment	TPAYmobile is a solution for software license management and on-device payment for mobile software applications and content. It gives you a seamless integration of digital rights management, and on-device payment, which makes the content purchase hig
Tranglo Indonesia	Main service is international airtime transfer. goReload for international mobile reload. goTransfer: global airtime hub connecting to 25 operators worldwide, supporting different currencies. goRemit is remittance hub.
Tranglo Malaysia	Main service is international airtime transfer. goReload for international mobile reload. goTransfer: global airtime hub connecting to 25 operators worldwide, supporting different currencies. goRemit is remittance hub.
Transfer (formerly Banamex Transfer)	Leading mobile operator America Movil and US bank Citigroup have announced a joint venture to offer mobile banking throughout Latin America, in what would be a major boost to the take-up of such services in the region. The joint venture called Transf
Transfer Aval	Transfer Aval is a mobile money service launched in Colombia by Claro.
Transfer from America Movil and Citigroup	Citigroup has entered into a joint venture with telecommunications provider, America Movil to provide mobile banking services in Latin America. The alliance, named Transfer, involves an investment of over $50 million and now also includes Inbursa.
TransferTo International Top-Up Pakistan	Pakistanis overseas can now send balance to prepaid users back home. The Transfer To service enables customers to send small amounts of value to their home country directly into the prepaid airtime account of friends and family.
TransferTo International TopUp Pakistan	People overseas can now send balance to prepaid users back home. The Transfer To service enables customers to send small amounts of value to their home country directly into the prepaid airtime account of friends and family.
Transfi Mobile Money Transfer service from La Caixa	Mobile Money Remittance service from La Caixa that allows mobile banking users to do domestic money transfer to others in the bank, based on name and phone number.
Transit Card Operator Trials Bridge Technology	Transit Card Operator Trials Bridge Technology. The trial puts Taipei's popular EasyCard transit application on a SIM overlay chip connected to a flexible antenna. The film overlay makes contact with the user's SIM card chip to communicate with the
transpay Services	transpay offers international money transfer through their Global Money Movement Platform for clients involved with B2P, B2B and P2P. They provide treasury services including live FX rates.
Trevica Mobile Payments Collaboration - MasterCard	Mastercard partnered with three leading telecom providers in Germany - Deutsche Telekom, Telefonica Deutschland and Vodafone in February 2014 to create a new mobile payments platform reaching 85% of the German market.
Trialpay	TrialPay claims to be the leader in transactional advertising. It works with leading companies across many industries, including software, social apps, retail and more, for offer base payments and Trial Commerce.
Trilogynuevatel Viva Bolivia Mobile Payments	Trilogy (branded NuevaTel / Viva) in Bolivia has a planned m-wallet with Utiba as vendor
True Money Thailand	Thailand's True Money is an example where core offering is bill payments for services provided by True Group. True Money consists of an e-wallet that can be loaded by cash card, bank account or credit card and a network of 8000 bill payment agents kn
Trust Bank Mobile Money	Trust Bank has introduced Trust Mobile Banking service. Trust Mobile Money is a deposit prepaid account facilities for the Banked and unbanked citizens of Bangladesh.
TSYS NFC Payment	The TSYS NFC payment solution enables real-time mobile account creation and mobile device ID, and supports EMV data generation to provision mobile devices with payment credentials.
Tu Cuentas BBVA Mobile Banking Spain	Lets the bank's online banking customers see their account balances and transactions from different providers in one place, categorize their transactions, and benchmark themselves against their peers, and it makes personalized product offers.
Tu Dinero Movil (Your Wallet)	Movistar, in alliance with MasterCard, announced the launch of “Your Mobile Money” (Tu Dinero Movil) in January 2015.
Tuma-Pesa.com Transfer Money Webshop	Online facility to topup mobiles in Kenya. Skrill Affiliated.
Tune BIG Prepaid Card	BIG is a Malaysian loyalty programme from Tune Money that offers free flights on AirAsia.
Turkcell Cep-T Cuzdan	(Commercial Connect with 225 for trial) The Turkish mobile network operator's new Cep-T Cüzdan mobile wallet service lets subscribers make payments with an NFC phone or using SIM+antenna add-ons that enable transactions to be made with existing mobil
Turkey Mobile Banking Turkey - Monitise (formerly Pozitron)	In Turkey, some 2 million transactions(200902) most of them cash withdrawals from ATMs were made in 2008 using Turkcell's mobile service (Reuters: http://www.reuters.com/article/idUSTRE51C3R720090213 ). The mobile payment market in Turkey continues t
Turkiye Bankasi Mobile Banking and Mobile Key	Turkiye Bankasi Mobile Banking and Mobile Key
Turvalasku Finland Online Payment Escrow service	Escrow service that insures the DVP (delivery of goods versus payment) between the buyer and the seller.
Twitpay	Method to send money via Twitter using Paypal. Charities post — or "tweet" — a request for donations. To make a payment, the donor re-posts — or re-tweets — that message. Doing so authenticates a transfer of money from the donor's account to the nonp

Title	Abstract	Icon
U Cash/ United Commercial Bank MFS	United Commercial Bank Ltd has received permission to start full Mobile Financial Services in Bangladesh.
U!Pay system	Uccom and Idram jointly launched the U!Pay system in May 2015.The U!Pay system offers a range of payment and topup services.
U-Direct/ UBA Direct Internet Banking	U-Direct is the upgraded internet banking solution of UBA Plc.
U-Mo Nigeria	The apex financial regulatory agency in Nigeria, the Central Bank of Nigeria (CBN) on Thursday August 18, 2011 granted UBA the final license to operate a mobile payment service known as U-Mo. U-Mo which was among the 7 licenses granted by the CBN had
UAE Banks Federation Mobile Wallet	The UAE Banks Federation has unveiled the Mobile Wallet project that forms the main financial component of the Smart Government initiative. This is to provide a solution for those who live in the UAE as well as for visitors.
UAE Direct Debit System (UAEDDS)	The Central Bank of UAE has decided to implement the Direct Debit System (UAEDDS) in the country effective of June 15, 2013 to improve the efficiency of the payment systems in the UAE.
UAPS Express Pay	Express Pay Kiosks aim to providea modern, convenient and fast way to pay for the various types of services.
UBA Cellcom Liberia Mobile Money	Cellcom announced a partnership with UBA Bank in September 2011 , to bring MFS to the remotest parts of Liberia.
UBA Ghana Cardless ATM Service e-Transact platform	UBA Ghana has commenced Branchless Banking services including cardless ATM
UBB U-Code banking/ Online Banking	U-code is an electronic device which generates passwords for single use for the purpose of enhancing security of access for Internet banking.
UBL Omni	UBL Omni is a new banking system that will enable a customer to open a new UBL account at "Dukaans" UBL retail locations across the country, as well as UBL branches. People with UBM Omni bank account have a few extra facilities but all can make utili
UBL Orion Mobile Wallet	Orion is an SMS based payment solution launched by UBL in 2009. It was for use of mobile phone for services such as to make payments, buy talk minutes and pay utility bills. No special SIM, GPRS connection of even bank account is needed.
UBL TezRaftaar	TezRaftaar is the UBL brand for remittances from the Middle East, UK and USA Cash with home remittance or direct account transfer for Pakistanis living abroad to send money to their loved ones in minutes.
UBL Wiz Prepaid Card	Ubl Wiz was the first Prepaid Visa Debit Card to launch in Pakistan.
UBS Digital Banking services	UBS offers a range of digital banking services and ways to make domestic payments in Switzerland. This includes UBS e-banking, UBS Multimat for bill payment via ATM, UBS easy, UBS standing order and Direct Debit LSV+.
Ucom IAT	Ucom offers international airtime transfer, a value added service which allows U Mobile subscribers to transfer their mobile airtime credit to overseas prepaid mobile accounts.
Ucom MMT service	Ucom offers a money transfer service for consumers to transfer money from their mobile account to another Ucom subscriber’s number by sending an SMS to short code 122 or using their Ucom mobile app.
UCPB Connect	UCPB in the Philippines offers a range of online banking and mobile phone banking services.
Ufone Rozgar Branchless Banking	Ufone acquired 100% share of Rozgar Microfinance Bank in July 2012. It is awaiting SBP approval to roll branchless banking services across the country.
Ufone Upayments	Ufone launched this payments service with the support of HBL and Summit Bank. It allows consumers to make transactions directly over their Ufone mobiles.
UK Post Office Contactless Payment	The UK Post Office is to roll out contactless payment terminals across 30,000 counter positions in its national network of over 11,500 branches
UK Post Office International Payments	International Payments service for making one-off or regular bank transfers overseas. Claims to be a fee-free, easy and safe way to transfer your money between UK and overseas bank accounts.
Ukash Universal e-Cash - Merged into Skrill's paysafecard	Prepaid voucher for spending online. Online casinos in and around United Kingdom, Spain, Ireland, Germany, France, Belgium and Netherlands use Ukash as a payment method.
Ulster Bank Digital Banking	In October 2013 Ulster Bank launched a smartphone mobile banking app that allows customers to perform a range of banking services including withdrawing cash from an ATM without a card.
UltimatePay from PlaySpan for Gaming	They provide a global payments solution through our UltimatePay product which enables users to make safe, convenient and friendly in-app purchases using over 85 global payment methods in 180 countries
Umeme TouchPay Bill Payment via Mobile Money	Energy bill payment via Mobile Money with instant update.
UMP China	UMPay was formed by CUP and China Mobile in 2003 in order to drive the CUP mobile payments. Initially this was offered via SMS across 21 provinces, with number of users in excess of 20 million at the end of 2010.
Unicom Merchants Bank wallet	China Unicom has partnered with China Merchants Bank and has selected Gemalto UpTeq NFC SIM for the Unicom Merchants Bank mobile wallet to be rolled out later this year.
Unik online and mobile e-money payment gateway	UNIK is an online and mobile e-money payment gateway that allows users to shop online, pay bills, top up air time, buy game vouchers, and pay using an escrow service. Future products will be money remittance and withdrawal at our rapidly developing a
Union Mobile Pay (UMP) E-commerce Services	UMPay was formed by CUP and China Mobile in 2003 in order to drive the CUP mobile payments. Initially this was offered via SMS across 21 provinces, with number of users in excess of 20 million at the end of 2010.
UnionBank e-Wallet	The UnionBank E-Wallet is a Visa payment card and ATM card in one. It is issued to all UnionBank Premium Deposit, UnionBank Power Checking, UnionBank Regular Checking or UnionBank Savings (ATM Based) account holders.
UnionPay and Unicom Mobile Payments	In this trial by UnionPay and Unicom, users were able to make low value payments with standard NFC phones at merchant terminals in the Expo 2010 park and elsewhere in Shanghai.
UnionPay Online Payments (UPOP)	China UnionPay offers UnionPay Online Payments (UPOP) to their cardholders for online purchases.
United India Insurance Mobile Payment	Mobile payment facility launched by United India Insurance (UII), indicating intent to open more micro-offices and hire business correspondents in an attempt to gain access to every village in the country.
United Payments Interface (UPI)	The Unified Payment Interface (UPI) is an improved version of IMPS that allows payments to be initiated by the payer or payee using a mobile phone.
UniTeller Banorte MT	UniTeller offers a range of money transfer services that includes traditional cash to cash and telephone as well as remittances using the UniTeller Remittance Card and Computer Web based interface or "InstaPago" for money transfers.
Universal Air Travel Plan (UATP)	UATP is a travel payment platform, building custom payment solutions for airlines globally.
Universal Electronic Card Russia	The universal electronic card is supposed to serve as a combination electronic ID, driver's license, car insurance certificate, ATM card and migration document
Unocoin	Unocoin is an Indian bitcoin exchange started in December 2013.
UOB Mobile Banking app with Cardless Cash Withdrawals	Singapore's first mobile banking application that enables cardless cash withdrawals. This Mobile Cash service is part of UOB's Mobile application, which can be downloaded for free from the iTunes Store from 12 December 2011. UOB Mobile allows custom
Upaisa Mobile Account	UPaisa’s mobile account functions just like a normal bank account, however it has the added advantage that it can be used anytime anywhere.
UPASS Card	UPASS is a prepaid Radio Frequency (RF) card used in public transport including bus, subway and taxi. It is a contactless card that can be recharged at bus stops through a manual charger, or at subway stations.
UPU .Post Services	UPU has launched the .post technical platform in October 2012. This extends the physical postal network into cyberspace, enabling the community to offer trusted and secure postal e-services.
US Bank Go Mobile service	US Bank has a range of online banking, mobile banking, bill payment and other innovative financial services.
US Bank Trial of Contactless Payment with microSDs	Large American Bank to Test Contactless Payment with microSDs. mployees and probably a few customers will be able to tap their BlackBerrys and iPhones to make payments, with the application stored on microSD cards inserted in the phones. The trial
USAA Mobile Banking USA	In January 2015 USAA became the first in the U.S to use facial and voice recognition with its mobile-banking application. The app allows users to pay bills, make deposits and transfer money.
Utl M-sente Uganda	M-sente is the mobile money transfer service from Uganda Telecom that enables subscribers to send, receive money and do financial transactions from mobile. Access to service is via USSD meaning it is network based as oppose to SIM based. Also, M-
Uzcard-Click	Nationwide single processing center (NSPC) and CLICK launched UZCARD-CLICK for holders of all UZCARD online-cards of any bank of Uzbekistan to connect to UZCARD SMS notification using their mobile phone at any bank or self-service terminal.
Uzcard/ Uzkart	Uzkart is an interbank payment system, a local system of payments based on microprocessor-based plastic cards.

Title	Abstract	Icon
Valyou	The Valyou Mobile Wallet is a service delivered by by TSM Valyou, a venture between Telenor and DNB and powered by Toro.
Vantiv FS	Vantiv offers a range of digital payments, as the second largest merchant acquirer and the largest PIN debit acquirer in the US.
Vcash E-Wallet	Vcash E-wallet is an electronic account where the account number is also your mobile number. Money in the e-wallet is called Vcash.
VCASH from VTN - Western Union MMT	Virtual Terminal Network (VTN) is a hybrid Web/Mobile payment platform designed to aid the growth of ecommerce in Africa and first deployment is in Nigeria.
Ven digital currency	Ven is a global digital currency traded in international financial markets and originally used by members of a social network service Hub Culture.
Venmo Touch	Venmo Touch is a Braintree & Venmo product. Currently only available to Braintree merchants for use in iOS apps distributed in the USA. It is meant for accepting payments in an iOS app, and claims to allow customers to checkout with one touch.
Venmo Touch UK	Venmo Touch is a Braintree & Venmo product. Currently only available to Braintree merchants for use in iOS apps distributed in the USA. It is meant for accepting payments in an iOS app, and claims to allow customers to checkout with one touch.
Venmo USA	Three basic functions: Pay, Charge and Trust. Similar to Paypal, allows people to make cash transactions without the hassle of carrying cash. Does not involve mobile carriers. Does not charge fees to load on to account, send and receive money. Will c
Verifone Payware Mobile USA	This free application, when paired with the hardware, allows you to use your iPhone to easily accept credit card payments, just as Square does. hardware is clearly better designed for use with the actual iPhone, Square's method of using the headphone
Verifone SAIL MPOS USA	This is a way for merchants to accept payments by reading cards using their mobile phones - an MPOS solution from Verifone.
Verizon USA	Verizon Wireless has hinted at cooperation with Vodafone on mobile payments, possibly for expatriate-oriented international remittances, or a service geared towards higher end users (Vodafone Watch 201004). Alltel merged into Verizon
Vertcoin	Vertcoin is a cryptocurrency that launched in 2014. It claims to have an algorithm designed to resist the development of custom mining hardware, and multipool mining.
Vingado Biometric Payment	Biometric authentication system that allows registered customers to pay by fingerprint in all stores linked up to the system.
Virgin Money Credit Cards	In 2003 Virgin Money went global with the Virgin Credit Card in Australia.
Virtual dynamic e-Carte Bleue service	One time card number for paying online
Virtual Wallet by PNC	Bank offer of a Virtual Wallet to organise your finances, as it is made up of three accounts: for everyday spending and bills, short-term savings, and long-term growth.
Visa / BPCE MicroSD NFC trial	Visa and the BPCE banking group held an NFC trial in Nice and Strasbourg for 500 users, who paid using microSD cards preloaded with a Visa payWave application.
Visa and ANZ Bank internal NFC trial	Visa and ANZ Bank Launch Small Internal Trial of microSD Cards. Fifty employees of ANZ bank and the Visa Inc. Australia country office are conducting a one-month test of mobile payment using iPhones and microSD cards that carry a Visa payWave appli
Visa Checkout	Visa Checkout is the replacement for V.Me and is a convenient way to make payments online.
Visa Digital Wallet - Middle East	Visa is set to launch the region's first digital wallet in UAE. It will allow the customer to store virtual payment cards in a digital wallet and use this for mobile payment, online payment and social payment. Earlier Visa ran a siz-month trial in Ku
Visa Europe Mobile Alerts	Visa Europe developed and promoted mobile financial services, from their research and pilot studies aimed at determining consumer preferences.
Visa Europe Mobile offers	Targeted offers and coupons delivered directly to the mobile device and redeemed at near-by retailers and businesses
Visa Europe Personal Payments	Handset-to handset and online-to-handset money transfer.
Visa Europe Smart Poster	Co-branded mobile posters, signposting nearby coffee shops with the offer of exclusive mobile 'buy one, get one free' offers
Visa Europe V.me digital wallet	Visa Europe V.Me digital wallet
Visa Europe/ Akbank contactless microSD Trial	Visa and Akbank to Launch Trial of Contactless microSDs. Akbank customers will be able to insert the contactless microSDs into their BlackBerrys with appropriate slots to tap to pay at payWave terminals in Istanbul and beyond. The cards have tiny a
Visa Inc Host Card Emulation (HCE)	In February 2014 Visa Inc annouced a break-through of Host Card Emulation technology added to Android KitKat. Host Card Emulation, or HCE, removes the need for a secure element by allowing providers to emulate an NFC smart card.
Visa Inc Money Transfer	May 2010 US to Guatemala with Moneygram Cash-to-card. Visa will partner with U.S. Bancorp to test a person-to-person service that can link any type of Visa credit or debit card. It also said it is collaborating with Google Inc. and Nokia Corp. to inc
Visa Mobile Money	Visa Inc. launched their new plug-and-play mobile money platform to offer bank-grade financial services with simplified transactions in February 2016, claimed to be more cost-efficient for financial institutions and mobile operators.
Visa Mobile Money - Kenya	Visa Inc. launched their new plug-and-play mobile money platform to offer bank-grade financial services with simplified transactions in February 2016, claimed to be more cost-efficient for financial institutions and mobile operators.
Visa Mobile Prepaid Card Bangladesh	Visa launched a mobile prepaid product in India, Pakistan, Indonesia and Bangladesh in November 2011.
Visa Mobile Prepaid Card India	Visa's digital wallet was launched in the USA and Canada in the fall of 2012, with several more countries planned for 2012.
Visa Mobile Prepaid Card Indonesia	Visa's digital wallet was launched in the USA and Canada in the fall of 2012, with several more countries planned for 2012.
Visa Mobile Prepaid Card Pakistan	Visa's digital wallet was launched in the USA and Canada in the fall of 2012, with several more countries planned for 2012.
Visa MPOS Thailand	Visa International Thailand has rolled out a Square-style mobile POS device in Thailand, which connects via a smartphone's headphone jack and allows merchants to process card transactions through a magstripe reader.
Visa payWave	Visa Wave is a form of contactless payment that removes the need to physically swipe the card into a reader.
Visa Personal Payments India	Visa Money Transfer is offered by banks in India as a facility for crediting resident Visa Debit or Credit Card accounts.
Visa QIWI Wallet	The Visa QIWI Wallet claims to be the No. 1 digital wallet in Russia.
Visa Token Service (VTS)	Visa's digital wallet is coming to the U.S. and Canada this fall with several more countries planned for 2012.
Visa V.me - UK	V.me is a digital wallet from Visa that allows consumers to pay online merchants with any debit or credit card using PC, smartphone or tablet.
Visa V.Me - USA	Visa announced this cross-channel digital wallet in November 2011 and started roll out in October 2012 through banks in the USA including PNC and US bank. The wallet stores Visa and non-Visa payment accounts and supports NFC and online payments.
Visa V.me Digital Wallet	V.me is a digital wallet from Visa that allows consumers to pay online merchants with any debit or credit card using PC, smartphone or tablet.
Visa V.me Digital Wallet - Australia	V.me is a digital wallet from Visa that allows consumers to pay online merchants with any debit or credit card using PC, smartphone or tablet.
Viva Bahrain International Credit Transfer	This service launched in January 2012 allows VIVA Bahrain prepaid customers to transfer credit from their prepaid line to friends and family back home.
Vivo Itaucard- Brazil	Mastercard & Telefonica set up a JV to offer mobile wallets to 68.5m Vivo subscribers. In Jan 2011 they signed an agreement to offere MP in 12 LACA countries where Telefonica is present with Movistar brand.
Vivo PayPal Mobile Payments Brazil	In August 2012 PayPal and Vivo launched a mobile platform that eradicates the need for an internet connection to complete payments.
VocaLink Multi-Channel Gateway (MCG)	Functionality required to enable banks to enhance existing mobile banking options and deliver a true real-time interbank account-to-account mobile payments service.
Vodafone Cash Egypt	Vodafone Egypt in collaboration with House & Development Bank introduced the Vodafone Cash service in June 2013.
Vodafone Egypt Airtime Topup	Money Transfer pending regulations. Had launched some mobile money services with HSBC. In 2010 Vodafone reported to be considering pulling out of Egypt. Awaiting new mobile banking regulations. Already offer Prepaid Card: vodafone cash. Transferr
Vodafone In Albania	Vodafone has launched its M-Pesa mobile payment service in Albania, as the first such service for the Albanian market.
Vodafone Italia Wallet and NFC Payment	Vodafone Pay allows customers to pay at stores in Italy using any card or PayPal.
Vodafone Qatar	International remittance and mobile cash service. Money transfer will let customers transfer funds between mobiles as well as send money from mobile to individuals and bank accounts in selected countries. Doha Bank obtained clearance from Qatar Centr
Vodafone SmartPass Wallet	Vodafone-branded proposition that will be offered to consumers across Vodafone's 398-million customer base in more than 30 countries across five continents, enabled by Visa's payment network, product suite and brand.
Vodafone United Kingdom	Send to Kenya. To add Uganda, UAE, US
Voicecash United Arab Emirates	The VoiceCash Group announced a new service for UAE to enable expatriates to send money home more quickly and safely in comparison with existing channels. Voice bank currently plans to add a salary card to the portfolio, enabling overseas worke
VoicePay voice authenticated payment from VoiceCommerceGroup	Allows consumers to authorise financial transactions via a mobile phone using their unique biometric "Voice Signature". Consumers can open a VoicePay account in just a few minutes during which time the system calls back to ask to record their unique
VOX Virtual Online Exchange from mStars - Indonesia	VOX is a mobile micro-banking service that offers microlending services for the rural poor in Indonesia, utilising the mobile as the channel.
Vpayments from Zimswitch	VPayments positions itself as the secure online payments gateway for Zimbabwe, signing up customers and merchants to facilitate online payments.

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Wages Protection System (WPS)	Wages Protection System (WPS) is an electronic salary transfer system that allows institutions to pay wages to workers via banks, bureaux de change, and financial institutions approved and authorized to provide the service.
Wallet One Digital Payment System	"Wallet One" is a Payment system from which one can draw on money by using a mobile phone. With W1 you can make bill payments to cellular operators, internet-providers, paid TV, public utilities, landline phone and etc. at any time and without a fee
Wallet One South Africa	In September 2014 Wallet One South Africa announced its third party payment service for purchase of prepaid services including airtime and prepaid electricity.
Walleto Online Payment Gateway	Walleto offers an online payment gateway service and e-business solutions to websites, with real time credit card transaction validation.
walletXpress from Siemens CMT	walletXpress is offered by Siemens as a next generation recharging and mobile payment platform. With walletXpress, you offer your subscribers a convenient and secure shopping experience with comprehensive recharging and mobile payment options.
Walmart GoBank	Financial products and services offered by Walmart include money orders, money transfers, credit card offerings, bill payment, and check cashing.
Walmart MoneyCenter and Financial Services - USA	Financial products and services offered by Walmart include money orders, money transfers, credit card offerings, bill payment, and check cashing.
Walmart Pay	Financial products and services offered by Walmart include money orders, money transfers, credit card offerings, bill payment, and check cashing.
Walmart-2-Walmart	Walmart-2-Walmart is a money transfer service launched in the USA for consumers to send and receive money within the country using Walmart stores.
Wanda - Movistar/MasterCard Service	Ready to launch mobile banking services to lower income segments by partnering with banks that focus on this market
Wanda mobile wallet	Wanda is a mobile payment service Launched in May 2012 in Argentina by Movistar and MasterCard.
Wanda Tu dinero móvil Mexcico	Wanda is a mobile payment service Launched in May 2012 in Argentina by Movistar and MasterCard.
Wanelo	Wanelo is a social way for buying products on the web and mobile. It is a way for users to discover what they want in terms of trending items.
Waon Card	The AEon Credit Services Company issues the Waon Card as a form of prepaid e-money for retail payments.
Waon e-money from Aeon
Warid Alfalah Branchless Banking	The Abu Dhabi Group (ADG) is to launch an independent mobile financial services company through a joint-venture of Bank Alfalah and Warid.
Warid Mobicash Congo	Warid MobiCash solution offers an approach to mobile payment that overcomes the challenges of cashless payment by using multi-factor authentication mechanisms (NSDT, fingerprint, NFC and Voice biometric) technology. The resulting mobile payment platf
Warid Pesa Uganda	Pakistanis overseas can now send balance to Warid prepaid users back home. Transfer To service enables customers to send small amounts of value to their home country. The sender needs to enter the amount and destination number and send it via SMS. T
Waseela Microfinance Mobicash Branchless Banking	Waseela Microfinance Branchless Banking Trial launched in Pakistan
Watan card UBL Disbursement	The Watan project is a cash disbursement program through a unique collaboration between the Government of Pakistan, UBL and Meda with funding from the Bill & Melinda Gates Foundation.
Watch2pay	Watch2pay was launched in July 2016 by MasterCard and JSC Halyk Bank as the first contactless watch payment solution in Georgia.
Wavecrest E-money platform	The Wave Crest eMoney platform provides highly-configurable, integrated payment solutions that include applications for open and closed-loop prepaid cards and e-wallets, innovative loyalty and promotional programs, and the ability to execute programs
Webcash from WOL	Webcash is a Malaysian based online payment system and Webonline Dot Com Sdn Bhd is an authorized electronic money issuer.
Webmoney - Ukraine	An electronic money and online payment system (transactions are conducted through WebMoney Transfer). WM Transfer Ltd, the owner and administrator of WebMoney Transfer Online Payment System, was founded in 1998 and is a legal corporate en
Webmoney Global	WebMoney is an electronic money and online payment system (transactions are conducted through WebMoney Transfer). WM Transfer Ltd, the owner and administrator of WebMoney Transfer Online Payment System, was founded in 1998 and is a legal corporate en
Webmoney global online purse for business activities- Russia	An electronic money and online payment system (transactions are conducted through WebMoney Transfer). WM Transfer Ltd, the owner and administrator of WebMoney Transfer Online Payment System, was founded in 1998 and is a legal corporate en
WebMoney Japan	WebMoney Japan can be used to pay at online stores in Japan. It is an online prepaid payment method.
Webmoney.EU	WebMoney is an electronic money and online payment system (transactions are conducted through WebMoney Transfer). WM Transfer Ltd, the owner and administrator of WebMoney Transfer Online Payment System, was founded in 1998 and is a legal corporate en
WeChat Hongbao (Red Envelope)	Tencent a popular social networking site in China introduced Q-coin as a way for memebers of the platform to pay for virtual goods and services offered by Tencent.
Weibo Qianbao (WeiboPay)	WeiboPay is a virtual currency that can be used to purchase virtual goods and services on Weibo and was launched by Sina, the operator of Weibo, a Twitter-like service in China.
Weixin Payment	Weixin Payment launched in March 2014, is the payment service offered by Tencent through its popular mobile messaging application WeChat, known as Weixin in mainland China.
Wells Fargo ExpressSend Money service	ExpressSend is a service from Wells Fargo to send money from the USA to Mexico, Central America and the Caribean, Asia and South America.
Wells Fargo Mobile and Text Banking	Wells Fargo Mobile and Text Banking
Wells Fargo Online Banking	Wells Fargo provides online banking services. They had 19 million online users as of June 2011.
Wells Fargo SurePay Send & Receive Money service	Send & Receive Money is a service that simplifies Wells Fargo customers' payments to other Wells Fargo and Bank of America customers through online and mobile banking using an email address or mobile phone number.
Wema Mobile	Wema Bank currently offers Wema Mobile for mobile banking.
WEOUT	WEOUT is an electronic shopping mall. Similar to a real shopping mall, various brands 'lease' a (digital) space within the app.
Western Union global MT and agent network	Western Union Money Transfer offers services to send and receive money, pay bills, transfer money direct to bank accounts, use prepaid cards and send money to mobile wallets.
Western Union Global Share platform	The Western Union Global Share platform launched in March 2013, enables the company to introduce new stored-value solutions in markets around the world by joining forces with local companies.
Western Union ICBC Account Based Money Transfer China	Send and Receive money; Bill payments; Account based MT; Prepaid Card; Mobile send to wallet; Mobile send
Western Union Mobile App for Money Transfer	Western Union offers a mobile application for money transfer.
Western Union Mobile Money Transfer (MMT)	Western Union announced plans for mobile money transfer with the GSMA association.
Western Union Prepaid Topup	Send and Receive money; Bill payments; Account based MT; Prepaid Card; Mobile send to wallet; Mobile send
Western Union Wallet for Business Payments	Send and Receive money; Bill payments; Account based MT; Prepaid Card; Mobile send to wallet; Mobile send
Western Union WU bill payments	WU Pay is a new way to pay for goods and services bought online. Consumers don't need to provide an account number or credit card — just an email address. WU Pay then emails bill directly to consumer who can use online billing/agent.
Weve (formerly Oscar) - UK	Everything Everywhere, Telefonica UK and Vodafone UK today announce plans to create a standalone m-commerce joint venture (JV). The new entity, the first of its kind in the UK, will bring together the expertise and technology of the UK's leading mobi
WikiPay Payment Network	WikiPay is a payment network that was built from the ground up, with the goal to be the most private and secure service. They claim to have a secure platform that allows anyone to send or receive money anytime, anywhere on any device.
WIND MMT through Western Union Italy	WIND Italy Mobile Money transfer from Italy to Western Union Agents worldwide.
Windows Phone 8 Digital Wallet	The Windows Phone 8 digital wallet feature keeps debit and credit cards, coupons, boarding passes and other important information. Coupled with a secure SIM from the carrier, it may be used for mobile payment in-store.
Wing Money Cambodia	WING is a wholly owned subsidiary of Australia & New Zealand Banking Group Limited (ANZ) and launched Cambodia's first mobile phone payment service. The WING functionality allows customers to access their account from any mobile phone to send and rec
WIR currency	WIR money is an electronic money service first created in Switzerland in 1934 by Zimmermann and Enz to support community payments at a time when they were affected by currency shortage in the Great Depression.
Wirecard	Wirecard service
Wirecard Mobile Card Reader for Smartphones	Wirecard service
Wisepay Switzerland Fully Hosted Payments for Schools	WISeKey and eight members committed to bringing Mobile Banking to millions of people. WISeKey agreed to provide a platform to enable anyone with a mobile phone to make payments and transactions, and to develop or reinforce communities through communi
Wizzit South Africa	Provides unbanked and underbanked target market with convenient access to banking and transactional services. Unlike traditional bank offering to this segment which is an ATM card and savings account, WIZZIT provides full transactional capability; Mo
Wonga	Wonga provides short term loans to customers in the UK, with new customers able to borrow up to £400 and existing customers £1000 depending on personal application limits (as of May 2015).
World First Foreign Exchange	UK-based provider of Foreign Exchange and FX provider
WorldPay Payment processing	Supports complex payment processing, risk management and reconciliation.
WorldRemit Online Money Transfer	WorldRemit is an online money transfer company supporting money send from 30 countries, including a number of European countries to 100 countries world-wide, and to send international airtime transfer as well.
WoW gold	World of Warcraft (WoW) is the most popular multi-player role-playing game online. It has around 8 million gamers worldwide. Players can earn tokens and WoW gold for use online.
WyWallet	Telia, Tele2, Telenor and 3 have formed a equally owned joint company for mobile payment. Coming summer all Swedish mobile customers, with both subscription and prepaid, will be able to use the new company's payment services. Aim is to allow the ce

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Xalis International	Xalis means money in various West-African languages. It consists of a mobile wallet software client leveraging the secure smart card chip component of an NFC handset. Consumers sign up by downloading the Xalis Mobile Wallet application into their NFC
Xapit Mobile Banking Zambia	Launched by Zanaco(Zambia National Commercial Bank), enables customers to transfer money, draw cash, buy airtime, pay bills from mobile. Has leveraged banks 48 branches across Zambia as agent network.
xapo Wallet	xapo is a Bitcoin based wallet that claims to offer a new way to bank. It offers a xapo account into which users can acquire bitcoin through wire transfer. They can transact directly from the Xapo platform using their mobile phones, a debit card and more.
Xendpay Online Money Transfer	Xendpay is an online money transfer service owned and operated by a leading foreign exchange provider RationalFX and is authorised by the UK FSA as a payments Institution.
Xiaomi Mi Pay	Xiaomi the Chinese mobile phone maker launched mobile payment service Mi Pay in China in September 2016.
XL Axiata Tranglo and Prepaid MasterCard	Axiata services
Xl Tunai / Cash XL	XL Axiata, a leading mobile telecommunications operator in Indonesia, has partnered with Tranglo to provide an innovative international airtime request service (gloRequest) to its prepaid subscribers. XL's prepaid customers can now request fixed amo
Xoom - Brazil Disbursements	Xoom online money transfer has a large proportion of revenue from Mexico, as India, Mexico and Philippines together make up 74% of revenue (February 2013).
Xoom Bank Deposit Money Transfer to India	Xoom online money transfer. Supports send money to Philippines mobile wallets?
Xoom Online Money Transfer USA	Xoom online domestic and international money transfer. Sending money worldwide with Xoom is easy. Supports send money to Philippines mobile wallets. With the Xoom.com money transfer service you can send money worldwide from any Internet-enabled co
Xoom Online Money Transfers	Xoom online money transfer has a large proportion of revenue from Mexico, as India, Mexico and Philippines together make up 74% of revenue (February 2013).
Xoom POWR	US based online money transfer company Xoom launched POWR (Pay only when received). The offer is that customers sending money only pay once the recipient receives the money, if the payments is through a bank account.
XPAY - UAE Exchange	XPAY is a virtual pre–paid account from the UAE Exchange India, through which consumers can load money and make payments via Internet or mobile.
Xpress Money Global Instant Money Transfer	Global instant money transfers Cash-to-Cash via agent network.
Xsolla Mobile Payments through Mobile Billing	Global In-Game Payment Optimization claiming to support 350+ Localized Payment Options In 85+Countries. Xsolla Mobile Payments claims to allow acceptance of payment from accounts of the main mobile phone operators with 1 click.

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Y-PayCash Wallet	YPAYCASH is a prepaid mobile wallet on the mobile phone in which consumers can load money and then use it to pay for a range of products and services.
Yaap Money, Yaap Shopping	Yaap is the brand for the digital services joint-venture between CaixaBank, Santander and Telefonica. Yaap Shopping and Yaap Money are to be launched this year.
Yandex Gorodskiye Platezhi (City Payments)	Yandex.Money is from Yandex and is the leading online payment system in Russia. Yandex is the leading internet company in Russia, operating the most popular search engine and the most visited website. In 2010, they generated 64% of all search traffic
Yandex.Money - Europe and CIS	Yandex.Money is the leading online payment system in Russia
Yandex.Money Russia	Yandex.Money is the leading online payment system in Russia
YAP MasterCard Prepaid Mobile Wallet	Access your Money with The YAP MasterCard Prepaid Card. You will receive a YAP Card that features YAP mobile payments, no activation charges, and no monthly service fees.
YAP Mobile Money Transfer (Yap Send and Yap Accept)	Access to money with a YAP MasterCard Prepaid Card that claims to provide mobile payments, no activation charges, and no monthly service fees.
Yapital Germany	Yapital is a cashless cross-channel payment solution. It is an online payment service from the Otto Group, a Germany based mail order company.
Yellow Pepper Money	In Feb 2010 Yellow Pepper Money Launch was announced. This is a mobile financial product for the unbanked created as part of a strategic alliance with Fundamo. YellowPepper provides mobile solutions, which enable monetary and informational transacti
Yes-wallet Pouch from YESpay	YES-wallet.com Limited launches Pouch, a smartphone mobile application, which is an electronic version of your physical wallet. As consumers you can download the Pouch App on to your smartphone for free and Pouch conveniently stores and manages your
Yobantel Service Senegal	SocGen says the Yoban'tel service - which is based on technology from US outfit Obopay - is designed as a universal payment method open to the largest number of people possible, whether they have bank accounts or not. Any mobile phone can carry out
Yoco	Yoco is an MPOS solution in South Africa that claims to make it easier for merchants to sell goods and services at the store or on the go.
YOXIMO contactless portable terminal Europe	Atos Worldline brings together Atos Origin expertise in high-tech transactional services and is active in Payment processing in Europe.
Yoyo Wallet from JustYoyo Limited	Yoyo is a marketing platform for modern retailers, powered by mobile payments.
Yu'E Bao mutual fund	Chinese online payment services provider. Accepts most payment instruments but not e-wallets;
Yucash Kenya	yu a mobile network in Kenya in partnership with Obopayhas introduced a service for people and small businesses to transact using mobile. It aims to improve access to financial services through mobile banking and payments services. Announced in Feb

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Zaad Or Zad Somalia	ZAAD1 is a MOBILE MONEY service, allowing customers to use their money for transfers, purchases, payment of bills , and airtime recharge. ZAAD Service is designed to enable customers to do banking transaction without visiting a bank branch. Free Regi
Zain E-Mal Service Jordan	The service is mainly about creating a virtual wallet to be accessed and controlled from the Zain customer's mobile handset which will be utilized as an alternative payment method. Through the m-wallet (mobile wallet); the customer can use it to top
Zain Iraq mobile payment	Originally IRAQNA (MERGED Q4 2007)
Zain Kuwait Me2U	Zain service for domestic money transfer.
Zain Mi-pay Kenya	Service targets all countries where Zain operates in East Africa. Active in Kenya with rollouts in Uganda, Tanzania to go live (201002). Send airtime to 3 numbers from Europe, USA, Canada.
Zain Saudi Arabia mobile payment	Zain service
Zain Sudan mobile payment	Zain service
Zain Transferto Ghana	Zain Ghana partners with TransferTo for international airtime top-up service. TransferTo, the global mobile airtime transfer company joined forces with Zain Ghana, a network within the Zain Group, to offer mobile recharge top-up service to its custo
Zala USA	Zala positions itself as a turn-key modular, mobile financial services platform. It is a secure international, mobile money transfer service that can be used on a mobile phone and on the web. Zala is a virtual bank account that comes with a personali
Zapp	Zapp is the UK's leading mobile payment innovation. Zapp puts real-time payments on people's mobile phones through their existing mobile banking application allowing secure payments to happen between consumers and merchants.
Zapper	Zapper is a free QR scanner app for making payments. With Zapper you can pay bills in a matter of seconds and quickly log in and sign up to websites, without using a keyboard.
Zapper South Africa	Zapper is a free QR scanner app for making payments. With Zapper you can pay bills in a matter of seconds and quickly log in and sign up to websites, without using a keyboard.
Zaptap Mobile Marketing Platform Canada	Retailers can use Zaptap's platform to push content to customers like incentives, personalized notifications, product information and reviews. Shoppers can get the data by directing their smartphone at products in the store.
Zashpay USA - (Merged into Popmoney)	Zashpay is Fiserv's P2P payment service that enables you to send and receive money in as little as one business day either where you bank online, or through ZashPay.com.
Zaypay from MIG	Zaypay supports international micropayments through SMS, phone calls, in-app and other alternative payment methods.
zCoins	zCoins is issued by Zynga as a form of payment that may be used to purchase decorations, businesses, and housing items from Zynga's Rewardville website, for use in CityVille and other Zynga games.
Zelle (replacing ClearXchange)	Nineteen U.S. financial firms -- including titans such as JPMorgan Chase & Co., Bank of America Corp. and Wells Fargo & Co. as well as regional lenders and credit unions have signed up for a new real-time payments network dubbed Zelle.
Zidisha	Zidisha is a peer-to-peer lending nnetwork. Borrowers ask for loans. Lenders select who to offer the loan to and set the interest. They claim to disburse 100% of the loan to the borrower.
Zimcoin	In September 2013 Zuka Zhakata announced ZimCoin (ZZC), which is directly linked to the defunct Zimbabwe dollar (Z$), claiming to offer the same features as Bitcoin with the added strengths of cash exchange.
ZimSwitch Mobile Banking, Telecel ZimSwitch Ready	ZimSwitch mobile platform will enable all financial institutions locally to offer mobile banking services to their customers. 201109: New service called ZimSwitch Instant Payment Interchange Technology (ZIPIT). The service is a fund transfer mechanis
ZimSwitch Shared Services (ZSS) Vpayments	Zimswitch is the National Electronic Funds Switch for ATM's and POS of Zimbabwe
ZipCash from Zimpost	Zipcash is a money transfer service from Zimpost that operates on an electronic platform called IFS and allows for domestic and international money transfer.
ZipCash India	ZipCash is a mobile voucher loaded on the consumer mobile phone for shopping online and offline.
ZIPIT and CABS Textacash based on ZimSwitch Mobile Banking	ZimSwitch mobile platform will enable all financial institutions locally to offer mobile banking services to their customers. 201109: New service called ZimSwitch Instant Payment Interchange Technology (ZIPIT). The service is a fund transfer mechanis
Zipmark Wallet	Zipmark makes it simple and safe to quickly pay your rent, bills, and even your friends for that coffee they bought you. Simply connect your bank account to Zipmark to make and receive payments via mobile, the web, and mailed invoices.
ZNAP
Zong (PayPal) Mexico	Zong is a mobile payment method especially designed to pay online. The phone is used as the authorization method, and the amount spent is charged to the phone bill. Through merchants using Zong, consumers can pay with their mobiles for items such as
Zong Brazil	Zong is a mobile payment method especially designed to pay online. The phone is used as the authorization method, and the amount spent is charged to the phone bill. Through merchants using Zong, consumers can pay with their mobiles for items such as
Zong USA	Zong is a mobile payment method especially designed to pay online. The phone is used as the authorization method, and the amount spent is charged to the phone bill. Through merchants using Zong, consumers can pay with their mobiles for items such as
Zoomit Online Bill Payment	Electronic billing facility linked to online banking applications.
Zoomit Online Bill Payment Netherlands	Electronic billing facility linked to online banking applications.
Zoompass Canada	Zoompass is a mobile wallet based on a prepaid card, supporting P2P money transfer service between any subscribers of Canadian mobile carriers who have a Zoompass account.
Zoona	Zoona is a mobile money platform especially targeting MSMEs in Africa.
Zoona Malawi	Zoona is a mobile money platform especially targeting MSMEs in Africa.
Zuno MyMoney Online Wallet	ZUNO created myMONEY - an online wallet that claims to combine the best of current accounts, savings and deposits.
Zuum Account	MFS (Mobile Financial Service), a joint venture between Telefónica and MasterCard Worldwide, is launching Zuum, Brazil’s first mobile payment service.
Zwallet from CloudZync	Zwallet is a free mobile wallet app launched by UK-based CloudZync.